Lloyds Banking Group

Lloyds Banking Group plc provides banking and financial services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands in the United Kingdom and internationally. The company operates through three segments: Retail, Commercial Banking, and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings accounts, mortgages, motor finance, and unsecured consumer lending products to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, term lending, and debt capital markets services for small and medium sized enterprises, corporates, mid-markets, and financial institutions. The Insurance and Wealth segment offers insurance products, such as life, home, motor, and protection insurance; investments comprising pensions and investment products; and wealth management products and services. It also provides credit cards, and personal and business loans; and online and telephone banking services. The company has a strategic partnership with Schroders plc to create a wealth management proposition. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.

Hannah Boore

Senior Manager of Corporate Reporting and Investor Relations

George Culmer

Executive Director and CFO

Diane Duffy

Manager of Investor Relations and Corporate Access

Guillaume Fleuti

MD and Head of Infrastructure

Leanne O'Neill

Assistant Manager of Corporate Access, Investor Relations

Douglas Radcliffe

Group Investor Relations Director

Nora Thoden

Director of Investor Relations

Marianne Viola

Director of Infrastructure and Energy

Victoria Whitehead

Director of Infrastructure and Project Finance

29 past transactions

Fnality International

Series A in 2019
Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions. It was established in April 2019 and is headquartered in London, England. Fnality is the commercial realisation of a four-year Research & Development project called the "Utility Settlement Coin," which was first proposed by UBS and London-based blockchain company Clearmatics.
Thought Machine Group Limited develops and provides Vault, a cloud native core banking platform which runs data in real time within the system automating data analytics and regulatory reporting. Its platform provides services, such as smart contracts, databases, data analytics, workflows, banking operations website, customer application programming interface (API), website ,and mobile application, customer data management, and integrations. The company was incorporated in 2017 and is based in London, United Kingdom.

MBNA Limited

Acquisition in 2017
MBNA Limited provides credit cards in the United Kingdom. It offers balance transfer, money transfer, purchase, football, charity, airline, rewards, and low rate cards; and co-branded credit cards. The company also provides mobile services. MBNA Limited was formerly known as MBNA Europe Bank Limited and changed its name to MBNA Limited in November 2012. The company was founded in 1993 and is based in Chester, United Kingdom with additional locations in Ireland and Spain. MBNA Limited operates as a subsidiary of Fia Jersey Holdings Ltd. As of June 1, 2017, MBNA Limited operates as a subsidiary of Lloyds Banking Group plc.

Bink

Venture Round in 2022
Bink develops a mobile application that links card payment to loyalty schemes. It allows consumers to register their debit or credit cards and link them to various loyalty schemes. Gregory Gormley and Lee Clarke founded Bink in 2015. It has its headquarters in Ascot in the United Kingdom.

Hone

Venture Round in 2023
Caura is the payment platform for your car to manage parking, tolls, congestion charge, MOTs, vehicle tax, and insurance. Caura Protect is an FCA registered product with seven insurers, allowing drivers to purchase and manage motor insurance. Caura Maintain seamlessly manages MOTs and vehicle servicing.

GO Outdoors Limited

Venture Round in 2011
GO Outdoors is a small company that set out on a big adventure more than 40 years ago. Sheffield's 'Camping & Caravanning Centre' first opened its doors in 1969, and soon became known simply as 'CCC' to locals. CCC quickly earned a strong reputation for excellent customer service and became a landmark within Yorkshire's outdoor community.

Cazenove Capital Management Limited

Merger/Acquisition in 2018
Cazenove Capital is a leading provider of personalised wealth management services to private clients, family offices, trusts, companies and pension plans. As a long-established wealth manager with an absolute focus on preserving and growing their clients’ wealth, what matters most to their clients, matters most to them. Private individuals, family offices, trusts, businesses and pension plans all rely on them to provide them with bespoke, discretionary and advisory investment services. Skilled in investment management, wealth planning and banking services – they also offer discretionary fund management to external advisers and their clients, and they are a leading charity fund manager in the UK. Their experience of navigating complex markets and adapting to change, helps them balance risk and reward. The investment expertise they call upon as part of a truly global asset manager, combined with their long-standing experience of advising clients, is what sets them apart.

