Kosinski Ventures

Ghost Financial is a financing and business services platform that specializes in supporting ghost kitchens and restaurant ventures. It provides a range of financial products, including insurance, payroll services, credit cards, and expansion loans tailored for startups and growing kitchens. The platform utilizes artificial intelligence algorithms to facilitate quick and accurate financial decision-making. It also offers revenue-generating incentives, such as cashback credit cards, to help fund inventory expenses. By leveraging data-informed insights, Ghost Financial enables emerging restaurant brands to access expansion loans, thereby enhancing their growth opportunities in a competitive market.

Rain Technologies Inc. is a financial technology company based in Los Angeles, California, established in 2019. The company focuses on enhancing employees' financial health by providing a voluntary benefit that allows workers to access their earned wages instantly through its Rain Instant Pay application. This application integrates with TSheets to track employee shift data, enabling users to withdraw portions of their earnings before the scheduled payday. If employees opt not to withdraw funds, they receive their full pay on payday as usual. The app also includes features such as a checking account option with overdraft protection, notifications for upcoming bills, and tools for saving and budgeting. Rain's services are provided at no cost to employers, making it an appealing option for businesses looking to support their workforce's financial well-being.

Mentorcam, Inc. is a San Francisco-based company founded in 2019, specializing in a video messaging app that connects individuals with influencers, content creators, and experts. This platform allows users to purchase personalized video messages that deliver tailored advice and motivation. By facilitating 1-on-1 interactions, Mentorcam enables users to seek guidance on various topics, including fundraising, user acquisition, and sales strategies. The service aims to empower small business owners and professionals by providing them with the insights needed to overcome challenges and make informed decisions, ultimately fostering personal and professional growth.

VendorTerm

Provider of fitness training services intended to make workout sessions interactive and fun. The company specializes in offering group fitness as a scientifically combined series of cardio drills in a high-intensity interval training format along with private and online fitness sessions, enabling customers to stay fit and healthy.

Hinter is a mobile application that serves as a social network centered around surprise and humor. Users can conceal a photo using effects like blur, pixelation, or shadow, and accompany it with a caption before sharing it with friends. The platform aims to foster interaction and laughter by providing a space for sharing comedic content, including memes that incorporate elements of surprise. By blending visual creativity with humor, Hinter encourages users to engage with one another in a lighthearted manner.

Vive is the modern beauty concierge for the modern woman. Vive gets you a convenient, top salon appointment in just two taps. Gone are the days of searching, Yelping and calling for an appointment. Vive members can enjoy unlimited blowouts to use at salons in the Vive network.

Sweet is a service designed to help individuals reduce their mobile phone bills without compromising on coverage quality. The company identifies instances where users are overpaying for wireless services, with customers saving an average of over $300 annually. The sign-up process is quick and straightforward, allowing users to engage with the service in just seconds. Sweet manages interactions with mobile carriers on behalf of its customers, minimizing the effort required on their part. The company prioritizes user privacy and security, employing advanced encryption technology to protect personal information. Offering nationwide coverage, Sweet collaborates with major carriers to ensure reliable service and fast connection speeds. The company is supported by experienced entrepreneurs from reputable organizations, enhancing its credibility and operational capacity.

ReplyBuy Inc. operates an innovative online platform that facilitates personalized, two-way text messaging between businesses and consumers. Founded in 2010 and headquartered in Scottsdale, Arizona, ReplyBuy allows organizations to effectively engage their audiences on mobile devices, which are integral to modern communication. The platform's patented mobile-commerce technology enables businesses to process payments seamlessly via simple text prompts, enhancing the consumer experience. Various sports teams and entertainment organizations, such as the New York Yankees and Blackhawks, have utilized ReplyBuy to boost ticket sales, event attendance, and donations. Additionally, educational institutions like USC and Oklahoma have leveraged the service to enhance engagement with prospects, students, and alumni while generating new revenue streams. ReplyBuy's solutions have proven effective, achieving engagement rates of up to 60% and delivering significant returns on investment for users within the first month. As a subsidiary of Airship, Inc., ReplyBuy continues to transform how businesses communicate with their audiences by unlocking the potential of text messaging.

DraftKings, Inc. is a Boston-based digital sports entertainment and gaming company that offers a range of online services focused on daily and weekly fantasy sports contests, sports betting, and iGaming. Founded in 2012, the company initially gained recognition for its innovative approach to daily fantasy sports, providing contests for major sports such as football, baseball, basketball, hockey, golf, and college events. Following a Supreme Court ruling in 2018, DraftKings expanded its operations to include online sports wagering and casino gaming, now active in 27 states for sports betting and seven states for iGaming. It holds a significant market presence and generally ranks among the top three in revenue share in its competitive states. The company's offerings are accessible through various channels, including websites and mobile applications, and it also operates a marketplace for non-fungible tokens and develops online gaming products.