Catalyst Fund

The Awareness Company specializes in data storytelling by leveraging an advanced platform that collects insights from diverse data sources, including human input and technological systems. Their flagship product, HYDRA, is a software-as-a-service (SaaS) solution that transforms complex data into clear, actionable stories, making information accessible and comprehensible for users of all levels. The company aims to democratize data, offering tools suitable for small, medium, and enterprise organizations. Their technology is applicable across various sectors, such as energy management, environmental protection, agriculture, and disaster mitigation, effectively addressing issues related to sustainability and corporate governance. By fostering data-driven communities, The Awareness Company empowers organizations to make informed decisions based on real-time and historical data while preparing them for future insights.

Enakl is a tech mobility company based in Africa, specializing in bus sharing solutions for commute rides. It uses data-driven technology to predict demand, pool users, and create efficient routes operated by professional drivers. Enakl's innovative model offers affordable pricing, promoting social inclusion while reducing congestion and improving transport access in African cities.

Octavia Carbon is the Global South's pioneering Direct Air Capture (DAC) company, focused on developing innovative technology to filter carbon dioxide directly from the atmosphere. By utilizing Kenya's abundant geothermal energy and geological resources, Octavia Carbon aims to significantly reduce the costs associated with DAC technology. The captured CO2 can be transformed into stable rock formations underground or repurposed as an industrial gas, providing a cleaner alternative to fossil fuels. This approach not only addresses climate change but also supports industrial power users in East Africa, contributing to the fight against energy poverty in the region.

Biobuu is a company dedicated to transforming food waste into valuable resources through environmentally sustainable practices. It specializes in recycling organic waste by utilizing insects and larvae to produce animal feed and fertilizer. This innovative approach not only addresses the challenges associated with waste management but also mitigates the environmental impact of traditional protein production for animal feed. By focusing on manufacturing capacity and sustainable production methods, Biobuu aims to contribute to a more sustainable agricultural ecosystem while providing effective solutions for waste reduction.

MazaoHub is an AI-powered end-to-end farm management company focused on enhancing the productivity and sustainability of rural farming. It provides a comprehensive agricultural software solution that incorporates solar soil sensors, enabling agribusinesses to serve as centers of excellence for local farmers. By analyzing soil and satellite data through artificial intelligence, MazaoHub delivers personalized insights tailored to individual farms, using accessible language through offline mobile applications. This approach facilitates improved data management, resource optimization, and stronger connections between farmers and buyers, ultimately transforming rural agriculture into a more efficient and profitable endeavor.

Earthbond is a company focused on providing carbon accounting information to commercial and residential clients across Africa. By utilizing businesses' energy consumption and financial data, Earthbond connects clients with renewable energy vendors. This approach enables homes and businesses to save money while contributing to environmental sustainability through the adoption of solar energy. The company leverages the collective power of local communities to secure better pricing and financing options, facilitating a widespread transition to renewable energy solutions.

Raino Tech4Impact is a social enterprise that leveraging technology as an enabler to empower African communities. Founded in 2014, They have been developing technology-driven solutions in health, agriculture, sports, green energy and offer business support services. In partnership with various key players in different sectors, they have developed unique and efficient different use cases of technological solutions impacting millions of lives.

NoorNation is focused on delivering long-term, decentralized energy and water infrastructure solutions. As a renewable energy manufacturing company, it aims to address the essential needs of less-served areas by offering solar-powered, self-contained, and rapidly deployable units. These units support the industrial localization movement and enhance sustainability across various sectors, including farming, tourism, and rural communities. By enabling clients to utilize green infrastructure, NoorNation helps provide clean energy and safe water at affordable prices, contributing to the triple bottom line of social, environmental, and economic sustainability.

Medikea Health is a multiservice online healthcare application aimed at providing accessible and affordable primary care to millions of Africans. The platform facilitates virtual, subscription-based telemedicine, allowing users to have online consultations with health providers through chat or call. In addition to telemedicine services, Medikea offers in-person care through a network of asset-light clinics. Users can book appointments, receive medicine delivery, and access at-home lab testing for non-emergent medical issues. The platform also enables hospital referrals and provides discounts on medications, ensuring convenience and affordability in healthcare for its users.

Scrapays is a cleantech startup that integrates recycling, technology, and finance to streamline the recovery of recyclable waste. Targeting the top 1% of urban populations involved in recycling, Scrapays offers on-demand material recovery services for individuals and enterprises. Utilizing an innovative platform that combines USSD, IoT, web, and mobile applications, the company enables a decentralized recovery model that facilitates quick pickups, often within a day. Scrapays empowers independent businesses, known as Agents and Collectors, to manage recyclable material recovery while earning commissions based on the weight of materials collected. Additionally, individuals can host collection outlets or take on roles as local Collectors, transforming unused spaces into temporary recycling hubs. The platform not only helps users monetize their recyclable waste but also enhances overall efficiency in managing scrap materials through a network of micro-businesses. Scrapays aims to create a more sustainable and profitable recycling ecosystem for both waste producers and recovery partners.

