Envestnet | Yodlee Incubator

Productfy is a secure and advanced platform for building financial applications. The platform integrates with different vendors and adds data science to normalize and sanitize the data to create a single, unified platform that provides the most common workflows and tasks for financial applications. Productfy also provides credit checks, financial data model & projects, asset valuation, bank integrations & account verifications, KYC, and identify & contact information verification.

Productfy is a secure and advanced platform for building financial applications. The platform integrates with different vendors and adds data science to normalize and sanitize the data to create a single, unified platform that provides the most common workflows and tasks for financial applications. Productfy also provides credit checks, financial data model & projects, asset valuation, bank integrations & account verifications, KYC, and identify & contact information verification.

Global healthcare finance & lending services.

Productfy is a secure and advanced platform for building financial applications. The platform integrates with different vendors and adds data science to normalize and sanitize the data to create a single, unified platform that provides the most common workflows and tasks for financial applications. Productfy also provides credit checks, financial data model & projects, asset valuation, bank integrations & account verifications, KYC, and identify & contact information verification.

Class Action makes it easy to collect unclaimed class action payments.

Rocket Dollar, Inc. is a financial services company that offers an alternative retirement investment platform, enabling individuals to take control of their retirement funds. Founded in 2018 and based in Austin, Texas, the company provides self-directed accounts, including traditional, Roth, beneficiary, solo 401(k), and SEP IRA options. Through its platform, users can invest their retirement savings in a variety of alternative assets, such as real estate, startups, private equity, cryptocurrency, and precious metals, while maintaining tax benefits. This approach allows investors to diversify their portfolios beyond traditional investment vehicles, facilitating opportunities for growth and profit generation.

Spaycial, operating under Transaction Connect SAS, offers a customer knowledge platform designed specifically for the retail sector. Founded in 2016 and based in Paris, France, the company provides a software suite that leverages transactional data to enhance marketing strategies for shopping malls and retailers. By utilizing this advanced platform, businesses can gain valuable insights into customer behavior, enabling them to make informed decisions and improve their marketing efforts.

MyPerfectFinancialAdvisor is a new service designed to find the most perfect financial advisor for you, at this moment in your life. This new system will be going through rapid enhancements in 2019.

Hurry Home is a real estate firm financing houses through shared ownership, enabling renters to become homeowners. It uses capital from investors to offer a new financial product that enables buyers to earn equity in their home while paying close to or less than what rent would be for the same property, and investors reap a competitive return. Jada Mclean and John Gibbons established the firm in South Bend, Indiana in 2018.

Betterfin, Inc. develops financial management tool for business owners to access financial products, capital markets data, and manage financial information. It offers spending patterns tracking, business monitoring, data security, loan and automated cashflow information, and automated reports. The company was incorporated in 2016 and is based in Brooklyn, New York.

Pensio is an insurance technology company that addresses the challenge of financial security in retirement by offering a digital and affordable annuity solution. Its platform provides guaranteed income for retirees, catering to the increasing need for reliable financial products as populations age. Utilizing a B2B2C distribution model, Pensio aims to improve access to annuities, making them more straightforward and appealing compared to traditional offerings. By focusing on the specific needs of older adults, Pensio seeks to simplify the process of securing retirement income through modern technology.

Each year over 10 million seniors are no longer able to manage their own finances because of diminished capacity. Older parents can suddenly seem distressed by managing day-to-day finances, and taking it on can be overwhelming for adult children. Golden gives you the tools and resources to guide you in improving your parent's financial health. Their goal is to create the best financial outcomes for parents and children while sustaining a positive trusting atmosphere for families.

Stessa, Inc. is a San Francisco-based company that developed a software-as-a-service (SaaS) platform tailored for real estate investors managing income properties. Founded in 2016 and acquired by JLL Spark in 2018, Stessa provides tools for tracking, managing, and communicating the performance of real estate portfolios. Its platform offers features such as a visual dashboard displaying key metrics, automated income and expense tracking, and tax-ready financial reports. This enables property owners to gain transparency and streamline their operations. Stessa targets individual investors with single-family rentals and multifamily buildings, offering its services at no cost.

