Lunar A/S is a digital challenger bank based in Aarhus, Denmark, that offers mobile banking solutions through its online application. Founded in 2015, the company provides a range of financial services designed for personal finance management, including digital banking, payment transfers, loans, and investment options. Its product offerings encompass features like tracking expenses, interactive budgets, travel insurance, and a customizable metal card. Lunar also operates a subscription-based service called Lunar Premium, which provides additional banking features. The company has expanded its services to Norway and Sweden and aims to establish full personal and business banking operations while pursuing profitability in key markets. With a workforce of over 180 employees, Lunar has raised significant funding to support its growth and innovation in digital banking for the millennial generation.
UnDosTres is transforming the consumer payments sector in Mexico with its innovative online payment platform. This platform provides secure and reliable payment options for a wide range of services, including mobile and DTH recharges, utility bills such as electricity and water, and entertainment purchases like movie tickets. Users can conveniently make transactions using credit and debit cards, bank transfers, and digital wallets, simplifying the online payment process. As one of the fastest-growing startups in the country, UnDosTres has earned recognition as the Best Fintech Startup in Emerging Markets, highlighting its significant impact on the financial technology landscape in Mexico.
NovoPayment Inc. operates a cloud-based platform that provides financial and transactional services, specializing in Banking-as-a-Service solutions. The company offers mass payout and cash-in services, alongside a White-Label Platform-as-a-Service and open banking/API offerings tailored for banks and financial institutions. Founded in 2004 and based in Miami, Florida, NovoPayment has expanded its presence with offices in Mexico City, Bogota, Lima, and Quito. Its platform supports a diverse range of financial service use cases across multiple countries and currencies, boasting over 72 deployments and reaching more than 2.5 million end users. NovoPayment's innovative contributions to digital transformation have been recognized with awards for customer experience and disruptive innovation in financial services, underscoring its commitment to enhancing banking operations in the Americas.
Leal is a leading loyalty network in Colombia, featuring over 400 participating brands. The company offers a consumer rewards platform that helps retailers engage with their customers and enhance their loyalty programs. Through its technology, Leal provides affiliated merchants with essential tools to thrive in a digital marketplace, including business analytics, customer relationship management, and integration with point of sale systems. This enables merchants to better understand customer behavior and improve communication with their clientele. For users, Leal aggregates various loyalty programs into a single app, allowing them to earn rewards at their preferred retailers. By connecting retailers to valuable consumer data, Leal supports traditional businesses in increasing their revenue and fostering customer loyalty.
Lunar A/S is a digital challenger bank based in Aarhus, Denmark, that offers mobile banking solutions through its online application. Founded in 2015, the company provides a range of financial services designed for personal finance management, including digital banking, payment transfers, loans, and investment options. Its product offerings encompass features like tracking expenses, interactive budgets, travel insurance, and a customizable metal card. Lunar also operates a subscription-based service called Lunar Premium, which provides additional banking features. The company has expanded its services to Norway and Sweden and aims to establish full personal and business banking operations while pursuing profitability in key markets. With a workforce of over 180 employees, Lunar has raised significant funding to support its growth and innovation in digital banking for the millennial generation.
Taxfyle is a company that develops an online tax filing platform designed to connect businesses and individuals with certified public accountants. The platform simplifies the tax filing process by managing marketing, technology, and invoicing, allowing clients to efficiently and affordably handle their tax calculations. Taxfyle's applications are available on iOS, Android, and through a web app, making it accessible for users seeking a streamlined approach to tax preparation. By leveraging technology, Taxfyle aims to enhance productivity and profitability for its clients without increasing overhead costs.
Provider of online personal loan lending services intended to grant microcredit to individuals. The company's data and technology approve money to low-income clients with no credit alternatives in the market and ask for their mobile phones as collateral, enabling customers to borrow required funds.
Osigu is a technology company based in Guatemala City that focuses on optimizing the insurance ecosystem through its management platform. Established in 2015, Osigu facilitates seamless communication and transactions among insurance providers, partners, and customers, effectively eliminating cumbersome paperwork and enhancing operational efficiency. The platform simplifies the processing of insurance claims and provides financial support for payments, collections, and receivables, enabling clients to serve their customers more effectively. By modernizing legacy systems with intelligent workflows, Osigu aims to streamline data processes and transfers, thus improving the overall experience for millions of users in the insurance industry.
Tradeshift Inc. is a cloud-based platform that connects buyers and suppliers, streamlining digital trade transactions and enhancing supply chain efficiency. Founded in 2009 and headquartered in San Francisco, California, Tradeshift offers a suite of solutions including Tradeshift Buy, an eProcurement tool; Tradeshift Pay, an accounts payable automation platform; and Tradeshift Risk, which focuses on risk data collection and analysis. The company also provides Tradeshift Engage, a platform for supplier collaboration, and Tradeshift Go, which offers visibility into employee spending. Additionally, Tradeshift Frontiers serves as an innovation lab, exploring emerging technologies such as artificial intelligence and distributed ledgers to transform B2B commerce and global supply chains. With a commitment to eliminating paper and manual processes, Tradeshift enables clients to optimize procure-to-pay processes securely while capitalizing on early payment discounts and minimizing risks.