Zebra CropBank is a technology-driven company focused on creating a produce banking and distribution platform that enables farmers to convert their crops into tradable assets. The platform offers a post-harvest produce management system, allowing farmers to efficiently store, manage, and monetize their produce. By developing storage and processing facilities in various locations, Zebra CropBank enhances the accessibility and transparency of produce management. This innovative approach not only helps farmers tackle food waste but also provides them with the opportunity to instantly convert their crops into cash or use them as collateral for credit, ultimately improving their financial stability.

Thola is a company dedicated to aiding businesses in measuring and reducing their environmental impact while enhancing sustainability practices. It operates a marketplace that connects companies with accredited sustainability officers, facilitating compliance monitoring and support across various areas such as environmental impact, ESG, and human rights. Thola's platform simplifies the compliance journey by providing a centralized system for sustainability compliance needs, making it accessible and affordable for small and medium-sized enterprises worldwide. The company's software automates sustainability compliance intelligence, forecasting regulatory requirements based on factors like location, size, and services, thereby streamlining processes related to monitoring, reporting, auditing, and certification. Through its innovative approach, Thola empowers businesses to contribute to a more responsible future while easing the compliance burden.

Thola is a company dedicated to aiding businesses in measuring and reducing their environmental impact while enhancing sustainability practices. It operates a marketplace that connects companies with accredited sustainability officers, facilitating compliance monitoring and support across various areas such as environmental impact, ESG, and human rights. Thola's platform simplifies the compliance journey by providing a centralized system for sustainability compliance needs, making it accessible and affordable for small and medium-sized enterprises worldwide. The company's software automates sustainability compliance intelligence, forecasting regulatory requirements based on factors like location, size, and services, thereby streamlining processes related to monitoring, reporting, auditing, and certification. Through its innovative approach, Thola empowers businesses to contribute to a more responsible future while easing the compliance burden.

TOLBI works on agriculture industry and provide solutions on agricultural intelligence and productivity.

Sand to Green is a company focused on addressing critical environmental challenges such as desertification, land degradation, and food security. It specializes in agroforestry technology that rehabilitates arid lands into productive orchards. The company's innovative approach involves establishing endemic agroforestry plantations, utilizing solar desalination, and implementing carbon offset mechanisms to support the cultivation of fruit and biofuel plantations. By desalinating seawater for irrigation, Sand to Green enables the creation of sustainable and healthy plantations, ultimately contributing to the restoration of degraded lands and enhancing food production in affected regions.

Sand to Green is a company focused on addressing critical environmental challenges such as desertification, land degradation, and food security. It specializes in agroforestry technology that rehabilitates arid lands into productive orchards. The company's innovative approach involves establishing endemic agroforestry plantations, utilizing solar desalination, and implementing carbon offset mechanisms to support the cultivation of fruit and biofuel plantations. By desalinating seawater for irrigation, Sand to Green enables the creation of sustainable and healthy plantations, ultimately contributing to the restoration of degraded lands and enhancing food production in affected regions.

Agro Supply is a digital platform designed to assist farmers in managing their finances and purchasing agricultural inputs. It operates a mobile layaway system that allows farmers to save for essential farming resources, such as fertilizer and seeds, through a micro-saving scheme involving scratch cards. By using this approach, farmers are able to acquire necessary inputs without resorting to credit, thereby reducing costs. Additionally, Agro Supply offers training mechanisms to enhance agricultural practices, ultimately aiming to boost crop yields for its users. The platform effectively bridges the gap between financial management and agricultural supply, supporting farmers in achieving better productivity.

Assuraf is a prominent Pan-African InsurTech company headquartered in Dakar, Senegal, with a focus on Francophone Africa. The company operates a digital broking platform that caters to all types of insurance, aiming to enhance insurance inclusion across emerging markets. Assuraf's integrated platform is designed to streamline the process of obtaining insurance by allowing users to access a variety of digital products from multiple insurance providers in one convenient location. By building essential infrastructure and tailored products, Assuraf seeks to meet the diverse needs of individuals in the region, ultimately driving greater access to insurance solutions.

Bekia is a technology platform focused on waste management, enabling individuals to monetize their inorganic waste. Through its platform, users can exchange separated waste for various goods and services, fostering a circular economy. By participating in this system, clients can earn points that can be redeemed for essential items such as groceries, school supplies, metro tickets, and mobile credits. Alternatively, users have the option to donate their earned points to support various charitable causes. Bekia's innovative approach not only incentivizes waste separation but also promotes sustainable practices within communities.

Eight Medical operates an innovative platform that swiftly connects individuals requiring urgent or emergency medical care with nearby professional responders. This service ensures round-the-clock access to critical healthcare resources, providing peace of mind for users and enhancing public safety.

PaddyCover is an insurance services provider based in Lagos, Nigeria, founded in 2018. The company operates an online platform that offers a range of insurance solutions, including health, vehicle, and home insurance. It collaborates with established insurers and customer aggregators to create a multi-channel platform, which facilitates flexible and convenient payment options for insurance packages. Through this approach, PaddyCover enables users to access a variety of reputable insurance providers, ensuring they receive optimal services tailored to their needs.

