Global Founders Capital

Grupo R5 Ltda operates R5, an online platform based in Bogotá, Colombia, that provides mortgage loans and insurance policies using assets such as cars and motorcycles as collateral. Founded in 2018, the company primarily serves low-income customers in cities including Bogotá, Medellín, Cali, and Bucaramanga. R5 enables users to refinance high-interest debt or invest in their businesses by offering a streamlined digital process for accessing funds. Additionally, the platform facilitates the purchase of compulsory vehicle insurance with affordable policies, allowing customers to leverage their vehicles as security for low-rate credit options.

Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.

Flowbo is a funding platform designed to support creators, freelancers, and solopreneurs in accessing financing. By leveraging data to assess risk, Flowbo packages the assets of creators into investable products. This allows creators to raise capital tailored to their specific needs, such as launching e-commerce stores, developing games, and initiating collaborations. The loan amounts available to users are determined by their audience reach and engagement across various channels. Through this innovative approach, Flowbo empowers creators to unlock their full potential and explore new avenues for growth and visibility.

Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.

BXblue is a digital marketplace for personal loans in Brazil, focusing on pensioners and government workers who can secure loans against their guaranteed income. This model allows banks to deduct payments directly from paychecks, resulting in interest rates significantly lower than those of conventional credit cards. Payroll-secured loans are the most affordable personal loan option in Brazil, comprising 60% of the country's personal loan market, which is valued at approximately $40 billion annually and has historically operated offline. BXblue aims to transition this entire market online by providing a platform that simplifies the loan contracting process. The platform enables users to access multiple bank offers, receive alerts on falling interest rates for refinancing, and stay informed about important account updates, allowing borrowers to choose their preferred bank for loan services.

Bondora is a peer-to-peer lending platform that connects investors and borrowers, focusing on providing financial services in Europe. Founded over a decade ago during the global financial crisis, the company aims to simplify access to investing and personal loans. Bondora has served over 120,000 customers, facilitating more than €40 million in interest earnings for its investors. The platform enables users to enhance their financial situations by offering non-bank personal loans, thereby promoting fair finance and addressing the need for accessible financial solutions.

Monedo Holding GmbH specializes in providing credit lending solutions through advanced technology, particularly focusing on the underbanked population. The company employs machine-learning algorithms and big data scoring to enhance credit decision-making and accessibility. Its product lineup includes customized installment loans, microloans through Kredito24, a digital wallet, and a personal finance manager aimed at helping customers manage their finances effectively. Additionally, Monedo offers a "Lending as a Service" model, enabling partners to integrate its credit products via API into their platforms. Founded in 2012 and headquartered in Hamburg, Germany, Monedo operates across multiple markets, including Poland, Romania, Russia, Spain, and Thailand, processing over four million loan applications to date. The company is led by CEO and Co-Founder Alexander Graubner-Müller and is supported by prominent investors.

BORRO is an online lending company founded in 2008, with its headquarters in Denver, Colorado, and additional offices in London and New York. The firm specializes in providing credit solutions secured by luxury assets, including fine art, classic cars, jewelry, watches, and collectibles. By leveraging in-house valuation expertise, BORRO offers discreet loans that allow clients to access capital quickly without relying on traditional banking methods. Operating as a subsidiary of Luxury Asset Capital LLC, BORRO serves customers primarily in the United Kingdom and the United States, positioning itself as a provider of non-bank financing options for individuals seeking immediate liquidity.