Chromo Invest

Chromo Investimentos Ltda. is a private equity and venture capital firm established in 2013 and headquartered in Porto Alegre, Brazil, with an additional office in the same city. The firm specializes in alternative investments, managing both liquid and illiquid assets primarily for a high-net-worth Brazilian family and select clients. Chromo Invest seeks innovative investment opportunities globally, emphasizing long-term capital appreciation through participatory and contributory roles in the businesses it supports. The firm evaluates potential investments by examining their intrinsic characteristics, going beyond mere financial metrics. Its mission is to serve as a guiding force for businesses and investors, akin to a lighthouse, providing direction and highlighting potential challenges in the investment landscape.

Tiago Wallau Kretzmann

Co-Founder & Co-Manager of the global portfolio

Past deals in Brazil

Olga Ri

Series A in 2022
Olga Ri is a company that provides cloud kitchens with delivery services to residential and corporate customers. In addition to technology, operational excellence, and creating brands with purpose, they are creating the next generation of foodservice. Their team members are dedicated to establishing different teams, valuing the communities they are based on, and promoting a light lifestyle. In its cloud kitchens, the company provides fast restaurants with fair prices and impeccable quality, but without table service, which enables customers to enjoy meals from the comfort of their homes.

SouSmile

Series B in 2021
SouSmile is a dental beauty startup that believes everyone should have access to a smile they love. We sell our own brand of invisible aligners and whitening gels through conveniently-located retail locations where our team of dentists is available to create personalized treatment plans.

Warren Brasil

Series C in 2021
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Warren Brasil

Series B in 2020
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

BizCapital

Series B in 2020
BizCapital provides loans to SMEs without access to large banks through an evaluation machine that analyzes and ranks each request in a few seconds, analyzing the variables digitally, enabling customers to get loans to operate business through an online lending platform.

Warren Brasil

Series A in 2019
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Adianta

Venture Round in 2019
Adianta is a financial service company that offers a platform for clients to grant working capital for small and medium businesses. The company also specializes in receivables prepayment, loan, invoice finance, SME, cash flow, MPE, secured account, financial institution, and banks. Adianta was named Ciab Febraban 2016 - Brazil's TOP 10 FINTECH. It was founded in May 2016 and is headquartered in Sao Paulo, Brazil.

BizCapital

Series A in 2018
BizCapital provides loans to SMEs without access to large banks through an evaluation machine that analyzes and ranks each request in a few seconds, analyzing the variables digitally, enabling customers to get loans to operate business through an online lending platform.

Geru

Convertible Note in 2018
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Warren Brasil

Convertible Note in 2018
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

BizCapital

Seed Round in 2018
BizCapital provides loans to SMEs without access to large banks through an evaluation machine that analyzes and ranks each request in a few seconds, analyzing the variables digitally, enabling customers to get loans to operate business through an online lending platform.

Geru

Debt Financing in 2017
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Wedy

Angel Round in 2017
Discovering, planning and sharing a wedding is a stressful and unknown task even in modern times. Wedy is a social one-stop-shopping for weddings where the couples can get their perfect weddings at no extra costs.

Geru

Convertible Note in 2017
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Geru

Debt Financing in 2017
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Geru

Debt Financing in 2016
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Geru

Series A in 2016
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Geru

Debt Financing in 2016
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Geru

Debt Financing in 2015
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.

Geru

Debt Financing in 2015
Geru Tecnologia e Serviços S.A. is a Brazilian online lending marketplace established in 2013 and based in São Paulo. The company operates a platform that allows customers to access personal unsecured term loans from various financial institutions without the need to visit a physical location. Geru's services began in 2015, and it introduced a fully digital payroll loan product in 2018. The platform employs advanced technology to ensure a secure and efficient application process, while also utilizing a proprietary credit scoring model based on unstructured data. Geru acts as a correspondent bank, connecting borrowers with financial institutions and enabling them to secure loans with competitive interest rates, ranging from 25% to 80% per annum, depending on the borrower's creditworthiness. The company's focus on transparency and simplicity enhances the borrowing experience for prime and near-prime customers in Brazil.