Lloyds Banking Group is a prominent financial services institution based in London, offering a wide range of banking and financial products primarily in the United Kingdom. It operates through three main segments: Retail, Commercial Banking, and Insurance and Wealth. The Retail segment caters to personal and small business customers, providing current accounts, savings accounts, mortgages, loans, and credit cards. The Commercial Banking segment serves corporate clients with services such as lending, transactional banking, and risk management. The Insurance and Wealth segment includes life, home, and car insurance, along with pensions, investment products, and advisory services. The group is known for its well-established brands, including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows, and it aims to support businesses and individuals while contributing positively to the communities it serves. Founded in 1695, Lloyds Banking Group has become the UK’s largest financial services group, with a significant presence in nearly every community across the country.
Caura is the payment platform for your car to manage parking, tolls, congestion charge, MOTs, vehicle tax, and insurance. Caura Protect is an FCA registered product with seven insurers, allowing drivers to purchase and manage motor insurance. Caura Maintain seamlessly manages MOTs and vehicle servicing.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
Bink is a UK-based company that has created a mobile application designed to connect card payments with loyalty programs. Founded in 2015 by Gregory Gormley and Lee Clarke, the app allows users to register their debit or credit cards and seamlessly link them to multiple loyalty schemes. By doing so, it enables customers to collect loyalty points and access discounts, enhancing their shopping experience. Bink is headquartered in Ascot, United Kingdom.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.
Embark Group Limited is a comprehensive retirement solutions provider based in the United Kingdom, incorporated in 1998. Through its subsidiary, The Hornbuckle Mitchell Group Limited, the company specializes in self-administered pension solutions. Embark Group focuses on acquiring, holding, and developing a diverse range of financial services businesses in the UK and internationally. With significant expertise in business development, the company leverages advanced online technology and financial capital to foster growth in its portfolio.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.
Tesco - Mortgage Business
Acquisition in 2019
Tesco - Mortgage Business is a privately held company that provides mortgage services.
Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions. It was established in April 2019 and is headquartered in London, England. Fnality is the commercial realisation of a four-year Research & Development project called the "Utility Settlement Coin," which was first proposed by UBS and London-based blockchain company Clearmatics.
CityFibre Infrastructure Holdings Limited is the largest independent provider of fiber infrastructure in the United Kingdom, focusing on secondary cities. Established in 2013 and based in London, the company designs, builds, operates, and owns independent fiber networks, managing over 4,500 km of fiber. CityFibre offers a range of products, including metro dark fiber, long-distance dark fiber, and consumer FTTP services, catering to public sector entities, businesses, and residential customers. The company partners with various service providers to deliver its services and manages over 100 private fiber projects along with seven metropolitan fiber networks under long-term contracts. Notably, CityFibre is recognized for the UK's largest FTTH project in Bournemouth, where its Internet Service Provider, Gigler, offers gigabit-speed services. Recent expansions include the announcement of Peterborough as a next Gigabit City project, alongside existing initiatives in Bournemouth and York.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
MBNA Limited provides credit cards in the United Kingdom. It offers balance transfer, money transfer, purchase, football, charity, airline, rewards, and low rate cards; and co-branded credit cards. The company also provides mobile services. MBNA Limited was formerly known as MBNA Europe Bank Limited and changed its name to MBNA Limited in November 2012. The company was founded in 1993 and is based in Chester, United Kingdom with additional locations in Ireland and Spain. MBNA Limited operates as a subsidiary of Fia Jersey Holdings Ltd. As of June 1, 2017, MBNA Limited operates as a subsidiary of Lloyds Banking Group plc.
Welsh ICE has developed some genuinely innovative ways of nurturing start-up and early stage businesses and the Welsh Government is pleased to provide support, alongside the private and third sector, to new generation companies which create jobs
Xercise4Less is a budget gym chain, offering the largest and newest gym facilities for the lowest membership price! We began with a gym at Xscape in Castleford in January 2009, and have now opened 9 gyms, with Newcastle-under-Lyme being our most recent, which opened May 2013. 2013 has been exciting year for Xercise4Less and has seen a number of exciting developments for us. We have extensive expansion plans throughout the next three years, with the aim to open in excess of 100+ gyms throughout the UK. The Head Quarters for the Group is based in Leeds, which was opened in February 2012 and is one of the flagship sites for the brand, along with our Doncaster club. Very recently, we have signed a major deal with Tesco to create a number of in-store gyms at a number of locations throughout the UK. The first in-store club will take up the 32,000 sq ft mezzanine floor at Tesco's Durham Road store in Stockton-on-Tees and will be the first of a series nationwide. Our Stockton North club has now gone into Pre-Sale and will be opening late October.
Startupbootcamp is a global network of industry-focused startup accelerators established in 2010 and headquartered in London, UK. It specializes in providing investment and mentorship to early-stage companies across various sectors, including digital health, fintech, foodtech, smart transportation, energy, and more. The accelerator runs numerous programs in cities such as Amsterdam, Berlin, Barcelona, Miami, and Cape Town, offering selected startups a comprehensive three-month development experience that includes funding, co-working space, and access to a vast network of over 400 investors. Each program is designed to address specific industry challenges and opportunities, facilitating connections with mentors, corporate partners, and potential customers. Startupbootcamp supports startups globally, emphasizing a mentorship-driven model that enhances their growth potential and market readiness.
Citylabs in Manchester is a new concept in high-specification flexible office and laboratory space, set right in the heart of Corridor Manchester, the city’s knowledge quarter.
GO Outdoors is a small company that set out on a big adventure more than 40 years ago. Sheffield's 'Camping & Caravanning Centre' first opened its doors in 1969, and soon became known simply as 'CCC' to locals. CCC quickly earned a strong reputation for excellent customer service and became a landmark within Yorkshire's outdoor community.
In 2002, the overuse of disposable plastics was becoming apparent and Father and Son, Sam and Barrie Turner spotted a gap in the market for reusable bags to minimise the plastic bag usage. Barrie had spent much time in India researching the Jute fabric and its production process, so this felt the obvious choice to help achieve their aim; sustainable, high quality bags made of a strong, ethically produced alternative.