Sequence is developing a new breed of FinOps stack for B2B companies, as well as APIs and other tools to enable more responsive pricing, billing, and related services.
Developer of a digital wallet designed to bring financial education through access to digital money. The company's application provides several advantages which include a free account, virtual card, and physical card that is customizable with instant transfers, enabling customers to build their financial independence.
Tecton.ai is a developer of an enterprise-ready data platform designed to facilitate machine learning for organizations. Founded in 2019 by the team behind Uber's Michelangelo platform, Tecton aims to make advanced machine learning capabilities accessible to companies of all sizes. The platform allows data scientists to transform raw data into production-ready features, addressing the unique challenges of machine learning data management. By providing a comprehensive data layer, Tecton enables the integration of batch, streaming, and real-time data, allowing organizations to automate decisions rapidly and improve customer experiences. With offices in San Francisco and New York, Tecton focuses on helping businesses efficiently deploy machine learning models at scale to drive significant outcomes.
Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier.
The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.
Powering dynamic growth for NFT projects and Web3 brands.
Datanomik is an Open Finance B2B Fintech platform that enables easy access to financial data from several financial institutions in Latin America. Through a suite of solutions for all types of companies and other Fintechs, Datanomik is the most complete Open Finance platform in Latin America.
Capitolis Inc. is a technology provider that offers an online software-as-a-service platform designed for banks and financial institutions to enhance their capital management and improve economic performance. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on addressing constraints in capital markets, particularly in equities and foreign exchange. The platform enables financial institutions to optimize their balance sheets and improve liquidity by facilitating the sourcing of capital for trades from other institutions with substantial balance sheets. By connecting market participants, Capitolis seeks to transform business efficiency and create collaborative solutions that allow clients to leverage under-utilized capital, ultimately capturing new growth opportunities.
Payrails enables high-growth companies to craft their payment experiences and financial services globally. Our ledger-based operating system Payrails OS allows enterprises to build, operate, and scale payment acceptance and embed financial services without the need for a costly and complex in-house infrastructure. We are joined in our mission by top-tier investors Andreessen Horowitz and HV Capital to enable us to solve the growing complexity of payments. Payrail was founded in 2021 and is based in Berlin, Germany.
Propel, Inc. is a Brooklyn-based company founded in 2014 that develops mobile software aimed at improving the financial health of low-income Americans. Its primary product, FreshEBT, is a free smartphone application that enables users to manage their EBT benefits, check their balance, and organize grocery shopping while capitalizing on local deals. The app serves hundreds of thousands of users across the country, providing a practical tool for budgeting and food savings. Propel has gained recognition in major media outlets such as the New York Times, Bloomberg, and Forbes for its impact on financial management among underserved communities.
FinTech, RegTech, Fraud Operating System
Alchemy Insights, Inc. is a blockchain intelligence and infrastructure platform that serves hedge funds and financial institutions. Founded in 2013 and based in San Francisco, it offers a comprehensive suite of tools for analyzing blockchain data, including on-chain data, market trends, and community activity. The platform employs advanced machine learning techniques to help users identify entities, individuals, and currency flows on the blockchain, thereby aiding in sales, security, and strategic decision-making. Alchemy's emphasis on providing developers with essential tools allows for the creation of scalable and reliable decentralized applications without the complexities of managing blockchain infrastructure. The company is backed by notable organizations and individuals, reflecting its prominent position in the blockchain space.
Developer of a crypto wallet designed for decentralized finance (Defi) and non-fungible tokens (NFTs). The company's platform works across multiple cryptocurrencies and blockchain platforms, which are based on transparent and secure digital ledger technology, enabling users a safe and easy to store, buy, send, receive, swap tokens, and collect NFTs on their platform.
Developer of machine learning-powered financial software designed to provide credit cards, loans, accounts, payments, and expense management. The company's platform offers software banking services, enabling medical clients to find the right balance between supporting their patients and running their practice, starting with tools that deliver a simpler, smarter way to manage their spending.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Iron Fish is a cryptocurrency that prioritizes privacy and accessibility within the blockchain space. As a Layer 1 blockchain, it ensures robust privacy protections for every transaction conducted on its platform. The company aims to create private blockchain networks that are accessible to a global audience, employing an efficient syncing technique that supports low-resource clients, including mobile devices and websites. By focusing on these aspects, Iron Fish seeks to uphold the principles of cash in an increasingly digital environment.