Farmz2U is an infrastructure company focused on empowering smallholder farmers to operate at a commercial scale. It provides a comprehensive farming management system that automates agricultural production, enhancing yield and profitability. The company's platform includes a web application that offers digital extension services, guiding farmers through all stages of the farming process, from pre-farming to post-harvest. By delivering tailored agricultural expertise and facilitating market access, Farmz2U enables smallholder farmers to improve their production capabilities and connect more effectively with the market. Through its support, the company aims to enhance local farm production and strengthen the agricultural sector.

Farm to Feed is a food supply chain company focused on addressing food loss and waste through a tech-enabled platform. It aims to create a circular food system by establishing a market for surplus and imperfect produce. This approach allows farmers to generate additional income by selling fruits and vegetables that would otherwise go unsold due to their appearance. Additionally, Farm to Feed enhances the affordability of nutritious food for consumers while contributing to a reduction in CO2 emissions. The company's innovative solutions promote sustainability and efficiency within the food supply chain, benefiting both producers and consumers.

Visual and AI Solutions (VAIS) is a deep-tech company focused on enhancing agricultural practices through advanced technology. It specializes in developing proprietary AI and deep learning algorithms that optimize resource use in farming, contributing to climate-smart agricultural methods. By leveraging multispectral Earth Observation data analytics, VAIS aims to minimize environmental impact while improving efficiency in agriculture. This innovative approach positions the company at the forefront of AgriTech, providing solutions that address both productivity and sustainability challenges in the agricultural sector.

Octavia Carbon is the Global South's pioneering Direct Air Capture (DAC) company, focused on developing innovative technology to filter carbon dioxide directly from the atmosphere. By utilizing Kenya's abundant geothermal energy and geological resources, Octavia Carbon aims to significantly reduce the costs associated with DAC technology. The captured CO2 can be transformed into stable rock formations underground or repurposed as an industrial gas, providing a cleaner alternative to fossil fuels. This approach not only addresses climate change but also supports industrial power users in East Africa, contributing to the fight against energy poverty in the region.

Bamba is a company that specializes in developing a personalized protection platform aimed at enhancing the health and economic well-being of individuals. The platform provides prevention and protection plans, including health services such as medical care and insurance for minor medical expenses, as well as financial services like payroll management. Bamba's solutions are designed to connect employers with vulnerable workers and freelancers, offering tailored services that meet their specific needs. This includes embedding a smart digital agent into any company’s interface to help users quickly address unforeseen events while minimizing costs.

Koltin is a dedicated health insurance company focused on providing comprehensive insurance and preventative care services specifically for seniors in Mexico. It addresses the needs of individuals over 60, a rapidly growing demographic, by offering access to major medical health insurance and personalized care plans. By partnering with a leading insurance carrier, Koltin delivers a range of services, including accident insurance, coverage for major medical expenses, and unlimited preventive advice from specialists. Its platform emphasizes technology-enabled health aging plans and team-based care, allowing elderly members to maintain their independence while ensuring their physical and mental well-being. Koltin has positioned itself as a vital resource for older Mexicans seeking quality healthcare options.

HourWork operates a recruitment and retention platform tailored for hourly workers in quick-service restaurants. Founded in 2018, the company connects employers with potential candidates from its extensive talent pool, comprising over 5,000 franchises nationwide. HourWork's platform integrates seamlessly with existing HR software, ensuring secure and compliant operations while facilitating rehiring of past applicants and former employees. This streamlined approach helps businesses reduce recruitment costs, enhance compliance, and boost employee engagement.

Cold Hubs is a provider of solar-powered cold storage facilities designed to preserve perishable food. The company offers modular, walk-in cold rooms that operate off-grid, enabling the storage and preservation of various perishable items, including crops, raw meat, fruits, and vegetables. By utilizing these solar-powered solutions, Cold Hubs helps farmers extend the shelf life of their produce, ensuring that fruits and vegetables remain fresh for a longer duration. This approach not only aids in reducing food waste but also supports farmers in maintaining the quality of their products in areas lacking traditional refrigeration options.

Caantin AI focuses on enhancing the operational efficiency of restaurants in Africa by providing a comprehensive platform for managing food supply procurement, payments, and short-term credit. The company has developed software that simplifies vendor management and streamlines procurement processes, facilitating easier onboarding and operations for food businesses. By offering tools for supplier payments and inventory financing, Caantin aims to improve customer satisfaction and overall business outcomes for its clients. Additionally, the platform includes features such as payment reminders and systems for collecting payments, which help restaurants manage accounts receivable more effectively. Through these services, Caantin AI seeks to significantly increase the contribution of the restaurant sector to the global economy.

Aquarech is a company focused on enhancing fish farming practices to improve production efficiency and market access for fish farmers, particularly in Africa. It offers a comprehensive platform that enables farmers to source quality feed and adopt technology-driven precision fish farming techniques. By facilitating access to credit and promoting equal trade opportunities, Aquarech aims to reduce production costs and make tilapia more affordable and accessible. The company's initiatives contribute to food security and foster an inclusive aquaculture value chain that empowers local communities and enhances their livelihoods.

