Valar Fund V

Valar Fund V is an early-stage venture capital fund managed by Valar Ventures, a firm founded in 2010 and based in New York City. The fund focuses on investing in technology companies, particularly in the fintech sector, with a global outlook. Valar Ventures, backed by Peter Thiel, aims to partner with entrepreneurs around the world, recognizing the potential for transformative technology startups to emerge outside of traditional hubs like Silicon Valley. The firm seeks to provide support and insight to founders, addressing their unique challenges and opportunities as they navigate the early stages of their businesses.

James Fitzgerald

Partner

Kobulnik Reuben

Operating Partner

Past deals in FinTech

Petal

Venture Round in 2023
Petal Card, Inc. provides and issues credit cards to people who do not have a traditional credit history, students, and immigrants. It offers Petal Visa, a credit card and through its machine learning, it analyzes users' digital financial records which allows them to offer higher credit limits and lower rates than competing cards. The company also provides an application to make payments. Petal Card, Inc. was formerly known as CreditBridge, Inc. The company was founded in 2015 and is based in New York, New York.

Yellow Card

Series B in 2022
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.

Mondu

Series A in 2022
Mondu is a B2B payment fintech company. it offers B2B marketplaces and merchants a flexible payment method with net terms, all without the financial and operational headaches often associated with the process.

Neo Financial

Series C in 2022
Credit card, rewards, and deposits all in one.

Taxfix

Series D in 2022
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.

Novo

Series B in 2022
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.

Qonto

Series D in 2022
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.

Petal

Series D in 2022
Petal Card, Inc. provides and issues credit cards to people who do not have a traditional credit history, students, and immigrants. It offers Petal Visa, a credit card and through its machine learning, it analyzes users' digital financial records which allows them to offer higher credit limits and lower rates than competing cards. The company also provides an application to make payments. Petal Card, Inc. was formerly known as CreditBridge, Inc. The company was founded in 2015 and is based in New York, New York.

MAJORITY

Series A in 2021
MAJORITY is a digital financial service aimed at serving migrants worldwide, offering a comprehensive membership for $5 a month. Members in the U.S. benefit from an FDIC-secured account, a VISA debit card, and access to over 55,000 ATMs across North America. The platform provides essential services such as remittances, international calling, and mobile top-ups, along with support from native language advisors. MAJORITY also fosters community engagement through meet-up spaces, local discounts, and events, ensuring that there are no overdraft fees or minimum balance requirements. Founded in Sweden by a diverse team with extensive experience in banking, fintech, payments, and telecom, MAJORITY has its U.S. headquarters in Houston, Texas, and focuses on addressing the unique financial needs of immigrant communities.

Nearside

Series B in 2021
Nearside, founded in 2018 and based in San Francisco, California, specializes in providing lines of credit for small business owners. The company offers a unique Hatch card that allows users to access funds for daily business expenses, addressing the needs of those who may struggle to secure credit from traditional sources. By empowering business owners with essential financial tools and support, Nearside aims to facilitate their success and improve access to credit for small businesses.

Kafene

Series A in 2021
Kafene is a mission driven startup with the goal of empowering flexible ownership for the customers that need it most. Backed by some of the top VCs in fintech, Kafene brings flexible payment options to products like furniture, appliances, electronics, musical instruments, and jewelry while protecting consumers from the traps of traditional debt products. If a consumer can no longer make payments on their merchandise, Kafene understands. The consumer can simply return the item with no obligation and no residual debt. This freedom is powered by a best in class consumer facing technology platform that includes app-based point of sale virtual wallets and AI based underwriting.

Yellow Card

Series A in 2021
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.

XanPool

Series A in 2021
XanPool, founded in 2019 and headquartered in Singapore, operates an automated peer-to-peer platform that facilitates cryptocurrency to fiat transactions without the need for custody of customer funds. This unique omni-channel solution allows individuals to automate their own financial transactions across various platforms, including bank accounts, e-wallets, and cryptocurrency wallets. By enabling users to become Liquidity Peers, XanPool creates a decentralized network that can efficiently route and settle capital transactions in a borderless manner. This innovative approach significantly enhances the speed and cost-effectiveness of transactions, achieving instant settlements and reducing costs by over 80% compared to traditional financial systems.

