Montonio Finance OÜ, founded in 2018 and based in Tallinn, Estonia, operates as a point-of-sale financing aggregator that leverages open banking to enhance credit efficiency and transparency. The company's platform simplifies the application process for hire purchase both online and in physical stores, helping merchants reduce lost sales and save time on service. Montonio's software integrates various payment methods and offers tools for refunds and shipping, allowing online merchants to streamline their operations and increase revenue through a unified dashboard. By focusing on creating a seamless experience for both merchants and customers, Montonio aims to improve the overall efficiency of credit intermediation services.
Vesta Corporation specializes in electronic payment solutions, catering primarily to e-commerce and telecommunications industries globally. The company offers various merchant services, including vSafe for Small to Midsize Businesses, an effective payment and fraud protection solution for smaller digital goods merchants, and vSafe for Enterprise, which provides comprehensive payment management and fraud prevention for larger organizations. Additionally, Vesta's vGuaranteed service supports online retailers by minimizing fraud risk. The company also offers consumer lending solutions, such as DelayPay, which allows prepaid wireless customers to make installment payments for phone refills. Vesta emphasizes revenue growth for its partners by leveraging a real-time decisioning platform that utilizes data science and machine learning to evaluate the risk of online transactions. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally with centers in the United States, Ireland, China, and an office in Singapore.
Built Technologies, Inc. is a provider of cloud-based construction loan administration and draw management software designed to enhance risk management, productivity, and customer experience in the construction lending sector. The platform offers features such as file management, custom draw workflows, and integration capabilities, allowing lenders, borrowers, builders, developers, consultants, and inspectors to collaborate effectively. By digitizing the draw management process, Built reduces construction loan risks, increases loan profitability, and simplifies compliance for a diverse range of clients, including small, regional, and national lenders across the United States. Established in 2014 and headquartered in Nashville, Tennessee, the company was previously known as DataFi, LLC before rebranding in 2015.
Built Technologies, Inc. is a provider of cloud-based construction loan administration and draw management software designed to enhance risk management, productivity, and customer experience in the construction lending sector. The platform offers features such as file management, custom draw workflows, and integration capabilities, allowing lenders, borrowers, builders, developers, consultants, and inspectors to collaborate effectively. By digitizing the draw management process, Built reduces construction loan risks, increases loan profitability, and simplifies compliance for a diverse range of clients, including small, regional, and national lenders across the United States. Established in 2014 and headquartered in Nashville, Tennessee, the company was previously known as DataFi, LLC before rebranding in 2015.
KarmaCheck, Inc. specializes in providing both offline and online background screening services for employment purposes. Founded in 2018 and based in San Francisco, the company offers a variety of services, including criminal checks, employment and education verifications, motor vehicle reports, reference checks, and drug testing. Utilizing an AI-driven, tech-first approach, KarmaCheck reimagines traditional background checks by delivering real-time, actionable notifications that expedite hiring decisions. Its mobile-first platform ensures ease of access while maintaining compliance and reliability. By leveraging artificial intelligence and blockchain technology, KarmaCheck enables businesses to conduct comprehensive checks efficiently, resulting in faster turnaround times and improved employee retention.
Nova Credit Inc. is a credit reporting agency based in San Francisco, California, that specializes in providing credit access solutions for immigrants. Founded in 2016, the company translates international credit scores into U.S.-equivalent scores, allowing newcomers to apply for credit cards, loans, and housing without having to establish a U.S. credit history from the ground up. By offering a digital credit passport, Nova Credit enables financial institutions, property managers, and other businesses in the U.S. to assess the creditworthiness of immigrant consumers based on their foreign credit histories. The company's diverse team is dedicated to creating a seamless integration of global credit information, facilitating financial services for individuals moving to the United States.
HMBradley is a developer of a digital banking platform for savers. It rewards everyone, regardless of income, for developing sound financial habits. HMBradley 's platform offers digitized banking services featuring virtual banking technologies that let users get credit cards instantly and enjoy banking facilities anytime via a smartphone application. The company was founded in 2019 and is headquartered in Santa Monica, California.
