The FinLab

TransFICC Limited is a technology company based in London, specializing in e-trading solutions for the fixed income and derivatives markets. Founded in 2016, it addresses the fragmentation in these markets by providing a unified application programming interface (API) that consolidates multiple execution venue APIs into a single connection. This enables banks and asset managers to efficiently manage their trading activities while maintaining low latency and secure connectivity essential for real-time trading. TransFICC's platform supports microsecond timestamping for data, which is crucial for maintaining a comprehensive audit trail and ensuring compliance with best execution standards. The company’s cloud-based hosting services facilitate timely updates and adaptations to changes in trading venues, making it a valuable partner for clients navigating the complexities of modern trading environments.

TransFICC Limited is a technology company based in London, specializing in e-trading solutions for the fixed income and derivatives markets. Founded in 2016, it addresses the fragmentation in these markets by providing a unified application programming interface (API) that consolidates multiple execution venue APIs into a single connection. This enables banks and asset managers to efficiently manage their trading activities while maintaining low latency and secure connectivity essential for real-time trading. TransFICC's platform supports microsecond timestamping for data, which is crucial for maintaining a comprehensive audit trail and ensuring compliance with best execution standards. The company’s cloud-based hosting services facilitate timely updates and adaptations to changes in trading venues, making it a valuable partner for clients navigating the complexities of modern trading environments.

PayKey enables banks to provide their customers with the ability to initiate and complete a range of financial services, including P2P payments, chatbot engagement, balance check, cardless withdrawal, and more, from within any mobile application. Offering a cross-platform banking button on the smartphone’s keyboard boosts the bank’s brand engagement while making the banking experience quick, contextual, and simple for users. Banks are battling to remain relevant as they face an unprecedented competitive environment coupled with changing consumer expectations for instantaneous, highly-efficient, and seamless financial experiences. In a time where consumers expect to access services from any channel at any time, PayKey is helping banks to improve their user experience and boost their brand engagement by enabling their customers to access financial services from within any mobile application.

FinMitra is a financial services platform that helps investors access mutual funds, government deposits, and schemes and insurance and enables financial freedom to mass-market Asian Customers. The company provides multi-lingual, automated advisory and transactions in all 5 major areas: Investments, Spending, Borrowing, Tax Optimization, and Insurance. The customer gets an automated and holistic view of the customer’s finances, suggests automated financial decisions, and effortless implementation.

Tuple Technologies is a data analytics company that specializes in customer behavior modeling and engagement automation. Founded in 2016 and based in Singapore, the company integrates data science, artificial intelligence, and machine learning to help businesses optimize their customer acquisition and retention strategies. Its platform features a chatbot that serves as a virtual business assistant, enabling users to execute marketing campaigns across various digital channels quickly and efficiently. Tuple Technologies' solutions are applicable across multiple industries, including blockchain, insurance, manufacturing, banking, telecom, retail, and small to medium enterprises. By unifying data and providing insights into customer behavior, Tuple Technologies aims to enhance client decision-making and drive sales growth through automated and predictive analytics.

Turnkey Lender develops cloud-based loan management solutions aimed at automating the lending processes for non-bank lenders and microfinance institutions. Established in 2014 and headquartered in Singapore, the company provides a comprehensive suite of modular tools that cover loan origination, underwriting, servicing, risk management, debt collection, and regulatory compliance. Its platform supports a wide range of loan products, including consumer loans, microfinance, payday loans, auto loans, mortgages, and various alternative lending categories. With features that integrate artificial neural network-based credit scoring and mobile-based evaluations, Turnkey Lender facilitates a fully automated lending experience for small and mid-sized lenders, making it accessible in over 40 countries. The company's mission includes lowering technology barriers in lending and promoting financial inclusion by offering a user-friendly, no-code software-as-a-service (SaaS) platform.

Attores is a Singapore-based company established in 2015 that specializes in providing smart contract as a service through a Software as a Service (SaaS) model. Its platform leverages blockchain technology to enable secure sharing, signing, and storage of data and documents, ensuring full traceability and auditability. The services offered by Attores cater to various sectors, including insurance and finance, and can also facilitate the creation of legal agreements, such as prenuptial contracts. By utilizing blockchain data encryption, Attores allows users to customize their contracts securely, enhancing the integrity and reliability of digital transactions.

Stock2Day announces daily stock predictions using its unique crowd predicting model where its predicting power improves along with the performance of the top members in the community. The platform also uses recommender system, anomaly detection, and other data science techniques to guide first-time investors to learn and help experienced investors to discover and expand their investing circle of competence and to connect them with other investors with similar and complementary interests.

SsinoConnect operates a peer-to-peer car financing platform that offers potential car buyers with smaller down payments and lower financing rates. The company analyzes credit risk and recovery and provides credit modelling, collateral tracking, and fraud management services to offer high recovery investments to potential retail investors and low down payments for customers looking to buy cars. SsinoConnect was founded by Darrell Lee, Han Yue, Lai Heng Koh, Henry Lim, and Ajinkya Sadavarte in 2016. The company is based in Singapore.

Nickel is a fintech company in the Capital Markets space which builds NiX, Asia’s first FX exchange on the blockchain. The exchange is a trade-driven, fully regulatory compliant marketplace for corporates and onshore banks to access liquidity and price discovery for emerging market currencies at the institutional level. The company was founded in 2015 and is headquartered in Singapore.