Ben Franklin Technology Partners

Navengage Education Technologies Inc. is a software development company that specializes in higher education technology. Our student engagement and organization management platforms help students navigate university resources and engage in co-curricular opportunities that accelerate personal, professional, and social development. We are on a mission to help universities organize and optimize their student engagement. Learn more by visiting www.navengage.com

ReturnLogic is a developer of an automation platform intended to make better marketing decisions and prevent costly product returns. Its platform helps brands give their clients an easy returns process while automating workflows for their customer service and warehouse teams, thereby enabling businesses to optimize their product returns strategy.

CollX (pronounced “collects”) is the fastest way to figure out what your cards are worth. Snap photos of them and instantly get the current market price. The company was founded in 2021 and is headquartered in Haddonfield, New Jersey, United States.

Houwzer, LLC is a real estate brokerage based in Philadelphia, Pennsylvania, with additional offices in Washington, D.C., Baltimore, Maryland, and Haddonfield, New Jersey. Established in 2014, Houwzer provides comprehensive services for buying and selling homes, emphasizing a customer-centric approach. The company employs salaried agents and loan officers, enabling them to prioritize client service over sales commissions. Houwzer utilizes proprietary technology to streamline the entire real estate transaction process, offering an integrated platform that includes communication tools, featured listings, and transaction management services. With a focus on transparency and efficiency, Houwzer has achieved a high Net Promoter Score and consistently receives positive client reviews. Since its inception, the company has helped clients in the Mid-Atlantic region save significantly when selling their homes and has facilitated thousands of successful transactions.

OEE DataWatch is an automation system integration company that delivers high-performance automation solutions to manufacturers. It helps system integrators take control of their processes and data to create an efficient production environment with minimal downtime, high production quality, and optimum overall equipment effectiveness.

InspectionGo is a home inspector company providing a variety of services to help inspection companies. It provides digital exhibition, and back-end services such as accounting, marketing, coaching, and inside sales to home inspectors across the nation. The company was founded in 2019 and is based in Morgantown, WV.

Gig and Take is reimagining the future of work in Industrial Manufacturing and Logistics. We believe the future of work is flexible. And that factories and warehouses are no longer an exception. Join us as we disrupt the century old construct of rigid work schedules and unlock disproportionately diverse talent pools to work in a key sector of the economy.

GoCoach is help to get solid advice from professional career coaches. GoCoach, they know that growth is fundamental to the happiness of all human beings. It is their mission to make it easy for everyone to grow in their careers, unlock their potential, and achieve greater happiness. They envision a world where people have the tools they need to grow in a transparent, safe, and supportive work environments. By making career growth accessible, they are investing in a happier, more empowered world.

WaveClear specializes in medical device design and development, focusing on markets for ultrasonic therapeutic devices for the treatment of occlusive vasculature.

Decontamination Specialty Equipment is specialized in portable decontamination generators and integrated room decontamination systems, for the pharmaceutical, research, and healthcare markets.

Laughing Owl Press specializes in fine stationery and custom letterpress printing services tailored for special occasions and business branding. The company provides a range of options, including custom design and various paper selections, allowing clients to create unique and tactile printed materials. This approach helps businesses and individuals enhance their brand identity or leave a lasting impression for events. Through its design assistance, Laughing Owl Press aims to meet the specific needs of its customers, ensuring a personalized and high-quality printing experience.

CPNet is an Industrial IoT and AI company whose mission is to bring big data analytics and AI to mid-market manufacturing companies. We see a lot of promise and potential of these advanced Industry 4.0 technologies for manufacturers in traditional processing industries, as they can deliver tangible operational improvements and efficiency gains to their existing production assets. Our platform enables streaming of the real-time machine data from PLCs and add-on sensors, which is further combined with batch-extracted ERP and quality data, and used by machine learning algorithms to drive optimization of the targeted OEE components.

Transparent Health Marketplace, Inc. operates a unique online platform designed to facilitate the procurement and delivery of healthcare services within the workers' compensation sector. The company's platform connects payors, including carriers and third-party administrators, with healthcare service providers, allowing for a marketplace model where providers can set their prices. This innovative approach replaces traditional network contract models, enabling providers to receive prompt payment for services rendered based on their bids. By integrating marketplace dynamics with automated billing, payments, and scheduling, Transparent Health Marketplace aims to achieve cost savings for payors while providing growth opportunities for providers and enhancing overall efficiencies in the workers' compensation industry. Founded in 2015, the company is based in Wayne, Pennsylvania.

