We are a technology-based financial solution, where any company in the supply chain can obtain cash for its operations and disperse payments to suppliers from any location in less than 24 hours.
Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.
Integrated Finance is a fintech company that specializes in providing a core banking platform tailored for banks and financial institutions. The company develops API-enabled solutions that facilitate the integration of various financial products. Its offerings include tools for building and launching financial services, enhancing customer engagement, automating workflows, and supporting open banking initiatives. By providing these features, Integrated Finance enables financial institutions to effectively manage their business finances and streamline operations, ultimately enhancing their service delivery and customer experience.
Baubap is a developer of a microlending financial platform focused on providing personal loans. The platform allows customers to access instant loans through a user-friendly application, eliminating the need for extensive documentation and complex procedures. This streamlined process enables users to apply for loans conveniently, anytime and anywhere, enhancing accessibility to financial support.
CYBAVO Pte. Ltd. provides secure and usable cryptocurrency storage and digital asset management solutions for enterprises and financial institutions. CYBAVO's portfolio offers solutions for cryptocurrency exchanges, digital asset managers or custodians. The company was founded in 2018 by experts from cybersecurity, blockchain and digital currency industries. The company has developers and researchers with solid experience in the security and cryptocurrency fields.
C-Stacks Inc., formerly known as CreditStacks, is a financial services company that specializes in providing credit cards to individuals, including those without a local U.S. credit history. Founded in 2015 and headquartered in Sioux Falls, South Dakota, the company has developed a credit card specifically for professionals. Operating under the name Jasper, C-Stacks employs technology to evaluate applicants holistically, enabling many to qualify for a premium Jasper Mastercard issued by WebBank, even if they are new to building credit. This approach aims to support individuals in starting their credit journeys while offering them access to essential financial tools.
Neon is a Brazilian fintech company established in 2016, focused on enhancing and simplifying financial experiences through technology and design. Employing over 250 individuals, Neon primarily offers a digital banking platform that allows users to manage their finances without the need for physical branches. The platform enables customers to perform various banking activities, including making payments, issuing slips, and utilizing virtual cards, all accessible via smartphones. In 2018, Neon secured 72 million reais in Series A funding from notable investors such as Propel Ventures, Monashees, and Quona, among others. To facilitate the custody and settlement of its accounts, Neon has partnered with Banco Votorantim.
At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
EMTECH is a fintech company founded in 2019 and based in New York, New York, focused on modernizing central banks to enhance financial inclusion and resilience. The company develops cloud-based software that provides scalable and robust digital infrastructure for central banks. Its offerings include digital regulatory sandboxes for collaborative workflows, as well as solutions for digital cash and digital currency integration, facilitating cross-border transactions. By customizing its services to meet the specific needs of different economies, EMTECH aims to improve the efficiency and effectiveness of central bank operations.
Bloom Credit is a fintech platform that works to improve the financial eligibility of people declines for lending products. The company's technology uses a data-driven approach to offer actionable advice, insights, and guidance working directly with lenders to graduate their applicants through consumer credit analysis, ongoing credit monitoring and alerting lenders when an applicant meets eligibility requirements, enabling consumers to improve their financial health and loan eligibility. With credit at the heart of financial customer relationships, BloomCredit creating advanced developer-friendly API solutions that can improve, monitor, and promote credit health to build trust between consumers and the financial institutions that serve them. It was founded in 2016 and is based in New York, United States.
Pagaris is a fintech company based in Mexico that supports financial institutions in navigating the emerging Open Banking landscape. With the recent regulatory changes mandating that banks and fintech startups provide APIs, many institutions are struggling to comply. Pagaris offers solutions that not only meet these regulatory requirements but also enhance customer experience by exceeding current consumer expectations. Additionally, Pagaris provides a platform that facilitates online financial transactions through the use of virtual cards, allowing users to make purchases and pay over time, thereby simplifying the payment process. By bridging the gap between compliance and consumer needs, Pagaris positions itself as a vital partner for financial institutions in the evolving digital economy.
At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
Curlec is introducing a new bank to bank payment system that brings Direct Debit into the digital age, making it accessible to companies of all sizes. they enable businesses to easily collect payments from their customers, automate processes and ensure that they maintain a long term and cost effective relationship with them.
Bankiom is a digital bank that allows customers to open a current account and quickly download a virtual debit card on your smartphone.