Built Technologies, Inc. is a provider of cloud-based construction loan administration and draw management software designed to enhance risk management, productivity, and customer experience in the construction lending sector. The platform offers features such as file management, custom draw workflows, and integration capabilities, allowing lenders, borrowers, builders, developers, consultants, and inspectors to collaborate effectively. By digitizing the draw management process, Built reduces construction loan risks, increases loan profitability, and simplifies compliance for a diverse range of clients, including small, regional, and national lenders across the United States. Established in 2014 and headquartered in Nashville, Tennessee, the company was previously known as DataFi, LLC before rebranding in 2015.
Credit Benchmark Limited is a financial data analytics company that specializes in credit risk data. Established in 2012 and headquartered in London, with an office in New York, the company aggregates and anonymizes credit risk estimates from various market participants, including banks. This process enables Credit Benchmark to provide a unique source of insights into the credit profiles of sovereigns, corporations, and financial entities, including both rated and unrated institutions. The company offers critical data such as probability of default and loss given default, which assists financial institutions in risk management and capital allocation decisions. Additionally, Credit Benchmark operates compliant platforms for data transmission and security, catering to the needs of global financial institutions.
Scratch Services, LLC develops a proprietary loan accounting system, payments infrastructure, and borrower-facing web application which operates as a loan servicer that delivers a borrower-first experience and improves consumers' ability to understand, manage, and repay their loans and facilitates transformation of the service ecosystem for both borrowers and lenders. The company was incorporated in 2015 and is based in San Francisco, California.
Nova Credit Inc. is a credit reporting agency based in San Francisco, California, that specializes in providing credit access solutions for immigrants. Founded in 2016, the company translates international credit scores into U.S.-equivalent scores, allowing newcomers to apply for credit cards, loans, and housing without having to establish a U.S. credit history from the ground up. By offering a digital credit passport, Nova Credit enables financial institutions, property managers, and other businesses in the U.S. to assess the creditworthiness of immigrant consumers based on their foreign credit histories. The company's diverse team is dedicated to creating a seamless integration of global credit information, facilitating financial services for individuals moving to the United States.
Built Technologies, Inc. is a provider of cloud-based construction loan administration and draw management software designed to enhance risk management, productivity, and customer experience in the construction lending sector. The platform offers features such as file management, custom draw workflows, and integration capabilities, allowing lenders, borrowers, builders, developers, consultants, and inspectors to collaborate effectively. By digitizing the draw management process, Built reduces construction loan risks, increases loan profitability, and simplifies compliance for a diverse range of clients, including small, regional, and national lenders across the United States. Established in 2014 and headquartered in Nashville, Tennessee, the company was previously known as DataFi, LLC before rebranding in 2015.
Collectly, Inc. is a software company based in Walnut, California, founded in 2016, that specializes in debt recovery solutions. The company provides a platform designed to assist healthcare providers in collecting overdue payments from patients. Collectly's software automates the debt collection process by tracking overdue invoices and facilitating communication with customers through various channels, including email and chat. It also analyzes payment data to identify invoices at risk of becoming overdue and automatically engages with customers who have not made timely payments. Additionally, the platform allows users to connect with payment providers, enabling direct receipt of payments into their accounts. Through its services, Collectly aims to streamline the debt recovery process, making it easier for healthcare providers to manage outstanding invoices and improve cash flow.
Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data, aiming to enhance their financial well-being. Founded in 2015 by former executives from McKinsey and Zalando, Bonify offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations for optimizing their financial situation. The service includes easy-to-read credit reports and real-time evaluations of creditworthiness, all at no charge to the user. The company has garnered significant investment from leading venture capital firms and successful entrepreneurs, underscoring its potential in the financial technology sector.
