Commerce Ventures

Steady Platform, Inc. develops and operates an application that allows people to find jobs, seek financial advice, and save money with deals on various products ranging from healthcare plans to tax help. It offers Steady, a platform that connects workers to the gig economy. The company’s Steady recommends personalized income opportunities for users and helps them track their income; and assists in connecting workers to employers who can provide them with an increase in monthly income through part-time, one-time, and temporary work. Steady Platform, Inc. was incorporated in 2017 and is based in Atlanta, Georgia.

Snapsheet is a pioneer in virtual appraisals and a leader in cloud-native claims management software, enabling the most innovative claims organizations to deliver the best experiences for customers. With a focus on engagement, digitization, and intelligent automation, Snapsheet provides unmatched technology and processes that improve customer experience, drive greater organizational agility, and deliver transformational benefits through its Snapsheet Cloud software suite. Snapsheet leads the industry in claims innovation including the deployment of the fastest digital auto insurance claims process in the United States. As a trusted innovation partner, Snapsheet works with more than 100 clients, including many of the largest insurance carriers, third-party administrators, and insurtech and sharing economy disruptors.

Harvest Savings & Wealth Technologies is a provider of integrated savings and wealth solutions for the financial industry. It enables financial institutions to deliver tightly integrated savings and wealth solutions to their customers at any part of their financial journey. They're building cutting-edge tools that bring more innovation and efficiency to savings and wealth management. Harvest Savings & Wealth Technologies provides integrated, enterprise-grade digital savings and wealth solutions to banks, credit unions, trust companies, and other financial institutions. The company was founded in 2014 and is headquartered in San Francisco, California, United States.

Qualtik, Inc. develops a platform that helps lenders to improve their real estate portfolio analysis and reporting. It offers Spark, a platform that helps users to manage their commercial real estate and collateralized debt portfolios with real-time valuation, stress testing, scenario analysis, modeling, and reporting for individual assets; and portfolios. The company’s platform also collates real estate data of clients and make them accessible and searchable at one place by applying filters. Qualtik, Inc. was founded in 2019 and is based in Portland, Oregon with an additional office in Austin, Texas.

HMBradley is a developer of a digital banking platform for savers. It rewards everyone, regardless of income, for developing sound financial habits. HMBradley 's platform offers digitized banking services featuring virtual banking technologies that let users get credit cards instantly and enjoy banking facilities anytime via a smartphone application. The company was founded in 2019 and is headquartered in Santa Monica, California.

Vitable Health is a healthcare safeguard that gives acute and preventative coverage. At Vitable, they believe that the traditional urgent care experience is deeply flawed. The long wait times coupled with a lack of quality care from, at times, rude, unprofessional staff and complicated billing practices result in an unsatisfactory experience for patients. Vitable is disrupting the traditional Urgent Care experience by putting the patient at the center. They work around their patients’ schedules. They provide quality, personable care at their patients’ homes. And they are always transparent about the cost of their visits.

Syte develops a product discovery platform designed to transform the way people search and shop online. It is a provider of visual AI technology that aims to improve retailers’ site navigation, product discovery, and user experience by powering solutions that engage and convert shoppers. The B2B enterprise's solution includes camera search, augmented site search, personalization engines, and smart in-store tools, empower shoppers to discover and purchase products instantly. Their camera solution enables shoppers to take a picture of a product that inspires them and search for visually similar products within a retailer’s site. Up to date, Syte has raised $71 million from investors including Viola Ventures, LG Tech Ventures, NHN Ventures, Kreos Capital, Naver Corporation, Commerce Ventures, Storm Ventures, Axess Ventures, La Maison, MizMaa Ventures, Magma, Naver Corporation, Line Corporation, Reimage Ventures, North Base Media, and KDC Ventures. In 2014, Helge Voss, Idan Pinto, Lihi Pinto Fryman, and Ofer Fryman established Syte in Tel Aviv, Tel Aviv.

Omnyway is specializing in retailers, banks, and brands through its contextual digital commerce platform, It also offers branded mobile payment and currency systems that reduce payment costs, while increasing sales by the integration of loyalty, rewards, and promotions with payment. The company also offers an omnichannel mobile payments solution that enables users to deliver an integrated payment and rewards experience, incentivizing customers to use the payment type of the retailers’ choice.

Omnyway is specializing in retailers, banks, and brands through its contextual digital commerce platform, It also offers branded mobile payment and currency systems that reduce payment costs, while increasing sales by the integration of loyalty, rewards, and promotions with payment. The company also offers an omnichannel mobile payments solution that enables users to deliver an integrated payment and rewards experience, incentivizing customers to use the payment type of the retailers’ choice.

Marqeta is a modern card issuing platform that provides infrastructure and tools to help companies build and manage payment programs. With its open API, the Marqeta platform is designed for businesses that want a simple and tailored way of managing payment programs so that they can create experiences and power new modes of commerce. Marqeta is headquartered in Oakland, California. It operates in the United States, Canada, Europe, and Australia and is certified to process payments in 10 countries in APAC.

