Middesk, Inc., founded in 2018 and based in San Francisco, California, specializes in providing comprehensive contextual information on businesses. The company offers a platform that facilitates background checks and centralizes essential data for risk and compliance assessments. Businesses utilize Middesk to verify and screen customers, ensuring adherence to regulatory requirements. Its services are especially valuable for B2B companies, which rely on the information to establish credit limits and determine payment terms for both new and existing clients. By streamlining the credentialing process, Middesk allows organizations to efficiently capture, verify, and monitor business credentials, thereby enhancing onboarding processes and overall operational efficiency.
Uni Cards
Series A in 2021
Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Socure Inc. specializes in digital identity verification solutions through its Socure ID+ platform, which utilizes predictive analytics, artificial intelligence, and machine learning to authenticate identities in real-time. The platform aggregates data from various online and offline sources, such as emails, phone numbers, and social media, to support compliance with customer identification programs, know your customer guidelines, and anti-money laundering regulations. In addition to the Socure ID+ platform, the company offers tools like Aida, an AI-driven bot for identity validation, Docv for document verification, and Sigma Synthetic Fraud, which addresses synthetic identity fraud. Socure enhances financial inclusion by approving a significant percentage of millennial and thin-file consumers while substantially reducing fraud in online account openings. Founded in 2012 and headquartered in New York, Socure serves a diverse clientele, including software firms, financial institutions, and integration partners, and has established a strategic partnership with ForgeRock.
Checkr, Inc. is a technology company that specializes in background check services. Founded in 2014 and headquartered in San Francisco, California, Checkr offers a range of screening services, including criminal record checks, driving checks, and identity verification, all delivered through an advanced platform that can provide faster turnaround times compared to traditional background check providers. The company utilizes artificial intelligence and machine learning to enhance the hiring process, ensuring compliance and improving the applicant experience. Checkr serves various industries, including financial services, healthcare, retail, and technology, by providing tools that help organizations navigate the complexities of workforce dynamics while promoting transparency and fairness in hiring. Additionally, Checkr offers security solutions, continuous monitoring, and a unified identity verification service, Checkr Connect IDV, which integrates identity verification with background checks.
Credgenics is an innovative platform based in India that focuses on the resolution of non-performing assets (NPAs). It collaborates with banks, non-banking financial companies (NBFCs), and digital lending firms to enhance their loan recovery processes. The platform leverages technology and automation to streamline collections, employing intelligent strategies and legal solutions to improve recovery rates and reduce costs. By offering a software-as-a-service (SaaS) model, Credgenics enables its clients to enhance their operational efficiency, extend their geographic reach, and elevate customer experience. With a strong client base that includes major financial institutions, Credgenics stands out as a leader in the debt recovery sector.
Middesk, Inc., founded in 2018 and based in San Francisco, California, specializes in providing comprehensive contextual information on businesses. The company offers a platform that facilitates background checks and centralizes essential data for risk and compliance assessments. Businesses utilize Middesk to verify and screen customers, ensuring adherence to regulatory requirements. Its services are especially valuable for B2B companies, which rely on the information to establish credit limits and determine payment terms for both new and existing clients. By streamlining the credentialing process, Middesk allows organizations to efficiently capture, verify, and monitor business credentials, thereby enhancing onboarding processes and overall operational efficiency.
Socure Inc. specializes in digital identity verification solutions through its Socure ID+ platform, which utilizes predictive analytics, artificial intelligence, and machine learning to authenticate identities in real-time. The platform aggregates data from various online and offline sources, such as emails, phone numbers, and social media, to support compliance with customer identification programs, know your customer guidelines, and anti-money laundering regulations. In addition to the Socure ID+ platform, the company offers tools like Aida, an AI-driven bot for identity validation, Docv for document verification, and Sigma Synthetic Fraud, which addresses synthetic identity fraud. Socure enhances financial inclusion by approving a significant percentage of millennial and thin-file consumers while substantially reducing fraud in online account openings. Founded in 2012 and headquartered in New York, Socure serves a diverse clientele, including software firms, financial institutions, and integration partners, and has established a strategic partnership with ForgeRock.
