Seedcamp

Faks is an app development company that specializes in creating mobile applications for the pharmaceutical industry. Its primary product is an application designed to streamline communication between pharmacists and laboratories. The app enables users to send requests quickly, track the status of those requests, and address any complaints that may arise. By facilitating these interactions, Faks helps pharmacists maintain secure and efficient relationships with supplier laboratories, ultimately enhancing the overall workflow within the pharmaceutical sector.

Developer of a global technology company intended to move money to and from emerging markets frictionlessly. The company allows international merchants to accept payments from Africa using African money methods, currencies with payouts in hard currencies, and fast shipping globally including to West Africa, enabling customers to transact from the comfort of their homes.

Provider of payment terminal intended for traders and SMEs to complement or replace banks. The company offers the latest autonomous Android terminals and electronic payment contracts and also provides added services that include intelligent reporting, e-commerce, and connection with the cash register, allowing businesses to increase their income with a suite of business applications.

Gaia is a provider of medical insurance services focused on in vitro fertilization (IVF). The company aims to make IVF treatments more accessible and affordable by combining reproductive health data with financial technology. Gaia offers personalized success predictions and tailored insurance plans that address the outcome risks associated with IVF. By integrating these aspects, Gaia enables individuals to access treatments while protecting them from unexpected costs, thereby enhancing the overall affordability and personalization of reproductive health services.

Developer of crypto-focused, e-money-regulated SaaS platform designed to unlock mainstream and local banking services for the top crypto sites. The company's platform offers a banking and payments application programming interface through real-time data that lets cryptocurrency sites easily embed and automate flows, enabling users to democratize access to the Web3 economy.

Operator of a financial reporting platform intended to focus on automating tedious tasks and generating insightful reports, consolidating accounts and facilitating real-time collaboration. The company synchronizes real-time data from accounting service providers, empowering companies to generate customized reports, automate workflows and consolidate their accounts, providing users with enhanced efficiency and saving time in financial reporting and analysis.

Ramp is a financial technology company founded in 2017 and based in Warsaw, Poland. It focuses on creating a seamless connection between open blockchain financial systems and traditional banking infrastructures. The company's platform enables enterprises, gaming companies, non-fungible token marketplaces, decentralized finance businesses, and digital wallets to facilitate fiat-crypto transactions for their users. By providing an integration that eliminates the need for trusted third parties, Ramp allows clients to easily engage in contracts and manage digital assets within their operations, thus enhancing accessibility and efficiency in the financial ecosystem.

Pleo Technologies ApS is a financial technology company that provides prepaid MasterCard virtual and physical cards designed for businesses in Denmark and the United Kingdom. Founded in 2015 by Jeppe Rindom and Niccolo Perra, Pleo aims to simplify business spending through its user-friendly platform, which includes a mobile and web app for tracking expenses and managing users. The company's cards are widely accepted by merchants globally, and they are paired with tools to provide real-time analytics, automate bookkeeping, and generate automatic expense reports, thereby enhancing visibility over company spending. Pleo operates from offices in London and Copenhagen, supporting its mission to revolutionize expense management for modern teams.

Primer API Limited operates an online platform that consolidates fragmented payment ecosystems for e-commerce merchants and online payment facilitators. Founded in 2019 and based in London, the company provides solutions to optimize both front and backend payment flows, aiming to enhance authorization rates, minimize costs, and facilitate market expansion. Primer enables users to seamlessly connect with various third-party services, including payment service providers, fraud detection systems, and subscription billing engines. Its platform allows merchants to easily integrate new payment methods, streamline fraud mitigation, and implement sophisticated transaction routing without requiring coding skills. Through these capabilities, Primer enhances the overall commerce experience for customers and empowers businesses to improve their operational efficiency.

HeyFina is building a new Fintech experience enabling women to make smart, long-term decisions around their financial well-being. Backed by science, designed for real people.