Cylindo ApS develops visualization software for furniture retailers and manufacturers around the world. It offers 360 HD Furniture Viewer, an online visualization software for retailers and manufacturers; Furniture Builder, which enables users to build any product in 3D and visualize complex and modular systems; and Room Planner for experiencing multiple products together and in context. The company was founded in 2009 and is based in Copenhagen, Denmark with additional offices in Macedonia, Europe and Boston, Massachusetts.

Snapsheet is a pioneer in virtual appraisals and a leader in cloud-native claims management software, enabling the most innovative claims organizations to deliver the best experiences for customers. With a focus on engagement, digitization, and intelligent automation, Snapsheet provides unmatched technology and processes that improve customer experience, drive greater organizational agility, and deliver transformational benefits through its Snapsheet Cloud software suite. Snapsheet leads the industry in claims innovation including the deployment of the fastest digital auto insurance claims process in the United States. As a trusted innovation partner, Snapsheet works with more than 100 clients, including many of the largest insurance carriers, third-party administrators, and insurtech and sharing economy disruptors.

Bumped, Inc. develops a platform that allows publicly traded consumer brands to offer customers fractional shares of stock as loyalty rewards. Its platform offers consumers to stock ownership while also giving brands a way to reward customers. Bumped, Inc. was formerly known as Solovex, Inc. The company was founded in 2017 and is based in Portland, Oregon.

Pensa Systems, Inc. develops autonomous perception systems for inventory visibility and management. It builds predictive technology for retailers and manufacturers that provides an automated view of what's on retail shelves using autonomous vision capture on the front-end, and predicting out-of-stock products using an artificial intelligence approach on the back-end. Pensa Systems, Inc. was founded in 2016 and is headquartered in Austin, Texas with an additional office in Den Haag, the Netherlands.

Radius8, Inc. develops and provides a software solution that allows users to leverage their customers' existing online behavior to drive them into the store that's nearest to them. Its software digitally targets local customers and drives them into physical stores. The company’s software ensures local customers see local content on their social networks while they search the Web and when they are online. It has a strategic partnership with JRNI Limited. Radius8, Inc. was formerly known as VelocityRetail, Inc. The company was incorporated in 2014 and is based in Princeton, New Jersey.

RetailNext, Inc. provides real-time analytics that enable retailers, shopping centers, and manufacturers to collect, analyze, and visualize in-store data. It offers traffic counting and conversion, staffing optimization, window and display effectiveness, shopper engagement, shopper path analytics, shopper insights, loss prevention, and store execution compliance solutions. The company’s SaaS platform integrates with various store data sources, including promotional calendars, staffing systems, and weather services to analyze how various factors impact shopping behavior. It serves customers in the United States and internationally. The company has a strategic partnership with YOOBIC. RetailNext, Inc. was formerly known as BVI Networks, Inc. and changed its name to RetailNext, Inc. in December 2011. The company was founded in 2007 and is based in San Jose, California.

Bumped, Inc. develops a platform that allows publicly traded consumer brands to offer customers fractional shares of stock as loyalty rewards. Its platform offers consumers to stock ownership while also giving brands a way to reward customers. Bumped, Inc. was formerly known as Solovex, Inc. The company was founded in 2017 and is based in Portland, Oregon.

Covr Financial Technologies, Inc. operates as a digitally enabled brokerage general agency (BGA) that provides life, long-term care, and disability insurances for financial institutions, their advisors, and their customers. It offers Covr Advisor digital platform for financial advisors to meet their clients’ life insurance needs that allows the advisors to select the needed product, including life, long-term care, or disability coverage. The company also provides Covr Consumer digital platform for banks and credit unions to sell life insurance online. In addition, it offers Covr Insights to manage, track, and analyze existing in-force life insurance policies. The company was founded in 2013 and is based in Boise, Idaho.

Manifest is a product ads platform that helps retailers realize the potential of their catalogs by determining which products to promote across Facebook, Google and others. Customers have used Manifest to optimize over 14 million products in 4 billion ads and have generated over $70 million in ROI-positive revenue. Beyond retargeting, Manifest's Matching Engine helps retailers prospect for new customers as well as activate and re-engage existing customers by exposing them to products they have not yet discovered. Top retailers including Neiman Marcus, Gilt, One Kings Lane and LivingSocial use Manifest, which is backed by investment from First Round Capital, Softtech VC, Cowboy Ventures, and others.

RetailNext, Inc. provides real-time analytics that enable retailers, shopping centers, and manufacturers to collect, analyze, and visualize in-store data. It offers traffic counting and conversion, staffing optimization, window and display effectiveness, shopper engagement, shopper path analytics, shopper insights, loss prevention, and store execution compliance solutions. The company’s SaaS platform integrates with various store data sources, including promotional calendars, staffing systems, and weather services to analyze how various factors impact shopping behavior. It serves customers in the United States and internationally. The company has a strategic partnership with YOOBIC. RetailNext, Inc. was formerly known as BVI Networks, Inc. and changed its name to RetailNext, Inc. in December 2011. The company was founded in 2007 and is based in San Jose, California.