Tulix is a payments and remittance platform focused on empowering individuals across Africa by facilitating money sharing and collaborative payment management. The platform enables users to send money for various purposes, such as supporting families, purchasing goods, or covering medical and educational expenses. Tulix enhances the user experience by allowing individuals to manage their financial contributions transparently, enabling them to see and decide how funds will be utilized, which fosters accountability. The platform features innovative tools, including the creation of "jars" for collaborative budgeting and goal-based savings, aimed at improving financial health. By combining fast and affordable payment options with enhanced visibility and collaboration, Tulix offers significant value to both senders and recipients, allowing them to maintain connections regardless of geographic barriers.

Aquarech is a company focused on enhancing fish farming practices to improve production efficiency and market access for fish farmers, particularly in Africa. It offers a comprehensive platform that enables farmers to source quality feed and adopt technology-driven precision fish farming techniques. By facilitating access to credit and promoting equal trade opportunities, Aquarech aims to reduce production costs and make tilapia more affordable and accessible. The company's initiatives contribute to food security and foster an inclusive aquaculture value chain that empowers local communities and enhances their livelihoods.

Tulix is a payments and remittance platform focused on empowering individuals across Africa by facilitating money sharing and collaborative payment management. The platform enables users to send money for various purposes, such as supporting families, purchasing goods, or covering medical and educational expenses. Tulix enhances the user experience by allowing individuals to manage their financial contributions transparently, enabling them to see and decide how funds will be utilized, which fosters accountability. The platform features innovative tools, including the creation of "jars" for collaborative budgeting and goal-based savings, aimed at improving financial health. By combining fast and affordable payment options with enhanced visibility and collaboration, Tulix offers significant value to both senders and recipients, allowing them to maintain connections regardless of geographic barriers.

Caantin AI focuses on enhancing the operational efficiency of restaurants in Africa by providing a comprehensive platform for managing food supply procurement, payments, and short-term credit. The company has developed software that simplifies vendor management and streamlines procurement processes, facilitating easier onboarding and operations for food businesses. By offering tools for supplier payments and inventory financing, Caantin aims to improve customer satisfaction and overall business outcomes for its clients. Additionally, the platform includes features such as payment reminders and systems for collecting payments, which help restaurants manage accounts receivable more effectively. Through these services, Caantin AI seeks to significantly increase the contribution of the restaurant sector to the global economy.

Mujer Financiera is a startup dedicated to promoting financial inclusion for women in Latin America by providing essential financial education and resources. The company focuses on closing the gender gap in financial literacy through a comprehensive academy that offers content on budgeting, saving, and investing. Additionally, Mujer Financiera has developed a user-friendly application that helps women track their finances effectively. By fostering a supportive online community, the company empowers women to enhance their financial literacy, make informed life decisions, and achieve their financial goals. Through these initiatives, Mujer Financiera aims to support women in managing their personal finances and encourage their participation in investment opportunities.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Swoove is a logistics service aggregator that provides a comprehensive dispatch and fleet management platform aimed at enhancing delivery experiences for businesses and their customers. The company specializes in offering efficient and cost-effective shipping solutions, enabling African small and medium-sized enterprises (SMEs) to manage deliveries seamlessly across the continent and beyond, beginning with operations in Ghana. Swoove's services include doorstep delivery, accurate pricing, and real-time tracking updates, allowing businesses to monitor their deliveries easily and expand their operations without concerns over costs. With shipping options starting at an affordable rate, Swoove is positioned to support the growth of e-commerce in Africa by streamlining logistics and improving operational efficiency.

Oze is a technology company focused on bringing small and medium-sized enterprises (SMEs) in Africa into the digital age. It offers an application that allows businesses to easily track sales, expenses, and customer information. By analyzing this data, Oze provides tailored recommendations and business education to help entrepreneurs improve their operations. The platform also connects users with Oze Coaches for additional support, enhancing their learning experience. With over 150,000 registered users, Oze claims to be the largest online community of SMEs in West Africa. The company leverages machine learning to assess credit risk, enabling it to offer affordable capital through banking partners. Notably, 97% of businesses that have utilized Oze for at least nine months report growth or profitability, indicating the effectiveness of its services in fostering business success.

Tendo is an online platform based in Accra, Ghana, that facilitates independent reselling by connecting resellers with businesses. Founded in 2019, the company allows individuals to start their own online businesses without the need for upfront capital investment. Tendo sources ready-to-ship products from various suppliers, which are then made available to resellers who can add their profit margins. The platform also provides access to social media tools and enables resellers to list products at wholesale prices, eliminating the challenges of inventory management and transportation. This innovative approach empowers small businesses and individuals to thrive in the digital e-commerce landscape.

Shopa is a digital platform designed to bridge the gap between informal retailers and manufacturers, facilitating the ordering and delivery of products. By digitizing the informal retail supply chain, Shopa connects these retailers directly with suppliers, streamlining the procurement process. Additionally, the company offers microcredit services to support informal retailers, ensuring they have the financial resources to sustain and grow their businesses. Shopa's mission also includes making essential goods consistently accessible to consumers in underprivileged communities, thereby enhancing the overall supply chain efficiency and improving the availability of products in these areas.