Forte is building economic technology for games. Its platform enables the emergence of community economics, a system where the interests of game developers and players are aligned, leading to healthier, sustainable game communities. The team is composed of longtime industry members (Unity, ngmoco, Riot Games, Electronic Arts, Sony, and Rockstar Games, among others), and is currently working with over 20 acclaimed game developers from across the industry to reimagine the economics of games. www.forte.io
A modern, secure, and homeowner-first approach to homeownership.
Alchemy Insights, Inc. is a blockchain intelligence and infrastructure platform that serves hedge funds and financial institutions. Founded in 2013 and based in San Francisco, it offers a comprehensive suite of tools for analyzing blockchain data, including on-chain data, market trends, and community activity. The platform employs advanced machine learning techniques to help users identify entities, individuals, and currency flows on the blockchain, thereby aiding in sales, security, and strategic decision-making. Alchemy's emphasis on providing developers with essential tools allows for the creation of scalable and reliable decentralized applications without the complexities of managing blockchain infrastructure. The company is backed by notable organizations and individuals, reflecting its prominent position in the blockchain space.
Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier.
The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.
Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier.
The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Initial Coin Offering in 2021
TrueFi is a decentralized protocol for uncollateralized on-chain lending. The aim is for TrueFi to become the ultimate market-driven, automated credit rating and lending system, freeing money to move wherever it creates the most value instantly. On TrueFi, lenders enjoy competitive rates and full transparency of how their assets are utilized. Meanwhile, borrowers get access to fast, fixed rate loans with no collateral requirements, all while building an on-chain credit history. The process of vetting borrowers for creditworthiness and approving new loans is in the hands of holders of TRU, the TrueFi platform token. TrueFi was developed by TrustToken, the same team that launched and grew TUSD and four other leading stablecoins into asset-backed tokens trusted by many, attested live on-chain and now moving billions of dollars in monthly volume across +100 trading partners and 112 countries.
Archblock, formerly known as TrustToken, Inc., operates a platform for creating asset-backed tokens that facilitate global buying and selling. Founded in 2017 and headquartered in San Francisco, the company aims to provide a seamless way to tokenize various assets, enabling the conversion of physical assets like gold into digital tokens. Its flagship product, TrueUSD, is a stablecoin that can be redeemed on a 1-for-1 basis for US dollars. Archblock employs a team with diverse backgrounds from prestigious institutions and companies, including Stanford, UC Berkeley, and major financial and tech firms. The platform is designed to align incentives among participants while ensuring compliance with fiduciary standards and creating a transparent audit trail of asset management.
Valora is a mobile-first cryptocurrency wallet built on the Celo Platform, designed to make crypto and decentralized finance accessible to a broad audience. Available on both iOS and Android devices, the application allows users to easily save, send, and spend cryptocurrency, akin to sending a text message. Valora aims to reach the approximately 6 billion smartphone users globally, including those with basic devices, by providing a user-friendly interface that simplifies financial transactions. The wallet also incorporates cryptographic security and privacy features, ensuring that users can send money across borders securely and efficiently.
Join Virtually Human in exploring the fringes of entertainment delivery for the next generation.
Valora is a mobile-first cryptocurrency wallet built on the Celo Platform, designed to make crypto and decentralized finance accessible to a broad audience. Available on both iOS and Android devices, the application allows users to easily save, send, and spend cryptocurrency, akin to sending a text message. Valora aims to reach the approximately 6 billion smartphone users globally, including those with basic devices, by providing a user-friendly interface that simplifies financial transactions. The wallet also incorporates cryptographic security and privacy features, ensuring that users can send money across borders securely and efficiently.
Developer of a crypto wallet designed for decentralized finance (Defi) and non-fungible tokens (NFTs). The company's platform works across multiple cryptocurrencies and blockchain platforms, which are based on transparent and secure digital ledger technology, enabling users a safe and easy to store, buy, send, receive, swap tokens, and collect NFTs on their platform.
Finpeak is a startup based in Burlingame, California, founded in 2018, that aims to simplify real estate investment by tokenizing properties. By leveraging artificial intelligence and blockchain technology, Finpeak seeks to transform the way individuals invest in real estate, making it more accessible and efficient. The company's innovative approach positions it within the PropTech sector, focusing on enhancing the investment landscape through technological advancements.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Beacons AI Inc., a technology company, builds payment platform for influencers by using artificial intelligence (AI). The company’s platform allows influencers to make money through custom video responses for fans. The company was founded in 2019 and is based in San Francisco, California.