Trove is a California-based company that builds and operates resale programs for brands. Its end-to-end technology and logistics platform provides a white label solution for brands ready to take back their secondary market from emerging online competitors. Yerdle empowers brands to reach new customers and deepen existing relationships —while developing more sustainable, circular business practices. Yerdle Recommerce began as a used goods marketplace, helping 950,000 members share more than 1.2 million items, from jackets to tents. Today, Yerdle Recommerce is proud to support iconic brands such as Patagonia, REI, and Eileen Fisher in their efforts to develop new business models that deepen customer engagement.

Grow Credit helps consumers with no credit or thin credit files establish or build credit for free using their existing subscription accounts, including Netflix, Disney Plus, Spotify, and many more. Grow is also the first platform to allow consumers to build credit with their cell phone bills. The company was founded in 2018 and is based in Santa Monica, California.

Forter is an NYC-based company that delivers real-time, completely automated, fraud prevention solutions for online merchants. It creates a completely fraud-free environment for the retailers through which they have the ability to make decisions that are solely based on what is good for their business. The company’s system is designed to be consumer-centric, blocking fraud with accuracy, and at the same time enabling growth by increasing approvals and ensuring a better customer experience.

ClickSWITCH is an automated account holder acquisition technology for financial institutions and FinTechs that simplifies the process of bringing new depositors onboard by quickly, safely, and efficiently switching their direct deposits and recurring payments from their old accounts to new ones. Based in Minneapolis, the company’s industry-leading solution helps clients to increase account holder acquisition and activation rates, engage during onboarding, and cross-sell products to capture full profit potential. ClickSWITCH delivers solutions to financial institutions and FinTechs of all sizes. ClickSWITCH's mission is empowering consumer choice while enabling competitive profitable financial institutions.

Founded by several Financial Advisors that had spent 15 years managing money for very wealthy clients, blooom has become of the nation’s fastest growing robo-advisors with a specific focus on helping any American with a workplace retirement account like a 401k or 403b. Blooom is a Registered Investment Advisor with the SEC, and aims to scale fiduciary best practices on low fees, and appropriate asset allocation and diversification, to millions of Americans who have workplace retirement accounts, yet no access to a financial advisor and no desire to "DIY it."

Bumped, Inc. develops a platform that allows publicly traded consumer brands to offer customers fractional shares of stock as loyalty rewards. Its platform offers consumers to stock ownership while also giving brands a way to reward customers. Bumped, Inc. was formerly known as Solovex, Inc. The company was founded in 2017 and is based in Portland, Oregon.

Grow Credit Inc. operates a platform that helps customers to build out their credit scores by providing a credit line for online subscriptions. Grow Credit Inc. was incorporated in 2018 and is based in Santa Monica, California.

Bitnet provides a digital commerce platform enabling enterprise-scale merchants to accept bitcoin payments. Bitnet’s engineering, product, and business development team help in building and managing the world’s largest payment gateway, CyberSource (NASDAQ: CYBS), which was sold to the world’s largest payment network, Visa (NYSE: V), for $2 billion in 2010.

Kin Insurance, Inc., an insurance agency, provides insurance products and services. It offers insurance products and services in the areas of homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance, Inc. was formerly known as Bright Policy, Inc. The company was founded in 2016 and is headquartered in Chicago, Illinois with an additional office in St. Petersburg, Florida. It has payment processing offices in Palatine and Chicago, Illinois.

Cylindo ApS develops visualization software for furniture retailers and manufacturers around the world. It offers 360 HD Furniture Viewer, an online visualization software for retailers and manufacturers; Furniture Builder, which enables users to build any product in 3D and visualize complex and modular systems; and Room Planner for experiencing multiple products together and in context. The company was founded in 2009 and is based in Copenhagen, Denmark with additional offices in Macedonia, Europe and Boston, Massachusetts.

Interchecks Technologies, Inc operates an online platform for managing payouts. It provides on-demand payout options, such as instant deposit, direct deposit, digital check, and paper check. The company was founded in 2016 and is based in Boca Raton, Florida with an additional office in Brooklyn, New York.

Kevel offers the infrastructure APIs needed to quickly build custom ad platforms for sponsored listings, internal promotions, native ads, and more. We are committed to the vision that every online retailer and publisher should be able to add user-first ad revenue streams and take back the Internet from Google, Amazon, and Facebook. Customers like Ticketmaster, Yelp, Strava, Mozilla, and many more have already launched successful ad platforms on Kevel.

Inbox Health's mission is to greatly reduce the administrative waste in healthcare, by streamlining the patient billing and payment experience. Their product is a patient billing and communication platform that uses patient data to tailor a billing process specific to the patient’s situation and behavior patterns.

Levanto Financial is a web-based platform that offers household financial management services for business professionals and their families. It helps its users to be informed finance-related decisions. The platform provides corporate individuals with advice and guidance customized according to their needs, goals, objectives, and priorities. It was founded in 2009 and headquartered in Troy, Michigan.

Udhaar App is an online ledger that helps manage credit (Udhaar) with customers and suppliers.