Rise is a start-up focused on developing a financial services platform tailored for migrants. The company aims to enhance the financial well-being of migrants by offering wealth management solutions that go beyond traditional monetary considerations. Recognizing that wealth encompasses knowledge and the desire for growth, Rise provides tools and resources to help migrants effectively manage their finances, acquire new skills, and improve their overall quality of life. Through its innovative approach, Rise aspires to create opportunities and foster a better future for millions of individuals around the globe.
Fairbanc is a scalable, AI-powered mobile loan and payments platform for emerging market small-medium enterprises (SMEs) that requires no collateral or credit history.
The company's AI-powered platform can read digital footprints such as transaction history with large suppliers, and data on the mobile phone to grant instant digital credit line that SMEs can use to purchase inventories from our selected suppliers. Fairbanc's proven gender-intelligent ecosystem for loans and payments can be used in many vertical markets, eliminating the shortcomings of cash. Retail shop-owners can boost sales up to 20%, eliminate cash shortages, enjoy an easier payments regimen, and develop a credit history; suppliers receive more consistent order cycles, more instant payments upon delivery, and SKU sales expansion.
Edbridg Limited operates as a fintech company that provides funding to the individuals who want to attend their dream schools and programs at a fixed percentage of their revenues over a fixed period of time. The company was founded in 2019 and is based in London, United Kingdom.
Pandacredit works closely with ecosystem partners to provide consumers with credit scores using unconventional and unstructured data, allowing under-banked population to be service by traditional financial institutions.
Curlec is introducing a new bank to bank payment system that brings Direct Debit into the digital age, making it accessible to companies of all sizes. they enable businesses to easily collect payments from their customers, automate processes and ensure that they maintain a long term and cost effective relationship with them.
C-Stacks Inc., formerly known as CreditStacks, is a financial services company that specializes in providing credit cards to individuals, including those without a local U.S. credit history. Founded in 2015 and headquartered in Sioux Falls, South Dakota, the company has developed a credit card specifically for professionals. Operating under the name Jasper, C-Stacks employs technology to evaluate applicants holistically, enabling many to qualify for a premium Jasper Mastercard issued by WebBank, even if they are new to building credit. This approach aims to support individuals in starting their credit journeys while offering them access to essential financial tools.
Blend Labs, Inc. specializes in developing software solutions for mortgage and consumer lending. The company offers a comprehensive suite of services that enhance the customer journey, including personalized consumer experiences, flexible application intake, and automated data verification. Its platform facilitates the collection of necessary documentation and streamlines the closing process, ensuring efficient integration with customer relationship management systems and loan origination systems. By serving banks, credit unions, and mortgage bankers, Blend enables financial institutions to improve customer acquisition and deepen relationships, processing over $3.5 billion in loans daily. Founded in 2012 and headquartered in San Francisco, Blend's digital lending platform is utilized by major financial institutions such as Wells Fargo and U.S. Bank, helping millions of consumers access home financing and other essential banking products.
SynapseFI is a banking platform that enables companies to provide financial products to their customers for a fraction of the cost of traditional banks. The company provides payment, deposit, lending. and investment products as APIs to FinTech companies who build and launch their financial innovations on top of their banking infrastructure. They help fintech companies work together to develop the technology. Founded in 2014, SynapseFI is headquartered in San Francisco, California.
Canal Circle Vietnam Technologies Company Limited specializes in developing core banking software and solutions tailored for banking and microfinance institutions in Vietnam. Established in 2015 and headquartered in Hanoi, the company is dedicated to advancing digital transformation within the financial sector. Canal Circle offers a range of software products designed to enhance operational efficiency and client engagement. Notable solutions include Mini, which streamlines record-keeping and administrative tasks; CoreB, focused on financial accounting; and Tizo, an application that helps borrowers manage their loan information and repayment schedules. The company aims to empower low-income communities, including those in remote areas, by partnering with financial institutions to create customized technology solutions that provide access to essential products and services often overlooked by traditional providers.
Baubap is a developer of a microlending financial platform focused on providing personal loans. The platform allows customers to access instant loans through a user-friendly application, eliminating the need for extensive documentation and complex procedures. This streamlined process enables users to apply for loans conveniently, anytime and anywhere, enhancing accessibility to financial support.
TrustlessBank is a "Crosschain Liquidity Protocol": a blockchain infrastructure that allows atomic swaps between crypto assets and stable coins, and allows OTC dealing without having to trust another counter party using both fiat and crypto.