CookUnity is a personalized meal subscription platform that connects independent chefs with food enthusiasts. Founded in 2015 and based in Brooklyn, New York, the company allows customers to select from a diverse menu of fully prepared dishes. These meals are crafted by talented chefs using sustainably-sourced ingredients and seasonal produce. The platform caters to busy individuals seeking healthy dining options, offering a rotating selection of chef-special cuisines that change weekly based on availability. By delivering meals directly to customers' doorsteps, CookUnity aims to provide an accessible and enjoyable at-home dining experience.
Merqueo is an online grocery delivery service based in Bogota, Colombia, founded in 2015. The company operates a digital platform where customers can browse and purchase a wide range of grocery items from their favorite brands. With a focus on convenience, Merqueo allows customers to pay using various methods and ensures that orders are delivered directly to their doorsteps. This service caters to the growing demand for accessible and efficient grocery shopping solutions in Colombia.
Securitize, Inc. is a compliance platform that specializes in the issuance and management of digital securities. Founded in 2017 and based in Redwood City, California, the company offers a range of services for issuers, including document handling, investor communications, and accreditation. For investors, Securitize provides tools for wallet management, an investor dashboard, and token distribution. The platform enables eligible investors to own, manage, and trade digital securities in various capital markets, including equity, funds, fixed income, and real estate. Securitize is recognized as a registered transfer agent and is integrated with multiple regulated U.S. marketplaces, allowing it to facilitate compliant digital securities transactions. Additionally, the company offers KYC/AML and capital management services, ensuring a secure environment for both issuers and investors.
Torum is a social media platform focused on cryptocurrency enthusiasts, aiming to foster connection and engagement within the global crypto community. Designed specifically for Web3 interactions, it provides features such as crypto project listings and social gamification to enhance user experience. The platform enables users to stay informed about the latest news, trends, and developments in the cryptocurrency space, creating a centralized hub for discussions and information sharing. By facilitating these connections, Torum seeks to contribute to the growth and advancement of the crypto industry.
RecargaPay Payments Ltda. operates a mobile prepaid top-up platform in Brazil and Latin America, focused on providing essential payment services to both banked and unbanked consumers. Founded in 2010 and headquartered in São Paulo, with an additional office in Buenos Aires, RecargaPay aims to democratize mobile payments and financial services. The company facilitates a variety of transactions, including airtime top-ups, utility bill payments, and other financial services, creating a comprehensive mobile money ecosystem. RecargaPay allows users to easily cash in and cash out through various methods such as credit and debit cards, loans, QR codes, and mobile point-of-sale systems. With the goal of transforming payment experiences, the company has successfully raised over $63 million in venture capital from a range of investors.
CookUnity is a personalized meal subscription platform that connects independent chefs with food enthusiasts. Founded in 2015 and based in Brooklyn, New York, the company allows customers to select from a diverse menu of fully prepared dishes. These meals are crafted by talented chefs using sustainably-sourced ingredients and seasonal produce. The platform caters to busy individuals seeking healthy dining options, offering a rotating selection of chef-special cuisines that change weekly based on availability. By delivering meals directly to customers' doorsteps, CookUnity aims to provide an accessible and enjoyable at-home dining experience.
Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.
Bipi Mobility, S.L. is a car subscription service based in Madrid, Spain, founded in 2017. The company offers a flexible alternative to traditional car ownership by allowing users to subscribe to new and used cars through a fully digital platform. Customers can book vehicles, manage subscriptions, swap cars, and cancel their service at any time, all with a single, all-inclusive monthly payment. Bipi's service aims to provide a convenient and hassle-free experience, making it easier for individuals to access vehicles without the commitment of ownership.
EVRYTHNG Limited is a platform that connects consumer products to the Internet, enabling the management of real-time data to enhance applications and analytics throughout the product lifecycle. Founded in 2011 and headquartered in London, with additional offices in New York and San Francisco, the company offers a range of solutions including THNGHUB, a local cloud gateway software, and tools for consumer engagement, brand protection, inventory management, product registration, and reordering. These solutions allow consumer electronics and home appliance manufacturers to enable their products for mobile control and provide digital engagement through smart labels and packaging. By managing billions of intelligent identities in the cloud, EVRYTHNG empowers brands to deliver direct digital services to consumers, optimize supply chains with real-time insights, and integrate their products within a broader ecosystem of applications and services across various industries such as electronics, apparel, food and beverages, and health.
Hastee Technologies Ltd, based in London, provides an innovative employee benefit that allows workers to access a portion of their earned pay immediately. Founded in 2017 and previously known as Hastee Pay Ltd until its name change in June 2020, the company offers a platform that seamlessly integrates with existing payroll and time management systems. This service enhances financial well-being and choice for employees while benefiting companies through improved productivity, engagement, and talent retention, all without incurring additional costs or impacting cash flow. By catering to both salaried and hourly workers, Hastee enables businesses to empower their workforce effectively.
Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.