Beacons AI Inc., a technology company, builds payment platform for influencers by using artificial intelligence (AI). The company’s platform allows influencers to make money through custom video responses for fans. The company was founded in 2019 and is based in San Francisco, California.
Forte is building economic technology for games. Its platform enables the emergence of community economics, a system where the interests of game developers and players are aligned, leading to healthier, sustainable game communities. The team is composed of longtime industry members (Unity, ngmoco, Riot Games, Electronic Arts, Sony, and Rockstar Games, among others), and is currently working with over 20 acclaimed game developers from across the industry to reimagine the economics of games. www.forte.io
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
Greenlight Financial Technology, Inc. is a financial services company that provides debit card solutions specifically designed for children, enabling parents to cultivate financial literacy in their kids. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight offers a mobile application that allows parents to manage their children's spending by selecting specific stores where the Greenlight debit card can be used. The platform features patent-pending technology that empowers parents to monitor spending habits, freeze cards if lost, receive instant alerts, and automate allowances. This approach not only promotes responsible spending but also facilitates teachable moments around earning, saving, and giving.
Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier.
The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.
Plaid Inc. is a technology platform that enables users to connect their bank accounts to various financial applications, facilitating a more modern and digitally-enabled financial system. Founded in 2012 and headquartered in San Francisco, the company offers a suite of APIs that allows developers to create innovative financial products. Its offerings include tools for accessing transaction histories, authenticating bank accounts, verifying user identities, confirming real-time account balances, and assessing borrowers' assets and income. Plaid's solutions cater to a wide range of financial activities, including personal finances, consumer payments, lending, and business transactions. The platform serves a diverse clientele, including Fortune 50 companies, and aims to democratize financial services by providing the necessary infrastructure for both small startups and large financial institutions to enhance their service offerings.
Capitolis Inc. is a technology provider that offers an online software-as-a-service platform designed for banks and financial institutions to enhance their capital management and improve economic performance. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on addressing constraints in capital markets, particularly in equities and foreign exchange. The platform enables financial institutions to optimize their balance sheets and improve liquidity by facilitating the sourcing of capital for trades from other institutions with substantial balance sheets. By connecting market participants, Capitolis seeks to transform business efficiency and create collaborative solutions that allow clients to leverage under-utilized capital, ultimately capturing new growth opportunities.
Fei Labs is focused on developing a decentralized stablecoin that aims to address challenges associated with existing dollar-pegged products, particularly those influenced by large holders, commonly referred to as "whales." The company has created a unique stablecoin mechanism that is undercollateralized and designed for scalability, promoting capital efficiency and equitable distribution among users. By leveraging this innovative approach, Fei Labs enables users to utilize their stablecoins to maintain liquid secondary markets, thereby enhancing overall market functionality while ensuring a fully decentralized framework.
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.
Celo is an open platform focused on providing financial tools to individuals with mobile phones, aiming to foster prosperity for all. It has developed a mobile-first blockchain platform that facilitates access to financial services and aims to enhance financial stability. The platform employs alphanumeric strings for cryptocurrency transactions, allowing users to transfer money quickly, securely, and reliably. Through these innovations, Celo seeks to democratize financial access and create a more inclusive monetary system.
A modern, secure, and homeowner-first approach to homeownership.
Robinhood Financial LLC is an online discount stock brokerage based in Menlo Park, California, providing self-directed investors with a platform to trade stocks, options, exchange-traded funds (ETFs), and cryptocurrencies without paying commissions. Founded in 2013 by Vladimir Tenev and Baiju Bhatt, the company aims to democratize access to financial markets, making trading more accessible and user-friendly through its mobile application. Robinhood's services include not only equity and cryptocurrency trading but also features like dividend reinvestment, fractional shares, and IPO access. The company generates revenue primarily through transaction-based fees by routing user orders to market makers. As a subsidiary of Robinhood Markets, Inc., it continuously evolves its offerings by integrating proprietary technology into its app-based platform.
