Fintech Ventures Fund

Fintech Ventures Fund, founded in 2015 and based in Atlanta, Georgia, is a venture capital firm that specializes in investing in technology-driven financial services. The firm primarily targets start-up and growth-stage companies that cater to underbanked or unbanked customers, focusing on sectors such as alternative lending, payments, insurtech, and data analytics. It aims to support businesses within the NAFTA region—specifically the U.S., Mexico, and Canada—by making investments ranging from $1 million to $10 million, and up to $30 million per transaction. Fintech Ventures Fund typically seeks minority stakes or control positions, often acting as the lead investor to drive growth and innovation in the fintech landscape.

Serguei Kouzmine

Co-Founder & General Partner

21 past transactions

Kredit

Seed Round in 2022
Developer of a central communication designed for settling credit card debts and resolving debts. The company's software provides a single place for consumers to interact with loan providers, collection agencies, and debt buyers about flexible payment options and allows distressed borrowers to have legitimate claims for relief by illustrating their need for debt restructuring or forgiveness and determining flexible resolution options they're eligible for, enabling users to communicate with their network of financial product providers all in one place.

Redkik Inc.

Seed Round in 2022
Redkik is a global software company operating with embedded insurance as a SaaS provider, with the mission to simplify and improve the insurance industry for all parties within logistics and transportation. No need for annual insurance policies tying your business down, Redkik uses the latest technology and insures your shipment when you book it, with premiums and coverage tailored to your specific needs. Redkik's extensive on-demand marine cargo insurance is based on the factual per shipment value today, not within the next 12 months. The team of Redkik has a big passion for innovation and technology, together with great experience and deep knowledge from logistics and transportation, risk management, cargo insurance, machine learning, and software development. Join Redkik's rapidly growing network of global freight forwarders offering on-demand per shipment insurance. Redkik, brings intelligence to insurance and peace of mind for you and your customers.

QuEra Computing

Venture Round in 2021
QuEra Computing is a neutral-atoms-based quantum computing startup, located in Boston, near Harvard University. The company is founded on pioneering research recently conducted at Harvard and MIT. At QuEra, our mission is to build the industry’s most scalable quantum computers to tackle useful but classically intractable problems for commercially relevant applications in optimization, simulation, materials science, pharmaceuticals, and more.

StartSure

Seed Round in 2021
StartSure Insurance Services, LLC is a New York-based company that operates a software platform designed to provide business insurance for small business owners. Founded in 2017, the platform simplifies the process of obtaining affordable and comprehensive insurance by allowing users to quickly review and purchase plans with minimal effort. StartSure’s service caters to a diverse clientele, including entrepreneurs, start-ups, independent contractors, and small business owners. The platform offers instant quotes that are transparent and compliant with landlord requirements, along with additional coverage options to meet various business needs.

Momnt

Seed Round in 2021
Artis Technologies, Inc., doing business as Artis Credit, develops an embedded financial services platform for digital, point-of-need lending, and real-time payments. The company's application program interface (API) based consumer lending platform enables financial institutions to participate in point-of-need financing, connects consumers with financing offers, and enables merchants to offer financing options to the consumers. The company was incorporated in 2019 and is based in Atlanta, Georgia.

PAXAFE

Seed Round in 2021
Paxafe, Inc. specializes in developing innovative hardware and software solutions for packaging that enhance the security and traceability of high-value shipments. Founded in 2018 and based in Milwaukee, Wisconsin, the company offers Internet of Things-enabled products that monitor and protect against theft and chain-of-custody failures in various sectors, including jewelry, electronics, and pharmaceuticals. Paxafe's comprehensive platform aggregates real-time parcel data, facilitating data-driven shipping insurance and enabling shippers and insurers to manage and salvage at-risk shipments effectively. By leveraging telematics and predictive analytics, Paxafe enhances risk management in supply chains, allowing for the automation of claims processes and improving operational efficiencies for businesses involved in B2B logistics.

Marble

Seed Round in 2021
Insurance companies spend billions on marketing to find new customers, and often those costs come back to you in the form of higher premiums. We’re changing that. At Marble, we put our members at the center of the insurance process so they can effortlessly protect the things they care about, all while earning the value they deserve. We’re laser-focused on saving insurance customers money by building a rewards-based membership program. This same loyalty program serves as a more direct and effective marketing channel for insurance companies. It’s not often that you get to say this when talking about insurance, but with Marble, everybody truly does win.