Datasine Limited is a London-based company established in 2015 that specializes in developing online application tools for financial institutions and various sectors, including telecom, retail, and automotive. The company offers a personality data platform that analyzes psychometric and biographical information to create detailed behavioral and risk profiles of customers. By leveraging artificial intelligence, Datasine enables businesses to enhance their marketing strategies and develop personalized investment portfolios. The platform provides actionable insights that help companies foster meaningful customer relationships and improve their overall customer experience.

Starbutter AI is a conversational agent company based in Berkeley, California, focused on assisting consumers in selecting financial products. Founded in 2016, it offers both text and voice chat solutions that engage users through the company's website and various smart devices, such as Google Home and Amazon Alexa. The company's technology leverages advanced machine learning and natural language processing algorithms, along with a comprehensive knowledge graph, to deliver personalized recommendations for products like insurance, mortgages, credit cards, and banking services. By utilizing data from trusted sources, including consumer reports and expert insights, Starbutter AI aims to provide high-quality information that helps consumers make informed decisions while improving the efficiency of marketing efforts for financial institutions.

Veryfi, Inc. specializes in bookkeeping automation software designed to simplify financial data management for various sectors, including healthcare, construction, and small businesses. Founded in 2016 and headquartered in San Mateo, California, the company offers a platform that leverages advanced technologies like optical character recognition to automate data extraction from invoices, receipts, and bills. Veryfi’s solutions enable users to automate data entry, categorization, and reconciliation, improving the accuracy of financial recordkeeping. The service is particularly beneficial for self-employed individuals, property investors, and drivers for rideshare companies, as well as accountants and startups. By providing real-time processing and integration with existing accounting software, Veryfi enhances operational efficiency and transparency within teams.

Grapevine is a collaborative giving platform where people give with people.

Curacubby is an organization management platform specifically designed for preschools and children's service providers. Founded by parents seeking a more efficient way to handle tuition billing and payments, Curacubby addresses common frustrations associated with traditional methods, such as handwritten reminders and confusion over late fees. The platform offers a suite of features including enrollment management, tuition management, online fundraising, and an online form builder, all aimed at streamlining operations and financial transactions. By automating these processes, Curacubby allows preschools to focus on their primary mission of caring for children, while also enhancing the experience for parents through secure and efficient payment options.

Increasing Workforce Productivity through Detection of Depression Patterns Aug-Mental helps increase workforce productivity through early intervention for employees who exhibit patterns of depression. Aug-Mental develops a behavior-monitoring tool that will detect early signs of depression via integration of mobile and wearable device sensor data with NLP analysis of messenger and social network data, and subsequently alerts their healthcare providers. The company aims to provide first-time depression alerts (pre-diagnosis), which can help diagnose and treat otherwise undiagnosed cases.

Finch Australia is a data intelligence and financial technology company that focuses on enhancing personal finance management through its innovative applications. The company offers a social financial application that allows users to easily split bills, manage group expenses, and make secure payments to friends by connecting their credit or debit cards. By leveraging advanced data intelligence, Finch provides insights into spending behavior, enabling users to organize their financial activities efficiently. Their suite of products, including peer-to-peer payments and expense tracking, is designed to deliver seamless customer experiences. Finch has gained recognition as one of Australia’s most promising startups, receiving multiple awards for its consumer app, which has been celebrated for its innovation and user-friendly features.

StreamLoan, Inc. is a technology company that operates an online platform designed to streamline the processing of loans and mortgages. Founded in 2015 by Stephen Bulfer and Armando Gonzalez, the platform focuses on enhancing the home purchasing experience through collaboration tools, auto-document aggregation, and policy management. By partnering with large commercial banks, wealth management firms, insurance companies, and payroll processors, StreamLoan facilitates the purchase and refinancing of loans. Based in San Francisco, California, the company aims to simplify the mortgage process for consumers and professionals alike.

Finvoice offers cloud-based software to help financial institutions grow sales and comply with regulations. It serves as an enterprise SaaS company offering lending as a service solution. It allows offline lenders to become online lenders through modern UX, 3rd party integrations, and data analytics. Finvoice was founded in 2014 and headquartered in San Francisco, California.