Stir Money, Inc., founded in 2019 and located in San Francisco, California, operates within the technology sector. The company provides a platform designed for digital creators, allowing them to manage multiple revenue streams effectively. Stir Money's platform includes features for organizing analytics and facilitating fund sharing among collaborators, which supports creators in streamlining their financial operations and enhancing their productivity. The company recently introduced its beta product, marking a significant step in its development and commitment to serving the needs of digital creators.
Tecton.ai is a developer of an enterprise-ready data platform designed to facilitate machine learning for organizations. Founded in 2019 by the team behind Uber's Michelangelo platform, Tecton aims to make advanced machine learning capabilities accessible to companies of all sizes. The platform allows data scientists to transform raw data into production-ready features, addressing the unique challenges of machine learning data management. By providing a comprehensive data layer, Tecton enables the integration of batch, streaming, and real-time data, allowing organizations to automate decisions rapidly and improve customer experiences. With offices in San Francisco and New York, Tecton focuses on helping businesses efficiently deploy machine learning models at scale to drive significant outcomes.
Moov Financial, Inc. is a financial technology company that specializes in developing an open-source platform designed to embed banking services within various applications. Established in 2017 and headquartered in Cedar Falls, Iowa, Moov is focused on rebuilding banking infrastructure for a cloud-native environment, free from legacy technology constraints. The platform offers a developer-friendly approach, allowing for customization and portability across cloud providers or on-premises environments. Moov's services include ACH processing, customer accounts, KYC and OFAC compliance, wire transfers, and image cash letters. By providing a modular and decoupled banking-as-a-service solution, Moov enables organizations to integrate transactional banking capabilities seamlessly into their software, thereby enhancing user experiences and simplifying money management.
Robinhood Financial LLC is an online discount stock brokerage based in Menlo Park, California, providing self-directed investors with a platform to trade stocks, options, exchange-traded funds (ETFs), and cryptocurrencies without paying commissions. Founded in 2013 by Vladimir Tenev and Baiju Bhatt, the company aims to democratize access to financial markets, making trading more accessible and user-friendly through its mobile application. Robinhood's services include not only equity and cryptocurrency trading but also features like dividend reinvestment, fractional shares, and IPO access. The company generates revenue primarily through transaction-based fees by routing user orders to market makers. As a subsidiary of Robinhood Markets, Inc., it continuously evolves its offerings by integrating proprietary technology into its app-based platform.
Robinhood Financial LLC is an online discount stock brokerage based in Menlo Park, California, providing self-directed investors with a platform to trade stocks, options, exchange-traded funds (ETFs), and cryptocurrencies without paying commissions. Founded in 2013 by Vladimir Tenev and Baiju Bhatt, the company aims to democratize access to financial markets, making trading more accessible and user-friendly through its mobile application. Robinhood's services include not only equity and cryptocurrency trading but also features like dividend reinvestment, fractional shares, and IPO access. The company generates revenue primarily through transaction-based fees by routing user orders to market makers. As a subsidiary of Robinhood Markets, Inc., it continuously evolves its offerings by integrating proprietary technology into its app-based platform.
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.
Brightside Benefit, Inc. operates a financial care platform designed for employers to enhance the financial well-being of their employees. Founded in 2017 and headquartered in Chandler, Arizona, with additional offices in Philadelphia, the company provides a comprehensive solution that combines personal assistants, smart technology, and innovative financial products. Its platform, Kickforward, offers real-time guidance and personalized financial support, enabling employees to make informed decisions that improve their financial behavior and net income. Brightside emphasizes unbiased service, ensuring that employees have access to reliable financial information and options without conflicts of interest from financial institutions. By focusing on individual needs and utilizing behavioral science, Brightside aims to alleviate employee stress, ultimately driving better productivity, retention, and diversity while reducing healthcare costs for employers.
Runway Financial, Inc. is a provider of software-as-a-service (SaaS) financial solutions that enhance the accessibility of financial data and insights. The company focuses on modernizing the presentation of business financials through innovative design and technology, aiming to foster greater alignment among teams and facilitate improved decision-making. With its origins in San Francisco, California, Runway Financial emphasizes clarity and speed in financial information, empowering organizations to collaborate effectively. The company's offerings are designed to be user-friendly, making financial data more comprehensible and actionable for various stakeholders within a business.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier.
The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.