Algopay, Inc. develops a P2P transfer network for the unbanked. It offers digital wallet that enables the unbanked in the Middle East to safely store their money online and access it in any country. The company’s application operates like both an e-wallet and an ATM and the payments can be withdrawn at any Algo vendor location. The company was incorporated in 2018 and is based in Los Angeles, California.
Rebeja Tus Cuentas helps people pay less interest on their mortgage loans and credit cards.
Bloom Credit is a fintech platform that works to improve the financial eligibility of people declines for lending products. The company's technology uses a data-driven approach to offer actionable advice, insights, and guidance working directly with lenders to graduate their applicants through consumer credit analysis, ongoing credit monitoring and alerting lenders when an applicant meets eligibility requirements, enabling consumers to improve their financial health and loan eligibility. With credit at the heart of financial customer relationships, BloomCredit creating advanced developer-friendly API solutions that can improve, monitor, and promote credit health to build trust between consumers and the financial institutions that serve them. It was founded in 2016 and is based in New York, United States.
Rize builds customer-centric financial applications for fintechs, incumbents, and non-financial brands. Our patent-pending Synthetic Account technology seamlessly integrates checking, saving, and individual brokerage with one flexible platform.
Nearside, founded in 2018 and based in San Francisco, California, specializes in providing lines of credit for small business owners. The company offers a unique Hatch card that allows users to access funds for daily business expenses, addressing the needs of those who may struggle to secure credit from traditional sources. By empowering business owners with essential financial tools and support, Nearside aims to facilitate their success and improve access to credit for small businesses.
Baania (Thailand) Co., Ltd. is a prominent online marketplace and data platform specializing in residential properties. Established in 2015 and headquartered in Chiang Mai, the company aims to empower consumers by providing comprehensive information and insights related to buying, selling, renting, and financing homes. Baania's platform features a vast database of over one million homes, facilitating the search and verification of residential properties through advanced analytics. It offers tools such as an automated valuation service, enabling users to access historical price data and neighborhood trends. The platform enhances user experience with immersive multimedia content and detailed maps, helping potential buyers make informed decisions. By connecting various stakeholders in the real estate industry, including buyers, sellers, developers, and financial institutions, Baania streamlines the property transaction process and fosters a more efficient marketplace.
It is still incredibly hard for small businesses to get access to the capital they need. Fundrocket makes the process simple by leveraging data and technology to bring fairly priced capital directly to the merchant.
Stably Blockchain Labs, Inc. operates as a cross-protocol reserve-backed stablecoin that connects wealth from real world to the blockchain economy. It is designed to work across multiple blockchain protocols which initially include Ethereum and Stellar. The company’s features include 1-to-1 Reserve Backing; every token minted is backed by 1.00 USD in a transparent reserve, Multi-Blockchains; establishes its initial presence on the Ethereum and Stellar protocols and increases integration with more blockchain protocols , Price Stability; possess organic price stability from the US Dollar, 4 Transparency Channels; it is publicly verifiable on-chain transactions, hashes of off-chain transactions, quarterly third party audits of cash reserve, and publishes reserve balances via service providers. The company was founded in 2017 and is based in North Vancouver, Canada
Spring Labs is the company building out the spring protocol, a network designed to allow network participants, such as financial institutions, to share information about data, such as credit and identity data, without needing to share the underlying data itself. They allow institutions to directly share information among themselves to verify identities and reduce fraud - all while protecting consumer data. Spring Labs uses an attestation-based approach reducing the risk and severity of data breaches for financial institutions and consumers. The Spring Protocol separates data ownership from data value, allowing competitively-sensitive parties to exchange information directly and in a fundamentally new way. Spring Labs was founded in 2017 and is based in Marina Del Rey, California, United States.
C-Stacks Inc., formerly known as CreditStacks, is a financial services company that specializes in providing credit cards to individuals, including those without a local U.S. credit history. Founded in 2015 and headquartered in Sioux Falls, South Dakota, the company has developed a credit card specifically for professionals. Operating under the name Jasper, C-Stacks employs technology to evaluate applicants holistically, enabling many to qualify for a premium Jasper Mastercard issued by WebBank, even if they are new to building credit. This approach aims to support individuals in starting their credit journeys while offering them access to essential financial tools.
