Anthemis

Anthemis is a London-based venture investment platform established in 2010, focusing on early-stage investments in the financial services and technology sectors, particularly in the Fintech and InsurTech markets. The firm seeks to drive innovation and change within these industries by fostering a diverse ecosystem of startups, entrepreneurs, investors, and academics. Guided by principles of collaboration, inclusivity, and virtuous outcomes, Anthemis aims to address the pressing challenges faced by the financial services sector. Over its years of operation, the company has managed multiple investment funds and has made 179 investments, successfully exiting 16 of these ventures. Through its strategic investment approach, Anthemis is committed to cultivating sustainable businesses that contribute positively to society.

Ruth Blader

Partner

Marin Cauvas

Principal

Archie Cochrane

Principal

Katrina Cruz

Talent Lead, Venture Studios

Elizabeth Davis

Principal

Vica Epifantseva-Manos

Partner

Natalia Von Esebeck

Legal Counsel

David Galbraith

Partner

Ali Geramian

Managing Director

Samantha Ghiotti

Partner

Alan Greco

Associate, Investment

Gavin Holland

president

JeeYoon Hong

Principal

Matthew Jones

Principal, Investments

Vica Manos

Partner

Alex Mayall

Investment Principal

Charity Mhende

Assoicate, Marketing

Swarnali Mitra

Associate

Johnita Walker Mizelle

Head of Investor Relations and Ecosystem Development

Sean James Newham

Technology Specialist, Venture Studios

Iason Nikolakis

Managing Director

Katie Palencsar

Managing Director

Sean Park

Co-Founder, Chief Investment Officer & General Partner

Yann Ranchere

Venture Partner

Tom Ryan

Partner

Henry Salmon

Principal

Kate Sampson

Managing Director

Nadeem Shaikh

Co-Founder and Chief Executive Officer

Riki Shepley

Associate

Vinay Singh

Managing Director

Alex Steiner

Associate, Investment

Luís Paulo Torres

Associate

Rob Tragen

Chief of Staff and Chief Financial Officer

Bukie Adebo Umeano

Investor

Naoshir Vachha

Managing Partner & General Counsel

Patrick Watson

Chief Financial Officer

Dario de Wet

Associate, Investment

Billy Whalen

Corporate Development

Sophie Winwood

Principal

Gabby Wright

Associate, Investor Relations

Erica Young

Principal

Foxe Bladder, Ruth

Director of Investments

Past deals in Banks

Kasheesh

Seed Round in 2023
Kasheesh is a fintech company that provides financial services.

Kasheesh

Seed Round in 2022
Kasheesh is a fintech company that provides financial services.

Kinly

Series A in 2022
Kinly is a diverse financial technology company dedicated to meeting the specific needs of African-Americans and their allies.

Stax

Seed Round in 2022
Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Happy Money

Series D in 2022
Happy Money, Inc. is a financial services company that designs products to help people pay off amount due on their credit cards. Its products include Payoff, a financial program that provides loans to customers for paying credit card debts; Joy, a mobile application that uses robot Money Coaches, designed around each person's psychology, to help people spend happier and build their savings; and Happy Money Score, which incorporates a person's psychology and motivation to make credit decisions and financial recommendations that are more human. Happy Money, Inc. was formerly known as Payoff, Inc. and changed its name to Happy Money, Inc. in March 2020. The company was incorporated in 2009 and is based in Costa Mesa, California.

Tide

Series C in 2021
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

TreasurySpring

Series A in 2021
TreasurySpring is a financial technology firm that was founded in early 2016 by three long-term business partners with the goal of revolutionising institutional short-term funding markets. We have applied legal, financial and operational technology to create a unique, regulated fund platform. Our Fixed-Term Funds or FTFs offer cash rich firms access to short-term investments that have historically been unavailable to them, whilst allowing institutions seeking funding to access a much broader universe of capital providers than ever before.

Mansa

Series A in 2021
Mansa Group SAS develops an application programming interface (API) bridge platform for credit brokerage services. The company provides credit access, digital analysis for loans, online signature of the loan agreement, and identity verification services to freelancers. The company was founded in 2019 and is headquartered in Vincennes, France.

TrueLayer

Series C in 2020
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

NOW Money

Series A in 2020
NOW Money uses mobile banking technology to bring accounts and remittance to the unbanked population of the Middle East. It provides a convenient and easy to use solution for those currently excluded from the financial system, bringing full access to the financial system, and significant savings on remittance.

Wollit

Seed Round in 2020
Wollit Ltd is a fintech company based in London, established in 2017, that focuses on enhancing the financial wellbeing of individuals engaged in flexible work, such as those on zero-hour contracts and irregular workers. The company's primary offering is the Wollit Income Promise, an innovative financial product designed to provide income stability by allowing users to take home a consistent amount each month, regardless of fluctuations in their working hours or earnings. By leveraging advanced technology and a commitment to ethical financial solutions, Wollit aims to address the gaps in financial services available to flexible workers, ultimately seeking to transform their financial experiences. The company has attracted investment from prominent technology investors in the UK and a leading global bank, positioning itself to make a significant impact in the fintech sector.