Circonus, Inc. is a machine data intelligence platform that specializes in real-time handling of IoT and IT infrastructure data. Founded in 2010 and headquartered in Fulton, Maryland, the company provides solutions that allow organizations to collect, store, manage, and analyze vast streams of data. Circonus enables users to visualize and monitor their data in real time, facilitating the identification and resolution of IT infrastructure issues. Its platform supports various functionalities, including predictive analytics, trend monitoring, and operational insights, making it suitable for applications in infrastructure monitoring, IoT, cloud monitoring, and DevOps. Circonus serves diverse industries such as advertising technology, entertainment, financial technology, logistics, and smart utilities, helping them optimize operations and enhance user experiences through accurate and timely data.

Kijenzi operates a network of localized manufacturing hubs that provide essential products, including replacement parts, medical devices, and occupational therapy tools, to institutions serving their communities. By digitizing the supply chain, Kijenzi addresses the challenges of long wait times and high costs associated with traditional supply chains, particularly for hospitals in Kenya. This approach allows clients to access critical items more efficiently, ensuring they can focus on their core mission of helping people.

ERApeutics LLC is a physician-led life-science company based in Lancaster, Pennsylvania, focused on the discovery, development, and commercialization of dietary supplements, nutraceuticals, and medical foods aimed at enhancing cognitive health. Established in 2018, the company manufactures a variety of products including capsules, emulsions, and tablets that target areas such as energy, focus and attention, memory and cognition, mental performance, and sleep.

Tower Products Inc. manufactures chemical products that are used in offset and flexographic printing. Its products include fountain solutions and alcohol replacements, conventional press washes, UV/EB press washes, low VOC press washes, flexographic products, specialty pressroom products, metering roller cleaners, plate cleaners, and ink fountain liners. Tower Products Inc. was formerly known as Tower Chemical Corporation. The company was founded in 1964 and is headquartered in Easton, Pennsylvania.

Polytek Development Corp. manufactures the most complete and versatile line of liquid mold rubbers, liquid casting plastics/resins/foams and other specialty molding and casting materials. These mold materials include two-part, high-performance RTV polyurethane silicone as well as one-part latex and other specialty systems. Polytek liquid rubbers and plastics are used in countless applications where the flexibility and ease-of-use of rubber molds are needed to create exact, highly detailed reproductions of any original model in concrete, plaster, resin, foam, wax and more. Individual artists, sculptors, hobbyists, model makers and industrial users rely on Polytek products and technical support to accurately mold and reproduce parts quickly, consistently and cost-effectively.

FMI, originally established as Fragrance Manufacturing, Inc. in 1992 by Kevin Rhodes, is a marketing and advertising company based in Easton, Pennsylvania. The company began with a focus on contract manufacturing services for the industrial fragrance sector, leveraging Rhodes' prior experience at Procter & Gamble's perfume plant. Over the years, FMI has evolved, expanding its offerings while maintaining a commitment to quality and innovation within the marketing and advertising landscape.

Misco Products Corporation, founded in 1962, specializes in the manufacturing of liquid cleaning chemicals targeted at the janitorial sanitation, food service, education, healthcare, and various commercial and industrial sectors. The company provides a comprehensive range of environmentally safe products, including cleaners, coatings, floor care solutions, restroom care products, degreasers, hard surface disinfectants, and hand care items. Misco is recognized for its flexibility as a custom manufacturer, offering over 1,600 unique formulations and 60 packaging sizes, along with low minimum order requirements and quick turnaround times. This adaptability and commitment to private branding initiatives have established Misco as a leader in exclusive branding within the industry.

Solo Laboratories, Inc. specializes in the manufacture of custom prescription orthotics and support devices for the foot and ankle. Its product lineup includes Richie Braces, Richie AeroSpring, SOLO Brace, and SOLO Gauntlets, designed to enhance mobility and comfort for users. The company also offers innovative foot scanning software called viSo, which aids in the customization of its orthotic solutions. Established in 1983, Solo Laboratories is headquartered in Kutztown, Pennsylvania, and is recognized for its commitment to improving the quality of life for individuals through its orthotic and podiatric products and services.