Developer of a global technology company intended to move money to and from emerging markets frictionlessly. The company allows international merchants to accept payments from Africa using African money methods, currencies with payouts in hard currencies, and fast shipping globally including to West Africa, enabling customers to transact from the comfort of their homes.

Vyne Technologies Limited is a London-based company that specializes in online bank-to-bank payment processing for e-commerce businesses. Founded in 2019, the company has developed a payment management platform that utilizes open banking to facilitate account-to-account payments. This innovative approach allows customers to pay directly from their bank accounts to businesses, eliminating the need for intermediaries and traditional payment methods. By streamlining transactions, Vyne Technologies aims to enhance conversion rates, reduce costs for merchants, and accelerate cash flow, thereby improving the overall efficiency of e-commerce transactions.

Provider of payment terminal intended for traders and SMEs to complement or replace banks. The company offers the latest autonomous Android terminals and electronic payment contracts and also provides added services that include intelligent reporting, e-commerce, and connection with the cash register, allowing businesses to increase their income with a suite of business applications.

Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Developer of a unified data platform designed to empower financial products for consumers and businesses around the world. The company's platform turns data into dynamic customer profiles, centralizes customer insights from different systems in one place, and offers access to customized dashboards to meet the needs of different teams, enabling financial service providers to deliver superior decisions and customer experiences, by democratizing access to the updated innovations and data sets.

Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Pleo Technologies ApS is a financial technology company that provides prepaid MasterCard virtual and physical cards designed for businesses in Denmark and the United Kingdom. Founded in 2015 by Jeppe Rindom and Niccolo Perra, Pleo aims to simplify business spending through its user-friendly platform, which includes a mobile and web app for tracking expenses and managing users. The company's cards are widely accepted by merchants globally, and they are paired with tools to provide real-time analytics, automate bookkeeping, and generate automatic expense reports, thereby enhancing visibility over company spending. Pleo operates from offices in London and Copenhagen, supporting its mission to revolutionize expense management for modern teams.

Ramp is a financial technology company founded in 2017 and based in Warsaw, Poland. It focuses on creating a seamless connection between open blockchain financial systems and traditional banking infrastructures. The company's platform enables enterprises, gaming companies, non-fungible token marketplaces, decentralized finance businesses, and digital wallets to facilitate fiat-crypto transactions for their users. By providing an integration that eliminates the need for trusted third parties, Ramp allows clients to easily engage in contracts and manage digital assets within their operations, thus enhancing accessibility and efficiency in the financial ecosystem.

wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.

StudentFinance, S.L., established in 2019 and headquartered in Madrid, Spain, operates in the Fintech and Edtech sectors, focusing on addressing the skills gap in education. The company provides personal loans to students through Income Share Agreements (ISAs), allowing them to pay a fixed percentage of their income over a predetermined period instead of paying tuition upfront. This innovative approach aims to make education more affordable and accessible. By leveraging technology and predictive modeling, StudentFinance enhances the connection between talent, educational programs, and employers, fostering transparency and improving employment outcomes for graduates.

Treecard Limited develops and offers payments solution. The company provides wooden debit cards for digital payments. It also offers features such as tracking the expenditures and connection to apple pay, google pay, and samsung pay. The company was incorporated in 2020 and is based in London, United Kingdom.

Operator of a financial reporting platform intended to focus on automating tedious tasks and generating insightful reports, consolidating accounts and facilitating real-time collaboration. The company synchronizes real-time data from accounting service providers, empowering companies to generate customized reports, automate workflows and consolidate their accounts, providing users with enhanced efficiency and saving time in financial reporting and analysis.

Primer API Limited operates an online platform that consolidates fragmented payment ecosystems for e-commerce merchants and online payment facilitators. Founded in 2019 and based in London, the company provides solutions to optimize both front and backend payment flows, aiming to enhance authorization rates, minimize costs, and facilitate market expansion. Primer enables users to seamlessly connect with various third-party services, including payment service providers, fraud detection systems, and subscription billing engines. Its platform allows merchants to easily integrate new payment methods, streamline fraud mitigation, and implement sophisticated transaction routing without requiring coding skills. Through these capabilities, Primer enhances the overall commerce experience for customers and empowers businesses to improve their operational efficiency.

Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Griffin Financial Technology Ltd is a banking platform that specializes in providing operational and client money accounts for fintech and other money service businesses. Founded in 2017 and based in London, the company offers a comprehensive bank and payment platform, complete with a developer hub that includes guides, documentation, and various pricing plans. Griffin is currently in the process of seeking regulatory approval from the Prudential Regulation Authority and the Financial Conduct Authority to establish itself as the United Kingdom's first platform bank.

TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

Gaia is a provider of medical insurance services focused on in vitro fertilization (IVF). The company aims to make IVF treatments more accessible and affordable by combining reproductive health data with financial technology. Gaia offers personalized success predictions and tailored insurance plans that address the outcome risks associated with IVF. By integrating these aspects, Gaia enables individuals to access treatments while protecting them from unexpected costs, thereby enhancing the overall affordability and personalization of reproductive health services.

Back Technologies GmbH is a Berlin-based company that has developed a software platform designed to streamline and automate internal workplace requests. Founded in 2018, the platform serves as a centralized hub for managing employee service and digital workflows, facilitating efficient handling of requests such as onboarding, parental leave, and payroll inquiries. It integrates with various systems, including knowledge management and human resource platforms, allowing users to access relevant information and automate routine processes. By offering features like email and Slack integration, automated responses to common questions, and tracking of time spent on requests, Back enhances collaboration and operational efficiency for internal service and business operations teams.

Primer API Limited operates an online platform that consolidates fragmented payment ecosystems for e-commerce merchants and online payment facilitators. Founded in 2019 and based in London, the company provides solutions to optimize both front and backend payment flows, aiming to enhance authorization rates, minimize costs, and facilitate market expansion. Primer enables users to seamlessly connect with various third-party services, including payment service providers, fraud detection systems, and subscription billing engines. Its platform allows merchants to easily integrate new payment methods, streamline fraud mitigation, and implement sophisticated transaction routing without requiring coding skills. Through these capabilities, Primer enhances the overall commerce experience for customers and empowers businesses to improve their operational efficiency.

Skew Ltd develops and operates online marketplace that provides market intelligence for crypto derivatives markets. Its platform provides real time data analytics for bitcoin and ether derivatives; customized services to suit users’ needs as a trader, investor, and researcher; and provides market participants with an overview of crypto markets. The company was founded in 2018 and is based in London, United Kingdom.

Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

hi.health offers people with private health insurance convenient and safe access to health care billing via app or web. Users can easily submit their invoices digitally and hi.health takes care of the further processing, billing and customer service providing a seamless user experience. With the integrated “library” users receive a transparent overview of relevant digital health products and services, that are (partially) covered by their insurance. hi.health operates at the intersection of digital health, fintech and insurtech. While each of these rapidly growing markets are already exciting in themselves, their combination in one product is unique. The company was founded by Sebastian Gruber and Fredrik Debong in July 2019. Since hi.health launched in Germany at the end of 2019 several thousand users already use the independent billing app.

Griffin Financial Technology Ltd is a banking platform that specializes in providing operational and client money accounts for fintech and other money service businesses. Founded in 2017 and based in London, the company offers a comprehensive bank and payment platform, complete with a developer hub that includes guides, documentation, and various pricing plans. Griffin is currently in the process of seeking regulatory approval from the Prudential Regulation Authority and the Financial Conduct Authority to establish itself as the United Kingdom's first platform bank.

Primer API Limited operates an online platform that consolidates fragmented payment ecosystems for e-commerce merchants and online payment facilitators. Founded in 2019 and based in London, the company provides solutions to optimize both front and backend payment flows, aiming to enhance authorization rates, minimize costs, and facilitate market expansion. Primer enables users to seamlessly connect with various third-party services, including payment service providers, fraud detection systems, and subscription billing engines. Its platform allows merchants to easily integrate new payment methods, streamline fraud mitigation, and implement sophisticated transaction routing without requiring coding skills. Through these capabilities, Primer enhances the overall commerce experience for customers and empowers businesses to improve their operational efficiency.

wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.