Wollit

Pre Seed Round in 2019
Wollit Ltd is a fintech company based in London, established in 2017, that focuses on enhancing the financial wellbeing of individuals engaged in flexible work, such as those on zero-hour contracts and irregular workers. The company's primary offering is the Wollit Income Promise, an innovative financial product designed to provide income stability by allowing users to take home a consistent amount each month, regardless of fluctuations in their working hours or earnings. By leveraging advanced technology and a commitment to ethical financial solutions, Wollit aims to address the gaps in financial services available to flexible workers, ultimately seeking to transform their financial experiences. The company has attracted investment from prominent technology investors in the UK and a leading global bank, positioning itself to make a significant impact in the fintech sector.

Tide

Series B in 2019
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

NOW Money

Series A in 2019
NOW Money uses mobile banking technology to bring accounts and remittance to the unbanked population of the Middle East. It provides a convenient and easy to use solution for those currently excluded from the financial system, bringing full access to the financial system, and significant savings on remittance.

TrueLayer

Series C in 2019
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Flux Systems

Series A in 2018
Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards. The company was built with bank level security. They store and process data using third party servers located in secure data centers in Europe, that are protected by firewalls and have restricted access in compliance with applicable regulations. Flux was founded in 2016 and is based in London, England. Its major partners include Barclaycard, Costa, pod, EAT., Barclays, and Starling Bank.

Tide

Convertible Note in 2018
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

Tide

Convertible Note in 2018
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

TrueLayer

Series B in 2018
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Meniga

Venture Round in 2018
Meniga Ltd is a digital banking platform that specializes in developing white-label solutions for banks, businesses, and individuals to manage their financial data effectively. Founded in 2013 and based in London, the company offers a range of products, including personal finance management tools, data aggregation, and transaction-based insights. Meniga's solutions encompass automated real-time notifications, predictive analytics, and personalized user engagement, as well as marketing products that provide card-linked offers and consumer data analytics. By focusing on modular and customizable solutions, Meniga aims to enhance the financial technology landscape, enabling clients to leverage big data and analytics to improve their services.

Flux Systems

Seed Round in 2017
Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards. The company was built with bank level security. They store and process data using third party servers located in secure data centers in Europe, that are protected by firewalls and have restricted access in compliance with applicable regulations. Flux was founded in 2016 and is based in London, England. Its major partners include Barclaycard, Costa, pod, EAT., Barclays, and Starling Bank.

ABAKA Holdings

Seed Round in 2017
ABAKA Holdings Ltd. is a London-based company that operates an intelligent savings platform aimed at enhancing the financial wellbeing of employees. The platform, known as ABAKA, allows employers to increase awareness of employee benefits and engage directly with their staff. It empowers employees by providing tailored financial guidance and personalized nudges to improve their financial literacy. Additionally, ABAKA is recognized as the world's first digital saving and retirement enterprise SaaS platform, utilizing artificial intelligence to support financial institutions in delivering scalable advice on pensions, savings, and investments. Its suite of modular applications enables functionalities such as conversational AI, intelligent behavioral nudges, and digital financial dashboards. With over 9 million users benefiting from its technologies, ABAKA's solutions are licensed by leading banks, pension providers, and asset managers globally. The company also maintains a strategic partnership with Avaloq Group AG and has been operational since its incorporation in 2016.

Tide

Series A in 2017
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

TrueLayer

Series A in 2017
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Happy Money

Series C in 2016
Happy Money, Inc. is a financial services company that designs products to help people pay off amount due on their credit cards. Its products include Payoff, a financial program that provides loans to customers for paying credit card debts; Joy, a mobile application that uses robot Money Coaches, designed around each person's psychology, to help people spend happier and build their savings; and Happy Money Score, which incorporates a person's psychology and motivation to make credit decisions and financial recommendations that are more human. Happy Money, Inc. was formerly known as Payoff, Inc. and changed its name to Happy Money, Inc. in March 2020. The company was incorporated in 2009 and is based in Costa Mesa, California.

Moven

Series B in 2015
Moven focuses on enabling banks and non-bank partners to leverage the Moven platform to acquire, engage, retain, and grow their customer base. Moven's app, debit card, and contactless payment sticker provide real-time spending insights that motivate customers to make smarter decisions and save more. Moven Enterprise was founded in 2011 and headquartered in New York, United States.