Swell Commerce Corp. develops both client-side and server-side application programming Interface. It operates as a multi-channel direct marketer of surf apparel, equipment and lifestyle products. The company was founded in 2016 and is based in San Francisco, California.

Qualtik, Inc. develops a platform that helps lenders to improve their real estate portfolio analysis and reporting. It offers Spark, a platform that helps users to manage their commercial real estate and collateralized debt portfolios with real-time valuation, stress testing, scenario analysis, modeling, and reporting for individual assets; and portfolios. The company’s platform also collates real estate data of clients and make them accessible and searchable at one place by applying filters. Qualtik, Inc. was founded in 2019 and is based in Portland, Oregon with an additional office in Austin, Texas.

Verady provides accounting and audit products and infrastructure networks through the Ledgible platform, where financial institutions, corporations, and regulators can audit, account, and verify blockchain assets. Verady believes traditional accounting systems, firms, and standards are currently lacking functionality around blockchain assets. Verady's Ledgible platform will be the bridge between these new assets and traditional financial verification and accounting which is needed to further their acceptance and growth.

Estimote, Inc. develops and builds a sensor-based analytics and engagement platform. The company offers Estimote Beacons and Stickers, which are small wireless sensors attached to a location or object that broadcast tiny radio signals, which a smartphone can receive and interpret, as well as software development kits. It provides its sensors to brick and mortar retail stores in the United States and Europe. Estimote, Inc. was founded in 2012 and is based in New York, New York with additional offices in San Francisco, California; and Krakow, Poland.

Kin Insurance, Inc., an insurance agency, provides insurance products and services. It offers insurance products and services in the areas of homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance, Inc. was formerly known as Bright Policy, Inc. The company was founded in 2016 and is headquartered in Chicago, Illinois with an additional office in St. Petersburg, Florida. It has payment processing offices in Palatine and Chicago, Illinois.

Grabango is a provider of checkout-free shopper technology for existing stores. Grabango’s system is designed to accommodate thousands of store locations and tens of thousands of SKUs. Grabango’s founder and CEO, Will Glaser (Founder, CTO Pandora Radio) has built a company that is at the forefront of today’s retail technology revolution. Its unique design uses computer vision and machine learning to change the way people shop. The company is composed of a team of accomplished technology and commerce professionals. Founded in 2016, Grabango is based in Berkeley, California.

OwnerListens provides real time, location aware, private messaging between businesses & customers. 1. Text messaging (SMS/IM) is people's preferred form of communications, esp Millenials 2. Businesses & customers can't effectively engage in two way messaging because businesses don't have tools to handle real time text messaging effectively, particularly when the best first responder is an on site employee such as at hotel or store 3. OwnerListens builds to tools capture, route and effectively respond to customer texts 4. OwnerListens also provides analytics & reporting that uncover performance improving insights about employees & customers Businesses love OwnerListens because responding to text messages: 1. Is cheaper than phone calls 2. Reaches customers while on site, responding and salvaging revenues/relationships at first point of contact 3. Delights customers & increases NPS and LTR (likely to recommend) 4. Holds employees accountable with time, date & location stamped reports

Socure's predictive analytics platform applies artificial intelligence and machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, device, velocity, and the broader internet to verify identities in real-time. Socure powers financial inclusion by approving as much as 40% more millennial and other thin-file consumers. It also reduces fraud for online new account openings by up to 95% with false positives of better than 1:1 and cuts manual review rates by as much as 90%. It was founded in 2012 by Johnny Ayers, Chief Product Officer, and is led by CEO Tom Thimot. The company is based in New York City, with offices in San Diego, San Jose, and Chennai, India.

Covr Financial Technologies, Inc. operates as a digitally enabled brokerage general agency (BGA) that provides life, long-term care, and disability insurances for financial institutions, their advisors, and their customers. It offers Covr Advisor digital platform for financial advisors to meet their clients’ life insurance needs that allows the advisors to select the needed product, including life, long-term care, or disability coverage. The company also provides Covr Consumer digital platform for banks and credit unions to sell life insurance online. In addition, it offers Covr Insights to manage, track, and analyze existing in-force life insurance policies. The company was founded in 2013 and is based in Boise, Idaho.

PayStand's mission is to use modern Internet, Blockchain, and SaaS technologies to transform B2B payments & remove % fees. PayStand's revolutionary "Payments as a Service" model creates a smart billing & payment network that can digitize receivables, automate processing, reduce time-to-cash, lower transaction costs, and enable new revenue. Enterprises from manufacturers and distributors, to software platforms and service providers use PayStand’s flexible platform to integrate digital payments into their websites, invoices, billing systems, and mobile applications.

Vestwell is a digital platform that makes it easier to offer and administer 401(k) plans. Vestwell removes traditional friction points through seamless plan design, automated onboarding, streamlined administration, and flexible investment strategies, all at competitive pricing. By acting as a single point of contact, Vestwell has modernized the retirement offering while keeping the plan sponsor's and plan participant's best interests in mind. The company was founded in 2016 and based in New York, New York.