TOP is a women-owned period care company that aims to empower women with better product choices, protecting their bodies and the environment. It offers offers organic tampons and pads that are accessible to everyone. Wherever there is toilet paper, there MUST be period products.

Crop2Cash is an agricultural technology company focused on empowering farmers in rural Nigeria by enhancing access to financing and improving the agricultural supply chain. The company's platform facilitates digital payments and streamlines processes such as weighing, quality control, and extension services. By digitizing the value chain of food crops, Crop2Cash ensures transparency and efficiency, which are crucial for building the financial identity of farmers. This approach addresses the challenges faced by smallholder farmers in securing funding, as it provides banks with a transparent financing process while offering responsible farmers the capital they need to grow their operations.

PocketFin is a FinTech company that specializes in micro-insurance distribution in India, focusing on tier 2, 3, and 4 towns and cities. The company offers a unique hybrid sales network that combines both an app-based platform and an agent-based approach. By aggregating local influencers who already have affiliations with various agencies, PocketFin enhances the accessibility of financial products, particularly loans and savings, to rural populations. These agents utilize a customized customer relationship management system to efficiently manage monthly collections, thereby aiding financial institutions such as banks and non-banking financial companies in penetrating rural markets and improving their lending and collection processes.

Verqor is an innovative platform that aims to transform the agricultural sector by integrating finance and technology. It facilitates access to cashless credits for farmers, enabling them to purchase necessary supplies and technology. The platform employs alternative data-driven credit scoring methods to promote financial inclusion and enhance agricultural practices. By connecting various stakeholders in the agriculture industry, including farmers, financial institutions, and crop buyers, Verqor creates a network that allows for efficient transactions and improved supply chain transparency. This approach not only empowers farmers with the resources they need but also allows financial institutions to offer low-risk credit options based on the unique credit profiles established through their data-driven methods.

Ohm Mobility is a platform focused on fintech and clean transportation services, aiming to transform urban mobility. The company is developing a technology platform designed to enhance the management and financing of vehicles, including electric vehicles, particularly in emerging markets. By integrating digital payments, Internet of Things data, and advanced data science, Ohm Mobility seeks to modernize financial processes, allowing banks to lower lending costs and improve their lending operations. This innovative approach positions Ohm Mobility as a key player in the intersection of transportation and finance, promoting sustainable and efficient urban transportation solutions.

Ziada is a mobile application focused on connecting service providers in the unorganised sector with consumers seeking their services. The platform facilitates growth for these providers by linking them with clients actively searching for trusted service options. In addition to job matching, Ziada offers business advisory services and access to equipment rentals, enhancing the operational capabilities of service providers. Users can easily select the desired service category and choose a provider based on their geographic location, thus streamlining the process of finding reliable services in their area.

HealthDart is a healthcare technology company that focuses on improving access to health services in middle-income areas. The company operates a digital health application that connects users with a network of local, independent pharmacies and healthcare providers. Through this platform, HealthDart offers a range of services, including the ability to manage healthcare needs, receive in-person consultations with verified nurses and doctors, and obtain instant health advice. Users can easily order medications and health products for doorstep delivery, facilitating more affordable and convenient access to essential healthcare services.

Boost Technology provides financial B2B commerce platforms. The company provide services that create a tipping point and services that listen, learn, build, and iterate on a shared platform. Boost assists distributors in the trillion-dollar informal economy. Boost is a single, adaptable platform that allows clients to be served in numerous languages and currencies, with multiple catalogues and prices available across channels.

KudiGo is a mobile-based software company that provides an integrated retail management solution tailored for informal consumer retailers in Africa. The platform combines retail management, accounting, non-cash payment processing, and advanced data analytics to empower users with greater oversight of their businesses. By leveraging innovative technology, KudiGo helps retailers adopt efficient bookkeeping practices and enhances financial inclusivity. Additionally, the use of big data and blockchain technology ensures transparency and facilitates real-time monitoring for manufacturers and distributors within this market sector. KudiGo's comprehensive suite of tools enables users to analyze consumer behavior, fostering business growth and sustainability in an evolving retail landscape.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Kandua is an online marketplace that connects homeowners and building maintenance managers with rated and vetted artisans in South Africa. The platform facilitates the hiring of small, independent contractors for home renovations, maintenance, and repairs, significantly reducing the risks associated with such engagements. Kandua allows users to search for service providers based on their specific needs, offering comprehensive profiles of artisans that include personal details and reviews from previous clients. All communication, invoicing, and payments are managed through the platform, ensuring a streamlined and secure experience for both homeowners and service providers.

Jetstream Africa Limited is a cloud-based logistics company headquartered in Accra, Ghana, established in 2018. The company operates a digital platform that facilitates cross-border marine logistics services for African businesses. It specializes in freight forwarding and global exports, enabling small and medium-sized enterprises (SMEs) to access international trade more easily. By offering services such as shipment booking and tracking, as well as consolidated shipping options, Jetstream enhances the supply chain experience for its users, effectively leveling the playing field in the competitive global market.

Koa is a savings and financial services platform that specializes in providing technology solutions and financial service applications through its API. Co-founded by Alexis Roman and Delila Kidanu, Koa focuses on delivering savings-as-a-service by integrating financial services into various applications. The company aims to enhance user experiences with innovative financial tools while ensuring accessibility and ease of use for its clients.