Salv develops the anti-money laundering (AML) platform that helps banks find and cease financial crime. The platform enables financial institutions to detect crime, without damaging the experience of real customers. Salv was founded in 2018 and is based in Tallinn, Estonia.

StudentFinance, S.L., established in 2019 and headquartered in Madrid, Spain, operates in the Fintech and Edtech sectors, focusing on addressing the skills gap in education. The company provides personal loans to students through Income Share Agreements (ISAs), allowing them to pay a fixed percentage of their income over a predetermined period instead of paying tuition upfront. This innovative approach aims to make education more affordable and accessible. By leveraging technology and predictive modeling, StudentFinance enhances the connection between talent, educational programs, and employers, fostering transparency and improving employment outcomes for graduates.

Back Technologies GmbH is a Berlin-based company that has developed a software platform designed to streamline and automate internal workplace requests. Founded in 2018, the platform serves as a centralized hub for managing employee service and digital workflows, facilitating efficient handling of requests such as onboarding, parental leave, and payroll inquiries. It integrates with various systems, including knowledge management and human resource platforms, allowing users to access relevant information and automate routine processes. By offering features like email and Slack integration, automated responses to common questions, and tracking of time spent on requests, Back enhances collaboration and operational efficiency for internal service and business operations teams.

Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Skew Ltd develops and operates online marketplace that provides market intelligence for crypto derivatives markets. Its platform provides real time data analytics for bitcoin and ether derivatives; customized services to suit users’ needs as a trader, investor, and researcher; and provides market participants with an overview of crypto markets. The company was founded in 2018 and is based in London, United Kingdom.

Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.

Ramp is a financial technology company founded in 2017 and based in Warsaw, Poland. It focuses on creating a seamless connection between open blockchain financial systems and traditional banking infrastructures. The company's platform enables enterprises, gaming companies, non-fungible token marketplaces, decentralized finance businesses, and digital wallets to facilitate fiat-crypto transactions for their users. By providing an integration that eliminates the need for trusted third parties, Ramp allows clients to easily engage in contracts and manage digital assets within their operations, thus enhancing accessibility and efficiency in the financial ecosystem.

wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.

Vantik GmbH is a Berlin-based startup that specializes in digital private pension products aimed at millennials. Founded in 2017, the company offers retirement planning services through an online platform and mobile application, allowing young people, professionals, and freelancers to manage their pensions easily. Vantik provides its services via an account at DAB BNP Paribas bank, emphasizing flexibility and security in retirement savings. The company seeks to inspire millennials to take an active role in planning for their financial future.

TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

Fraugster Limited is a German-Israeli company that specializes in anti-fraud technology, leveraging artificial intelligence to help businesses combat fraud and enhance profitability. Established in 2014 and headquartered in Leeds, United Kingdom, Fraugster offers an advanced behavioral analytics engine designed to predict and prevent fraudulent activities before they occur. Unlike traditional anti-fraud solutions, which often rely on outdated technologies and rule-based systems, Fraugster's platform adapts in real-time to emerging fraud patterns, significantly improving accuracy and effectiveness. In addition to its core offerings, the company also runs Fraugster Academy, providing educational resources that range from coding classes to workshops on forensic profiling. This holistic approach positions Fraugster as a leader in the fight against cyber threats, enabling clients to minimize risks while maximizing conversion rates.

SIA Nordigen Solutions, established in 2016 and headquartered in Riga, Latvia, specializes in developing application programming interfaces (APIs) for transaction categorization and credit assessment. The company aims to revolutionize the credit evaluation process by enabling banks and alternative lenders to leverage bank account data in their credit decisions. Operating in over 12 countries, Nordigen provides transaction-based analytics solutions that focus on income verification, affordability checks, and the identification of risk-critical behaviors for credit scoring. Its core offerings include transaction categorization and behavioral scoring engines, which are available for both cloud and on-premise deployment.

