FIS

Kasisto, Inc. is a company that specializes in developing a conversational platform for financial institutions, enabling them to enhance customer engagement through virtual personal assistants. Its core offering, KAI, is a digital experience platform that facilitates the creation of branded virtual assistants and chatbots capable of delivering personalized experiences across various channels, including mobile apps, websites, and voice-activated devices. The platform includes solutions such as KAI Consumer Banking, which offers engaging experiences for users, and KAI Business Banking, providing immediate access to crucial financial information and services. Additionally, KAI Investment Management helps customers articulate their financial goals and receive tailored insights. Founded in 2013 and headquartered in New York, Kasisto also has offices in Mountain View, California, and Singapore, positioning itself as a key player in improving customer interactions in the banking sector.

Prime Trust LLC, based in Summerlin, Nevada, is a technology-driven trust company that offers innovative solutions for trust and custodial services. By developing software that serves as a financial infrastructure, Prime Trust enables fintech and digital asset companies to streamline their operations. As a chartered and regulated financial institution, it is subject to oversight by the banking commissioner’s office at the Financial Institutions Division. Prime Trust holds a diverse range of assets, including cash, stocks, bonds, cryptocurrencies, real estate, and private business interests. The company acts as a custodian and trustee for various personal and corporate trusts, playing a significant role in the crowdfunding industry. It collaborates with individuals, corporations, legal professionals, and investment advisers to provide specialized custodial, escrow, and trust services.

NYDIG is a leading financial services firm dedicated to Bitcoin. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

CloudWalk, Inc. is a fintech company based in Sunnyvale, California, founded in 2013. It specializes in developing an open payment cloud platform that supports a variety of payment methods on a single device. This platform caters to acquirers, payment service providers, and sub-acquirers globally, facilitating transactions in sectors such as event ticketing, prepaid mobile services, and private label markets. CloudWalk's technology aims to democratize the payments industry in Brazil by providing inclusive and innovative solutions that empower entrepreneurs. The company also offers consulting, training, and comprehensive support for payment operations, ensuring that clients can easily accept debit and credit cards while managing sales processes, including ticket issuance and validation, directly from their terminals.

Signifyd, Inc. is a provider of a fraud prevention platform designed specifically for e-commerce businesses. Founded in 2011 and headquartered in San Jose, California, with an additional office in London, the company offers solutions such as E-Commerce Assurance and Signifyd Chargeback Recovery. These services help online retailers manage fraud risk and address chargebacks by utilizing advanced technologies like big data and machine learning, along with expert manual reviews. Signifyd's platform provides a financial guarantee against fraudulent transactions, enabling merchants to enhance customer experiences, boost sales, and minimize losses from chargebacks. The company serves a range of clients, including those on the Fortune 1000 and Internet Retailer Top 500 lists, reinforcing its commitment to helping e-commerce businesses thrive without the fear of fraud.

Billon Group Ltd is a fintech company based in London, United Kingdom, that specializes in micropayment and corporate e-money solutions. Founded in 2012, the company has developed a proprietary distributed ledger technology (DLT) that enables the digitization of national currencies and facilitates the storage of encrypted documents on-chain. Billon's technology supports near real-time settlement for both domestic and cross-border payments, ensuring full regulatory compliance for money and document applications. The company is registered as an e-money issuer in the UK and Poland, and it partners with enterprise customers to create customized DLT-based solutions. Billon’s platform combines features of blockchain and distributed ledger technology, offering reusable modules and APIs for efficient solution development and deployment.

Flutterwave provides a payment service for global merchants and payment service providers. It provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds. The company was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola and is headquartered in San Francisco, California.

Flutterwave provides a payment service for global merchants and payment service providers. It provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds. The company was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola and is headquartered in San Francisco, California.

Virtus Partners, LLC provides fixed-income Collateral Administrative services and data on structured and non-structured transactions across a broad spectrum of investment vehicles, including Hedge and Private Equity funds, separate accounts, Collateralized Loan Obligations (CLOs), and Total Returns Swaps (TRS). Virtus also provides solutions for fixed-income asset managers looking to outsource their Middle Office requirements. For administrative services requiring a Trustee function, such as CLOs, Virtus has partnered with Citi Agency & Trust to offer a seamless and holistic administrative package.