Asaak Financial Services Limited is a Uganda-based company founded in 2016 that operates a platform designed to connect borrowers with lenders. The platform primarily focuses on providing micro financing to clients who require funds to grow their businesses. By facilitating these financial transactions, Asaak aims to enhance access to capital for individuals and small enterprises in emerging markets, thereby contributing to economic development in the region.
PayJoy Inc. is a San Francisco-based company founded in 2015 that specializes in consumer financing solutions for smartphones. The company targets underbanked individuals in emerging markets, providing them with access to modern electronics they may not otherwise afford. PayJoy's innovative locking technology, combined with data science, allows customers to select a smartphone, make a deposit, and choose a flexible payment plan. Merchants can install PayJoy's software on their devices, which keeps the smartphones locked until the purchase is fully paid. This approach aims to expand access to affordable consumer finance, helping a significant number of people join the digital and financial landscape.
PayJoy Inc. is a San Francisco-based company founded in 2015 that specializes in consumer financing solutions for smartphones. The company targets underbanked individuals in emerging markets, providing them with access to modern electronics they may not otherwise afford. PayJoy's innovative locking technology, combined with data science, allows customers to select a smartphone, make a deposit, and choose a flexible payment plan. Merchants can install PayJoy's software on their devices, which keeps the smartphones locked until the purchase is fully paid. This approach aims to expand access to affordable consumer finance, helping a significant number of people join the digital and financial landscape.
C-Stacks Inc., formerly known as CreditStacks, is a financial services company that specializes in providing credit cards to individuals, including those without a local U.S. credit history. Founded in 2015 and headquartered in Sioux Falls, South Dakota, the company has developed a credit card specifically for professionals. Operating under the name Jasper, C-Stacks employs technology to evaluate applicants holistically, enabling many to qualify for a premium Jasper Mastercard issued by WebBank, even if they are new to building credit. This approach aims to support individuals in starting their credit journeys while offering them access to essential financial tools.
At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
Gluwa develops application programming interface tools for the banking industry. It designs and develops a financial software enabling users to send and receive money automatically and privately.
Spinned out from LENDY, the balance-sheet online lending service for SMBs, Credit Engine is the only player that provides online lending platform for financial institutions in Japan. The company is founded in Nov 2018. Its online lending platform enables financial institutions to launch their lending service of their own brand with sophisticated user interface and streamlined operation processes. The platform is selected by Japanese top-tier banks including Mitsubishi UFJ Financial Group and Mizuho Financial Group.
Lendy is an Operation of online lending service
StreamLoan, Inc. is a technology company that operates an online platform designed to streamline the processing of loans and mortgages. Founded in 2015 by Stephen Bulfer and Armando Gonzalez, the platform focuses on enhancing the home purchasing experience through collaboration tools, auto-document aggregation, and policy management. By partnering with large commercial banks, wealth management firms, insurance companies, and payroll processors, StreamLoan facilitates the purchase and refinancing of loans. Based in San Francisco, California, the company aims to simplify the mortgage process for consumers and professionals alike.
Float is a mobile-first financial service that helps young consumers access, manage, and proactively build credit. We offer thin-file consumers instant access to an affordable line of credit, direct from any smartphone, no FICO required.
Ayannah is a leading provider of digital financial services to the world's emerging middle class, most of whom are migrants or unbanked coming from the base of the pyramid. For unbanked residents in emerging markets, they provide affordable and accessible digital commerce and payment services to spur financial inclusion and literacy, and give access to products and services that improve quality of life. For unbanked migrants, they provide greater control over their hard-earned remittances by helping them find better ways to support their beneficiaries in their home countries. They have built and operate a stack of innovative digital financial services from payments, commerce and analytics on the social and mobile web. They have enabled millions of online and mobile transactions. They have a great team of seasoned veterans and young innovators in web and mobile application development. More importantly, they have a growing and loyal customer base around the world providing us with recurring and quality revenue streams.
Robocoin is bitcoin's most advanced wallet. It powers the Robocoin platform giving customers the ability to buy, sell, send and receive bitcoin online or in the physical world with cash. The platform is processing millions in bitcoin and cash purchases, sales, and remittances in 18 countries. It is the only bitcoin wallet with physical (cash) and online customer acquisition channels. Robocoin's SDK easily brings bitcoin functionality on any kiosk, ATM or tablet in the world - it's like Android for ATMs.