Zero1 is a company based in Madrid, Spain, that specializes in supply chain financing for small and medium-sized enterprises (SMEs). The company has developed a platform that utilizes blockchain technology to ensure transaction traceability and integrity, alongside advanced artificial intelligence algorithms to dynamically adjust transaction pricing based on milestones. This innovative approach allows SMEs to secure funding that evolves with their production cycles, helping them manage the financial pressures associated with growth projects. By leveraging the creditworthiness of their clients, suppliers can benefit from reduced borrowing costs, while the platform's cloud-based infrastructure ensures compliance with local data regulations and consistent availability. Overall, Zero1 aims to facilitate faster, fairer, and more secure transactions for SMEs worldwide.

Pleo Technologies ApS is a financial technology company that provides prepaid MasterCard virtual and physical cards designed for businesses in Denmark and the United Kingdom. Founded in 2015 by Jeppe Rindom and Niccolo Perra, Pleo aims to simplify business spending through its user-friendly platform, which includes a mobile and web app for tracking expenses and managing users. The company's cards are widely accepted by merchants globally, and they are paired with tools to provide real-time analytics, automate bookkeeping, and generate automatic expense reports, thereby enhancing visibility over company spending. Pleo operates from offices in London and Copenhagen, supporting its mission to revolutionize expense management for modern teams.

Griffin Financial Technology Ltd is a banking platform that specializes in providing operational and client money accounts for fintech and other money service businesses. Founded in 2017 and based in London, the company offers a comprehensive bank and payment platform, complete with a developer hub that includes guides, documentation, and various pricing plans. Griffin is currently in the process of seeking regulatory approval from the Prudential Regulation Authority and the Financial Conduct Authority to establish itself as the United Kingdom's first platform bank.

Vantik GmbH is a Berlin-based startup that specializes in digital private pension products aimed at millennials. Founded in 2017, the company offers retirement planning services through an online platform and mobile application, allowing young people, professionals, and freelancers to manage their pensions easily. Vantik provides its services via an account at DAB BNP Paribas bank, emphasizing flexibility and security in retirement savings. The company seeks to inspire millennials to take an active role in planning for their financial future.

Factmata Limited is an artificial intelligence company based in London, United Kingdom, established in 2017. It specializes in developing software that analyzes digital media content for bias, quality, credibility, and safety. The company's technology enables automated fact-checking by detecting fallible claims, misinformation, and fake news. Factmata's platform also offers moderation services for online platforms and provides insights for brands by monitoring social and news media. It identifies and tracks narratives across various online channels, helping businesses and organizations manage their reputation and mitigate information threats. By engaging users in the correction of news articles, Factmata promotes the dissemination of accurate information on the web.

WealthKernel Ltd. is a London-based company established in 2015 that specializes in providing a comprehensive API for automated financial services. The platform facilitates access to financial advice for mass affluent customers in the U.K. and the European Union, offering solutions through both human advisors and user-friendly digital interfaces. WealthKernel operates as a wealth management platform, delivering compliance and distribution as a service, which includes investment management and infrastructure support tools. This enables institutions to enhance their wealth management offerings, allowing them to digitally distribute investment products and reach a broader market beyond traditional high net worth individuals.

Pleo Technologies ApS is a financial technology company that provides prepaid MasterCard virtual and physical cards designed for businesses in Denmark and the United Kingdom. Founded in 2015 by Jeppe Rindom and Niccolo Perra, Pleo aims to simplify business spending through its user-friendly platform, which includes a mobile and web app for tracking expenses and managing users. The company's cards are widely accepted by merchants globally, and they are paired with tools to provide real-time analytics, automate bookkeeping, and generate automatic expense reports, thereby enhancing visibility over company spending. Pleo operates from offices in London and Copenhagen, supporting its mission to revolutionize expense management for modern teams.