Neo Financial

Series B in 2021
Credit card, rewards, and deposits all in one.

Bitpanda

Series C in 2021
Bitpanda GmbH, founded in 2014 and based in Vienna, Austria, operates a cryptocurrency trading platform that serves as a retail broker for buying and selling digital assets. The company aims to simplify the investment process, promoting transparency and accessibility in the financial market. By leveraging blockchain technology and digitized assets, Bitpanda removes traditional financial barriers, allowing users to trade cryptocurrencies with low fees and on a 24/7 basis. The platform emphasizes real-time settlement, empowering individuals to take control of their financial futures.

Octane

Series D in 2021
Octane Lending, Inc. operates an online lending platform that facilitates connections between automobile dealers and customers seeking financing. Founded in 2013 and headquartered in New York, the company streamlines the application process by enabling users to submit credit applications to multiple lenders, including both prime and sub-prime options. Additionally, Octane enhances the sales process for dealers by providing automated insurance estimates and warranty options. The company focuses on the Powersports market, which is valued at $21 billion, and aims to simplify the purchasing experience through automated underwriting and innovative credit products. Through its in-house lender, Roadrunner Financial, Octane offers instant financing solutions, reaching millions of potential customers via platforms like CycleWorld.com and its own website, Octane.co.

Kuda

Series B in 2021
Kuda Microfinance Bank Limited, founded in 2018, operates as a digital-only bank in Nigeria, focusing on providing accessible banking services. The company offers a range of financial products, including savings accounts, money transfers, checking accounts, and debit cards, all through a user-friendly online banking platform and a mobile banking application. With a mission to make banking affordable and rewarding for all Africans, Kuda has positioned itself as a no-fee banking alternative, aiming to enhance financial inclusion in the region. Headquartered in London, Kuda also maintains an office in Lagos, Nigeria, reflecting its commitment to serving the Nigerian market.

Vauld

Series A in 2021
Hi there! if you’re reading this, you’re probably like us – have pretty much all your wealth stored in digitized (or soon to be digitized) assets like money in your bank, mutual funds, stocks or real estate. You probably have a financial advisor guiding you through your investments, a manager from your bank who helps you stay on top of your mortgage payments and a government that prints money responsibly to not de-value your lifetime of savings. But how do you know that the bank manager or your financial advisor has your best interests at heart instead of their own fee and commissions? Your contract explicitly states that they are not responsible for your loss even as they verbally assure you otherwise. How do you know that the digital assets won’t be hacked (traditional bank websites get hacked all the time)? Or that your physical assets won’t be stolen(bank robberies) or taken by fraud (enough examples in real estate)? Governments fall all the time, or change their monetary policies - and your currency today can literally have no value tomorrow (Indian demonetization, Argentina, Venezuela). How do you know it won’t happen to your country? Do you ask these questions? Well, we do all the time. To answer these questions and why we created the Bank of Hodlers, we have to dive into the details of how banking evolved. As early as the 2nd century BC, people who could save money started lending them out to people who could borrow and pay back with interest. Banking as an industry thrived in Italy and grew with the expansion of the Roman Empire. During the 20th century, developments in telecommunications and computing caused major changes to banks' operations and let banks dramatically increase in size and geographic spread. This consolidated the industry and gave the power to a few firms. Fast forward to 2007: their recklessness caused the financial crisis of 2007–2008 forcing failure of many banks, including some of the world's largest banks. The government let the banks live by infusing 1.2 trillion dollars of the taxpayer’s money into a handful of banks and in turn, created the need, wave of innovation and a community for blockchain and the concept of decentralization to thrive. Here’s Alan Greenspan (Chairman – Federal Reserve: 1987-2006), the guy who decided how much money to print in America, admitting that his model was flawed in 2008. Link: https://www.youtube.com/watch?v=R5lZPWNFizQ In 2009, something magical happened, Satoshi Nakamoto released his white paper which removed the need for a centralized authority to facilitate transactions in a purely peer to peer and decentralized fashion and making truly beneficial for every user holding the currency. Some governments, after looking at the threat that bitcoin poses, have decided to take an anti-crypto stance. This ensures the network effect doesn’t happen at a scale where it replaces their national currency. This is where we come in. At the Bank of Hodlers, we intend to treat your cryptocurrencies as a separate asset class and offer services to ensure technologies based on blockchain are usable as of today, negating the need for the network effects and government acceptance to come in. We give every HODLer the ability to completely bank on blockchain today. Every once in a while, there’s a technology jump so large that completely leapfrogs every existing solution out there. Blockchain is this technology jump and the banks know this.