Sonect operates a financial platform that transforms local shops into virtual ATMs, allowing customers to withdraw and deposit cash conveniently using their smartphones. This location-based matchmaking service connects individuals seeking cash with nearby businesses willing to facilitate these transactions. By enabling local retailers to offer cash services, Sonect helps them attract new customers, earn commissions, and reduce the cash management burden. For users, the platform provides easy access to cash without the need for traditional ATMs, eliminating withdrawal fees and unnecessary trips. Additionally, banks benefit from reduced operational costs associated with ATMs and can expand their networks into new markets without significant capital investment. Overall, Sonect fosters a community-centric approach to cash distribution, benefiting consumers, local businesses, and financial institutions alike.

Numerated Growth Technologies, Inc. is a Boston-based company founded in 2015 that specializes in developing a real-time sales platform for business and retail banking. The company's digital lending and sales platform simplifies the process for businesses to access financial products from banks by enabling seamless digital applications, account openings, and lending experiences. Numerated enhances these services through rich data integrations, credit pre-screening, and core data analysis tools, which assist banks in executing more targeted sales and marketing campaigns. The platform is utilized by several prominent business banks, including Bremer Bank, Dollar Bank, and Eastern Bank, among others.

ChangEd is a mobile application focused on assisting individuals in paying down student loans. The app connects securely to users' credit and debit cards, rounding up everyday purchases to the nearest dollar. The rounded-up spare change is then collected and sent directly to the user's loan servicer as an additional payment. By linking to both loan servicers and bank accounts, ChangEd effectively allows borrowers to manage their student loan repayments in a convenient manner. The funds are maintained in an FDIC-insured account, ensuring security for users' money while they contribute to reducing their loan balances over time.

Worldpay Group Limited is a prominent provider of payments processing technology and solutions for merchants, enabling them to accept a variety of payment methods from consumers. The company specializes in technology-driven services, with a focus on its Global eCom division, which offers online and mobile payment solutions. Worldpay's offerings include acceptance solutions for in-store, phone, online, and mobile transactions, catering to diverse industries such as small and medium enterprises, grocery, petroleum, restaurants, and retail. Headquartered in London, Worldpay was incorporated in 2013 and operates as a subsidiary of Fidelity National Information Services, Inc. The company processes over 40 billion transactions annually, supporting more than 300 payment types across 146 countries and 126 currencies. Its growth strategy emphasizes expansion into high-growth markets and customer segments, positioning Worldpay as a key player in the global payments landscape.

Curu, Inc. is a software developer based in Denver, Colorado, specializing in automated credit building solutions. Founded in 2016, the company offers an application that analyzes users' credit reports, transactions, and financial histories to create personalized action plans aimed at improving credit scores. By linking their accounts to the Curu platform, users receive tailored recommendations to help them meet the eligibility requirements for various financial products, such as credit cards and loans. Curu's sophisticated algorithms not only assist consumers in understanding their financial behavior but also enable lenders to open more accounts by identifying qualified applicants. The company's innovative approach includes an "Extended Approval Plan" and customized risk models, allowing financial institutions to enhance their client offerings through a behavior modification and credit improvement program.

Numerated Growth Technologies, Inc. is a Boston-based company founded in 2015 that specializes in developing a real-time sales platform for business and retail banking. The company's digital lending and sales platform simplifies the process for businesses to access financial products from banks by enabling seamless digital applications, account openings, and lending experiences. Numerated enhances these services through rich data integrations, credit pre-screening, and core data analysis tools, which assist banks in executing more targeted sales and marketing campaigns. The platform is utilized by several prominent business banks, including Bremer Bank, Dollar Bank, and Eastern Bank, among others.

Mimble enables gifting within a bank's mobile app. Through our tech, users can buy and send digital gift cards via their bank. Creating a better banking experience isn’t about massive change, it’s about bringing day-to-day, ongoing relevancy to the bank. At Mimble, we're bringing a more human experience to banking.

UpperRoom Technology specializes in the analysis of bond inventories and currently held securities. Utilizing advanced algorithms, the company identifies optimal trading opportunities by determining which bonds should be bought and sold. This approach allows UpperRoom to streamline the trading process and enhance decision-making for its clients in the bond market.