Tecton.ai is a developer of an enterprise-ready data platform designed to facilitate machine learning for organizations. Founded in 2019 by the team behind Uber's Michelangelo platform, Tecton aims to make advanced machine learning capabilities accessible to companies of all sizes. The platform allows data scientists to transform raw data into production-ready features, addressing the unique challenges of machine learning data management. By providing a comprehensive data layer, Tecton enables the integration of batch, streaming, and real-time data, allowing organizations to automate decisions rapidly and improve customer experiences. With offices in San Francisco and New York, Tecton focuses on helping businesses efficiently deploy machine learning models at scale to drive significant outcomes.
Stripe, Inc. is a global technology company that provides application programming interfaces (APIs) and tools designed to facilitate online payment processing for businesses. Its comprehensive platform includes solutions for payments, subscriptions, fraud detection, and data analytics, among others. Stripe's offerings, such as Stripe Connect for routing payments, Stripe Radar for fraud prevention, and Stripe Checkout for seamless transaction processes, cater to a diverse clientele ranging from startups to established enterprises. The company also addresses financing challenges faced by online businesses through Stripe Capital, which offers fast and flexible funding options. With operations in multiple countries, including the United States, the United Kingdom, and Singapore, Stripe aims to simplify financial infrastructure and support the growth of internet-based businesses, thereby contributing to the overall economic landscape of the digital economy. Founded in 2010 and headquartered in San Francisco, California, Stripe has established partnerships with leading technology firms to enhance its service capabilities.
Compound Labs, Inc. is a company that designs and develops a decentralized finance protocol on the Ethereum blockchain, aimed at creating efficient money markets. Founded in 2017 and headquartered in San Francisco, the firm offers an open-source software platform that enables individuals, businesses, and developers to engage in borrowing and lending activities. The protocol features a web interface that dynamically adjusts interest rates based on the supply and demand of various assets, ensuring liquid and transparent financial transactions. With a significant user base and numerous applications integrating its technology, Compound serves as a foundation for innovative financial applications, promoting a more open and accessible financial system.
Instabase, Inc. is a technology company that offers a platform for businesses to create customizable applications aimed at automating various operational tasks. Founded in 2015 and based in San Francisco, it provides services such as optical character recognition, data classification and extraction, and natural language processing. The platform allows organizations to develop complex applications tailored to their specific needs, such as income verification and contract analysis, by efficiently processing documents like pay stubs and bank statements. Additionally, Instabase features an app store that offers a range of pre-packaged business applications across different industries, facilitating quick deployment and integration into existing workflows. This approach enables institutions to embed intelligence into their systems, ultimately driving transformation and enhancing productivity.
Stripe, Inc. is a global technology company that provides application programming interfaces (APIs) and tools designed to facilitate online payment processing for businesses. Its comprehensive platform includes solutions for payments, subscriptions, fraud detection, and data analytics, among others. Stripe's offerings, such as Stripe Connect for routing payments, Stripe Radar for fraud prevention, and Stripe Checkout for seamless transaction processes, cater to a diverse clientele ranging from startups to established enterprises. The company also addresses financing challenges faced by online businesses through Stripe Capital, which offers fast and flexible funding options. With operations in multiple countries, including the United States, the United Kingdom, and Singapore, Stripe aims to simplify financial infrastructure and support the growth of internet-based businesses, thereby contributing to the overall economic landscape of the digital economy. Founded in 2010 and headquartered in San Francisco, California, Stripe has established partnerships with leading technology firms to enhance its service capabilities.
Tally Technologies, Inc. is a financial automation company founded in 2015 and based in San Francisco, California. The company offers an application that simplifies the management of multiple credit cards, allowing users to avoid high annual percentage rates, costly fees, and the complexities associated with juggling various accounts. Tally’s platform automates credit card management by tracking balances and due dates, providing features such as debt management, late fee protection, and a line of credit. This approach empowers consumers to take control of their credit card usage, helping them save money on interest and achieve their financial goals.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
SynapseFI is a banking platform that enables companies to provide financial products to their customers for a fraction of the cost of traditional banks. The company provides payment, deposit, lending. and investment products as APIs to FinTech companies who build and launch their financial innovations on top of their banking infrastructure. They help fintech companies work together to develop the technology. Founded in 2014, SynapseFI is headquartered in San Francisco, California.
