Chilango Ventures

Arcus Financial Intelligence, Inc. operates a versatile application program interface (API) platform that supports banks and financial institutions in managing consumer bills and financial data. Founded in 2012 and based in New York, the company initially aimed to provide cross-border bill payment solutions under the name Regalii. However, it evolved to focus on domestic bill pay data, launching products like xData and xChange. Arcus offers real-time bill management and payment services, enabling users to gain insights into their financial obligations, including the number of bills, amounts owed, and due dates. The platform is widely used by notable fintech mobile payment applications, enhancing the accessibility and integration of financial services for consumers. Through its innovative fintech-as-a-service model, Arcus has raised significant investment from various venture capital firms and continues to drive advancements in payment solutions.

MPOWER Financing is a Public Benefit Corporation based in Washington, D.C., that provides educational loans to international and DACA students studying in the United States and Canada. Founded in 2014, the company offers loans ranging from $2,001 to $50,000, which can be used for various student-related expenses, including tuition, housing, and books. Notably, MPOWER does not require a co-signer, collateral, or a U.S. credit history, utilizing a proprietary credit algorithm that assesses future potential instead. Loans are structured as 10-year fixed-rate agreements, with repayments beginning six months after graduation. The company also offers additional support services, such as interest discounts, personal finance education courses, credit-building resources, and job placement assistance. By partnering with universities, MPOWER identifies potential loan candidates and directly disburses funds to educational institutions for tuition and related expenses.

Arcus Financial Intelligence, Inc. operates a versatile application program interface (API) platform that supports banks and financial institutions in managing consumer bills and financial data. Founded in 2012 and based in New York, the company initially aimed to provide cross-border bill payment solutions under the name Regalii. However, it evolved to focus on domestic bill pay data, launching products like xData and xChange. Arcus offers real-time bill management and payment services, enabling users to gain insights into their financial obligations, including the number of bills, amounts owed, and due dates. The platform is widely used by notable fintech mobile payment applications, enhancing the accessibility and integration of financial services for consumers. Through its innovative fintech-as-a-service model, Arcus has raised significant investment from various venture capital firms and continues to drive advancements in payment solutions.