Bipi Mobility, S.L. is a car subscription service based in Madrid, Spain, founded in 2017. The company offers a flexible alternative to traditional car ownership by allowing users to subscribe to new and used cars through a fully digital platform. Customers can book vehicles, manage subscriptions, swap cars, and cancel their service at any time, all with a single, all-inclusive monthly payment. Bipi's service aims to provide a convenient and hassle-free experience, making it easier for individuals to access vehicles without the commitment of ownership.
BrandHouse Holdings Limited, founded in 2017 and based in London, operates an online platform that facilitates global trade in goods, specifically targeting the shipping, technology, licensing, trade, and retail sectors. The company provides large retailers and small specialist shops access to a vast array of high-quality products and brands, enhancing cross-border efficiency in logistics and financing. It supports small and medium-sized enterprises (SMEs) in licensing their products for entry into Asian markets, often leveraging over a century of business experience. BrandHouse offers comprehensive services including product management, warehouse and delivery solutions, digital strategy, marketplace operations, brand management, and market research, all designed to enable brands, particularly in the fast-moving consumer goods (FMCG) sector, to succeed in foreign markets such as China.
Compareemcasa is a price comparison website designed to assist consumers in selecting various services online, particularly in the financial sector. Founded in 2009 and headquartered in São Paulo, Brazil, the platform allows users to compare insurance services, loans, and other financial products. With a focus on helping Latin American households save time and money, Compareemcasa operates in multiple countries, including Argentina, Brazil, and Mexico. The platform aims to simplify the decision-making process for consumers by providing clear comparisons of available options in the insurance and consumer finance markets.
Blue Ocean Robotics is dedicated to developing and commercializing robotic products within the rapidly expanding robotics industry. The company invests in a variety of carefully selected projects, leading their incubation and development phases. Once the robots are ready for market entry, Blue Ocean Robotics focuses on selling, licensing, or spinning out intellectual property and related business assets to new subsidiaries or affiliated startups, as well as to established companies. This strategic approach allows Blue Ocean Robotics to remain closely connected with its spun-out ventures, fostering synergies that enhance commercialization, international sales, and the development of next-generation robots.
Boatsetter operates a peer-to-peer boat rental platform that connects boat owners, captains, and individuals seeking water-based experiences. The platform facilitates both short and long-term boat charters and rentals, making boating accessible to users regardless of their experience level. By unlocking the idle capacity of privately owned vessels, Boatsetter allows owners to monetize their boats while providing renters with a range of options. The company emphasizes customer support and offers insurance coverage, ensuring a seamless experience for all users. With a collaborative approach, Boatsetter draws inspiration from successful models in the sharing economy, such as home rentals and ride-sharing, and has built a national network of marine-industry partners to enhance its services across the United States.
Tradeshift Inc. is a cloud-based platform that connects buyers and suppliers, streamlining digital trade transactions and enhancing supply chain efficiency. Founded in 2009 and headquartered in San Francisco, California, Tradeshift offers a suite of solutions including Tradeshift Buy, an eProcurement tool; Tradeshift Pay, an accounts payable automation platform; and Tradeshift Risk, which focuses on risk data collection and analysis. The company also provides Tradeshift Engage, a platform for supplier collaboration, and Tradeshift Go, which offers visibility into employee spending. Additionally, Tradeshift Frontiers serves as an innovation lab, exploring emerging technologies such as artificial intelligence and distributed ledgers to transform B2B commerce and global supply chains. With a commitment to eliminating paper and manual processes, Tradeshift enables clients to optimize procure-to-pay processes securely while capitalizing on early payment discounts and minimizing risks.
Developer of an automated system designed to help community associations manage and address their delinquent account receivables. The company's existing suite of products includes collections, surplus recovery and accounts receivable servicing and the technology platform integrates with all major accounting software and seamlessly moves collection files through helpful and friendly engagement with property owners, enabling companies to eliminate substantial labor costs and professional fees associations incur when collecting on a delinquent account.
EVRYTHNG Limited is a platform that connects consumer products to the Internet, enabling the management of real-time data to enhance applications and analytics throughout the product lifecycle. Founded in 2011 and headquartered in London, with additional offices in New York and San Francisco, the company offers a range of solutions including THNGHUB, a local cloud gateway software, and tools for consumer engagement, brand protection, inventory management, product registration, and reordering. These solutions allow consumer electronics and home appliance manufacturers to enable their products for mobile control and provide digital engagement through smart labels and packaging. By managing billions of intelligent identities in the cloud, EVRYTHNG empowers brands to deliver direct digital services to consumers, optimize supply chains with real-time insights, and integrate their products within a broader ecosystem of applications and services across various industries such as electronics, apparel, food and beverages, and health.
Osigu is a technology company based in Guatemala City that focuses on optimizing the insurance ecosystem through its management platform. Established in 2015, Osigu facilitates seamless communication and transactions among insurance providers, partners, and customers, effectively eliminating cumbersome paperwork and enhancing operational efficiency. The platform simplifies the processing of insurance claims and provides financial support for payments, collections, and receivables, enabling clients to serve their customers more effectively. By modernizing legacy systems with intelligent workflows, Osigu aims to streamline data processes and transfers, thus improving the overall experience for millions of users in the insurance industry.