GAIN Credit
GAIN Credit, Inc. is a fintech company that specializes in providing innovative credit solutions to underserved customers. Founded in 2003 and based in San Diego, California, with additional offices in London and India, the company operates under several brands, including Drafty, Lending Stream, and OYE. Drafty offers a flexible line-of-credit solution, allowing customers to set their own borrowing limits within an approved amount. Lending Stream provides digital loans for a six-month term in the United Kingdom, while OYE focuses on digitizing the unsecured lending process. GAIN Credit aims to address the needs of individuals who may not have access to traditional financial services, utilizing advanced analytics and technology to enhance the lending experience and ensure responsible access to credit.
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