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Forte is building economic technology for games. Its platform enables the emergence of community economics, a system where the interests of game developers and players are aligned, leading to healthier, sustainable game communities. The team is composed of longtime industry members (Unity, ngmoco, Riot Games, Electronic Arts, Sony, and Rockstar Games, among others), and is currently working with over 20 acclaimed game developers from across the industry to reimagine the economics of games. www.forte.io
Ava Labs specializes in providing a platform for launching finance applications through blockchain technology. The company focuses on highly scalable and efficient networks, offering customizable public and private blockchains and enabling the creation of various digital assets. Its innovative approach includes a novel probabilistic consensus protocol that enhances transaction speed and reduces deployment costs. This technology simplifies the creation, trading, and discovery of both existing and new asset types. Ava Labs aims to empower individuals to participate in an open and accessible digital finance landscape.
Mercury Technologies, Inc. is a banking service provider focused on startups and technology companies. Founded in 2017 and headquartered in San Francisco, California, the company offers bank accounts designed specifically for startups, which include FDIC-insured checking and savings accounts. In addition to traditional banking services, Mercury provides advanced tools such as cash flow analytics, intuitive dashboards, programmatic payments, and instant runway estimates. These features enable tech startups to maintain a comprehensive financial overview and enhance operational efficiency, making Mercury a suitable financial partner for emerging businesses in the technology sector.
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.
Propel, Inc. is a Brooklyn-based company founded in 2014 that develops mobile software aimed at improving the financial health of low-income Americans. Its primary product, FreshEBT, is a free smartphone application that enables users to manage their EBT benefits, check their balance, and organize grocery shopping while capitalizing on local deals. The app serves hundreds of thousands of users across the country, providing a practical tool for budgeting and food savings. Propel has gained recognition in major media outlets such as the New York Times, Bloomberg, and Forbes for its impact on financial management among underserved communities.
Plaid Inc. is a technology platform that enables users to connect their bank accounts to various financial applications, facilitating a more modern and digitally-enabled financial system. Founded in 2012 and headquartered in San Francisco, the company offers a suite of APIs that allows developers to create innovative financial products. Its offerings include tools for accessing transaction histories, authenticating bank accounts, verifying user identities, confirming real-time account balances, and assessing borrowers' assets and income. Plaid's solutions cater to a wide range of financial activities, including personal finances, consumer payments, lending, and business transactions. The platform serves a diverse clientele, including Fortune 50 companies, and aims to democratize financial services by providing the necessary infrastructure for both small startups and large financial institutions to enhance their service offerings.
Tecton.ai is a developer of an enterprise-ready data platform designed to facilitate machine learning for organizations. Founded in 2019 by the team behind Uber's Michelangelo platform, Tecton aims to make advanced machine learning capabilities accessible to companies of all sizes. The platform allows data scientists to transform raw data into production-ready features, addressing the unique challenges of machine learning data management. By providing a comprehensive data layer, Tecton enables the integration of batch, streaming, and real-time data, allowing organizations to automate decisions rapidly and improve customer experiences. With offices in San Francisco and New York, Tecton focuses on helping businesses efficiently deploy machine learning models at scale to drive significant outcomes.
Coinbase, Inc. is an online platform that enables merchants, consumers, and traders to buy, sell, and store digital currencies, including Bitcoin, Ethereum, and Litecoin. Founded in 2012 and based in San Francisco, California, Coinbase provides various products and services, such as a user-friendly website for transactions, digital wallets, and merchant payment processing tools. The platform allows users to connect their bank accounts to facilitate the buying and selling of cryptocurrencies. Additionally, Coinbase Ventures serves as the company's investment arm, focusing on early-stage startups in the cryptocurrency and blockchain sectors. With a mission to create an open financial system for the world, Coinbase has positioned itself as a significant player in the digital currency market.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Cuenca is a FinTech company based in San Francisco, California, that specializes in providing digital financial services. Established in 2016, Cuenca operates a mobile-based application that facilitates various banking functions, including bill payments for utilities such as mobile, electricity, and water. In addition to bill payment services, the platform offers online banking features that enable users to securely deposit and withdraw funds, access savings accounts with competitive interest rates, and obtain loans tailored to their financial needs. This comprehensive digital approach allows users to manage their finances conveniently and efficiently.