Nova Credit Inc. is a credit reporting agency based in San Francisco, California, that specializes in providing credit access solutions for immigrants. Founded in 2016, the company translates international credit scores into U.S.-equivalent scores, allowing newcomers to apply for credit cards, loans, and housing without having to establish a U.S. credit history from the ground up. By offering a digital credit passport, Nova Credit enables financial institutions, property managers, and other businesses in the U.S. to assess the creditworthiness of immigrant consumers based on their foreign credit histories. The company's diverse team is dedicated to creating a seamless integration of global credit information, facilitating financial services for individuals moving to the United States.
Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data, aiming to enhance their financial well-being. Founded in 2015 by former executives from McKinsey and Zalando, Bonify offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations for optimizing their financial situation. The service includes easy-to-read credit reports and real-time evaluations of creditworthiness, all at no charge to the user. The company has garnered significant investment from leading venture capital firms and successful entrepreneurs, underscoring its potential in the financial technology sector.
Credit Benchmark Limited is a financial data analytics company that specializes in credit risk data. Established in 2012 and headquartered in London, with an office in New York, the company aggregates and anonymizes credit risk estimates from various market participants, including banks. This process enables Credit Benchmark to provide a unique source of insights into the credit profiles of sovereigns, corporations, and financial entities, including both rated and unrated institutions. The company offers critical data such as probability of default and loss given default, which assists financial institutions in risk management and capital allocation decisions. Additionally, Credit Benchmark operates compliant platforms for data transmission and security, catering to the needs of global financial institutions.
Credit Benchmark Limited is a financial data analytics company that specializes in credit risk data. Established in 2012 and headquartered in London, with an office in New York, the company aggregates and anonymizes credit risk estimates from various market participants, including banks. This process enables Credit Benchmark to provide a unique source of insights into the credit profiles of sovereigns, corporations, and financial entities, including both rated and unrated institutions. The company offers critical data such as probability of default and loss given default, which assists financial institutions in risk management and capital allocation decisions. Additionally, Credit Benchmark operates compliant platforms for data transmission and security, catering to the needs of global financial institutions.
Basno, Inc. is a New York-based company that offers an online platform for creating, collecting, and distributing digital badges. Founded in 2010, Basno enables individuals and businesses to design badges that symbolize various achievements, skills, and commitments. These digital badges serve as a form of recognition, allowing badge owners to showcase their accomplishments to friends, family, and professional networks.
Boku, Inc. specializes in mobile billing and payment solutions, facilitating online payments for consumers through their mobile devices. The company supports mobile payment acceptance via carrier billing and mobile wallets, catering to both mobile network operators and merchants. Boku also offers mobile identity and authentication solutions, utilizing real-time connections to mobile operator networks to enhance security and user experience. Its identity verification service, Boku Identity, integrates with the Boku Platform to reduce identity fraud, improve compliance, and streamline customer onboarding across various industries. Founded in 2008 and headquartered in San Francisco, Boku operates globally, with a presence in the Americas, Asia Pacific, Europe, the Middle East, and Africa.
Boku, Inc. specializes in mobile billing and payment solutions, facilitating online payments for consumers through their mobile devices. The company supports mobile payment acceptance via carrier billing and mobile wallets, catering to both mobile network operators and merchants. Boku also offers mobile identity and authentication solutions, utilizing real-time connections to mobile operator networks to enhance security and user experience. Its identity verification service, Boku Identity, integrates with the Boku Platform to reduce identity fraud, improve compliance, and streamline customer onboarding across various industries. Founded in 2008 and headquartered in San Francisco, Boku operates globally, with a presence in the Americas, Asia Pacific, Europe, the Middle East, and Africa.
Boku, Inc. specializes in mobile billing and payment solutions, facilitating online payments for consumers through their mobile devices. The company supports mobile payment acceptance via carrier billing and mobile wallets, catering to both mobile network operators and merchants. Boku also offers mobile identity and authentication solutions, utilizing real-time connections to mobile operator networks to enhance security and user experience. Its identity verification service, Boku Identity, integrates with the Boku Platform to reduce identity fraud, improve compliance, and streamline customer onboarding across various industries. Founded in 2008 and headquartered in San Francisco, Boku operates globally, with a presence in the Americas, Asia Pacific, Europe, the Middle East, and Africa.