Liquido is a provider of an integrated mobile payment solution designed to support both local and global merchants. The company focuses on creating a seamless online payment platform that facilitates instant transactions and offers pay-in and pay-out services. With a strong emphasis on customer experience, Liquido provides an in-app experience that allows for one-click payment creation, ensuring fast transmission and efficiency. The platform also includes cross-border technical support and local customer service, particularly tailored for the Latin American market. By building a robust financial infrastructure, Liquido enables clients to manage their online payments easily and effectively.
Developer of a fairness consideration platform designed for fair lending compliance. The company's platform automates the fair lending analysis, and decision-making systems, also optimizing the decision model to embed fairness by reducing algorithmic bias, enabling clients to increase both fairness and profits.
Developer of banking and financial applications designed to help split expenses. The company's application maintains joint checking accounts and balances which will protect from untimely or unplanned withdrawals from respective balances and track the account's spending, enabling couples to see who made the transaction, how to split, and how much each paid towards the transaction.
Addition Wealth is a financial wellness platform that aims to empower employees to make informed financial decisions. By leveraging technology, Addition Wealth offers a range of digital tools, online events, expert content, and direct access to financial professionals. The platform is designed to provide personalized financial guidance that is both inclusive and accessible to all employees. By partnering with innovative employers, Addition Wealth enhances the financial well-being of their workforce, enabling them to navigate their financial journeys more effectively. The services include financial education, customized tools, community events, guides, and dashboards, all aimed at fostering informed financial decision-making.
Operator of an emergency relief fund platform designed to expand the availability of emergency funds in the workplace and beyond. The company's platform offers a social safety net to ensure that in times of financial need, individuals can access emergency funding, enabling organizations to improve the impact and efficiency of established emergency relief funds.
FarmRaise Inc. operates a digital fundraising platform designed to assist farmers and ranchers in accessing financial resources for on-farm improvements. Founded in 2020 and based in California, the platform connects users with various funding opportunities, including grants, loans, cost-sharing programs, and disaster relief initiatives. By providing tools for tracking cash flow and managing farm business, FarmRaise aims to enhance profitability and sustainability for agricultural operations. The platform allows farmers to register for free, match with relevant grants, and apply for federal programs, thereby facilitating their ability to secure necessary capital for growth and long-term planning.
Frich makes money social. It is the first social finance app empowering Gen Z to take control of their personal finances by setting spending goals together with friends using gamification and social media elements.
Developer of a fairness consideration platform designed for fair lending compliance. The company's platform automates the fair lending analysis, and decision-making systems, also optimizing the decision model to embed fairness by reducing algorithmic bias, enabling clients to increase both fairness and profits.
Developer of a financial education platform intended to provide financial literacy and baking services to teenagers. The company's platform educates teens on how to make financial decisions by developing patterned behaviors in a supervised app experience, allowing the transfer of money, direct deposits, and payments, enabling teenagers to become financially literate and parents and teens to achieve financial freedom.
HoneyBee operates a financial wellness platform aimed at helping employees manage their finances effectively. The platform provides a range of benefits that address the financial challenges faced by the modern workforce, including support for student loans, savings, budgeting, debt management, and credit building. By offering these supplemental financial wellness programs, HoneyBee assists mid-sized employers in attracting new talent and improving employee retention. The company's services enable organizations to foster a financially healthy workforce, thereby enhancing their ability to adapt to an increasingly dynamic economy.
Agentero Inc. develops an online application to manage insurance policies for insurance agency. It provides agents to monitor new business and existing clients, cross-sell, and up-sell insurance policies. The company’s application offers policyholders to manage insurance policies. It also offers suite of client interaction tools. Agentero Inc. was incorporated in 2017 and is based in Oakland, California with additional offices in Nashville, Tennessee; and Madrid, Spain.
Developer of banking and financial applications designed to help split expenses. The company's application maintains joint checking accounts and balances which will protect from untimely or unplanned withdrawals from respective balances and track the account's spending, enabling couples to see who made the transaction, how to split, and how much each paid towards the transaction.