Inbox Health's mission is to greatly reduce the administrative waste in healthcare, by streamlining the patient billing and payment experience. Their product is a patient billing and communication platform that uses patient data to tailor a billing process specific to the patient’s situation and behavior patterns.

RetailNext, Inc. provides real-time analytics that enable retailers, shopping centers, and manufacturers to collect, analyze, and visualize in-store data. It offers traffic counting and conversion, staffing optimization, window and display effectiveness, shopper engagement, shopper path analytics, shopper insights, loss prevention, and store execution compliance solutions. The company’s SaaS platform integrates with various store data sources, including promotional calendars, staffing systems, and weather services to analyze how various factors impact shopping behavior. It serves customers in the United States and internationally. The company has a strategic partnership with YOOBIC. RetailNext, Inc. was formerly known as BVI Networks, Inc. and changed its name to RetailNext, Inc. in December 2011. The company was founded in 2007 and is based in San Jose, California.

Founded by several Financial Advisors that had spent 15 years managing money for very wealthy clients, blooom has become of the nation’s fastest growing robo-advisors with a specific focus on helping any American with a workplace retirement account like a 401k or 403b. Blooom is a Registered Investment Advisor with the SEC, and aims to scale fiduciary best practices on low fees, and appropriate asset allocation and diversification, to millions of Americans who have workplace retirement accounts, yet no access to a financial advisor and no desire to "DIY it."

Bill.com is a provider of cloud-based software that simplifies, digitizes, and automates complex, back-office financial operations for small and midsize businesses. The company’s platform is enabled by artificial intelligence and creates connections between businesses and their suppliers and clients, in order to help businesses manage their cash inflows and outflows. The company partners with several of the largest U.S. financial institutions, including the majority of the top 100 U.S. accounting firms and accounting software providers, and is endorsed by the American Institute of CPAs (AICPA). The recipient of more than 70 awards, Bill.com in 2018 was named as one of San Francisco Business Times’ Best Places to Work and CEO Rene Lacerte was named on the San Francisco Business Times' Upstart 50.

Visual Conception Ltd. develops artificial intelligence based image recognition software. The company’s software provides shopping suggestions that helps people to search and shop for fashion online. Its software analyses the content of images and offers retailers and publishers the ability to monetize images in various ways. The company was founded in 2015 and is based in Tel Aviv, Israel.

Sawa is building a technology platform that uses behavioral science and machine learning to create a community support system for borrowers. Founded in 2021, the company is based in Castro Valley, California, United States.

Resolve is a B2B payments solution that allows merchants to extend risk-free net terms to their customers. By making it easier to get paid, we help manufacturers, wholesalers, and distributors increase sales and improve their cash flow. B2B merchants can use Resolve in all of their sales channels, including ecommerce checkouts. Resolve is backed by top investors, including PayPal and Affirm co-founder Max Levchin.

Kevel offers the infrastructure APIs needed to quickly build custom ad platforms for sponsored listings, internal promotions, native ads, and more. We are committed to the vision that every online retailer and publisher should be able to add user-first ad revenue streams and take back the Internet from Google, Amazon, and Facebook. Customers like Ticketmaster, Yelp, Strava, Mozilla, and many more have already launched successful ad platforms on Kevel.

Bumped, Inc. develops a platform that allows publicly traded consumer brands to offer customers fractional shares of stock as loyalty rewards. Its platform offers consumers to stock ownership while also giving brands a way to reward customers. Bumped, Inc. was formerly known as Solovex, Inc. The company was founded in 2017 and is based in Portland, Oregon.

Kasisto enables financial institutions to service, engage, and acquire customers via human-like, intelligent conversations anytime, anywhere. Its digital experience platform, KAI, powers omnichannel virtual assistants and chatbots who are fluent in banking across mobile apps, websites, messaging platforms, and voice-enabled devices. The company was founded in 2013 by Dror Oren, Zor Gorelov, Sasha Caskey, and Ruth Brown and headquartered in New York, New York.

SavingStar is a paperless grocery rewards platform that enables shoppers to earn cash back. Shoppers earn cash on item-level grocery purchases with offers linked to their store loyalty cards and are validated when they submit a picture of their receipt at a number of retail locations nationwide. It automatically adds the value of each offer into members' SavingStar or partner accounts, enabling users to pick their payout from cash back or other currencies. The platform was launched in June 2010 and is based in Waltham, Massachusetts.

Estimote, Inc. develops and builds a sensor-based analytics and engagement platform. The company offers Estimote Beacons and Stickers, which are small wireless sensors attached to a location or object that broadcast tiny radio signals, which a smartphone can receive and interpret, as well as software development kits. It provides its sensors to brick and mortar retail stores in the United States and Europe. Estimote, Inc. was founded in 2012 and is based in New York, New York with additional offices in San Francisco, California; and Krakow, Poland.

SessionM is a customer loyalty and engagement platform empowering the world’s most innovative brands to forge stronger and more profitable customer relationships. The platform scales for the enterprise, globally. SessionM is headquartered in Boston with offices around the globe.

