Lloyds Banking Group is a prominent financial services institution based in London, offering a wide range of banking and financial products primarily in the United Kingdom. It operates through three main segments: Retail, Commercial Banking, and Insurance and Wealth. The Retail segment caters to personal and small business customers, providing current accounts, savings accounts, mortgages, loans, and credit cards. The Commercial Banking segment serves corporate clients with services such as lending, transactional banking, and risk management. The Insurance and Wealth segment includes life, home, and car insurance, along with pensions, investment products, and advisory services. The group is known for its well-established brands, including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows, and it aims to support businesses and individuals while contributing positively to the communities it serves. Founded in 1695, Lloyds Banking Group has become the UK’s largest financial services group, with a significant presence in nearly every community across the country.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
Bink is a UK-based company that has created a mobile application designed to connect card payments with loyalty programs. Founded in 2015 by Gregory Gormley and Lee Clarke, the app allows users to register their debit or credit cards and seamlessly link them to multiple loyalty schemes. By doing so, it enables customers to collect loyalty points and access discounts, enhancing their shopping experience. Bink is headquartered in Ascot, United Kingdom.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.
Tesco - Mortgage Business
Acquisition in 2019
Tesco - Mortgage Business is a privately held company that provides mortgage services.
Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions. It was established in April 2019 and is headquartered in London, England. Fnality is the commercial realisation of a four-year Research & Development project called the "Utility Settlement Coin," which was first proposed by UBS and London-based blockchain company Clearmatics.
Thought Machine Group Limited is a fintech company based in London, UK, founded in 2017. It specializes in developing Vault, a cloud-native core banking platform designed to address the challenges faced by traditional banks that rely on outdated IT infrastructure. Vault operates in real time and automates data analytics and regulatory reporting, offering a range of services including smart contracts, customer data management, and integrations. The platform is built on a microservice API architecture, allowing banks to easily configure it to meet their specific needs. With a strong emphasis on engineering excellence, Thought Machine aims to facilitate innovation in the banking sector and improve customer service through modernized technology solutions.
MBNA Limited provides credit cards in the United Kingdom. It offers balance transfer, money transfer, purchase, football, charity, airline, rewards, and low rate cards; and co-branded credit cards. The company also provides mobile services. MBNA Limited was formerly known as MBNA Europe Bank Limited and changed its name to MBNA Limited in November 2012. The company was founded in 1993 and is based in Chester, United Kingdom with additional locations in Ireland and Spain. MBNA Limited operates as a subsidiary of Fia Jersey Holdings Ltd. As of June 1, 2017, MBNA Limited operates as a subsidiary of Lloyds Banking Group plc.