Intercept Ventures

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Aiden is a provider of IT automation services that specializes in software packaging, deployment, and patch management. The company's fully automated solution enhances IT efficiency by significantly reducing the time and resources required to maintain Windows devices, achieving reductions of 75% or more. Aiden's intelligent packaging-as-a-service eliminates the need for complex packaging software, making it an ideal solution for IT departments and managed service providers seeking to streamline operations without the burden of hiring and training costly engineering resources. The platform integrates seamlessly with existing tools like Microsoft’s Endpoint Manager and HCL’s BigFix, serving as a scheduling software that manages endpoint configuration and ensures automated continuous compliance. By employing Aiden, organizations can improve their return on investment while enhancing the security and reliability of their Windows devices.

Coterie Applications Inc. is a digital managing general underwriter based in Cincinnati, Ohio, specializing in commercial insurance solutions tailored for various workforce needs. Founded in 2018 by David McFarland, Kevin Mackey, and Tim Metzner, Coterie utilizes an API-based approach that seamlessly integrates insurance into the existing tools and processes used by businesses. This technology-driven platform employs data-driven automation to deliver accurate coverage, streamline the quoting process, and issue policies efficiently. By simplifying the complexities of insurance management, Coterie aims to help businesses mitigate unwanted risks and save time, ultimately enhancing the overall experience of obtaining commercial insurance.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Yaguara, Inc. is a software company that provides a business growth, planning, and management platform aimed at enhancing organizational performance. Founded in 2016 and headquartered in Denver, Colorado, with additional offices in New York and San Francisco, Yaguara's application is designed to aggregate data and offer insights for various teams, including marketing, product, sales, and project management. The platform aligns teams around common goals and enables users to measure performance in real-time, facilitating cross-functional collaboration and informed decision-making. By streamlining workflow and providing actionable recommendations, Yaguara helps organizations adapt quickly to changing business environments.

DailyPay is a financial wellness platform that enables employees to access their earned wages on demand, allowing them to control when they get paid. Founded in 2015 by Jason Lee and Robert Law, the company partners with organizations across various sectors to enhance employee engagement, recruitment, and retention. DailyPay's digital wallet system facilitates the transfer of funds directly to bank accounts, providing users with the flexibility to manage their finances more effectively. By offering this service, DailyPay not only supports individual financial security but also helps partner companies improve their overall profitability.

NewRetirement is a retirement planning technology company that provides a comprehensive tool designed to assist individuals in managing their financial future. The platform functions as a virtual financial advisor, offering automated services that encompass various aspects of retirement planning, including income generation, healthcare management, tax reduction, and fee optimization. Users can leverage the tool to navigate complex decisions related to Social Security, Medicare, home equity, and estate planning. Additionally, NewRetirement allows users to access fee-only advice on-demand, facilitating collaborative planning that empowers individuals to make informed decisions about their retirement.

Juvo Mobile Inc. provides innovative solutions that enable mobile operators to enhance their engagement with subscribers while facilitating access to financial services. Founded in 2014 and headquartered in San Francisco, with additional offices in São Paulo, Singapore, and Miami, Juvo aims to establish financial identities for millions of creditworthy individuals who are currently excluded from financial systems. The company's proprietary Identity Scoring technology leverages data science, machine learning, and game mechanics to build identity-based relationships with anonymous prepaid users. This approach allows Juvo to unlock access to mobile financial services that would otherwise be out of reach. The company is privately held and supported by prominent figures in technology, mobile, and finance, with a leadership team that includes experts from various relevant fields.

Juvo Mobile Inc. provides innovative solutions that enable mobile operators to enhance their engagement with subscribers while facilitating access to financial services. Founded in 2014 and headquartered in San Francisco, with additional offices in São Paulo, Singapore, and Miami, Juvo aims to establish financial identities for millions of creditworthy individuals who are currently excluded from financial systems. The company's proprietary Identity Scoring technology leverages data science, machine learning, and game mechanics to build identity-based relationships with anonymous prepaid users. This approach allows Juvo to unlock access to mobile financial services that would otherwise be out of reach. The company is privately held and supported by prominent figures in technology, mobile, and finance, with a leadership team that includes experts from various relevant fields.

DailyPay is a financial wellness platform that enables employees to access their earned wages on demand, allowing them to control when they get paid. Founded in 2015 by Jason Lee and Robert Law, the company partners with organizations across various sectors to enhance employee engagement, recruitment, and retention. DailyPay's digital wallet system facilitates the transfer of funds directly to bank accounts, providing users with the flexibility to manage their finances more effectively. By offering this service, DailyPay not only supports individual financial security but also helps partner companies improve their overall profitability.

DailyPay is a financial wellness platform that enables employees to access their earned wages on demand, allowing them to control when they get paid. Founded in 2015 by Jason Lee and Robert Law, the company partners with organizations across various sectors to enhance employee engagement, recruitment, and retention. DailyPay's digital wallet system facilitates the transfer of funds directly to bank accounts, providing users with the flexibility to manage their finances more effectively. By offering this service, DailyPay not only supports individual financial security but also helps partner companies improve their overall profitability.

GigSky is a provider of global mobile data connectivity services that aims to simplify mobile internet access for travelers and businesses. Utilizing eSIM technology, the company offers a solution that allows users to connect to local prepaid data services at affordable rates when visiting different countries. This service is particularly beneficial for individuals and enterprises with a mobile workforce, as it mitigates the high costs associated with traditional data roaming. Additionally, GigSky provides cloud-based management tools and applications, enabling users to efficiently manage their mobile data services across multiple devices, including smartphones, laptops, and tablets. By addressing the challenges of global connectivity, GigSky positions itself as a key player in the evolving landscape of mobile data technology.