Copia Wealth and Tax

Merger/Acquisition in 2015
As of December 4, 2015, Copia Wealth and Tax operates as a subsidiary of Lloyds Banking Group plc.
Thought Machine Group Limited develops and provides Vault, a cloud native core banking platform which runs data in real time within the system automating data analytics and regulatory reporting. Its platform provides services, such as smart contracts, databases, data analytics, workflows, banking operations website, customer application programming interface (API), website ,and mobile application, customer data management, and integrations. The company was incorporated in 2017 and is based in London, United Kingdom.

Back Office Technology Ltd

Private Placement in 2020
Back Office Technology Ltd, doing business as Form3 Financial Cloud, develops and operates a cloud-based platform for complete processing of payments for licensed payment providers. The company's clients include regulated financial institutions, including banks, non-bank financial institutions, and financial technology companies. Back Office Technology Ltd was founded in 2016 and is based in London, United Kingdom.

Zurich Insurance Co. (UK) Ltd., Workplace Pensions and Savings Business

Merger/Acquisition in 2017
As of August 1, 2018, Zurich Insurance Co. (UK) Ltd., Workplace Pensions and Savings Business was acquired by Lloyds Banking Group plc. Zurich Insurance Co. (UK) Ltd., Workplace Pensions and Savings Business comprises pensions and savings business. The asset is located in Cheltenham, United Kingdom.

St Pierre Groupe

Private Placement in 2019
St Pierre Groupe engages in the manufacture and distribution of bakery products. It offers brioche, crepes, Belgian waffles, sliced loaves, burger buns, rye breads, teacakes, bake breads, and flatbreads under St Pierre, Baker Street, and Paul Hollywood brands. The company also provides private label products. It sells its products in the United Kingdom and the United States. The company was incorporated in 1996 and is based in Manchester, United Kingdom.

Being Technologies Ltd

Private Placement in 2018
Being Technologies Ltd., doing business as Thought Machine, develops a cloud-based banking software. The company provides Vault, which enables banking systems to manage users, accounts, savings, loans, mortgages, and other financial products. It offers machine learning algorithms that provide analysis and categorize transactions; allows applications to safely and securely connect to an existing bank account; enables users to develop banks facing applications and Websites; and allows application developers to write applications for personal finance. The company was founded in 2014 and is based in London, United Kingdom.

Welsh ICE

Seed Round in 2015
Welsh ICE has developed some genuinely innovative ways of nurturing start-up and early stage businesses and the Welsh Government is pleased to provide support, alongside the private and third sector, to new generation companies which create jobs

Citylabs

Debt Financing in 2013
Citylabs in Manchester is a new concept in high-specification flexible office and laboratory space, set right in the heart of Corridor Manchester, the city’s knowledge quarter.

schuh

Debt Financing in 2020
Schuh Group Limited, through its subsidiaries, owns and operates retail stores for casual and athletic footwear.

Embark Group Limited

Acquisition in 2021
Embark Group is a full scale retirement solutions provider committed to acquiring, holding and developing for the long term, a range of financial services’ businesses in the UK and internationally. The company has considerable experience in developing businesses by providing access to the latest online technology and financial capital to help them grow.
Thought Machine Group Limited develops and provides Vault, a cloud native core banking platform which runs data in real time within the system automating data analytics and regulatory reporting. Its platform provides services, such as smart contracts, databases, data analytics, workflows, banking operations website, customer application programming interface (API), website ,and mobile application, customer data management, and integrations. The company was incorporated in 2017 and is based in London, United Kingdom.