Syfe

Series B in 2021
Syfe Pte. Ltd. is a digital investment manager based in Singapore that provides portfolio management, cash management, brokerage services, and wealth advisory. The firm focuses on creating customized, globally diversified portfolios for its clients by utilizing a proprietary algorithm that monitors and adjusts investments to optimize returns while managing risk. Syfe employs fundamental analysis to guide its investments in equity and fixed income markets worldwide. The platform aims to offer greater transparency and more efficient investment strategies, distinguishing itself from traditional investment management through the absence of high fees and hidden costs, ultimately striving for better investment outcomes for its clients.

MAJORITY

Seed Round in 2021
MAJORITY is a digital financial service aimed at serving migrants worldwide, offering a comprehensive membership for $5 a month. Members in the U.S. benefit from an FDIC-secured account, a VISA debit card, and access to over 55,000 ATMs across North America. The platform provides essential services such as remittances, international calling, and mobile top-ups, along with support from native language advisors. MAJORITY also fosters community engagement through meet-up spaces, local discounts, and events, ensuring that there are no overdraft fees or minimum balance requirements. Founded in Sweden by a diverse team with extensive experience in banking, fintech, payments, and telecom, MAJORITY has its U.S. headquarters in Houston, Texas, and focuses on addressing the unique financial needs of immigrant communities.

Novo

Series A in 2021
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.

Kafene

Series A in 2021
Kafene is a mission driven startup with the goal of empowering flexible ownership for the customers that need it most. Backed by some of the top VCs in fintech, Kafene brings flexible payment options to products like furniture, appliances, electronics, musical instruments, and jewelry while protecting consumers from the traps of traditional debt products. If a consumer can no longer make payments on their merchandise, Kafene understands. The consumer can simply return the item with no obligation and no residual debt. This freedom is powered by a best in class consumer facing technology platform that includes app-based point of sale virtual wallets and AI based underwriting.

Kuda

Series A in 2021
Kuda Microfinance Bank Limited, founded in 2018, operates as a digital-only bank in Nigeria, focusing on providing accessible banking services. The company offers a range of financial products, including savings accounts, money transfers, checking accounts, and debit cards, all through a user-friendly online banking platform and a mobile banking application. With a mission to make banking affordable and rewarding for all Africans, Kuda has positioned itself as a no-fee banking alternative, aiming to enhance financial inclusion in the region. Headquartered in London, Kuda also maintains an office in Lagos, Nigeria, reflecting its commitment to serving the Nigerian market.

Bitpanda

Series B in 2021
Bitpanda GmbH, founded in 2014 and based in Vienna, Austria, operates a cryptocurrency trading platform that serves as a retail broker for buying and selling digital assets. The company aims to simplify the investment process, promoting transparency and accessibility in the financial market. By leveraging blockchain technology and digitized assets, Bitpanda removes traditional financial barriers, allowing users to trade cryptocurrencies with low fees and on a 24/7 basis. The platform emphasizes real-time settlement, empowering individuals to take control of their financial futures.

blockfi

Series D in 2021
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.

blockfi

Series D in 2021
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.