Harvest Savings & Wealth Technologies is a provider of integrated savings and wealth solutions for the financial industry. It enables financial institutions to deliver tightly integrated savings and wealth solutions to their customers at any part of their financial journey. They're building cutting-edge tools that bring more innovation and efficiency to savings and wealth management. Harvest Savings & Wealth Technologies provides integrated, enterprise-grade digital savings and wealth solutions to banks, credit unions, trust companies, and other financial institutions. The company was founded in 2014 and is headquartered in San Francisco, California, United States.

BOND.AI operates an artificial intelligence platform designed to enhance the relationship between users and financial institutions. Founded in 2016 and based in New York, the platform allows users to manage their personal finances through various channels, including SMS. It offers features such as financial goal setting, automated investment tracking, and robust security measures like 256-bit encryption and notifications for unusual account activity. Additionally, BOND.AI provides banks with insights into user behavior through its proprietary empathy engine, which helps create persona clusters based on behavioral patterns. This understanding enables financial institutions to nudge users toward better financial health, thereby increasing user engagement, enhancing customer lifetime value, and facilitating data monetization.

Twist Bioscience Corporation, a synthetic biology company, manufactures and sells synthetic DNA-based products. The company’s DNA synthesis platform enables the manufacturing of synthetic DNA by writing DNA on a silicon chip. It offers synthetic DNA-based products, including synthetic genes, tools for sample preparation, antibody libraries for drug discovery and development, and DNA as a digital data storage medium. The company has a collaboration agreement with ImmunoPrecise Antibodies Ltd. Twist Bioscience Corporation was founded in 2013 and is headquartered in South San Francisco, California.

Numerated Growth Technologies, Inc. is a Boston-based company founded in 2015 that specializes in developing a real-time sales platform for business and retail banking. The company's digital lending and sales platform simplifies the process for businesses to access financial products from banks by enabling seamless digital applications, account openings, and lending experiences. Numerated enhances these services through rich data integrations, credit pre-screening, and core data analysis tools, which assist banks in executing more targeted sales and marketing campaigns. The platform is utilized by several prominent business banks, including Bremer Bank, Dollar Bank, and Eastern Bank, among others.

WalletFi is a developer of a subscription management platform that helps users manage recurring charges and payments. The platform utilizes machine learning technology to identify subscriptions and Card-on-File merchants, providing personalized insights to users. By facilitating the transfer of payments to new cards during re-issuance, WalletFi not only aids consumers in managing their financial commitments but also reduces customer churn for banks and financial institutions. This approach enhances customer engagement and reinforces the loyalty of users towards their financial service providers. Additionally, WalletFi offers detailed analytics that enable financial institutions to expand their customer base and improve overall user wellness, ultimately delivering a measurable return on investment.

Monotto LLC is a financial technology company that develops an online platform aimed at enhancing financial stability for individuals by automating savings and investment strategies. Utilizing machine learning, Monotto analyzes users' transactional histories to optimize their saving habits, thereby improving their overall financial health. The platform offers a white-label solution and API integration for banks, enabling them to better serve and engage the under-banked population. Additionally, Monotto incorporates a rule-based marketing system that delivers personalized advertisements to users, enhancing their banking experience. Founded in 2016 and operating from Charleston, South Carolina, Monotto focuses on providing innovative financial management tools that cater specifically to the needs of millennials and other account holders.

PFITR, Inc. specializes in providing integrated mobile solutions tailored for public funds investment managers. The company offers a software-as-a-service platform that allows public fiduciaries, such as treasurers and finance directors, to access real-time valuation metrics based on market transactions, facilitating informed investment decisions. Their flagship product, the Bond Price Validation tool, equips institutional investors with analytics and internal controls to enhance portfolio management, addressing challenges related to risk, liquidity, and yield. By leveraging proprietary data from strategic partners, PFITR ensures market transparency for investment purchases, enabling users to understand pricing and associated fees. The company aims to serve the vast market of U.S. public entities, targeting a conversion of 4,000 customers within five years. PFITR has garnered attention from early-stage venture investors and has begun building a substantial sales pipeline, indicating strong growth potential in the public finance sector.