IOU Financial

Post in 2020
IOU Financial Inc., through its subsidiary IOU Central Inc., operates an online commercial lending business in North America, focusing on providing financing solutions to small and medium-sized enterprises. The company has funded over $200 million in small business loans, catering to various sectors, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, and manufacturing companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis. Established in 1977 and headquartered in Montreal, Canada, the company leverages its extensive experience and flexibility to help businesses access the capital they need to seize growth opportunities.

Momnt

Seed Round in 2020
Artis Technologies, Inc., doing business as Artis Credit, develops an embedded financial services platform for digital, point-of-need lending, and real-time payments. The company's application program interface (API) based consumer lending platform enables financial institutions to participate in point-of-need financing, connects consumers with financing offers, and enables merchants to offer financing options to the consumers. The company was incorporated in 2019 and is based in Atlanta, Georgia.

battleface

Seed Round in 2019
battleface Inc., is a rapidly growing tech-enabled insurance startup focused on providing innovative insurance products for travelers worldwide.

Finero

Pre Seed Round in 2019
FinTech focused on the unbanked in emerging markets.

MaxRewards

Pre Seed Round in 2019
MaxRewards, Inc. is a technology company based in Atlanta, Georgia, founded in 2016. It provides an application designed to help users manage their credit card accounts effectively and maximize their rewards. The MaxRewards app allows individuals to track rewards, monitor credit scores, and review all their credit cards in one centralized platform. Users can search, sort, and save deals across connected cards, ensuring they always know the best card to use for each purchase. Additionally, the application offers personalized, real-time recommendations to enhance rewards and savings on transactions, making it a comprehensive tool for credit card management.

Instantor

Corporate Round in 2017
Instantor AB develops an application programming interface for the banking industry. It provides online identification and financial data reports based on real-time technology, giving insight to customers' financial situation to financial institutions. The company was founded in 2010 and is headquartered in Stockholm, Sweden. As of July 16, 2020, Instantor AB operates as a subsidiary of Tink AB.

IOU Financial

Post in 2016
IOU Financial Inc., through its subsidiary IOU Central Inc., operates an online commercial lending business in North America, focusing on providing financing solutions to small and medium-sized enterprises. The company has funded over $200 million in small business loans, catering to various sectors, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, and manufacturing companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis. Established in 1977 and headquartered in Montreal, Canada, the company leverages its extensive experience and flexibility to help businesses access the capital they need to seize growth opportunities.

LQD Business Finance

Series A in 2016
LQD Business Finance is a Chicago-based, technology-enabled company that provides small and medium sized businesses with structured loans. The company develops a whole-business financing solution through a single loan product that meets all the aspects of a business’ financing requirements such as acquisition, working capital, purchase orders, and refinancing solutions. LQD Business Finance generates revenue as a percent of its clients’ loan amount. It evaluates the risk of each potential loan by using a proprietary risk management and backing software known as LQD Matrix.

Upright

Seed Round in 2016
Upright operates an online investment platform that focuses on financing residential real estate redevelopment projects. Founded in 2014 and based in New York, with additional offices in Cleveland, it connects accredited investors with real estate developers seeking short-term loans for property acquisition and renovation. The platform facilitates the screening and due diligence of developers, ensuring a transparent investment process for individuals and institutions. By raising capital for the residential rehabilitation loan market, Upright not only supports the financial needs of real estate redevelopers but also contributes to community restoration across the United States. Its innovative approach has garnered recognition, including a ranking on the Inc. 500 list of the fastest-growing private companies in 2019.

IOU Financial

Post in 2015
IOU Financial Inc., through its subsidiary IOU Central Inc., operates an online commercial lending business in North America, focusing on providing financing solutions to small and medium-sized enterprises. The company has funded over $200 million in small business loans, catering to various sectors, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, and manufacturing companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis. Established in 1977 and headquartered in Montreal, Canada, the company leverages its extensive experience and flexibility to help businesses access the capital they need to seize growth opportunities.

GROUNDFLOOR

Series A in 2015
GROUNDFLOOR is an online platform that facilitates financing for commercial and residential real estate projects. Founded in 2013 and based in Atlanta, Georgia, the company allows property developers to raise funds directly from investors, handling the logistics of sourcing and managing individual lenders. It focuses on providing construction and acquisition loans, offering opportunities secured by real estate assets, including houses, retail spaces, apartment buildings, and land. GROUNDFLOOR is notable for being the first company approved by the U.S. Securities & Exchange Commission to offer direct real estate debt investments to both accredited and non-accredited investors. The platform also caters to real estate entrepreneurs in the residential fix-and-flip and new construction markets, providing borrower-friendly loan terms, such as deferred payment options, to enhance cash flow management for developers.