Baton Systems is an information technology company that specializes in the fields of payments, clearing, settlement, technology, fintech, and shared ledger. It features a clearing and settlement platform that brings a new level of efficiency to the payments infrastructure across the capital markets. The company was founded in 2016 and headquartered in Fremont, California.

Fidel Limited engages in developing application program interface (API) platform that connects developers to marketing services. The company develops card-linked API, which allows developers and retailers to create apps and connect banking cards with reward services. It manages all heavy lifting in the background and transactional data securely accessible through a single access point so that developer can create web and mobile applications using real-time payment data. The company was founded in 2012 and is based in London, United Kingdom.

Steady removes barriers to earn through its income intelligence that supports over 3 million hourly, 1099 and mixed-earners in earning more, an average of over $5,500 per year. Steady's view of income also applies its technology for purposes of income measurement that fills the wage data gap for public and private sector entities that service this worker population in areas such as the administration of public sector benefits. Steady was founded in 2017.

Bumped, Inc. develops a platform that allows publicly traded consumer brands to offer customers fractional shares of stock as loyalty rewards. Its platform offers consumers to stock ownership while also giving brands a way to reward customers. Bumped, Inc. was formerly known as Solovex, Inc. The company was founded in 2017 and is based in Portland, Oregon.

Marqeta is a modern card issuing platform that provides infrastructure and tools to help companies build and manage payment programs. With its open API, the Marqeta platform is designed for businesses that want a simple and tailored way of managing payment programs so that they can create experiences and power new modes of commerce. Marqeta is headquartered in Oakland, California. It operates in the United States, Canada, Europe, and Australia and is certified to process payments in 10 countries in APAC.

Vestwell is a digital platform that makes it easier to offer and administer 401(k) plans. Vestwell removes traditional friction points through seamless plan design, automated onboarding, streamlined administration, and flexible investment strategies, all at competitive pricing. By acting as a single point of contact, Vestwell has modernized the retirement offering while keeping the plan sponsor's and plan participant's best interests in mind. The company was founded in 2016 and based in New York, New York.

Socure's predictive analytics platform applies artificial intelligence and machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, device, velocity, and the broader internet to verify identities in real-time. Socure powers financial inclusion by approving as much as 40% more millennial and other thin-file consumers. It also reduces fraud for online new account openings by up to 95% with false positives of better than 1:1 and cuts manual review rates by as much as 90%. It was founded in 2012 by Johnny Ayers, Chief Product Officer, and is led by CEO Tom Thimot. The company is based in New York City, with offices in San Diego, San Jose, and Chennai, India.

Visual Conception Ltd. develops artificial intelligence based image recognition software. The company’s software provides shopping suggestions that helps people to search and shop for fashion online. Its software analyses the content of images and offers retailers and publishers the ability to monetize images in various ways. The company was founded in 2015 and is based in Tel Aviv, Israel.

Moov is rebuilding banking infrastructure for a cloud-native world without any legacy technology dependencies. Moov’s banking-as-a-service platform takes a developer-first approach of being open-source, portable to cloud providers or on-premises, modular for customization, and decoupled from any single bank program. Their protocols offer the first de facto standard for embedded payment infrastructure offered publicly. Moov was established in 2017 and is based in Cedar Falls, Iowa, United States.

ClickSWITCH is an automated account holder acquisition technology for financial institutions and FinTechs that simplifies the process of bringing new depositors onboard by quickly, safely, and efficiently switching their direct deposits and recurring payments from their old accounts to new ones. Based in Minneapolis, the company’s industry-leading solution helps clients to increase account holder acquisition and activation rates, engage during onboarding, and cross-sell products to capture full profit potential. ClickSWITCH delivers solutions to financial institutions and FinTechs of all sizes. ClickSWITCH's mission is empowering consumer choice while enabling competitive profitable financial institutions.

Narvar helps retailers inspire loyalty beyond reason. As an enterprise-grade customer experience platform serving 500+ retailers like Sephora, Patagonia, Home Depot, Gap, and Bose, Narvar enables seamless post-purchase experiences that retain, engage, and delight customers — from cart to doorstep, and beyond. With effortless order tracking, proactive communications, and seamless returns, Narvar applies machine learning across billions of interactions to simplify the everyday lives of consumers. The company was established in 2012 and is based in San Francisco, California.

Autobooks, Inc. provides an integrated payment and accounting software delivered through financial institutions to small businesses. It offers Autobooks, an intelligent, cloud-based, accounting platform that automatically integrates bank accounts with financial tools that speed the cash flow, reconcile accounts, and accelerate growth. The company offers products for integrated payment applications, such as invoicing and bill pay, merchant services, treasury products, and revenue expansion; and automated accounting and bookkeeping. The company was formerly known as Automated Booking, Inc. and changed its name to Autobooks, Inc. in March 2018. Autobooks, Inc. was founded in 2015 and is based in Detroit, Michigan.

