Tez Financial Services Limited provides digital non-banking micro financing services. The company develops an application through which it aggregates credit, savings, insurance, and investments into a single platform. Its products include Tez advance which provides nano credit services; Tez Bima which distributes insurance; and Tez Sarmaya which caters to the medium-to-long term investment needs. The company was incorporated in 2018 and is based in Karachi, Pakistan.