Developer of a digital banking platform designed to serve LGBTQ+ people. The company's platform offers prepaid cards, tools, advice, and cashback for spending at queer bars and allied businesses, enabling users to expand their financial skills and plan for their future while helping the LGBTQ+ community.
Diro is a developer of identification software that provides record verification services for both companies and government entities. The platform utilizes DLT technology to decentralize identities and user management across various IT domains. Its application offers a range of features, including automatic de-duplication, privacy control, and cloud backup. Diro's system facilitates crowdsourced contact organization, allowing users to create self-updating directories with community consensus. Additionally, it includes functionalities for card exchange and peer-to-peer sharing. By enabling automated user consent and comprehensive checks for proof of address, identity, and impersonation, Diro strengthens anti-fraud and anti-impersonation measures for its clients.
Pakt is a financial services company that specializes in embedded insurance products, aiming to simplify the insurance purchasing process. The company offers a membership-based insurance structure, complemented by an API that streamlines sign-up procedures by eliminating unnecessary questions and lengthy forms. This approach allows users to effectively generate recurring revenue from insurance services, enhancing accessibility and efficiency in the insurance market. Pakt's innovative platform seeks to integrate insurance offerings seamlessly across various online channels, making it easier for consumers to access essential coverage.
FarmRaise Inc. operates a digital fundraising platform designed to assist farmers and ranchers in accessing financial resources for on-farm improvements. Founded in 2020 and based in California, the platform connects users with various funding opportunities, including grants, loans, cost-sharing programs, and disaster relief initiatives. By providing tools for tracking cash flow and managing farm business, FarmRaise aims to enhance profitability and sustainability for agricultural operations. The platform allows farmers to register for free, match with relevant grants, and apply for federal programs, thereby facilitating their ability to secure necessary capital for growth and long-term planning.
Developer of a fairness consideration platform designed for fair lending compliance. The company's platform automates the fair lending analysis, and decision-making systems, also optimizing the decision model to embed fairness by reducing algorithmic bias, enabling clients to increase both fairness and profits.
NestEgg Online, Inc. is a property management software company founded in 2017 and based in Chicago, Illinois. The platform is designed for rental property owners, offering features such as property maintenance coordination, rent collection, and tenant-finding services. It provides users with on-demand access to expert assistance, allowing them to efficiently manage their properties while saving time and reducing costs through maintenance services from trusted professionals at discounted rates. NestEgg aims to empower independent landlords by automating administrative tasks and enhancing cash flow, ensuring that property owners can maintain their assets effectively and streamline their operations.
Point Card offers rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more. It features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions. It was launched in 2018 and is headquartered in San Francisco, California.
Anvil Foundry, Inc. is a technology company that provides a low-code, SaaS-based platform designed to automate paperwork processes for businesses. Established in 2018 and based in San Francisco, California, Anvil's platform enables companies to convert traditional paper workflows into optimized online forms suitable for web and mobile use. This transformation allows non-developers to create secure online forms quickly, which can then populate original PDF documents or integrate directly with existing software systems. Anvil serves various industries, including sales, real estate, contracts, and finance, by replacing cumbersome email and attachment systems with streamlined, encrypted databases and secure websites.
NestEgg Online, Inc. is a property management software company founded in 2017 and based in Chicago, Illinois. The platform is designed for rental property owners, offering features such as property maintenance coordination, rent collection, and tenant-finding services. It provides users with on-demand access to expert assistance, allowing them to efficiently manage their properties while saving time and reducing costs through maintenance services from trusted professionals at discounted rates. NestEgg aims to empower independent landlords by automating administrative tasks and enhancing cash flow, ensuring that property owners can maintain their assets effectively and streamline their operations.
Non Equity Assistance in 2020
Copilot Money, Inc. is a financial technology company founded in 2019 and based in New York, New York. It specializes in developing an application that utilizes machine learning to help users manage their individual transactions and recurring expenses. The software provides hyper-personalized insights, allowing users to effectively plan their finances by automatically detecting bills and subscriptions and linking them to their budgets. This innovative approach enables users to make informed decisions on spending, saving, and investing money.