Forter is an NYC-based company that delivers real-time, completely automated, fraud prevention solutions for online merchants. It creates a completely fraud-free environment for the retailers through which they have the ability to make decisions that are solely based on what is good for their business. The company’s system is designed to be consumer-centric, blocking fraud with accuracy, and at the same time enabling growth by increasing approvals and ensuring a better customer experience.

Narvar helps retailers inspire loyalty beyond reason. As an enterprise-grade customer experience platform serving 500+ retailers like Sephora, Patagonia, Home Depot, Gap, and Bose, Narvar enables seamless post-purchase experiences that retain, engage, and delight customers — from cart to doorstep, and beyond. With effortless order tracking, proactive communications, and seamless returns, Narvar applies machine learning across billions of interactions to simplify the everyday lives of consumers. The company was established in 2012 and is based in San Francisco, California.

Kin Insurance, Inc., an insurance agency, provides insurance products and services. It offers insurance products and services in the areas of homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance, Inc. was formerly known as Bright Policy, Inc. The company was founded in 2016 and is headquartered in Chicago, Illinois with an additional office in St. Petersburg, Florida. It has payment processing offices in Palatine and Chicago, Illinois.

PrecisionGx Inc. operates a platform to assist health insurance companies in claim processing. The product uses AI models to process organizations claims data and assists them to improve decision-making without disrupting existing process. The product can be used to identify pain points, locate minimal viable dataset for organization, analyze data, store model in secure location, capture value, and track results. PrecisionGx Inc. was founded in 2015 and is based in Philadelphia, Pennsylvania.

Narvar helps retailers inspire loyalty beyond reason. As an enterprise-grade customer experience platform serving 500+ retailers like Sephora, Patagonia, Home Depot, Gap, and Bose, Narvar enables seamless post-purchase experiences that retain, engage, and delight customers — from cart to doorstep, and beyond. With effortless order tracking, proactive communications, and seamless returns, Narvar applies machine learning across billions of interactions to simplify the everyday lives of consumers. The company was established in 2012 and is based in San Francisco, California.

Smile Identity Inc. develops an application, SmartSelfie, that creates a universal biometric for authentication on any Android device. The company was incorporated in 2016 and is headquartered in San Francisco, California.

Hosted Deal Commerce Platform for Online Merchants to run their own daily deals, flash deals, etc. From drop dead simple store set up, word of mouth social distribution, to comprehensive analytics, Rally was built from the ground up for Top 500 retailers and big brands.

Smile Identity Inc. develops an application, SmartSelfie, that creates a universal biometric for authentication on any Android device. The company was incorporated in 2016 and is headquartered in San Francisco, California.

Moov is rebuilding banking infrastructure for a cloud-native world without any legacy technology dependencies. Moov’s banking-as-a-service platform takes a developer-first approach of being open-source, portable to cloud providers or on-premises, modular for customization, and decoupled from any single bank program. Their protocols offer the first de facto standard for embedded payment infrastructure offered publicly. Moov was established in 2017 and is based in Cedar Falls, Iowa, United States.

Flueid Software Corporation engages in the strategic software development and provides business solutions. The company deliver real estate closing automation solutions to the title insurance, real estate, and mortgage lending industries. Flueid Software Corporation was founded in 2017 and is based in Austin, Texas.

Monnai provides a global infrastructure that delivers more than 500+ insights to financial organizations to make more accurate and informed decisions throughout the lifecycle of their customers. Through a single API, fintech firms get access to a global integrated platform that helps them navigate the four key pillars of onboarding, trust and fraud risk, credit underwriting and debt collections.

PayStand's mission is to use modern Internet, Blockchain, and SaaS technologies to transform B2B payments & remove % fees. PayStand's revolutionary "Payments as a Service" model creates a smart billing & payment network that can digitize receivables, automate processing, reduce time-to-cash, lower transaction costs, and enable new revenue. Enterprises from manufacturers and distributors, to software platforms and service providers use PayStand’s flexible platform to integrate digital payments into their websites, invoices, billing systems, and mobile applications.

Trove builds technology that allows brands to take control of their resale marketplaces, deepening customer loyalty and generating new profits. The company provides white-label technology and end-to-end operations that power circular shopping for premium and luxury brands such as Levi’s, Patagonia, REI, Eileen Fisher and Arc’teryx. Trove enables brands to take back items from customers’ closets while maintaining control of their brand equity and owning their customer experience, data and relationships. Rooted in a commitment to sustainability, Trove aims to create a world where all consumers have access to better products with less waste.

Kin Insurance, Inc., an insurance agency, provides insurance products and services. It offers insurance products and services in the areas of homeowners, mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Kin Insurance, Inc. was formerly known as Bright Policy, Inc. The company was founded in 2016 and is headquartered in Chicago, Illinois with an additional office in St. Petersburg, Florida. It has payment processing offices in Palatine and Chicago, Illinois.

