Sallie Mae

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Arrow Financial Services is one of the industry leaders in debt purchasing and contingency collections. The company, headquartered in Niles, Illinois, employs around 1,400 people in offices in Niles, Gaithersburg, MD, San Diego, CA, Whitewater, WI, and Rockville Centre, NY. Arrow, which was founded in 1961, will retain its brand in the deal and the existing management team will stay in place.

Upromise, Inc. is a loyalty program based in Newton, Massachusetts, that helps families save for college by providing education-savings rewards. Established in 2000, the company enables consumers to earn cash-back rewards through eligible purchases at various partners, including grocery stores, gas stations, restaurants, and online retailers. Members can then convert these rewards into contributions for their linked 529 Plan education savings accounts, facilitating the payment of college expenses such as tuition and loans. Upromise serves a wide audience, including parents, students, graduates, and their families, making college funding more accessible. As of May 2020, Upromise operates as a subsidiary of Prodege, LLC.

Exeter Systems is a privately held company operates as a subsidiary of Sallie Mae, Inc.

Student Loan Funding Resources is a privately held company operates as a student loan lender. It offers federal Stafford, signature student, continuing education, and tuition answer loans for undergraduate students.

At Nellie Mae, we believe cost should never prevent a student from achieving his or her higher education goals.