Carbon, Inc. specializes in digital manufacturing solutions, focusing on the design, development, and production of advanced 3D printing technologies. The company's proprietary Digital Light Synthesis (DLS) technology incorporates digital light projection, oxygen-permeable optics, and programmable liquid resins to create high-quality parts with superior mechanical properties and surface finishes. Carbon's offerings include the SpeedCell system for streamlined production, additive manufacturing machines based on Continuous Liquid Interface Production (CLIP) technology, and automated Smart Part Washers. These innovations support various industries, including automotive, consumer products, dental, industrial, and life sciences, by enabling mass customization and on-demand inventory, while reducing waste and production time. Additionally, Carbon provides a range of polyurethane materials and consulting services to enhance manufacturing capabilities. Founded in 2013 by Dr. Joseph DeSimone and Philip DeSimone, Carbon is headquartered in Redwood City, California.

SunGard Data Systems Inc. is a global provider of software and technology services, primarily focused on the financial services industry and public sector. The company operates through four main segments: Financial Systems, Public Sector, Higher Education, and Availability Services. Its Financial Systems segment automates processes related to trading, portfolio management, and investment asset accounting, serving financial institutions, corporate treasuries, and energy companies. The Public Sector segment delivers integrated solutions for K-12 education, government operations, and public safety, addressing the administrative and resource planning needs of various public entities. The Higher Education segment focuses on software and services for colleges and universities, while the Availability Services segment offers recovery and managed services to ensure uninterrupted access to critical IT systems. SunGard's offerings include traditional software, cloud services, and professional consulting, emphasizing tailored solutions for its diverse clientele. Founded in 1983 and based in Wayne, Pennsylvania, SunGard operates internationally, supporting organizations across multiple sectors.

Clear2Pay is a payments technology company that specializes in providing innovative solutions for secure and efficient payment processing. Its key offering, the Open Payment Framework (OPF), allows financial institutions to enhance their internal payment processing while delivering improved services to clients, characterized by speed and detailed payment information. The OPF employs a centralized payments engine supported by a library of reusable business services, enabling banks to integrate new service models with their existing infrastructures. This approach helps institutions modernize their payment systems while safeguarding previous investments. Additionally, Clear2Pay offers a Software Development Kit and a Bank Payment Hub, which facilitate customer interaction, order management, and payment execution, along with services for dispute and exception processing.

Reliance Financial Corporation is a privately held, Atlanta-based diversified financial services and wealth management company with more than $138 billion in assets under management and administration. Reliance conducts business throughout the United States through its trust companies, Reliance Trust Company based in Georgia (one of the largest independent trust companies in the country) and Reliance Trust Company of Delaware, and its other subsidiaries and affiliated offices. Reliance offers a full array of trust and wealth management, investment, retirement plan and outsourcing services to individuals, corporations and institutions, as well as to other banks, brokerage firms and insurance companies.

Credit Management Solutions, Inc. (CMSI – Nasdaq: CMSS) is a premier provider of credit automation software and services, including Internet-based online lending and leasing technology. Drawing upon over 12 years of experience in the credit processing industry, CMSI has developed and provided open-architecture software products and services that manage volume intensive credit operations over wide-area networks. Building on this foundation, the company’s e-commerce products and services provide innovative solutions that credit-enable business-to-business and business-to-consumer transactions. CMSI's technology and services have been the choice of the world's largest and most demanding lending institutions, as well as numerous other businesses, including finance companies, telecommunications companies, student lenders, equipment lessors and small businesses.

Compliance Coach Inc., provides software that enables banks and other businesses to comply with applicable laws and regulations.

Financeit USA Inc. provides an online platform that allows businesses to offer consumer financing to their customers from various Web enabled devices. It also enables user to create and manage loans. The company was founded in 2011 and is based in New York, New York. Financeit USA Inc. operates as a subsidiary of Financeit Canada Inc.

mFoundry is the most popular mobile banking solution in the U.S., the choice of more than 800 banks and credit unions nationwide. mFoundry's award-winning mBanking platform is the leading software-as-a-service (SaaS) mobile banking solution in the financial services industry today. mFoundry has an extensive partner network that includes FIS, Open Solutions, COCC, PSCU Financial Services, NCR, CO-OP, First Data and PayPal. These partnerships, combined with its extensive implementation experience and flexible SaaS-based architecture help it deploy mobile banking solutions quickly. While known best for its mobile banking innovation, mFoundry has also demonstrated leadership in mobile payments, leading Starbucks Card Mobile, the most successful mobile payments program to date, currently used across more than 6,800 Starbucks. mFoundry was founded in 2004 by Drew Sievers and Rodney Aiglstorfer. The company is headquartered in Larkspur, California, with additional offices in downtown San Francisco. For more information, please visit http://www.mfoundry.com.

