Fintech Ventures Fund
Fintech Ventures Fund, founded in 2015 and based in Atlanta, Georgia, is a venture capital firm that specializes in investing in technology-driven financial services. The firm primarily targets start-up and growth-stage companies that cater to underbanked or unbanked customers, focusing on sectors such as alternative lending, payments, insurtech, and data analytics. It aims to support businesses within the NAFTA region—specifically the U.S., Mexico, and Canada—by making investments ranging from $1 million to $10 million, and up to $30 million per transaction. Fintech Ventures Fund typically seeks minority stakes or control positions, often acting as the lead investor to drive growth and innovation in the fintech landscape.
Artis Technologies, Inc., doing business as Artis Credit, develops an embedded financial services platform for digital, point-of-need lending, and real-time payments. The company's application program interface (API) based consumer lending platform enables financial institutions to participate in point-of-need financing, connects consumers with financing offers, and enables merchants to offer financing options to the consumers. The company was incorporated in 2019 and is based in Atlanta, Georgia.
IOU Financial Inc., through its subsidiary IOU Central Inc., operates an online commercial lending business in North America, focusing on providing financing solutions to small and medium-sized enterprises. The company has funded over $200 million in small business loans, catering to various sectors, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, and manufacturing companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis. Established in 1977 and headquartered in Montreal, Canada, the company leverages its extensive experience and flexibility to help businesses access the capital they need to seize growth opportunities.
Artis Technologies, Inc., doing business as Artis Credit, develops an embedded financial services platform for digital, point-of-need lending, and real-time payments. The company's application program interface (API) based consumer lending platform enables financial institutions to participate in point-of-need financing, connects consumers with financing offers, and enables merchants to offer financing options to the consumers. The company was incorporated in 2019 and is based in Atlanta, Georgia.
FinTech focused on the unbanked in emerging markets.
MaxRewards, Inc. is a technology company based in Atlanta, Georgia, founded in 2016. It provides an application designed to help users manage their credit card accounts effectively and maximize their rewards. The MaxRewards app allows individuals to track rewards, monitor credit scores, and review all their credit cards in one centralized platform. Users can search, sort, and save deals across connected cards, ensuring they always know the best card to use for each purchase. Additionally, the application offers personalized, real-time recommendations to enhance rewards and savings on transactions, making it a comprehensive tool for credit card management.
IOU Financial Inc., through its subsidiary IOU Central Inc., operates an online commercial lending business in North America, focusing on providing financing solutions to small and medium-sized enterprises. The company has funded over $200 million in small business loans, catering to various sectors, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, and manufacturing companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis. Established in 1977 and headquartered in Montreal, Canada, the company leverages its extensive experience and flexibility to help businesses access the capital they need to seize growth opportunities.
IOU Financial Inc., through its subsidiary IOU Central Inc., operates an online commercial lending business in North America, focusing on providing financing solutions to small and medium-sized enterprises. The company has funded over $200 million in small business loans, catering to various sectors, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, and manufacturing companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis. Established in 1977 and headquartered in Montreal, Canada, the company leverages its extensive experience and flexibility to help businesses access the capital they need to seize growth opportunities.
GROUNDFLOOR is an online platform that facilitates financing for commercial and residential real estate projects. Founded in 2013 and based in Atlanta, Georgia, the company allows property developers to raise funds directly from investors, handling the logistics of sourcing and managing individual lenders. It focuses on providing construction and acquisition loans, offering opportunities secured by real estate assets, including houses, retail spaces, apartment buildings, and land. GROUNDFLOOR is notable for being the first company approved by the U.S. Securities & Exchange Commission to offer direct real estate debt investments to both accredited and non-accredited investors. The platform also caters to real estate entrepreneurs in the residential fix-and-flip and new construction markets, providing borrower-friendly loan terms, such as deferred payment options, to enhance cash flow management for developers.