Heyco Metals, Inc. is a manufacturer based in Reading, Pennsylvania, specializing in copper and copper alloy strips, as well as stainless steel alloys. The company produces a range of products, including its signature CopperPlus, a copper-clad stainless architectural strip, along with light gauge coils, sheets, and strips. Additionally, Heyco Metals offers toll processing services such as rolling, annealing, leveling, slitting, and traverse winding for various metals, including stainless steel, iron, and aluminum alloys. The company also provides specialized plating services, such as hot dip, electroplate, and reflow electroplate tin plating. Its products are distributed through a network across the United States and cater to diverse industries, including automotive, medical, aerospace, connectors, and consumer electronics. Founded in 1969, Heyco Metals operates as a subsidiary of Heyco Products, Inc.

Cougle’s Recycling is an environmentally conscious post-consumer and post-industrial recycler. The company continues to seek an efficient and responsible method to manage multiple waste streams.

Lamtec Corporation is a global supplier of insulation vapor retarders and facings to the leading manufacturers, laminators and fabricators of fiberglass, rockwool, foam board and tape. Their focus is the building products market, specifically the Metal Building, Duct Wrap, Duct Board, Pipe, Foam Board / Panel, Tape and OEM insulation segments.

PMA-13 is a company doing Supply Chain Research to streamline its signage production system.

Astarte Medical Partners, Inc. develops a software that provides a universal view of clinical data in real time to assess the state of the preterm infant’s gut health to make more informed decisions. The product enables NICU clinical care teams to standardize and streamline the practice of feeding. Astarte Medical Partners, Inc. was incorporated in 2016 and is based in Yardley, Pennsylvania.

Orai is a company based in Philadelphia, Pennsylvania, founded in 2016, that specializes in a public speaking application utilizing artificial intelligence. The application offers users instant feedback on their speech, along with guided lessons to enhance public speaking skills. Orai serves enterprises by providing a scalable and cost-effective solution for communication and soft skill training. With over 300,000 users on its iOS and Android platforms, the app has delivered AI-driven feedback on more than 2 million recordings, helping individuals become more effective and confident communicators.

Houwzer, LLC is a real estate brokerage based in Philadelphia, Pennsylvania, with additional offices in Washington, D.C., Baltimore, Maryland, and Haddonfield, New Jersey. Established in 2014, Houwzer provides comprehensive services for buying and selling homes, emphasizing a customer-centric approach. The company employs salaried agents and loan officers, enabling them to prioritize client service over sales commissions. Houwzer utilizes proprietary technology to streamline the entire real estate transaction process, offering an integrated platform that includes communication tools, featured listings, and transaction management services. With a focus on transparency and efficiency, Houwzer has achieved a high Net Promoter Score and consistently receives positive client reviews. Since its inception, the company has helped clients in the Mid-Atlantic region save significantly when selling their homes and has facilitated thousands of successful transactions.

Halo Labs (formerly Optofluidics) is a venture backed scientific instrumentation company that commercializes high throughput biopharmaceutical quality control tools using the latest optics, image processing and microfluidics. Our investors and development partners include BioAdvance, the National Science Foundation, the Defense Advanced Research Projects Agency, and the Ben Franklin Technology Partners. In 2012 Optofluidics was named Philadelphia Life Sciences startup of the year.

FullStac LLC is a company that specializes in designing and developing cloud-based sales management software, primarily targeted at small businesses. Founded in 2011 and headquartered in Harrisburg, Pennsylvania, the company offers a comprehensive sales dashboard that consolidates online accounts from various marketplace platforms into a single application. Its software includes features such as order entry, QuickBooks integration, label creation, inventory control, and point of sale reporting. By connecting systems, revenue streams, employees, and customers, FullStac LLC aims to streamline sales processes and enhance operational efficiency for its clients.

NeuroFlow, Inc. is a digital health company that offers a cloud-based platform designed to enhance access to behavioral health services and improve patient engagement across various care settings. Founded in 2016 and headquartered in Philadelphia, Pennsylvania, NeuroFlow provides tools for remote patient monitoring and integrates behavioral health into practices such as psychology, primary care, and pain management. The platform is HIPAA-compliant and utilizes evidence-based practices to help healthcare providers track and assess patients' mental health, aiming to increase engagement and compliance. NeuroFlow serves a diverse range of clients, including healthcare practices, hospitals, health systems, health plans, and individuals. The company has established strategic partnerships with organizations such as Mental Health America and the National Science Foundation to further its mission of optimizing mental wellness and improving health outcomes.