Vericash

Venture Round in 2015
Vericash is a developer of a financial platform that aims to provide digital financial services to diverse markets, including both banked and unbanked communities. The platform specializes in mobile payment solutions and features a range of services such as multi-wallet programs, e-payment, e-integration services, and agency management. By facilitating wide connectivity and offering value-added services, Vericash enables banks and financial institutions to enhance their profitability while effectively serving their customers' needs. The focus on innovative digital financial services positions Vericash as a key player in the collaborative mobile financial services space.

Fidor Solutions

Venture Round in 2015
Fidor Solutions AG develops software products and offers digital services for digital banking. The company designs and develops fidorOS, a modular banking, payment, and community software program that provide optimal support to digital customer groups. Fidor Solutions AG was formerly known as Fidor AG in February 2017. The company was founded in 2007 and is based in Munich, Germany. As of December 31, 2020, Fidor Solutions AG operates as a subsidiary of Sopra Banking Software SA.

Atom Bank

Venture Round in 2014
Atom Bank plc provides banking services through smartphones, tablets, phablets, phones, and Internet in the United Kingdom. It also offers fixed deposits, accounts, mortgages, business loans, and secured loans. The company was formerly known as Crossco (1337) plc and changed its name to Atom Bank plc in August 2015. Atom Bank plc was incorporated in 2013 and is based in Durham, United Kingdom with an additional office in London, United Kingdom..

Moven

Series A in 2014
Moven focuses on enabling banks and non-bank partners to leverage the Moven platform to acquire, engage, retain, and grow their customer base. Moven's app, debit card, and contactless payment sticker provide real-time spending insights that motivate customers to make smarter decisions and save more. Moven Enterprise was founded in 2011 and headquartered in New York, United States.

Happy Money

Series A in 2013
Happy Money, Inc. is a financial services company that designs products to help people pay off amount due on their credit cards. Its products include Payoff, a financial program that provides loans to customers for paying credit card debts; Joy, a mobile application that uses robot Money Coaches, designed around each person's psychology, to help people spend happier and build their savings; and Happy Money Score, which incorporates a person's psychology and motivation to make credit decisions and financial recommendations that are more human. Happy Money, Inc. was formerly known as Payoff, Inc. and changed its name to Happy Money, Inc. in March 2020. The company was incorporated in 2009 and is based in Costa Mesa, California.

Moven

Seed Round in 2012
Moven focuses on enabling banks and non-bank partners to leverage the Moven platform to acquire, engage, retain, and grow their customer base. Moven's app, debit card, and contactless payment sticker provide real-time spending insights that motivate customers to make smarter decisions and save more. Moven Enterprise was founded in 2011 and headquartered in New York, United States.

Fidor Solutions

Venture Round in 2011
Fidor Solutions AG develops software products and offers digital services for digital banking. The company designs and develops fidorOS, a modular banking, payment, and community software program that provide optimal support to digital customer groups. Fidor Solutions AG was formerly known as Fidor AG in February 2017. The company was founded in 2007 and is based in Munich, Germany. As of December 31, 2020, Fidor Solutions AG operates as a subsidiary of Sopra Banking Software SA.

Simple

Series B in 2011
Simple is a web and mobile application that consolidates various banking accounts into a single, user-friendly bank card. It offers built-in budgeting and saving tools, focusing on enhancing financial management for its users. Instead of generating revenue through traditional fees, Simple shares the net interest margin with its partner banks, which fosters a transparent and straightforward banking experience without the pressure of upselling complex products. Since its launch in January 2009 by Alex Payne, Shamir Karkal, and Josh Reich, Simple has grown to serve over 100,000 customers, processing $1.7 billion in annual transactions and achieving remarkable customer growth of 330%. The company is headquartered in Portland, Oregon.

Simple

Series A in 2010
Simple is a web and mobile application that consolidates various banking accounts into a single, user-friendly bank card. It offers built-in budgeting and saving tools, focusing on enhancing financial management for its users. Instead of generating revenue through traditional fees, Simple shares the net interest margin with its partner banks, which fosters a transparent and straightforward banking experience without the pressure of upselling complex products. Since its launch in January 2009 by Alex Payne, Shamir Karkal, and Josh Reich, Simple has grown to serve over 100,000 customers, processing $1.7 billion in annual transactions and achieving remarkable customer growth of 330%. The company is headquartered in Portland, Oregon.

Simple

Seed Round in 2009
Simple is a web and mobile application that consolidates various banking accounts into a single, user-friendly bank card. It offers built-in budgeting and saving tools, focusing on enhancing financial management for its users. Instead of generating revenue through traditional fees, Simple shares the net interest margin with its partner banks, which fosters a transparent and straightforward banking experience without the pressure of upselling complex products. Since its launch in January 2009 by Alex Payne, Shamir Karkal, and Josh Reich, Simple has grown to serve over 100,000 customers, processing $1.7 billion in annual transactions and achieving remarkable customer growth of 330%. The company is headquartered in Portland, Oregon.