Fraugster Limited is a German-Israeli company that specializes in anti-fraud technology, leveraging artificial intelligence to help businesses combat fraud and enhance profitability. Established in 2014 and headquartered in Leeds, United Kingdom, Fraugster offers an advanced behavioral analytics engine designed to predict and prevent fraudulent activities before they occur. Unlike traditional anti-fraud solutions, which often rely on outdated technologies and rule-based systems, Fraugster's platform adapts in real-time to emerging fraud patterns, significantly improving accuracy and effectiveness. In addition to its core offerings, the company also runs Fraugster Academy, providing educational resources that range from coding classes to workshops on forensic profiling. This holistic approach positions Fraugster as a leader in the fight against cyber threats, enabling clients to minimize risks while maximizing conversion rates.

Monese Ltd. is a digital banking alternative based in London, United Kingdom, that provides mobile-only, multi-currency accounts across 31 countries in the European Economic Area. Founded in 2015 by Norris Koppel, the platform caters to individuals and businesses who face challenges with traditional banking, offering a fully localized banking experience in 14 languages. Monese allows users to manage their finances through a mobile application that facilitates quick account opening without credit checks or residency restrictions. Its services include current accounts for money storage and payments, local and international transfers, and debit cards for purchases and cash withdrawals. The company's innovative "Know Your Customer" technology enables real-time identity verification, allowing users to set up accounts in just minutes.

Monese Ltd. is a digital banking alternative based in London, United Kingdom, that provides mobile-only, multi-currency accounts across 31 countries in the European Economic Area. Founded in 2015 by Norris Koppel, the platform caters to individuals and businesses who face challenges with traditional banking, offering a fully localized banking experience in 14 languages. Monese allows users to manage their finances through a mobile application that facilitates quick account opening without credit checks or residency restrictions. Its services include current accounts for money storage and payments, local and international transfers, and debit cards for purchases and cash withdrawals. The company's innovative "Know Your Customer" technology enables real-time identity verification, allowing users to set up accounts in just minutes.

Telleroo develops a software that allows user to make payments. Users use it in business to make bulk payments. Telleroo allows users to import payment files from accounting or payroll software. It also provides an option to create automated payments. Andrew Cookson, Fabian Flatz, Michael Riedler, and Miguel Castro founded it on June 1, 2016, with its headquarters in London in the United Kingdom.

wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.

Revolut Limited, established in 2013 and based in London, United Kingdom, is a financial services company that offers a mobile application for users to manage their finances. The platform enables users to exchange currencies at interbank rates, send money through social networks, and utilize a multi-currency card for spending. It provides services such as currency exchange, peer-to-peer payments, and direct bank transfers, while also allowing users to track and optimize their monthly expenses. Additionally, Revolut offers insurance products, including phone, medical, and travel insurance, and facilitates the buying and selling of cryptocurrencies. The company's mission is to create a fair and seamless platform for managing money globally.

Revolut Limited, established in 2013 and based in London, United Kingdom, is a financial services company that offers a mobile application for users to manage their finances. The platform enables users to exchange currencies at interbank rates, send money through social networks, and utilize a multi-currency card for spending. It provides services such as currency exchange, peer-to-peer payments, and direct bank transfers, while also allowing users to track and optimize their monthly expenses. Additionally, Revolut offers insurance products, including phone, medical, and travel insurance, and facilitates the buying and selling of cryptocurrencies. The company's mission is to create a fair and seamless platform for managing money globally.

wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.

Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.

Acasa is a mobile and web application designed to assist young renters in managing household expenses efficiently. Founded in 2014 within the Open Data Institute, the platform allows users to set up, manage, split, and pay their bills seamlessly. It offers features that help users track their expenditures, monitor service switchovers, and keep track of due bills, all aimed at making the financial aspects of shared living easier. Backed by prominent technology investors in Europe, Acasa is operated by a team of passionate property enthusiasts dedicated to enhancing the living experience for renters. For more information, the company’s website is available at www.helloacasa.com.

