Hudson Structured Capital Management

Hudson Structured Capital Management is a privately owned investment manager based in Stamford, Connecticut, founded in 2015. The firm specializes in investing in reinsurance and insurance-linked assets across various lines of business and instruments, aiming to optimize relative value and mezzanine-level risk. Additionally, Hudson Structured focuses on the transportation sector, particularly through transportation equipment finance, prioritizing equipment types that address essential economic needs within supportive industry and regulatory frameworks. As a Registered Investment Adviser, the firm employs its strategies to navigate opportunities in both the insurance and transportation markets.

Michael Millette

Co-Founder and Managing Partner

Past deals in Life and Health Insurance

Buckle

Debt Financing in 2022
Buckle Agency LLC, operating as Buckle, specializes in providing online insurance products tailored for drivers, particularly those engaged in rideshare, food delivery, and goods transportation services. Founded in 2018 and headquartered in Atlanta, Georgia, Buckle offers a range of insurance options, including basic coverage for bodily injuries and property, full coverage for vehicle accidents and theft, as well as customized mixed coverage solutions. The company utilizes cloud-based underwriting technology to streamline the insurance process, making it more accessible and cost-effective for drivers who turn their personal vehicles into revenue-generating assets. Buckle aims to deliver transparent transactions and innovative engagement, ensuring that its clients receive the insurance coverage that meets their specific needs.

Layr

Series A in 2022
Layr Holdings, Inc. operates as an online insurance agency catering to business owners and entrepreneurs across the United States. Founded in 2019 and based in Atlanta, Georgia, Layr provides an AI-powered platform that automates traditional insurance processes, simplifying the sourcing, purchasing, and management of business insurance. Users can customize their insurance policies and coverage limits to meet their specific needs through a self-service portal. The platform leverages artificial intelligence to recommend appropriate policies and predict pricing, enabling businesses to secure tailored insurance efficiently and effectively.

Kin Insurance

Series D in 2022
Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

Kin Insurance

Series C in 2021
Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

DealerPolicy Insurance

Series B in 2021
DealerPolicy Insurance works hard to build life-long relationships built on transparency, trust and integrity. We provide you amazing purchase and service experiences, and everyday value for your insurance investment.

Dayforward

Series A in 2020
Developer of a life insurance platform intended to bring financial security to families across America. The company's platform offers personalized policies that guarantee continued income to the beneficiaries if the policyholder passes away, enabling individuals to purchase the right insurance for their families online.

Kin Insurance

Series B in 2020
Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

Buckle

Series A in 2020
Buckle Agency LLC, operating as Buckle, specializes in providing online insurance products tailored for drivers, particularly those engaged in rideshare, food delivery, and goods transportation services. Founded in 2018 and headquartered in Atlanta, Georgia, Buckle offers a range of insurance options, including basic coverage for bodily injuries and property, full coverage for vehicle accidents and theft, as well as customized mixed coverage solutions. The company utilizes cloud-based underwriting technology to streamline the insurance process, making it more accessible and cost-effective for drivers who turn their personal vehicles into revenue-generating assets. Buckle aims to deliver transparent transactions and innovative engagement, ensuring that its clients receive the insurance coverage that meets their specific needs.

Ladder

Series C in 2020
Ladder Financial Inc. is an online platform that specializes in term life insurance services, operating from Palo Alto, California since its incorporation in 2015. The company offers instant, fully underwritten life insurance policies directly to consumers, simplifying the application process by removing the need for commissioned sales agents. Ladder aims to address the significant life insurance gap in the United States by providing competitive pricing, transparency, and flexible coverage options that can be adjusted or canceled at any time. By leveraging advanced technology and a direct-to-consumer model, Ladder seeks to enhance accessibility and fairness in life insurance, ultimately supporting underinsured families and communities.

Gracie Point

Funding Round in 2020
Gracie Point Holdings, LLC is a boutique specialty finance company based in New York that specializes in providing loan programs for the life insurance market. The firm offers innovative financing solutions tailored to meet the needs of high-net-worth individuals and institutional clients, including options for single life, multi-life, new business, and in-force policies. Gracie Point also facilitates the refinancing of existing premium finance loans and policy loans. The company leverages multiple capital sources, such as bank lending and proprietary capital markets products, to deliver cost-effective financing solutions. Established in 2010, Gracie Point draws on decades of experience in life insurance and structured finance to assist clients in aligning their leveraged life insurance strategies with their financial, estate, business, and philanthropic goals.

Kin Insurance

Debt Financing in 2019
Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

Kin Insurance

Convertible Note in 2019
Kin Insurance, Inc. is an insurance agency founded in 2016 and headquartered in Chicago, Illinois, with additional offices in St. Petersburg, Florida. The company specializes in home insurance products, offering a range of coverage options including homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance utilizes an online platform that simplifies the application process, allowing customers to customize their policies based on thousands of property data points. This approach ensures that homeowners receive personalized and affordable coverage tailored to their specific needs. With payment processing facilities in Palatine and Chicago, Kin Insurance aims to provide a user-friendly experience while helping clients secure their assets effectively.

Goji

Venture Round in 2017
Goji is an American online insurance agency headquartered in Boston, Massachusetts, specializing in home and auto insurance. Established in 2007, the company utilizes a data-driven platform that merges human expertise with advanced technology to assist customers in finding the most suitable insurance policies at competitive prices. Goji enables users to compare rates from leading insurance providers, offering a personalized online insurance concierge service that delivers real-time, value-based quotes tailored to individual coverage needs. This innovative approach has allowed Goji to serve hundreds of thousands of Americans in their quest for appropriate insurance solutions.
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