Credgenics is an innovative platform based in India that focuses on the resolution of non-performing assets (NPAs). It collaborates with banks, non-banking financial companies (NBFCs), and digital lending firms to enhance their loan recovery processes. The platform leverages technology and automation to streamline collections, employing intelligent strategies and legal solutions to improve recovery rates and reduce costs. By offering a software-as-a-service (SaaS) model, Credgenics enables its clients to enhance their operational efficiency, extend their geographic reach, and elevate customer experience. With a strong client base that includes major financial institutions, Credgenics stands out as a leader in the debt recovery sector.
Uni Cards
Seed Round in 2020
Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
Checkr, Inc. is a technology company that specializes in background check services. Founded in 2014 and headquartered in San Francisco, California, Checkr offers a range of screening services, including criminal record checks, driving checks, and identity verification, all delivered through an advanced platform that can provide faster turnaround times compared to traditional background check providers. The company utilizes artificial intelligence and machine learning to enhance the hiring process, ensuring compliance and improving the applicant experience. Checkr serves various industries, including financial services, healthcare, retail, and technology, by providing tools that help organizations navigate the complexities of workforce dynamics while promoting transparency and fairness in hiring. Additionally, Checkr offers security solutions, continuous monitoring, and a unified identity verification service, Checkr Connect IDV, which integrates identity verification with background checks.
Middesk, Inc., founded in 2018 and based in San Francisco, California, specializes in providing comprehensive contextual information on businesses. The company offers a platform that facilitates background checks and centralizes essential data for risk and compliance assessments. Businesses utilize Middesk to verify and screen customers, ensuring adherence to regulatory requirements. Its services are especially valuable for B2B companies, which rely on the information to establish credit limits and determine payment terms for both new and existing clients. By streamlining the credentialing process, Middesk allows organizations to efficiently capture, verify, and monitor business credentials, thereby enhancing onboarding processes and overall operational efficiency.
Chargebee Inc. offers a SaaS-based platform that specializes in subscription management and recurring billing solutions for businesses across various industries, including SaaS and eCommerce. Founded in 2010, the company is headquartered in Walnut, California, with additional offices in Los Angeles and Chennai, India. Chargebee's services include automating billing and invoicing processes, managing customer subscriptions, and providing tools for sales and marketing teams to run promotions and address billing inquiries. The platform also features a RevenueStory analytics tool to support data-driven revenue decisions. As a trusted partner for subscription-based businesses, Chargebee differentiates itself with flexible billing options, custom domain support, mobile-compatible checkout pages, and a robust REST API, all aimed at enhancing customer experience and business growth.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Truora, Inc. operates an online platform specializing in background checks and identity theft detection. Founded in 2018 and headquartered in San Francisco, California, with additional offices in Colombia, Mexico, and Brazil, the company utilizes advanced technologies such as optical character recognition (OCR) for digital onboarding, real-time face recognition for user validation, and identity management to streamline the Know Your Customer (KYC) process. Truora's platform can handle over 10,000 checks per hour, offering fast and innovative solutions tailored to the needs of various clients, including national and international retailers, banks, human resource firms, and marketplaces. By leveraging its technical and analytical expertise, Truora ensures a high-quality service experience for its clients' risk management and digital teams.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.
Checkr, Inc. is a technology company that specializes in background check services. Founded in 2014 and headquartered in San Francisco, California, Checkr offers a range of screening services, including criminal record checks, driving checks, and identity verification, all delivered through an advanced platform that can provide faster turnaround times compared to traditional background check providers. The company utilizes artificial intelligence and machine learning to enhance the hiring process, ensuring compliance and improving the applicant experience. Checkr serves various industries, including financial services, healthcare, retail, and technology, by providing tools that help organizations navigate the complexities of workforce dynamics while promoting transparency and fairness in hiring. Additionally, Checkr offers security solutions, continuous monitoring, and a unified identity verification service, Checkr Connect IDV, which integrates identity verification with background checks.
Chargebee Inc. offers a SaaS-based platform that specializes in subscription management and recurring billing solutions for businesses across various industries, including SaaS and eCommerce. Founded in 2010, the company is headquartered in Walnut, California, with additional offices in Los Angeles and Chennai, India. Chargebee's services include automating billing and invoicing processes, managing customer subscriptions, and providing tools for sales and marketing teams to run promotions and address billing inquiries. The platform also features a RevenueStory analytics tool to support data-driven revenue decisions. As a trusted partner for subscription-based businesses, Chargebee differentiates itself with flexible billing options, custom domain support, mobile-compatible checkout pages, and a robust REST API, all aimed at enhancing customer experience and business growth.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.