TaxBit

Series A in 2021
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.

TaxBit

Series A in 2021
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.

Neo Financial

Series A in 2020
Credit card, rewards, and deposits all in one.

albo

Series B in 2020
albo is the leading mexican challenger bank which helps you manage your money, and it can adapt to your lifestyle bringing you an honest service that cares about you. albo offers you a mobile banking app, a banking account, and a Mastercard card, allowing you to easily spend, save and invest your money. You can open your account in 60 seconds from your phone, having at your disposal personalized financing tools to help assist you in making better financial decisions. You can also be able to make free money transfers to whichever bank 24/7. albo includes many other innovating functions besides the ones mentioned above.

Bitpanda

Series A in 2020
Bitpanda GmbH, founded in 2014 and based in Vienna, Austria, operates a cryptocurrency trading platform that serves as a retail broker for buying and selling digital assets. The company aims to simplify the investment process, promoting transparency and accessibility in the financial market. By leveraging blockchain technology and digitized assets, Bitpanda removes traditional financial barriers, allowing users to trade cryptocurrencies with low fees and on a 24/7 basis. The platform emphasizes real-time settlement, empowering individuals to take control of their financial futures.

Syfe

Series A in 2020
Syfe Pte. Ltd. is a digital investment manager based in Singapore that provides portfolio management, cash management, brokerage services, and wealth advisory. The firm focuses on creating customized, globally diversified portfolios for its clients by utilizing a proprietary algorithm that monitors and adjusts investments to optimize returns while managing risk. Syfe employs fundamental analysis to guide its investments in equity and fixed income markets worldwide. The platform aims to offer greater transparency and more efficient investment strategies, distinguishing itself from traditional investment management through the absence of high fees and hidden costs, ultimately striving for better investment outcomes for its clients.

blockfi

Series C in 2020
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.

Even.com

Funding Round in 2020
Over half of Americans live paycheck to paycheck. We’re trying to fix that, by building new financial services that make it easier to make ends meet, pay down debt, and save money. And we’re doing it as a transparent, straightforward business that only profits when our customers do, too. We partner with employers to offer Even as a benefit. Employers offer Even to their people; in return, employers save money because Even improves employee retention. Even is based in Oakland, California and Raleigh, North Carolina.

N26

Series D in 2020
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores. N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily. Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.

Taxfix

Series C in 2020
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.

Petal

Series C in 2020
Petal Card, Inc. provides and issues credit cards to people who do not have a traditional credit history, students, and immigrants. It offers Petal Visa, a credit card and through its machine learning, it analyzes users' digital financial records which allows them to offer higher credit limits and lower rates than competing cards. The company also provides an application to make payments. Petal Card, Inc. was formerly known as CreditBridge, Inc. The company was founded in 2015 and is based in New York, New York.

blockfi

Series B in 2020
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.

Qonto

Series C in 2020
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.

TaxBit

Seed Round in 2020
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.

albo

Series A in 2019
albo is the leading mexican challenger bank which helps you manage your money, and it can adapt to your lifestyle bringing you an honest service that cares about you. albo offers you a mobile banking app, a banking account, and a Mastercard card, allowing you to easily spend, save and invest your money. You can open your account in 60 seconds from your phone, having at your disposal personalized financing tools to help assist you in making better financial decisions. You can also be able to make free money transfers to whichever bank 24/7. albo includes many other innovating functions besides the ones mentioned above.

Starship

Series A in 2019
Starship is mobile health savings account (HSA) with automated investing and health tracking tools in a beautiful mobile app built for humans. It is building a health care savings account platform that combines a mobile-first signup process, overflow investing into index funds, easy reimbursements, and a chat service for expert advice. Starship was founded in 2016 and is based in New York City.