Cagent Vascular, LLC develops angioplasty balloons using proprietary serration technology. The company offers Serranator, an angioplasty device with serrated metal strips embedded on a semi-compliant balloon that is used for the treatment of atherosclerosis. The company was incorporated in 2014 and is based in Wayne, Pennsylvania.

The Play Impossible Gameball™ is a multi-sport, mobile device-connected ball designed for indoor and outdoor recreational activities. The company has developed a smart, connected inflatable ball that looks completely normal from the outside but has a bevy of electronics inside — accelerator, barometer, microcontroller, ultracapacitor, etc. — and sends real-time data via Bluetooth to an accompanying iOS or Android smartphone app, which lets people play different games and record highlight videos. A charging stick gives the ball two hours of play in just 20 seconds.

BeneFix, Inc. develops a software for health insurance quoting applications. Its BeneFix software allows users to manage various health insurance plans across various carriers, and get quoting. BeneFix, Inc. was founded in 2016 and is based in Lancaster, Pennsylvania.

xtraCHEF is a cloud-based restaurant management platform that provides finance and operations teams with tools to enhance productivity and profitability. The platform focuses on digitizing invoices, which allows restaurants to access valuable data and insights for improved decision-making in areas such as recipe and inventory management, purchasing, and vendor negotiations. By automating the capture, digitization, mapping, and coding of vendor invoices, xtraCHEF helps restaurant operators, caterers, and accountants save time and reduce costs associated with manual tasks. Additionally, users can benefit from manufacturer rebates, further contributing to cost savings. Overall, xtraCHEF aims to facilitate digital transformation in the restaurant industry through advanced technology and data-driven solutions.

KleenCare Technology will revolutionize the car wash industry. They provide a cloud based fleet management tool for their commercial customers. Their car wash application will eliminate the hassle of the stand-alone car wash, bringing state of the art cleaning right to you.

Whose Your Landlord is a multipurpose platform that empowers and informs the rental community. We use the information provided by our renters to extend feedback to landlords, improve the tenants' experience, and reduce turnover. On WYL renters post landlord reviews, receive community-centered insights, and are given access to quality listings.

Cognitive Operational Systems, LLC, based in Philadelphia, Pennsylvania, specializes in developing inventory management solutions for the retail sector through the use of robotics, artificial intelligence, and computer vision. Founded in 2012, the company’s technology enables robots to efficiently navigate retail environments, managing inventory, ensuring compliance with planograms and promotions, and providing indoor localization and navigation. Additionally, it offers mapping capabilities that detail store layouts and architecture. By leveraging university research, Cognitive Operational Systems aims to bridge the gap between academic advancements and practical applications in the fields of artificial intelligence and machine perception.

Advent Therapeutics is focused on providing therapies for micro-orphan applications. The company is based in Lumberville, Pennsylvania.

Jenrin Discovery, Inc. is a pharmaceutical company based in Philadelphia, Pennsylvania, founded in 2004. The company specializes in developing small molecule drugs and therapeutics aimed at treating chronic diseases by targeting peripheral tissues. Its research encompasses a range of therapeutic areas, including diabetes, obesity, non-alcoholic fatty liver disease (NAFLD), non-alcoholic steatohepatitis (NASH), autoimmune and inflammatory disorders, as well as malaria. Through its innovative approach, Jenrin Discovery seeks to create peripherally selective agents that address these diverse health challenges.

MBF Therapeutics, Inc. is a clinical-stage veterinary oncology company dedicated to developing innovative therapies for dogs and cats with cancer. The company's portfolio includes targeted immunotherapies and small molecule drugs designed to disrupt tumor cell metabolism while sparing normal healthy cells. Notable products in development include MBFT-101, a combination therapy for sarcomas and lymphoma that merges a polyamine transport inhibitor with a potent enzyme inhibitor, and MBFT-102, an immunotherapy based on the tumor suppressor mda-7/IL24, which has shown promise in human cancers. Additionally, MBF Therapeutics is exploring gene-based immunotherapeutic vaccines, aiming to revolutionize cancer treatment and infectious disease prevention in companion animals and livestock. The company collaborates with the Lankenau Institute for Medical Research and is headquartered in Ambler, Pennsylvania.