CityFibre

Debt Financing in 2018
CityFibre Infrastructure Holdings Limited designs, builds, operates, and owns independent fiber networks in the United Kingdom. Its products include metro dark fiber, long distance dark fiber, consumer FTTP for household connectivity services, Ethernet, and Internet services. It has approximately 4,500 km of fiber footprint. The company offers its services to service integrators, enterprise and consumer service providers, local authorities and mobile operators. CityFibre Infrastructure Holdings Limited was incorporated in 2013 and is based in London, the United Kingdom.
Thought Machine Group Limited develops and provides Vault, a cloud native core banking platform which runs data in real time within the system automating data analytics and regulatory reporting. Its platform provides services, such as smart contracts, databases, data analytics, workflows, banking operations website, customer application programming interface (API), website ,and mobile application, customer data management, and integrations. The company was incorporated in 2017 and is based in London, United Kingdom.

Startupbootcamp Scale Osaka

Seed Round in 2014
Startupbootcamp Istanbul is a leading acceleration program with no geographical or vertical limitations. It is aimed at all tech startups as a local chapter of the number 1 startup accelerator in Europe. Over 3 months, 10 selected startups will be provided with funding and incubation space along with intense mentoring focused on the Shape, Build and Sell stages of product and business development. At the end of the program, you will pitch your company to 250+ investors and partners on Demo Day.
Thought Machine Group Limited develops and provides Vault, a cloud native core banking platform which runs data in real time within the system automating data analytics and regulatory reporting. Its platform provides services, such as smart contracts, databases, data analytics, workflows, banking operations website, customer application programming interface (API), website ,and mobile application, customer data management, and integrations. The company was incorporated in 2017 and is based in London, United Kingdom.

Being Technologies Ltd

Private Placement in 2020
Being Technologies Ltd., doing business as Thought Machine, develops a cloud-based banking software. The company provides Vault, which enables banking systems to manage users, accounts, savings, loans, mortgages, and other financial products. It offers machine learning algorithms that provide analysis and categorize transactions; allows applications to safely and securely connect to an existing bank account; enables users to develop banks facing applications and Websites; and allows application developers to write applications for personal finance. The company was founded in 2014 and is based in London, United Kingdom.

Form3 Financial Cloud

Series C in 2021
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.

Jutexpo

Debt Financing in 2009
In 2002, the overuse of disposable plastics was becoming apparent and Father and Son, Sam and Barrie Turner spotted a gap in the market for reusable bags to minimise the plastic bag usage. Barrie had spent much time in India researching the Jute fabric and its production process, so this felt the obvious choice to help achieve their aim; sustainable, high quality bags made of a strong, ethically produced alternative.

MBNA Limited

Merger/Acquisition in 2016
MBNA Limited provides credit cards in the United Kingdom. It offers balance transfer, money transfer, purchase, football, charity, airline, rewards, and low rate cards; and co-branded credit cards. The company also provides mobile services. MBNA Limited was formerly known as MBNA Europe Bank Limited and changed its name to MBNA Limited in November 2012. The company was founded in 1993 and is based in Chester, United Kingdom with additional locations in Ireland and Spain. MBNA Limited operates as a subsidiary of Fia Jersey Holdings Ltd. As of June 1, 2017, MBNA Limited operates as a subsidiary of Lloyds Banking Group plc.

Xercise4less

Debt Financing in 2015
Xercise4Less is a budget gym chain, offering the largest and newest gym facilities for the lowest membership price! We began with a gym at Xscape in Castleford in January 2009, and have now opened 9 gyms, with Newcastle-under-Lyme being our most recent, which opened May 2013. 2013 has been exciting year for Xercise4Less and has seen a number of exciting developments for us. We have extensive expansion plans throughout the next three years, with the aim to open in excess of 100+ gyms throughout the UK. The Head Quarters for the Group is based in Leeds, which was opened in February 2012 and is one of the flagship sites for the brand, along with our Doncaster club. Very recently, we have signed a major deal with Tesco to create a number of in-store gyms at a number of locations throughout the UK. The first in-store club will take up the 32,000 sq ft mezzanine floor at Tesco's Durham Road store in Stockton-on-Tees and will be the first of a series nationwide. Our Stockton North club has now gone into Pre-Sale and will be opening late October.

Form3 Financial Cloud

Series C in 2020
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.

Tesco - Mortgage Business

Acquisition in 2019
Tesco - Mortgage Business is a privately held company that provides mortgage services.