Indicina Technologies Limited is a Lagos-based company that offers a digitized credit analysis platform aimed at enhancing consumer finance strategies in Africa. The platform serves a variety of financial institutions, including banks, insurers, and consumer finance companies, by providing tools for creating credit rules and models, conducting credit assessments and scoring, managing loan portfolios, and facilitating loan collections. By leveraging analytics-driven insights, Indicina helps these institutions optimize their credit decision-making processes, improve application acceptance rates, and reduce default rates, thereby contributing to the development of a robust credit infrastructure in the region.

Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

WellaHealth is a startup focused on improving healthcare access for low-income individuals and families in Nigeria. The company has developed a digital triage bot that provides guidance based on the Nigeria Centre for Disease Control guidelines, allowing users to log their health responses for potential follow-up by public health authorities. In addition to this innovative tool, WellaHealth offers micro-health insurance plans that target prevalent diseases, providing affordable coverage for treatments and medications. Their platform connects users to a network of pharmacies and healthcare professionals, enabling them to manage their health needs without facing significant financial strain.

Graviti offers the products needed the most, financed for months. No credit or debit card, no initial payment, no arrears, and with credit approved immediately. It wants to make sure every family in LATAM is able to buy basic appliances for the home by offering fair and accessible financing to acquire them. The company was founded in 2019 and is based in Mexico.

Paymenow Group is a financial wellness and inclusion platform based in Stellenbosch, South Africa, founded in 2019. The company provides employees with early access to wages they have already earned, integrating its application with employers' payroll systems for real-time access. By focusing on financial wellness, Paymenow aims to promote responsible financial behavior and encourage saving among employees. The platform addresses challenges associated with traditional payday and microlending practices by offering affordable access to cash, while also educating users to help them achieve their financial goals. Through gamification and user-friendly features, Paymenow enhances financial inclusion and supports employees in managing their finances more effectively.

MangoLife is a company that offers life, retirement, education, and health insurance aimed at safeguarding individuals and their families from fundamental life risks. Founded in 2017 and headquartered in Leon, Guanajuato, the company leverages technology to enhance the customer experience by simplifying interactions and the contracting process. This approach minimizes unnecessary paperwork and clarifies coverage options, distinguishing MangoLife from traditional insurers.

Flex Finance is a spend management platform specifically designed to assist small and medium-sized enterprises in Africa with managing their finances. Recognizing that a significant number of businesses in the region fail due to inadequate financial management, Flex provides a solution that streamlines expense tracking and budgeting through an intuitive user interface. The platform offers features such as digital requisitions, bulk payment transfers, and comprehensive expense management tools, empowering businesses to digitize their daily operations and better control their spending. With high digital literacy among African businesses and a willingness to adopt digital solutions, Flex Finance aims to enhance financial management practices, ultimately contributing to the sustainability and growth of these enterprises.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Gro is an app that provides financial services, digital accounts, and savings. Offer customers products with reasonable prices, diversified business models, and benefits that are very beneficial to investors. is a private asset manager that specializes in investing in funds.

Meerkat is a financial wellness company established in 2015 and headquartered in Cape Town, South Africa, dedicated to enhancing the financial health of individuals. The company offers a variety of services, including debt counseling, debt consolidation, debt rescue, employee wellness programs, and credit risk coverage. Meerkat's platform is designed to empower clients to manage their finances more effectively, helping them achieve their financial goals. Additionally, the company provides a credit life business that offers comprehensive coverage at competitive premiums, accessible easily through a mobile application.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

PesaKit is an artificial intelligence-powered platform based in Nairobi, Kenya, established in 2018. It specializes in providing digital solutions for mobile money agents and merchants, focusing on last-mile distribution and access channels in the African market. The company’s software application features an AI-driven virtual assistant that helps users efficiently manage liquidity and conversion processes. By offering a seamless and interoperable interface, PesaKit aims to enhance financial inclusion and streamline operations for mobile finance agents, thereby supporting the growth of digital financial services across the continent.

FarMart is an agritech company focused on empowering farmers and optimizing the agricultural supply chain. By leveraging technology, FarMart addresses the challenges faced by farmers and enhances the efficiency of the agricultural ecosystem. The company provides a platform that connects farmers with retailers and food businesses, facilitating the sharing of farm-related information and enabling easy access to crucial resources and markets. Through this innovative approach, FarMart helps farmers sell their produce at competitive prices, ultimately aiming to create a sustainable and efficient agricultural supply chain that benefits both farmers and consumers.

CowryWise is a FinTech company based in Lagos, Nigeria, that provides a personal finance platform aimed at automating savings and investments for users across the country. The platform allows users to automatically transfer funds from their bank accounts into CowryWise accounts on a daily, weekly, or monthly basis. These savings are then invested in risk-free instruments such as treasury bills and government bonds, earning interest daily. CowryWise focuses on democratizing access to premium financial services by offering them at low rates, thereby enhancing financial inclusion. Through technology and investment management, the company delivers wealth management and financial planning services, along with free wealth advisory and consumer education, enabling customers to achieve their financial goals in a secure and straightforward manner.