Photosonix Medical, Inc. is a company focused on developing innovative treatments for dermal diseases, particularly chronic bacterial infections known as biofilms, which can lead to conditions such as moderate to severe acne. Its flagship product, CLENS, utilizes a unique combination of ultrasound and violet light to target and eliminate biofilm bacteria effectively. This energy-based therapy aims to provide users with a safe and effective at-home skincare solution that not only treats acne but also helps prevent permanent skin scarring. Founded in 2014, Photosonix Medical operates from Ambler, Pennsylvania, and primarily markets its products to dermatologists and primary care physicians.

The One Health Company is a social impact company that brings precision medicine, used in humans, to dogs with cancer. It started by offering dogs with cancer access to cutting edge human clinical trials at no cost. Then, they created FidoCure directly for veterinarians and pet parents to offer treatment options to more dogs across the country. The company built partnerships with the world's top cancer researchers and a network of 111 of the best veterinary hospitals.

Kynectiv, Inc. specializes in simulation-based products and technology platforms aimed at enhancing decision-making and training processes for organizations globally. The company offers a platform that enables the creation of assessment, education, and training programs designed to deliver valuable insights and improve outcomes through realistic engagement. One of its notable products, CommSim, facilitates remote interactions between role-playing coaches and learners, enhancing the educational experience. Additionally, Kynectiv's Synapse DX provides healthcare organizations with tools to understand and influence audience decision-making. Founded in 2010 and headquartered in Chadds Ford, Pennsylvania, Kynectiv was previously known as DecisionSim, Inc. and rebranded in October 2015. As of September 2019, it operates as a subsidiary of US HealthConnect, Inc.

Versify Solutions, Inc. specializes in developing and implementing analytics and software tailored for the power industry. The company offers a comprehensive suite of tools, including V-PERFORMANCE, which integrates with existing operations systems, and the Versify Operating System, a platform for data management and processing. Its applications include asset and dispatch management for various generation technologies, an Event Management application that automates real-time system event handling, and NETcompliance for integrating regulatory standards. Versify also provides an Outage Management application to assist with tracking plant outages and deratings, as well as V-TRADER, a service that enhances data integration and analysis. These solutions are designed to support power traders, generation managers, compliance officers, and other industry professionals, enabling them to optimize asset performance, reduce risks, and achieve significant cost savings. Founded in 2005, Versify Solutions is headquartered in Glen Mills, Pennsylvania.

Shenandoah Studio, LLC, a development studio, designs and develops games. The company focuses on turn-based strategy games for the iPad. It offers game and interface design, graphic production, and software development services. The company develops games in the areas of battle fields, land battles, and decisive and iconic battles of the civil war. Shenandoah Studio, LLC was founded in 2012 and is based in Philadelphia, Pennsylvania.

Professional networking doesn’t need to be an awkward, buttoned up, hyper-formal event. Professional networking can be as easy as swiping right. Valor Connect is a new mobile app applying the same principles of the most successful dating apps -- the swipe feature from Tinder, the compatibility algorithms from eHarmony -- to make finding and connecting with professionals you don’t yet know, but probably should, easier and more efficient than ever before. Valor Connect is the ideal networking solution for whatever your goals are: - Consultants looking for business - Recruiters looking for candidates - Job seekers looking for opportunities - Students looking for mentors - Entrepreneurs looking for partners - Professionals looking to find industry experts - Individuals trying to expand their horizons Who you know often matters more than what you know -- it’s true. That’s precisely why networking is so crucial in building a career. But there’s an inherent problem with this system: the traditional networking process is awkward, time-consuming, and inefficient. People often fall short of their full potential because they can’t find the RIGHT people to connect with to locate the RIGHT opportunities for them. Networking at events is particularly challenging, and meeting interesting people is often a crapshoot. In addition to general networking, the other primary market for Valor Connect is conferences and events. Valor Connect provides an enhanced way for attendees to make valuable connections before, during and after events - all while also helping event organizers obtain potent metrics to really understand and know their attendees goals and interests. Whether you are trying to identify the right people at an event, find an alumni mentor, or network with people in your organization, Valor Connect has made the process of finding inspiring people incredibly simple: 1. Log in with your LinkedIn or Facebook account. 2. Tap your professional and personal interests from a wall of tags. 3. Sit back and let our algorithm do all the work for you 4. Review your new curated stack of profile cards each day -- swipe right if you agree that they’d be a good person to meet, left if not. 5. Once both parties swipe yes, start messaging your new connection in-app. At first glance, it may seem like Valor Connect is going head-to-head against LinkedIn, but the two actually form a symbiotic relationship. Valor Connect is not a competitor to LinkedIn; Valor Connect is a precursor to LinkedIn. LinkedIn is useful for storing your existing professional connections. The process is typically: meet someone in person at an event, through a connection, etc., and then connect on LinkedIn. The process on Valor is the opposite: meet on Valor, then connect in person at an event, conference, over the phone, email etc., and ultimately connect on LinkedIn. Meet on Valor, then connect on LinkedIn.