Domuso is a next-generation financial services platform offering a comprehensive suite of payment processing solutions for multifamily property owners and operators. Driven by data and technology, Domuso provides new digital payment options that streamline the rent payment experience for residents and improve individual property financial performance. Fully integrated with leading accounting systems and property management platforms, Domuso is the only provider to offer alternative credit, digital certified and automated, logic-driven payment options. Domuso is privately held and headquartered in the heart of Silicon Beach in Santa Monica, California. For more information, visit domuso.com.

Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. More than 1,000 companies, including 13 of the 20 largest U.S. banks and hundreds of Internet services companies, subscribe to the Envestnet | Yodlee platform to power personalized financial apps and services for millions of consumers. Envestnet | Yodlee solutions help transform the speed and delivery of financial innovation, improve digital customer experiences, and drive better outcomes for our clients and their customers. Envestnet | Yodlee is headquartered in Redwood City, California with global offices in London and Bangalore.

Genivity, Inc develops an artificial intelligence software platform that help advisors to engage clients and retain them through health risk, life stage, and care cost planning. The company was founded in 2016 and is based in Chicago, Illinois.

Levanto Financial is a web-based platform that offers household financial management services for business professionals and their families. It helps its users to be informed finance-related decisions. The platform provides corporate individuals with advice and guidance customized according to their needs, goals, objectives, and priorities. It was founded in 2009 and headquartered in Troy, Michigan.

Totum Risk provides a multi-scoring risk tolerance tool kit for financial advisors and investors. Totum is different, we focus on facts over feeling or bhow much risk an investor can take given their current life situation (risk capacity) instead of the traditional model that only looks at how much risk an investor is willing to take (risk preference). The Totum Risk toolkit includes integrations with the top custodians, broker/dealers, insurance companies, and other third party software providers. The integrations allow Totum to pull in the account level data to automatically score the clients portfolio and an advisors book of business to assess the portfolio risk. Other integrations allow for SSO(single sign on), push/pull data from APIs, usage, and custom. Totum has added a Model MarketPlace for asset managers to add their models for advisors to use and compare with their client's portfolios. Tactical asset managers can also add their own returns. Advisors can add and uplaod their own models or use the iRebal integration to pull and push their models. Totum offers custom Investment Policy Statements and proposals to meet their compliance needs and requirements. Totum helps advisors and institutions stay compliant by covering the SEC Best Interest Rule and FINRA's suitability rule. Built around the concept that each individual investor should fully understand their unique risk situation, Totum is the first to consider comprehensive Human Capital Factors in portfolio recommendation: geography, industry, health, family, balance sheet, and where they are on the road to retirement. With the addition of Big Data and Machine Learning Totum can now alert an advisor or investor of a life event that is impacting their investments and financial goals. This holistic context allows financial advisors to differentiate their proposals, targeting the specific risks that the client may not be aware of. Our institutional-quality turnkey proposal solution frees the advisor to focus on client acquisition and retention.

Abound operates as an independent benefits API aimed at serving the growing workforce of freelancers and independent contractors. Founded in 2015 and headquartered in San Francisco, California, Abound assists its partners in providing tailored benefits solutions that enhance the wealth and wellness of independent workers. The company emphasizes that improved benefits for these workers lead to higher retention rates and increased revenue for businesses catering to this demographic. By leveraging its platform, Abound aims to facilitate the automatic calculation and saving for taxes, thereby addressing the unique financial needs of self-employed individuals.

SnapCheck, based in San Francisco, California, is a developer of a digital check payment platform that offers mobile check deposit services for banks and credit unions. The company aims to eliminate the reliance on paper checks, which number around 18 billion annually in the United States. By providing a secure and efficient solution, SnapCheck's platform allows businesses, consumers, and financial institutions to write and send digital checks, thereby reducing costs associated with check processing and significantly minimizing the risk of check fraud. The innovative approach not only streamlines payment processes but also contributes to environmental sustainability by reducing paper usage.