OpenInvest is a Public Benefit Corporation and asset manager that uses technology to mainstream customized ethical investing. OpenInvest is a YCombinator and Andreessen Horowitz-backed startup powering the post-fund future. Their team of senior technologists from the hedge fund industry and civil society leaders is first tackling under-served markets in customized ESG asset management. With seed funding, the team has built fully integrated and proprietary direct-indexing construction, management, trading, proxy voting, and UX systems that now serve thousands of customers. Founded in 2015, the company is headquartered in San Francisco, California, United States.
Compound Labs, Inc. is a company that designs and develops a decentralized finance protocol on the Ethereum blockchain, aimed at creating efficient money markets. Founded in 2017 and headquartered in San Francisco, the firm offers an open-source software platform that enables individuals, businesses, and developers to engage in borrowing and lending activities. The protocol features a web interface that dynamically adjusts interest rates based on the supply and demand of various assets, ensuring liquid and transparent financial transactions. With a significant user base and numerous applications integrating its technology, Compound serves as a foundation for innovative financial applications, promoting a more open and accessible financial system.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
BlockTower Capital is a venture capital firm based in Miami, Florida, that focuses on investments in the cryptocurrency, blockchain, and decentralized finance sectors. The firm operates a DeFi fund and has developed a cryptoasset platform designed to assist clients with investing and portfolio management. This platform incorporates various disciplines such as cryptography, game theory, network and behavioral economics, competitive strategy, and computer science. By offering these services, BlockTower Capital enables clients to trade and manage their digital currency investments with greater ease and confidence.
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.
Manage Crypto Asset Hedge Funds.
Instabase, Inc. is a technology company that offers a platform for businesses to create customizable applications aimed at automating various operational tasks. Founded in 2015 and based in San Francisco, it provides services such as optical character recognition, data classification and extraction, and natural language processing. The platform allows organizations to develop complex applications tailored to their specific needs, such as income verification and contract analysis, by efficiently processing documents like pay stubs and bank statements. Additionally, Instabase features an app store that offers a range of pre-packaged business applications across different industries, facilitating quick deployment and integration into existing workflows. This approach enables institutions to embed intelligence into their systems, ultimately driving transformation and enhancing productivity.
OpenInvest is a Public Benefit Corporation and asset manager that uses technology to mainstream customized ethical investing. OpenInvest is a YCombinator and Andreessen Horowitz-backed startup powering the post-fund future. Their team of senior technologists from the hedge fund industry and civil society leaders is first tackling under-served markets in customized ESG asset management. With seed funding, the team has built fully integrated and proprietary direct-indexing construction, management, trading, proxy voting, and UX systems that now serve thousands of customers. Founded in 2015, the company is headquartered in San Francisco, California, United States.
Propel, Inc. is a Brooklyn-based company founded in 2014 that develops mobile software aimed at improving the financial health of low-income Americans. Its primary product, FreshEBT, is a free smartphone application that enables users to manage their EBT benefits, check their balance, and organize grocery shopping while capitalizing on local deals. The app serves hundreds of thousands of users across the country, providing a practical tool for budgeting and food savings. Propel has gained recognition in major media outlets such as the New York Times, Bloomberg, and Forbes for its impact on financial management among underserved communities.
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.
Dwolla, Inc. is a fintech company that specializes in developing application programming interface (API) solutions for electronic payments and bank transfers. Founded in 2010 and based in Des Moines, Iowa, Dwolla provides a platform that allows businesses of all sizes to collect, facilitate, and send payments efficiently. Its Access API enables users to link bank accounts and initiate transfers seamlessly, while the Dwolla Dashboard offers tools for managing customer information, viewing transactions, and analyzing business trends. Additionally, Dwolla Labs, a subsidiary associated with Veridian Credit Union, provides users with a low-fee method to access, move, and earn money through a pooled account system. This infrastructure simplifies the complex processes of accessing payment networks and navigating regulatory requirements for its clients across various industries.
IFTTT Inc. is a cloud-based platform founded in 2010 and headquartered in San Francisco, California. It serves as a leading connectivity platform that enables users to automate interactions between various applications and devices. By offering a low-code alternative to in-house integration development, IFTTT supports over 700 global enterprises in transforming their products into integrated services, which helps to reduce development costs and enhance compatibility. The platform has attracted 18 million consumers across 140 countries, facilitating over 100 million activated connections. Well-known companies such as Domino’s, Amazon, Bosch, ING, and Samsung utilize IFTTT’s solutions for their connectivity needs.