Reachify Inc. operates a software buying platform that enables enterprise brands to invest in software solutions, such as website platforms, mobile apps, and web analytics. The company provides intelligence to empower enterprise brands to learn, understand, and engage with technology providers. Its platform enables brands to get a list of vetted technology solutions in various categories, discover what their competitors are using, learn about their suite of offerings and see who are their customers, compare to similar vendors, and get category reports of vendors and market intelligence that helps to understand how to invest. The company also enables technology vendors to update their customer listings, suggest categories as needed, and update general company information. Reachify Inc. was incorporated in 2015 and is based in New York, New York.

Arianee SA provides digital certifications for products. The company was founded in 2018 and is based in Paris, France.

Resolve Innovations, Inc. operates as a financial management platform. Its platform allows users to compare debt relief options and connect with debt relief providers. The company also provides tools to improve credit score, trim expenses, boost income, pay down debt, consolidate debt, reduce interest rates, and negotiate with creditors. Resolve Innovations, Inc. was founded in 2017 and is based in Oakland, California.

Shoptalk is the largest conference for retail and ecommerce, globally. With the world's best agenda and speakers, we help you get smart about the innovation and trends that continue to transform the sector globally. For three years, we’ve defined the industry’s digital community by bringing established retailers and brands together with direct-to-consumer and tech startups, large tech and Internet companies, venture capital investors, real estate developers, equity analysts, media and others.

Socure's predictive analytics platform applies artificial intelligence and machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, device, velocity, and the broader internet to verify identities in real-time. Socure powers financial inclusion by approving as much as 40% more millennial and other thin-file consumers. It also reduces fraud for online new account openings by up to 95% with false positives of better than 1:1 and cuts manual review rates by as much as 90%. It was founded in 2012 by Johnny Ayers, Chief Product Officer, and is led by CEO Tom Thimot. The company is based in New York City, with offices in San Diego, San Jose, and Chennai, India.

Resolve is a B2B payments solution that allows merchants to extend risk-free net terms to their customers. By making it easier to get paid, we help manufacturers, wholesalers, and distributors increase sales and improve their cash flow. B2B merchants can use Resolve in all of their sales channels, including ecommerce checkouts. Resolve is backed by top investors, including PayPal and Affirm co-founder Max Levchin.

Grabango is a provider of checkout-free shopper technology for existing stores. Grabango’s system is designed to accommodate thousands of store locations and tens of thousands of SKUs. Grabango’s founder and CEO, Will Glaser (Founder, CTO Pandora Radio) has built a company that is at the forefront of today’s retail technology revolution. Its unique design uses computer vision and machine learning to change the way people shop. The company is composed of a team of accomplished technology and commerce professionals. Founded in 2016, Grabango is based in Berkeley, California.

MX is a fintech data company that aims to connect people with their financial data in a way that automates their money experience. It enables fintech and all financial institutions with aggregating, enhancing, analyzing, presenting, and acting on financial data. MX enables banks and credit unions to achieve record-breaking growth by winning their competitor's most profitable account holders. As one of the fastest-growing fintech providers, MX drives customer-centric banking relationships by gathering and providing data upon which online and mobile banking partners and financial institutions can create and deliver next-generation banking applications and solutions. Founded in 2010, MX delivers data aggregation, data cleansing, auto-categorization, classification, money management, custom API, data analytics, marketing, UI, and more. In addition, MX offers an extensive array of client services, ranging from training to custom marketing services. MX currently partners with more than 600 financial institutions and more than 30 digital, online, and mobile banking providers — designating MX as a proven powerhouse in the fintech space.

Socure's predictive analytics platform applies artificial intelligence and machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, device, velocity, and the broader internet to verify identities in real-time. Socure powers financial inclusion by approving as much as 40% more millennial and other thin-file consumers. It also reduces fraud for online new account openings by up to 95% with false positives of better than 1:1 and cuts manual review rates by as much as 90%. It was founded in 2012 by Johnny Ayers, Chief Product Officer, and is led by CEO Tom Thimot. The company is based in New York City, with offices in San Diego, San Jose, and Chennai, India.

Mulberry Technology Inc., doing business as Mulberry, develops artificial intelligence (AI) based plugin for e-commerce platforms for buying extended warranties. It offers Mulberry that connects insurers, brands, and consumers to sign contracts and terms and launch extended warranties for products. The company’s Mulberry offers coverage programs for various categories, such as mattresses, consumer electronics, furniture, small appliances, major appliances, jewelry, watches, luggage and handbags, area rugs, audio equipment, residential fitness equipment, tools, musical instruments, bicycles, and general merchandise. The company was incorporated in 2018 and is based in New York, New York.

Zentist is a dental insurance billing platform for dental practices that delivers improved practice financial performance and patient affordability. The company offers end to end insurance claims processing powered by high tech machine learning algorithms. It also provides easy management and weekly reporting for ultimate transparency and tailored data-driven recommendations to help maximize the insurance claim reimbursements.

Boomtown is a product support platform that makes selling, activating, and servicing of technology products simple. It focuses on developing the modern toolset needed to ensure that the product support experience is nothing short of exceptional. Boomtown leverages rich data and AI to help users predict product problems before they occur and ensure teams have the right answers at the very moment they need them. The company was founded in 2014 and is headquartered in Tiburon, California.