Checkr, Inc. is a technology company that specializes in background check services. Founded in 2014 and headquartered in San Francisco, California, Checkr offers a range of screening services, including criminal record checks, driving checks, and identity verification, all delivered through an advanced platform that can provide faster turnaround times compared to traditional background check providers. The company utilizes artificial intelligence and machine learning to enhance the hiring process, ensuring compliance and improving the applicant experience. Checkr serves various industries, including financial services, healthcare, retail, and technology, by providing tools that help organizations navigate the complexities of workforce dynamics while promoting transparency and fairness in hiring. Additionally, Checkr offers security solutions, continuous monitoring, and a unified identity verification service, Checkr Connect IDV, which integrates identity verification with background checks.
Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
Chargebee Inc. offers a SaaS-based platform that specializes in subscription management and recurring billing solutions for businesses across various industries, including SaaS and eCommerce. Founded in 2010, the company is headquartered in Walnut, California, with additional offices in Los Angeles and Chennai, India. Chargebee's services include automating billing and invoicing processes, managing customer subscriptions, and providing tools for sales and marketing teams to run promotions and address billing inquiries. The platform also features a RevenueStory analytics tool to support data-driven revenue decisions. As a trusted partner for subscription-based businesses, Chargebee differentiates itself with flexible billing options, custom domain support, mobile-compatible checkout pages, and a robust REST API, all aimed at enhancing customer experience and business growth.
Chargebee Inc. offers a SaaS-based platform that specializes in subscription management and recurring billing solutions for businesses across various industries, including SaaS and eCommerce. Founded in 2010, the company is headquartered in Walnut, California, with additional offices in Los Angeles and Chennai, India. Chargebee's services include automating billing and invoicing processes, managing customer subscriptions, and providing tools for sales and marketing teams to run promotions and address billing inquiries. The platform also features a RevenueStory analytics tool to support data-driven revenue decisions. As a trusted partner for subscription-based businesses, Chargebee differentiates itself with flexible billing options, custom domain support, mobile-compatible checkout pages, and a robust REST API, all aimed at enhancing customer experience and business growth.
Braintree's payment platform provides all the tools online and mobile businesses need to accept payments. Providing the global commerce tools people need to build and grow businesses, Braintree’s global platform powers payments for thousands of online and mobile commerce innovators including Airbnb, Uber, GitHub, Facebook and Pinterest. Merchants in more than 40 countries across North America, Europe, Asia, and Australia can accept, split, and enable payments in more than 130 currencies. Braintree’s SDK powers PayPal, including PayPal One Touch™, Venmo, Apple Pay, Android Pay, credit/debit cards, and Bitcoin across any device. Braintree was acquired by PayPal in 2013.
Lenddo International operates an online platform that enables users to leverage their social connections to build creditworthiness and access financial services in emerging markets. By utilizing reputation data from social networks such as Facebook and LinkedIn, Lenddo helps individuals secure loans for purposes such as education, debt consolidation, and small business ventures. Founded in 2011, the company primarily serves customers in Colombia and the Philippines, with its headquarters in Central, Hong Kong, and additional offices in Manila, Bogotá, and New York City. As of October 2017, Lenddo International is a subsidiary of EFL Global LTD.
Braintree's payment platform provides all the tools online and mobile businesses need to accept payments. Providing the global commerce tools people need to build and grow businesses, Braintree’s global platform powers payments for thousands of online and mobile commerce innovators including Airbnb, Uber, GitHub, Facebook and Pinterest. Merchants in more than 40 countries across North America, Europe, Asia, and Australia can accept, split, and enable payments in more than 130 currencies. Braintree’s SDK powers PayPal, including PayPal One Touch™, Venmo, Apple Pay, Android Pay, credit/debit cards, and Bitcoin across any device. Braintree was acquired by PayPal in 2013.
Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.
Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.
CHECK24 operates an online e-commerce portal that facilitates free comparisons for private customers across various sectors, including insurance, energy, finance, telecommunications, travel, and shopping. The platform enables users to compare prices and services for a range of goods and professional services, such as personal trainers, photographers, and guitar teachers. By providing a transparent and user-friendly experience, CHECK24 helps customers make informed decisions and access essential services with ease.