FirstRand Bank Limited, based in Sandton, South Africa, offers a comprehensive range of banking, insurance, and investment services to retail, commercial, corporate, and public sector clients, both locally and across various African countries. The bank operates through three main divisions: First National Bank, which focuses on retail and commercial banking; Rand Merchant Bank, specializing in corporate and investment banking; and WesBank, which provides installment finance solutions. Its product offerings include various deposit accounts, mortgage and personal loans, credit and debit cards, insurance products, and investment services. Additionally, FirstRand Bank delivers advisory and financing solutions, asset-based finance, wealth management, and internet banking services, catering to a diverse clientele that includes individuals, small businesses, medium corporates, and government entities, as well as the agricultural sector.