Simplifier Corporation specializes in developing a software-as-a-service (SAAS) platform that streamlines the expense reporting process for companies. By addressing common business challenges such as time-consuming report preparation and significant errors in expense submissions, Simplifier's solution aims to reduce operating costs by up to 75%. The platform enhances compliance and minimizes instances of travel and entertainment fraud, which is a significant concern for many organizations. Utilizing a unique calendar-based user interface, Simplifier simplifies data entry, thus improving data quality and facilitating manager reviews. The platform's data analytics capabilities also enable companies to centralize their accounting processes, further lowering costs while enhancing data accuracy and improving communication among employees.

DataCoup is a platform that empowers consumers to aggregate and sell their anonymous personal data, addressing the imbalance in the data economy where individuals receive little in return for their valuable information. By facilitating the monetization of personal data, DataCoup allows users to earn money through a marketplace designed for this purpose. The platform supports various types of data, including social, financial, health, and browsing information, ensuring that individuals maintain control and can benefit economically from the data they generate. In a market driven by consumer data, DataCoup aims to return the value of this data to the creators themselves, thereby enhancing their ability to participate in the data-driven economy.

Voatz, Inc. is a mobile voting platform that enables citizens to participate in elections using their smartphones. Founded in 2014 and based in Brookline, Massachusetts, Voatz employs advanced security measures, including smart biometrics and real-time ID verification, alongside an open-source blockchain system to ensure secure and reliable voting. The platform addresses common concerns associated with internet-based voting, such as security, auditability, and voter anonymity, by providing an irrefutable record of votes. Additionally, Voatz generates real-time voter-verified paper ballots for record-keeping, facilitating a streamlined voting process. The company has been recognized for its innovative approach, having participated in the Techstars Boston and MassChallenge Boston programs in 2017.

Draft offers a modern suite of analytics and communication tools built to help wealth advisors win and retain assets. With their new tool, Draft Insights, an advisor is able to quickly and securely gain access to account data and analyze the holistic portfolio of a client or prospect regardless of where the assets are held. Draft Insights is designed to surface opportunities for the advisor such as high fees, unnecessary risk, poor performance, diversification gaps and low quality products. The advisor can use this actionable insight to win new clients suffering from poor portfolio management, or to build trust with existing clients. Since Draft was built to analyze millions of portfolios simultaneously, Draft Insights offers even greater potential for financial institutions at scale across an entire user base. The proprietary technology can analyze data for advised accounts or leverage data from aggregation services like Yodlee and ByAllAccounts. Compelling use cases include: DoL fiduciary compliance and liability analysis, targeted and automated marketing campaigns, and integration with customized portfolio checkup tools.

We're a small passionate team working hard to deliver a complete new discovery experience that's fun, trusted and rewarding!

InvestReady provides web services for online 506c and crowdfunding transactions, including "accredited" investor verification services, non-accredited investor funds-available verifications, and investor education Using online-accessible, and secure certificates, entrepreneurs and portals can verify an investor's status in seconds while the investor only has to share private financial information once, but can access multiple sites. InvestReady offers a full suite of API integration options that crowdfunding portals can use to seamlessly verify investors as they connect to their site.

Internet applications continue to reinvent antiquated workflow. The accounting industry, long characterized as ‘backward looking,’ is in the early stages of such an evolution, as it transitions to forward-looking proactive advisory, rooted in real-time financial data. However, this is contingent on timely processing of a client’s raw data into financial data. Reconcile Technologies streamlines transaction processing and securely connects local accounting firms to overseas labor teams.

Roostify, Inc. is a digital mortgage platform that enhances the home lending experience for both borrowers and lenders. Founded in 2012 and headquartered in San Francisco, California, the company serves a diverse range of clients, including enterprise banks, independent brokers, and lending institutions. Roostify's platform streamlines the loan application process by digitizing the entire application-to-closing workflow, allowing users to easily share and track information, documents, and transactions. With the ability to process nearly $20 billion in loans monthly, Roostify aims to simplify and accelerate the lending experience, making it more efficient for all parties involved.

OCX takes a fresh approach to financing independently owned businesses. We combine a simple online platform with an underwriting model that taps into existing business networks for credit signals, to fund parts of our loans, and to reach new borrowers and investors.