TradeBlock, Inc. is a New York-based company established in 2013 that specializes in developing trading tools for institutional investors in the digital currency market. The company offers a comprehensive platform that includes market analytics, blockchain insights, order management, trade execution, team communication, and compliance automation. TradeBlock serves as a global data source, providing detailed analyses on various aspects of the cryptocurrency landscape, including market data, trading regulations, mining, protocol updates, and economic developments. By equipping financial institutions and cryptocurrency traders with advanced analytical tools, TradeBlock enables them to effectively leverage the opportunities presented by blockchain technologies.
Coinbase, Inc. is an online platform that enables merchants, consumers, and traders to buy, sell, and store digital currencies, including Bitcoin, Ethereum, and Litecoin. Founded in 2012 and based in San Francisco, California, Coinbase provides various products and services, such as a user-friendly website for transactions, digital wallets, and merchant payment processing tools. The platform allows users to connect their bank accounts to facilitate the buying and selling of cryptocurrencies. Additionally, Coinbase Ventures serves as the company's investment arm, focusing on early-stage startups in the cryptocurrency and blockchain sectors. With a mission to create an open financial system for the world, Coinbase has positioned itself as a significant player in the digital currency market.
Fab, Inc. is an online retailer specializing in everyday design products, serving customers in the United States, Canada, and Australia. Founded in February 2009 and headquartered in New York City, the company offers a diverse range of items, including furniture, kitchen and dining accessories, bed and bath products, art, jewelry, and personal accessories. As of March 2015, Fab operates as a subsidiary of PCH International Ltd.
Filestack is a leading Content Ingestion Network that specializes in file handling and content integration for developers. Its platform enables the seamless uploading, storage, and transformation of large files, including documents, images, and videos. With an easy-to-use API, Filestack allows businesses to integrate file uploading capabilities into their applications, facilitating content retrieval from various sources such as websites and mobile apps like Facebook, Instagram, and Dropbox. Developers appreciate Filestack for its robust third-party integrations and the ability to deliver content quickly and responsively across all types of devices. The company's focus on reliability, scalability, and security makes it a preferred choice for organizations looking to enhance their content management processes.
Dwolla, Inc. is a fintech company that specializes in developing application programming interface (API) solutions for electronic payments and bank transfers. Founded in 2010 and based in Des Moines, Iowa, Dwolla provides a platform that allows businesses of all sizes to collect, facilitate, and send payments efficiently. Its Access API enables users to link bank accounts and initiate transfers seamlessly, while the Dwolla Dashboard offers tools for managing customer information, viewing transactions, and analyzing business trends. Additionally, Dwolla Labs, a subsidiary associated with Veridian Credit Union, provides users with a low-fee method to access, move, and earn money through a pooled account system. This infrastructure simplifies the complex processes of accessing payment networks and navigating regulatory requirements for its clients across various industries.
Ripple Labs, Inc. operates a global payments network that leverages blockchain technology to facilitate instant and low-cost international transactions. The company has developed RippleNet, a decentralized platform that connects banks, payment providers, digital asset exchanges, and corporations for seamless global money transfers. Ripple's product offerings include XRP, a digital asset designed for payments; xCurrent, which supports cross-border payment services for banks; xRapid, aimed at payment providers and financial institutions to manage liquidity costs; and xVia, a solution that allows corporates and financial institutions to send payments across networks using a standardized interface. Founded in 2012 and headquartered in San Francisco, California, Ripple has expanded its presence with additional offices in major cities worldwide, including New York, London, Sydney, and Mumbai, among others. The company's solutions not only improve transaction efficiency but also help reduce foreign exchange exposure and counter-party risk for enterprises.
Sift is a technology company specializing in fraud detection and prevention through its advanced machine learning platform. Founded in 2011 and based in San Francisco, California, Sift's software helps businesses monitor their online traffic in real-time, providing instant alerts for fraudulent activities. The platform enables clients to send various events to receive fraud scores, utilizing a JavaScript snippet to capture on-page activities and a REST API for reporting transactions. In addition to its fraud prevention services, Sift operates as an online publisher, managing a portfolio of business communities and providing website solutions to a range of organizations, including accounting firms in the UK. With a commitment to digital trust and safety, Sift supports companies in unlocking revenue while mitigating risks associated with fraud.