Octane

Series C in 2019
Octane Lending, Inc. operates an online lending platform that facilitates connections between automobile dealers and customers seeking financing. Founded in 2013 and headquartered in New York, the company streamlines the application process by enabling users to submit credit applications to multiple lenders, including both prime and sub-prime options. Additionally, Octane enhances the sales process for dealers by providing automated insurance estimates and warranty options. The company focuses on the Powersports market, which is valued at $21 billion, and aims to simplify the purchasing experience through automated underwriting and innovative credit products. Through its in-house lender, Roadrunner Financial, Octane offers instant financing solutions, reaching millions of potential customers via platforms like CycleWorld.com and its own website, Octane.co.

blockfi

Series A in 2019
BlockFi, Inc. is a financial services company that specializes in cryptocurrency wealth management. Founded in 2017 and based in Jersey City, New Jersey, BlockFi offers a range of products designed for crypto investors. Its flagship offering is the BlockFi Interest Account, which allows users to earn interest on their Bitcoin, Ether, and Gemini Dollar holdings. The company also provides secured loans to clients who collateralize their loans with cryptocurrency, facilitating liquidity for both individuals and institutions. Additionally, BlockFi operates a trading platform that enables the exchange of various cryptocurrency pairs and offers customizable lending solutions. With a focus on enhancing financial accessibility and transparency in the digital asset space, BlockFi aims to meet the evolving needs of its clients while ensuring secure management of their crypto assets through a registered custodian.

N26

Series D in 2019
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores. N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily. Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.

Kafene

Seed Round in 2019
Kafene is a mission driven startup with the goal of empowering flexible ownership for the customers that need it most. Backed by some of the top VCs in fintech, Kafene brings flexible payment options to products like furniture, appliances, electronics, musical instruments, and jewelry while protecting consumers from the traps of traditional debt products. If a consumer can no longer make payments on their merchandise, Kafene understands. The consumer can simply return the item with no obligation and no residual debt. This freedom is powered by a best in class consumer facing technology platform that includes app-based point of sale virtual wallets and AI based underwriting.

Taxfix

Series B in 2019
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.

Stash

Series E in 2019
Stash Financial Inc., known as Stash Invest, is a New York-based digital platform that simplifies investing, saving, and retirement planning through a mobile application. Founded in 2015 by Brandon Krieg and Ed Robinson, the company aims to assist everyday Americans in building wealth and achieving financial freedom. Stash combines banking, investing, and financial advice into a single subscription service, making it easier for users to manage their personal finances. The platform has supported over five million individuals in reaching their financial goals, emphasizing accessibility and user-friendly solutions in personal finance management.

Petal

Series B in 2019
Petal Card, Inc. provides and issues credit cards to people who do not have a traditional credit history, students, and immigrants. It offers Petal Visa, a credit card and through its machine learning, it analyzes users' digital financial records which allows them to offer higher credit limits and lower rates than competing cards. The company also provides an application to make payments. Petal Card, Inc. was formerly known as CreditBridge, Inc. The company was founded in 2015 and is based in New York, New York.

N26

Series D in 2019
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores. N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily. Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.

Qonto

Series B in 2018
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.

Taxfix

Series A in 2018
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.

Even.com

Series B in 2018
Over half of Americans live paycheck to paycheck. We’re trying to fix that, by building new financial services that make it easier to make ends meet, pay down debt, and save money. And we’re doing it as a transparent, straightforward business that only profits when our customers do, too. We partner with employers to offer Even as a benefit. Employers offer Even to their people; in return, employers save money because Even improves employee retention. Even is based in Oakland, California and Raleigh, North Carolina.

LoanStreet

Series A in 2018
LoanStreet Inc. operates an integrated, online platform that streamlines the process of sharing, managing, and originating loans for credit unions, banks, and direct lenders. It offers LoanStreet that provides access to a nationwide network of lenders and investors, track the performance of their loan portfolio, and more grow and diversify their balance sheet. The company’s LoanStreet provides real-time reporting, standardized agreements, balance sheet management, and automated reporting. The company was founded in 2013 and is based in New York, New York.