Digit, Inc. is a financial technology company based in San Francisco, California, that specializes in a mobile application designed to help users manage their finances effectively. Founded in 2012, the app analyzes users' spending habits and automatically saves a tailored amount of money each day, based on their income and expenditure patterns. By utilizing machine learning and insights from behavioral psychology, Digit aims to reduce the stress associated with financial management and assists users in building a secure financial future. The platform keeps savings in a separate account and adjusts the savings amount daily, helping users achieve their financial goals without requiring constant attention.
Harvest Platform helps consumers negotiate bank fees and get refunds automatically. Harvest Platform is an artificial intelligence startup that helps consumers identify and negotiate bank fees. Bank fees are a $100B industry annually that has become a massive painpoint for American consumers. However, many of these fees are negotiable. Harvest Platform leverages artificial intelligence to identify negotiable fees and automatically negotiates with banks at the click of a button. Harvest Platform currently supports automated negotiation with 5 of American's top 10 banks.
Joust, Inc., based in Austin, Texas, offers a comprehensive suite of banking and payment solutions tailored for freelancers and entrepreneurs. Founded in 2017, Joust provides services through its proprietary PayArmour tool, which safeguards invoice payments and helps resolve late or non-payment issues experienced by independent workers. The company operates as a subsidiary of ZenBusiness, Inc. and utilizes a chartered, FDIC-insured community bank to deliver merchant services and business banking. In addition to payment protection, Joust's offerings include business incorporation, invoicing, real-time payment processing, invoice insurance, and account analytics. Through its innovative technology and banking partnerships, Joust addresses the financial challenges faced by self-employed individuals.
Flex is a financial technology company that offers an online platform for renters to manage their rent payments according to their individual financial schedules. By allowing users to pay rent at times that suit their personal budgets, Flex helps to eliminate late fees and prevent overdrafts. This flexibility promotes better financial management for renters and simplifies the rent collection process for landlords and property managers. The platform empowers users to arrange their finances more effectively, thereby enhancing their overall budgeting capabilities.
Sheltr offers a home maintenance software platform aimed at alleviating the challenges homeowners face in managing ongoing maintenance tasks. By providing routine preventive maintenance services, such as replacing furnace filters and carbon detector batteries, as well as conducting home assessments, Sheltr enables homeowners to avoid costly repairs and streamline their maintenance efforts. The platform also delivers proactive recommendations for home services, simplifying the booking and scheduling process for consumers. Additionally, Sheltr supports its partners, including home insurers, by enhancing customer engagement, creating new revenue opportunities, and reducing risk associated with neglected home maintenance. Through its comprehensive approach, Sheltr seeks to transform home management into a more stress-free and efficient experience for both homeowners and service providers.
Corpay One, formerly known as Roger.ai, is a financial technology company specializing in bill payment and accounts payable automation for small and medium-sized businesses. The platform enables users to manage their financial tasks efficiently by automating workflows related to bill payments, approvals, compliance, and expenses. Users can pay any bill or invoice quickly, often in less than a second, significantly reducing the time spent on accounts payable management. The application also offers features such as automated recognition of recurring bills and insights into past expenditures, enhancing users' financial oversight. Founded in 2017 and headquartered in Copenhagen, Corpay One is designed to streamline daily financial operations for both businesses and accountants.
Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.
Point Card offers rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more. It features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions. It was launched in 2018 and is headquartered in San Francisco, California.
Token Transit, Inc. offers mobile ticketing and payment solutions designed for public transportation agencies. The company's primary product is a mobile application that enables users to purchase transit tickets and passes using credit, debit, and commuter benefits cards directly from their smartphones. This application is compatible with both iOS and Android devices and is utilized across various public transit systems in the United States and Canada. Founded in 2015 and headquartered in San Francisco, California, Token Transit aims to simplify the payment process for riders, allowing them to efficiently access public transportation and reach their destinations with ease.