Revolut Limited, established in 2013 and based in London, United Kingdom, is a financial services company that offers a mobile application for users to manage their finances. The platform enables users to exchange currencies at interbank rates, send money through social networks, and utilize a multi-currency card for spending. It provides services such as currency exchange, peer-to-peer payments, and direct bank transfers, while also allowing users to track and optimize their monthly expenses. Additionally, Revolut offers insurance products, including phone, medical, and travel insurance, and facilitates the buying and selling of cryptocurrencies. The company's mission is to create a fair and seamless platform for managing money globally.

LandTech is an end-to-end workflow platform to unlock land for development. We provide a suite of tools that streamline the process of finding off-market opportunities and manage the work towards preparing them for construction.

Monese Ltd. is a digital banking alternative based in London, United Kingdom, that provides mobile-only, multi-currency accounts across 31 countries in the European Economic Area. Founded in 2015 by Norris Koppel, the platform caters to individuals and businesses who face challenges with traditional banking, offering a fully localized banking experience in 14 languages. Monese allows users to manage their finances through a mobile application that facilitates quick account opening without credit checks or residency restrictions. Its services include current accounts for money storage and payments, local and international transfers, and debit cards for purchases and cash withdrawals. The company's innovative "Know Your Customer" technology enables real-time identity verification, allowing users to set up accounts in just minutes.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Tomato Pay is a QR-code based payment and invoicing application designed for businesses and sole traders seeking a more affordable and ethical payment solution. The platform allows users to receive payments with no hidden fees, enabling significant cost savings over traditional payment systems. It offers instant cash settlement, providing users with immediate access to their funds. Additionally, the app facilitates the creation of invoices, allowing for discounts and late penalties through gamification and behavioral science techniques. Users can send reminders to clients for outstanding payments, streamlining the invoicing process. By connecting their bank accounts to the app, businesses can receive payments directly without sharing sensitive banking details. Tomato Pay promotes local commerce by enabling seamless cashless transactions, thereby supporting community businesses.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Formisimo Ltd. is a cloud-based analytics platform based in Salford, United Kingdom, that focuses on enhancing online forms and checkout processes for businesses. Founded in 2013, the company analyzes user behavior during online checkouts, registration, and inquiry forms, identifying factors that lead to abandonment. With data from over 2 billion interactions, Formisimo has found that approximately 67% of users who begin the checkout process do not complete it, often due to technical, informational, or design issues. The platform is likened to "Google Analytics for forms," allowing for quick installation of its lightweight code, which tracks user activity and generates insights through interactive reports. This information helps companies identify pain points in their online processes, enabling them to make improvements that enhance user experience and reduce abandonment rates. Formisimo participated in the Seedcamp accelerator in 2014, further establishing its presence in the analytics space.

Formisimo Ltd. is a cloud-based analytics platform based in Salford, United Kingdom, that focuses on enhancing online forms and checkout processes for businesses. Founded in 2013, the company analyzes user behavior during online checkouts, registration, and inquiry forms, identifying factors that lead to abandonment. With data from over 2 billion interactions, Formisimo has found that approximately 67% of users who begin the checkout process do not complete it, often due to technical, informational, or design issues. The platform is likened to "Google Analytics for forms," allowing for quick installation of its lightweight code, which tracks user activity and generates insights through interactive reports. This information helps companies identify pain points in their online processes, enabling them to make improvements that enhance user experience and reduce abandonment rates. Formisimo participated in the Seedcamp accelerator in 2014, further establishing its presence in the analytics space.

Satago Ltd. provides online software that manages accounts receivables of companies. The company’s software connects to cloud and desktop accounting packages used by small businesses. Its software also automates the process of chasing debtors through escalating email reminders, payment demand letters, and phone calls. The company was incorporated in 2012 and is based in London, United Kingdom. As of February 16, 2017, Satago Ltd. operates as a subsidiary of Oxygen Finance Limited.