Alpharank is a bank technology company that develops a behavioral commerce platform. The platform identifies and ranks customers, profiles consumers based on their purchasing patterns, and detects customer influences and preferences, enabling businesses and enterprises to influence and retain their customers. It uses social contagion science, generating insights from historical transaction/purchase data. In 2015, Brian Ley founded the company in Redwood City, California.
Hellobit is a money transfer solution built on the Bitcoin network. Our platform allows anyone to send money to friends and family anywhere in the world who can then pick-up cash from a trusted network of collaborative economy-based exchangers. Remittance is an almost half-trillion dollar a year market. By using digital currency, we remove the inefficiencies and fees associated with traditional remittance businesses.
Conekta designs an online payment platform that helps banks and financial institutions secure and optimize their processes. Its platform uses artificial intelligence to integrate the API, so that it can process online and offline payments, enabling financial institutions to analyze the transaction behavior to identify fraudulent purchases while its PCI-DSS certified secure banking services encrypt and protect banking and financial information.
With $11 million dollars in loan volume and growing, BTCJam has served more than 100,000 users from over 200 countries. BTCJam’s mission is to offer affordable credit to everyone. The company employs a proprietary credit scoring algorithm to predict the repayment rate of borrowers, and uses bitcoin to offer fast and inexpensive transactions. If you would like to borrow bitcoin, apply for loans with rates as low as 6.7% APR. Want to earn interest on your bitcoin? Investments on BTCJam average 19% APR. Integrated with Coinbase, bitcoin transfers are simple for borrowers and investors. Try it today!
They started in early 2013 as a platform that allowed parents to send money to their children in boarding schools in Kenya. Using the M-Pesa mobile money platform layered on top of NFC powered student IDs, They were able to help parents send money allocated specifically for educational supplies and food electronically to their children. Realizing the potential of electronic money transfers tied specifically to allocated expenses, They pivoted in September 2013 from student payment cards to electronic educational, medical and nutritional vouchers. Today Their main product is Paykind, an online e-voucher platform that enables individuals and organizations to send highly specified remittance packages using mobile phone technology.
ZipZap is a technology platform for moving money around the world. ZipZap brings significant innovations to the remittance industry by leveraging mobile technologies, digital payment solutions and traditional payment rails, to create a remittance app that is fast, easy and cost efficient.
With $11 million dollars in loan volume and growing, BTCJam has served more than 100,000 users from over 200 countries. BTCJam’s mission is to offer affordable credit to everyone. The company employs a proprietary credit scoring algorithm to predict the repayment rate of borrowers, and uses bitcoin to offer fast and inexpensive transactions. If you would like to borrow bitcoin, apply for loans with rates as low as 6.7% APR. Want to earn interest on your bitcoin? Investments on BTCJam average 19% APR. Integrated with Coinbase, bitcoin transfers are simple for borrowers and investors. Try it today!
37coins is a bitcoin startup based in Sunnyvale, California and currently a participant of Plug and Play Tech Center's bitcoin accelerator program. It provides SMS bitcoin wallet service for the unbanked and unteched in developing economies without Internet access. Individuals with the Internet can sign up to be gateway operator to meditate the transaction and to earn fee. Launched in March, 37coins has growing partnerships worldwide in Singapore and Philippines and hopes to make bitcoin more accessible to the global population with its seamless SMS technology.
Bonafide builds trust by allowing users to promote their community reputation or even identity. While Bitcoin transactions are anonymous there are many cases where identity is known. An example would be a retail location that accepts Bitcoins. A customer could be presented with a bill for meal with a QRC to make a payment. Without Bonafide there is no way for the customer to confirm that the address ties to the restaurant.
Monetsu (formerly myMoneycloud) is a next generation payments and financial platform. Their unique key management system and seamless payment service for crypto-currencies make Bitcoin as simple and easy to use as any social network.
Simple is a web and mobile application that consolidates various banking accounts into a single, user-friendly bank card. It offers built-in budgeting and saving tools, focusing on enhancing financial management for its users. Instead of generating revenue through traditional fees, Simple shares the net interest margin with its partner banks, which fosters a transparent and straightforward banking experience without the pressure of upselling complex products. Since its launch in January 2009 by Alex Payne, Shamir Karkal, and Josh Reich, Simple has grown to serve over 100,000 customers, processing $1.7 billion in annual transactions and achieving remarkable customer growth of 330%. The company is headquartered in Portland, Oregon.