Vista Media Group, Inc. engages in outdoor advertising business.

Vistar Media Inc. is a technology company specializing in location-based advertising solutions that enhance the buying and selling of mobile and digital out-of-home media. Founded in 2011 and headquartered in New York, Vistar Media utilizes geotemporal data to analyze consumer behavior patterns, providing valuable insights for brands to engage effectively with their target audiences. The company offers a comprehensive marketing platform that allows brands to reach consumers based on their real-world activities. Additionally, Vistar Media provides tools for media owners, including an advertising platform for digital out-of-home networks, which helps manage inventory, optimize sales, and monetize unsold ad space. Their services also include Cortex, a content management system for infrastructure management, and solutions for data providers and advertisers to facilitate the scalable purchase of location-based media. Vistar Media has established a strategic partnership with Verve Mobile, further enhancing its capabilities in the advertising landscape.

vcopious, Inc. provides systems and software services that creates virtual business environments. It offers virtual business environments that allow users to engage with customers, prospects, employees, and partners. The company provides VC2 appliance server, a networking, socializing, and tracking tool that is used for keeping data secure. The company's application connects the existing applications, E-commerce, CRM, social media, customer records, learning systems, and contact centers in a virtual business environment. The company was incorporated in 2008 and is based in Conshohocken, Pennsylvania.

Versify Solutions, Inc. specializes in developing and implementing analytics and software tailored for the power industry. The company offers a comprehensive suite of tools, including V-PERFORMANCE, which integrates with existing operations systems, and the Versify Operating System, a platform for data management and processing. Its applications include asset and dispatch management for various generation technologies, an Event Management application that automates real-time system event handling, and NETcompliance for integrating regulatory standards. Versify also provides an Outage Management application to assist with tracking plant outages and deratings, as well as V-TRADER, a service that enhances data integration and analysis. These solutions are designed to support power traders, generation managers, compliance officers, and other industry professionals, enabling them to optimize asset performance, reduce risks, and achieve significant cost savings. Founded in 2005, Versify Solutions is headquartered in Glen Mills, Pennsylvania.

InstaMed Communications, LLC is a healthcare payments network that connects providers, payers, and consumers through a secure, cloud-based platform designed for managing healthcare payment transactions. Founded in 2004 and headquartered in Philadelphia, Pennsylvania, InstaMed offers several products, including InstaMed Online for Providers and InstaMed Online for Payers, both of which ensure secure and efficient management of healthcare payments. Additionally, InstaMed Connect allows for the integration of healthcare payments into various healthcare IT applications through its API. The company's technology enhances the healthcare payment experience by driving electronic transactions and facilitating the seamless movement of funds and healthcare data, ultimately improving consumer satisfaction. As of July 2019, InstaMed operates as a subsidiary of JPMorgan Chase Bank.

InstaMed Communications, LLC is a healthcare payments network that connects providers, payers, and consumers through a secure, cloud-based platform designed for managing healthcare payment transactions. Founded in 2004 and headquartered in Philadelphia, Pennsylvania, InstaMed offers several products, including InstaMed Online for Providers and InstaMed Online for Payers, both of which ensure secure and efficient management of healthcare payments. Additionally, InstaMed Connect allows for the integration of healthcare payments into various healthcare IT applications through its API. The company's technology enhances the healthcare payment experience by driving electronic transactions and facilitating the seamless movement of funds and healthcare data, ultimately improving consumer satisfaction. As of July 2019, InstaMed operates as a subsidiary of JPMorgan Chase Bank.