Spoon Money is an online stokvel management platform designed to enhance transparency, security, and accountability in the traditional practice of community savings groups, known as stokvels. The company focuses on creating solutions that cater to the specific needs of its users, fostering a community-driven approach to product development. Spoon Money's system facilitates safe access to loans and offers savings and credit solutions aimed at promoting sustainable livelihoods and financial resilience. Additionally, it captures valuable data to support a proprietary credit scoring methodology, which helps users to improve their financial standing and incentivizes positive saving behaviors.

Visual and AI Solutions (VAIS) is a deep-tech company focused on enhancing agricultural practices through advanced technology. It specializes in developing proprietary AI and deep learning algorithms that optimize resource use in farming, contributing to climate-smart agricultural methods. By leveraging multispectral Earth Observation data analytics, VAIS aims to minimize environmental impact while improving efficiency in agriculture. This innovative approach positions the company at the forefront of AgriTech, providing solutions that address both productivity and sustainability challenges in the agricultural sector.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Turaco Inc., established in 2018 and headquartered in Wilmington, Delaware, is an insurance technology company specializing in providing affordable health and life insurance solutions to low-income individuals. It offers a range of products, including health loans and insurance, delivered through a user-friendly mobile application and online platform. Turaco's mission is to make healthcare financing accessible and affordable, enabling customers to manage risks and obtain necessary medical care at budget-friendly monthly premiums.

Hover, LLC is a company based in Eaton, Colorado, founded in 2002. It specializes in developing an application that facilitates mobile money payments, catering to the growing global mobile money industry, which processes over $1.3 billion daily. Hover provides an Android API that allows developers to seamlessly integrate various mobile money services worldwide, enabling quick and efficient payment solutions.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Nearly 2 billion people around the world are unbanked and lack access to formal financial services. For refugees, migrants, and cross border traders, this is particularly challenging because they have no safe or reliable way to bring their money across borders or an affordable way to send and receive money, leaving them vulnerable to exploitative exchange rates and theft. With Leaf, users can travel without cash and rest assured that their money will be safe and accessible no matter where they go. Friends and family around the world can also deposit into a refugee’s account, regardless of location. Backed by blockchain technology of Stellar, Leaf ultimately creates an economic identity that customers can use to establish themselves in a new country.

Banco Maré is a social startup based in Rio de Janeiro that focuses on providing financial services to underserved communities. Through its mobile application, the company enables users to pay bills, transfer funds between individuals, and make purchases at local markets using a digital currency called "stilt." Banco Maré aims to serve regions lacking traditional financial systems, offering a streamlined platform for basic banking services that eliminates intermediaries and simplifies transactions.

payAgri is a farmer-centric agri-fintech company based in Theni, Tamil Nadu, established in 2017. The company focuses on creating a sustainable and inclusive model in the agricultural value chain, connecting farmers directly with buyers to streamline trade and funding flows. By leveraging technology, payAgri enables farmers to generate verifiable and traceable data, which helps eliminate inefficiencies such as middlemen and cash-based transactions. With a strong foundation built on six years of rigorous on-field research in the farming and rural sector, payAgri aims to empower farmers, enhance their asset-building capabilities, and improve overall operational efficiency in the agricultural market. The company is supported by various prestigious institutions and initiatives, emphasizing its commitment to fostering financial inclusion within the agriculture sector.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Salutat specializes in intelligent communication solutions for financial institutions. The company has developed a technology that automates and enhances customer relations, offering two-way personalized smartphone chats. This innovation allows banks to streamline client conversations, significantly reducing communication time and costs. By improving customer interaction, Salutat's technology enhances repayment services, sales, and customer retention capabilities, ultimately driving better outcomes for financial institutions and their clients.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

payAgri is a farmer-centric agri-fintech company based in Theni, Tamil Nadu, established in 2017. The company focuses on creating a sustainable and inclusive model in the agricultural value chain, connecting farmers directly with buyers to streamline trade and funding flows. By leveraging technology, payAgri enables farmers to generate verifiable and traceable data, which helps eliminate inefficiencies such as middlemen and cash-based transactions. With a strong foundation built on six years of rigorous on-field research in the farming and rural sector, payAgri aims to empower farmers, enhance their asset-building capabilities, and improve overall operational efficiency in the agricultural market. The company is supported by various prestigious institutions and initiatives, emphasizing its commitment to fostering financial inclusion within the agriculture sector.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Rukula is a financial services provider focused on assisting financially-excluded individuals by offering small loans specifically for household consumer durables and electronic items. The company aims to enhance the quality of life for these communities by providing accessible financing options, enabling them to acquire essential goods that may otherwise be out of reach. Rukula emphasizes a simple, understandable, and transparent lending process, allowing customers to secure funding for necessary items without the complexities often associated with traditional banking products such as bank loans, credit cards, or store credit.

Grão is born to change the relationship of Brazilians with their money.