Cashtag is a mobile payment network based in Lisbon, Portugal, designed to facilitate quick and easy money transfers for smartphone users. The platform allows individuals to send and receive money instantly without the need to exchange traditional banking details such as IBAN or SWIFT codes. Users can make payments directly through various channels, including phone numbers, email, or social media. Cashtag connects directly to users' Portuguese bank accounts, with plans to expand access throughout Europe. The service prioritizes security by employing bank-grade encryption and robust security systems to safeguard personal and financial information from unauthorized access. Additionally, sending money via Cashtag is free of charge, making it a convenient option for peer-to-peer transactions.

CTRLio is a London-based company founded in 2013 that enables individuals to manage and utilize their personal data. The company offers point of quote services specifically tailored for motor insurers, facilitating efficient customer acquisition and real-time risk management. By providing these services, CTRLio benefits insurers, distribution channels, and customers alike. Additionally, the platform helps users find optimal mobile tariffs, contributing to cost savings. Through its innovative approach, CTRLio empowers users to take control of their data while enhancing the operational capabilities of insurers.

James is an online credit risk management platform based in New York, founded in 2013. It offers scientifically backed risk management tools tailored for financial institutions. Utilizing advanced machine learning algorithms and techniques, the platform equips risk departments to effectively prepare for cyclical crises, thereby safeguarding their reputation and contributing to a more secure global financial system.

Tab is the easiest way for local shops to open prepaid accounts for customers, reward loyal customers, drive footfall back in to the shop and communicate with customers. Best of all, customers only need a mobile number to topup & get started and then pay with their name and smile on each return visit. Shops get access to working capital, learn about their customers and provide their regular customers with the most frictionless payment method they can.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Sush.io is a cloud-based financial dashboard that assists individuals and small businesses in tracking their online and SaaS expenditures. Founded in 2012 by Fabien Charbit and Thomas Guillaumin, the company consolidates various online accounts, automatically retrieving bills, invoices, and related financial data into a single application. This streamlined approach allows users to manage their revenue and bank operations efficiently. While the company was founded in London, it operates with a focus on the United States market.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Holvi Payment Services Oy is a digital banking provider headquartered in Helsinki, Finland, specializing in solutions for entrepreneurs and small to medium-sized enterprises. Founded in 2011, Holvi offers a comprehensive suite of services including an online sales platform, invoicing system, cash flow tracker, digital current account, and automated bookkeeping, all designed to streamline financial management. The company combines these features with the Holvi Business MasterCard, enabling businesses to manage sales, expenses, and financial reporting in a unified platform. As a licensed Payment Institution authorized by the Financial Supervisory Authority of Finland, Holvi operates throughout the European Union, focusing on simplifying the financial administration for micro businesses and startups. Since 2016, Holvi has been a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.

Bilbus Limited is a UK-based company that specializes in e-invoicing and e-financing solutions for small and medium-sized businesses. Established in 2010, Bilbus provides a platform that streamlines cash flow management, enabling users to send and track invoices directly from their accounting systems. The platform automates reminders, payment follow-ups, and cash forecasting, while also allowing businesses to monitor their receivables status and apply for commercial credit online. By connecting businesses with lenders, customers, and financial advisors through a single dashboard, Bilbus simplifies the process of managing funding gaps and enhances visibility into cash flow needs.

FinanceAcar is an online platform that specializes in comparing car finance and leasing options for users in the UK. It allows individuals to select a vehicle and compare prices across various financial products, including car leasing, hire-purchase, and car loans. The platform provides information and pricing for over 11,000 vehicles, enabling users to receive quotations or apply for funds directly online. Additionally, it facilitates the delivery of the chosen vehicle to the customer's doorstep. To access the services, users must be UK residents and at least 18 years old. FinanceAcar aims to simplify the car financing process, helping customers make informed decisions based on their preferences.

Kublax is a secure online personal financial management platform which automatically aggregates all of your UK bank and credit card accounts into one place. Kublax participated in [Seedcamp](http://www.crunchbase.com/organization/seedcamp) 2007.