Harbor Road Ventures

Over the past decade, financial inclusion has risen as a global priority. Extending affordable, effective, and client-centric financial services, especially to low-income populations and small businesses, creates countless opportunities—allowing individuals to put food on the table, afford better health care, start a business, or save for retirement. For governments, financial inclusion lays the foundation for stability and inclusive economic growth For the global community, financial inclusion helps accelerate economic progress, reduce extreme poverty, and build shared prosperity. Together we can make a significant contribution to help increase financial inclusion with those people who are unbanked and that have a smartphone.

Kanvas Labs, Inc. is a mobile social networking platform that enables users to create and share social photo stories based on real-world experiences. Its primary product, Kanvas, allows users to develop engaging content by combining photos, text, stickers, and sound. Users can also create videos using photos, GIFs, and a custom stop motion camera, which can be edited with various overlays, drawings, and music. Once created, this multimedia content can be shared with friends and followers across multiple social networks. Founded in 2010 and based in New York, Kanvas Labs was previously known as Tracks Media, Inc. As of August 2015, it operates as a subsidiary of AOL Inc.

Fondu (formerly SpotOn) was a community for sharing bite-sized reviews about places to eat and drink. Users wrote a short review of places they visited and gave it a rating of 1-4 "petals" that got pushed to their followers in the community. After launching SpotOn as an NYC only beta at TechCrunch Disrupt NYC in May, the team spent a lot of time refining the recommendation engine and testing with users. Based on extensive user feedback, the team decided to evolve their product into a social network for bite-sized reviews and renamed the company to Fondu. Fondu was acquired by [Airbnb] (http://www.businessinsider.com/airbnb-buys-fondu-2012-10) in 2012