Abalobi is a non-profit organization dedicated to empowering small-scale fishing communities through a co-designed mobile app suite that enhances fisheries governance from catch to consumption. The organization focuses on social justice and poverty alleviation within the small-scale fisheries sector by promoting sustainable fishing practices and facilitating market access. Abalobi collaborates closely with fishers to improve data collection, enabling them to manage their marine resources effectively. By promoting traceable and responsibly sourced seafood, the organization aims to build resilience in the face of climate change while ensuring that the fishing communities achieve social, economic, and ecological well-being.

Asaak is a financial technology company that specializes in providing asset financing to mobility workers in emerging markets, primarily focusing on East Africa and Mexico. The company has developed a mobile-based microfinance platform that aims to democratize financial services and empower businesses to grow. Asaak's platform streamlines lending operations, including underwriting, application processing, investor management, and loan servicing. By offering a range of digital finance tools, Asaak enables clients to easily access financial resources, thereby enhancing their ability to reach customers and improve their operational efficiency.

ToGarantido is an omnichannel platform based in Brazil that specializes in the sale of microinsurance, targeting low-income populations. The company operates as an online broker, providing a range of insurance products, including PME insurance, motorcycle insurance, and auto insurance. Its platform facilitates various integration options for insurers, offering customizable solutions such as chatbots and APIs. By streamlining processes, ToGarantido enables clients to introduce new products and explore additional revenue opportunities, ultimately aiming to provide insurance coverage to uninsured individuals.

MobiLife is an insurance provider established in 2015 and headquartered in Johannesburg, South Africa. The company focuses on transforming the micro-insurance sector by offering insurance products and processes that are fully accessible through smartphones. MobiLife aims to support South African families by providing financial protection, ensuring they do not face hunger due to the loss of a primary income earner. Through its innovative approach, MobiLife seeks to make insurance more accessible and relevant to the needs of its customers.

ROSS Intelligence is a company that develops artificial intelligence tools specifically designed to enhance the capabilities of lawyers. Its flagship product, ROSS, serves as an AI-driven legal research platform that utilizes natural language processing to answer legal queries and assist legal teams in navigating case law efficiently. By streamlining the research process, ROSS Intelligence enables lawyers to focus on more complex tasks, ultimately improving their productivity and decision-making. The company's clientele includes leading law firms and corporate legal departments both in the United States and internationally. With operations based in Toronto, San Francisco, and New York, ROSS Intelligence aims to revolutionize the legal profession by creating advanced AI solutions that augment lawyers' cognitive abilities.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by offering innovative savings plans to employees of its business partners. These plans allow employees to save for their own education or for their children's education through payroll deductions. ESCALA EDUCACION enhances these savings with company matching funds and provides additional benefits such as tuition discounts, scholarships, and career counseling. By partnering with various companies, ESCALA serves as their primary educational benefits provider, making higher education more accessible and affordable for employees.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by offering innovative savings plans to employees of its business partners. These plans allow employees to save for their own education or for their children's education through payroll deductions. ESCALA EDUCACION enhances these savings with company matching funds and provides additional benefits such as tuition discounts, scholarships, and career counseling. By partnering with various companies, ESCALA serves as their primary educational benefits provider, making higher education more accessible and affordable for employees.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Harvesting Inc. is a technology company based in Sunnyvale, California, that specializes in providing a global business intelligence platform for the agriculture sector. Founded in 2016, the company offers an online software-as-a-service platform that enables stakeholders in the agricultural value chain to effectively view, analyze, and manage agri-climatic business risks. Utilizing an agriculture intelligence engine, Harvesting aggregates various datasets, including daily satellite imagery and weather information, to deliver insights into cropland conditions. The platform employs machine learning algorithms to enhance the accuracy of crop risk assessments. Additionally, it features an online dashboard that assists crop insurance companies in monitoring and analyzing risks, while also supporting seed, fertilizer, and pesticide companies, as well as sugar mills, in their risk assessment and crop monitoring efforts. By leveraging advancements in data science and remote sensing, Harvesting aims to improve decision-making and transparency within the agricultural industry.

Harvesting Inc. is a technology company based in Sunnyvale, California, that specializes in providing a global business intelligence platform for the agriculture sector. Founded in 2016, the company offers an online software-as-a-service platform that enables stakeholders in the agricultural value chain to effectively view, analyze, and manage agri-climatic business risks. Utilizing an agriculture intelligence engine, Harvesting aggregates various datasets, including daily satellite imagery and weather information, to deliver insights into cropland conditions. The platform employs machine learning algorithms to enhance the accuracy of crop risk assessments. Additionally, it features an online dashboard that assists crop insurance companies in monitoring and analyzing risks, while also supporting seed, fertilizer, and pesticide companies, as well as sugar mills, in their risk assessment and crop monitoring efforts. By leveraging advancements in data science and remote sensing, Harvesting aims to improve decision-making and transparency within the agricultural industry.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

Grafica is a provider of a cloud-based software-as-a-service platform specifically designed for solar distributors. The company offers an affordable and scalable solution that integrates with leading service providers in areas such as Internet of Things, customer relationship management, inventory management, data analytics, and credit scoring. Grafica's platform enables stakeholders within the solar industry to access analytics based on payment history and usage data, facilitating informed decision-making regarding financing and operational efficiency as companies expand.