Ribbit Corporation, a phone company, provides voice and Web services to consumers and businesses. It also offers Ribbit Mobile, which merges existing mobile phone with online life; SmartSwitch, a multi-protocol soft switch that allows calls to be initiated and answered on multiple devices, and run across multiple communication protocols, networks, and device types; and Ribbit for Oracle CRM On Demand, a mobile productivity solution for Oracle CRM users, which is available via a public beta. In addition, the company provides a carrier-grade telephony-plus-software infrastructure platform that designs, tests, deploys, and manages voice and communication applications. Further, it offers development tools, community, and developer support services, as well as monitoring and management tools. Furthermore, the company provides voice solutions. It serves travel and hospitality, telecommunications, mobile handsets, media, legal, financial services, retail, insurance, non-profit, and health care sectors. Ribbit Corporation was formerly known as Duality, Inc. The company was incorporated in 2005 and is headquartered in Mountain View, California. As of July 29, 2008, Ribbit Corporation operates as a subsidiary of BT Group plc.