Memento specializes in providing enterprise fraud and compliance solutions tailored for credit unions and community banks across North America and Europe. The company offers Security 4.0, a comprehensive platform that integrates data management, fraud analytics, and case management to tackle various technological challenges and combat fraud and compliance issues. Memento's solutions include monitoring for new account fraud across multiple channels, insider threat detection through transaction and ledger analysis, and protection against deposit account fraud. Additionally, it offers specialized fraud prevention tools such as Memento Security - Check Fraud, as well as solutions designed to meet regulatory requirements and safeguard customers against identity theft. Founded in 2002 and headquartered in Concord, Massachusetts, Memento has expanded its presence with offices in New York, Los Angeles, Milan, London, and Washington, D.C.

Capco, founded in 1998, is a global business and technology consultancy that focuses on the financial and energy sectors. The firm offers a range of services tailored to industries such as banking, capital markets, insurance, and asset management. Capco specializes in consulting, technology integration, and transformation delivery, assisting clients in navigating digital transformation efforts. With a commitment to reshaping the financial landscape, the company leverages its expertise to enhance business performance and drive innovation across various sectors.

Metavante Technologies develops banking and payments technologies for financial services firms and businesses worldwide. It provides banking and payments technologies to approximately 8,000 financial services firms and businesses. Together, the combined company will provide comprehensive ranges of integrated products and services. Metavante products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer healthcare payments, electronic presentment and payment, outsourcing, and payment network solutions, including the NYCE Network, a leading ATM/PIN debit network. Metavante is headquartered in Milwaukee. It was acquired by Fidelity National Information Services in 2009.

eFunds Corporation is an industry leader with nearly 30 years of experience and expertise in electronic payments and risk management. eFunds offers electronic funds transfer software and processing, risk management and related outsourcing solutions to financial institutions, electronic funds transfer networks, retailers, telecommunications providers, and government agencies around the world. Committed to providing excellent customer service and award-winning products, eFunds enables its clients to reduce transaction and infrastructure costs, detect potential fraud and enhance relationships with their customers.

AssetExchange is an independent credit card portfolio brokerage firm that specializes in serving credit unions, banks, and other financial institutions. The company facilitates the sale of credit card portfolios by connecting sellers with multiple buyers, ensuring that clients receive competitive offers and optimal partnership terms. In addition to brokerage services, AssetExchange offers portfolio performance assessments, market valuations, and consulting on best practices for credit card issuers. By fostering a competitive environment among portfolio buyers, AssetExchange aims to provide clients with the best possible outcomes in their portfolio transactions.

Proservvi is a provider of back-office processing services for financial institutions.

WebTone began as a pioneer in the development of advanced call center and Internet capabilities. In 2001, the company acquired The Broadway & Seymour Group, a move that expanded WebTone's core technologies with leading-edge branch and call center automation. WebTone's TouchPoint suite is comprised of a variety of modules that allow institutions to provide efficient, personalized service while taking advantage of opportunities to deepen customer relationships. At the heart of the suite is TouchPoint Enterprise ServicesTM, the architecture that allows consistent communication across all delivery channels and business units.

Xpede's mission is to establish and strengthen relationships between financial institutions and their customers through web-based solutions. The company is an Application Service Provider (ASP) that helps lenders quickly establish an online loan presence under their own brand and personalize interactions with their customers. The Internet provides an opportunity to fundamentally change the way financial services are delivered to consumers. Xpede's goal is to enable this change and become the dominant provider of e-commerce solutions to the financial services market. Xpede's innovative software and services solutions web-enable financial processes and optimize the online transaction. Lenders can use these solutions to originate, close and service loans. The software runs on an underlying Java application server and supports a distributed, component-based, thin-client architecture. The server is a highly scaleable transaction processing system that complies with industry standards. Applications are customized for the institutions' specific look and feel and business processes; integrated with legacy back-end systems; and the work flow re-engineered to significantly improve operational efficiencies. Xpede hosts and manages this customized solution on behalf of its customer at a world class data center where the systems are maintained around-the-clock. The company was founded in 1998 and is venture funded by Mayfield Fund, Rosewood Capital and Oak Hill Partners. Xpede's founders include mortgage banking visionaries and veteran entrepreneurs from the Information Technology (IT) industry. In addition, the management team includes successful professionals with financial services and software technology backgrounds.