Coya

Series A in 2018
Coya offers a new hope, by redesigning and extending the insurance value chain, working backward from the customers' real-life needs. Coya will offer scalable protection at the point of need with an AI risk guardian and simple, transparent and personalized insurance cover. Designed from the ground up to manage life’s risks and join their customer’s journey.

N26

Series C in 2018
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores. N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily. Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.

Stash

Series D in 2018
Stash Financial Inc., known as Stash Invest, is a New York-based digital platform that simplifies investing, saving, and retirement planning through a mobile application. Founded in 2015 by Brandon Krieg and Ed Robinson, the company aims to assist everyday Americans in building wealth and achieving financial freedom. Stash combines banking, investing, and financial advice into a single subscription service, making it easier for users to manage their personal finances. The platform has supported over five million individuals in reaching their financial goals, emphasizing accessibility and user-friendly solutions in personal finance management.

Petal

Series A in 2018
Petal Card, Inc. provides and issues credit cards to people who do not have a traditional credit history, students, and immigrants. It offers Petal Visa, a credit card and through its machine learning, it analyzes users' digital financial records which allows them to offer higher credit limits and lower rates than competing cards. The company also provides an application to make payments. Petal Card, Inc. was formerly known as CreditBridge, Inc. The company was founded in 2015 and is based in New York, New York.

Coya

Seed Round in 2017
Coya offers a new hope, by redesigning and extending the insurance value chain, working backward from the customers' real-life needs. Coya will offer scalable protection at the point of need with an AI risk guardian and simple, transparent and personalized insurance cover. Designed from the ground up to manage life’s risks and join their customer’s journey.

Stash

Series C in 2017
Stash Financial Inc., known as Stash Invest, is a New York-based digital platform that simplifies investing, saving, and retirement planning through a mobile application. Founded in 2015 by Brandon Krieg and Ed Robinson, the company aims to assist everyday Americans in building wealth and achieving financial freedom. Stash combines banking, investing, and financial advice into a single subscription service, making it easier for users to manage their personal finances. The platform has supported over five million individuals in reaching their financial goals, emphasizing accessibility and user-friendly solutions in personal finance management.

Qonto

Series A in 2017
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.

TradeIT

Seed Round in 2017
Trading Ticket, a startup based out of New York, wants to develop a suite of products that will help consumers become more active, and proactive, investors. TradeIt is a patent pending technology that is in alpha on a publicly listed publishing platform. TradeIt allows users to quickly and easily place orders with their existing online brokerage accounts from any website or mobile device. Developed by 3 leading financial technology veterans, TradeIt has built a robust technology platform that can be easily integrated and embedded into any website, mobile device or advertising unit. TradeIt has navigated the complexities of legal compliance and security concerns to allow for online traders to have safe, fast, frictionless ordering.

Qonto

Seed Round in 2017
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.

Petal

Funding Round in 2017
Petal Card, Inc. provides and issues credit cards to people who do not have a traditional credit history, students, and immigrants. It offers Petal Visa, a credit card and through its machine learning, it analyzes users' digital financial records which allows them to offer higher credit limits and lower rates than competing cards. The company also provides an application to make payments. Petal Card, Inc. was formerly known as CreditBridge, Inc. The company was founded in 2015 and is based in New York, New York.

Stash

Series B in 2016
Stash Financial Inc., known as Stash Invest, is a New York-based digital platform that simplifies investing, saving, and retirement planning through a mobile application. Founded in 2015 by Brandon Krieg and Ed Robinson, the company aims to assist everyday Americans in building wealth and achieving financial freedom. Stash combines banking, investing, and financial advice into a single subscription service, making it easier for users to manage their personal finances. The platform has supported over five million individuals in reaching their financial goals, emphasizing accessibility and user-friendly solutions in personal finance management.

Stash

Series A in 2016
Stash Financial Inc., known as Stash Invest, is a New York-based digital platform that simplifies investing, saving, and retirement planning through a mobile application. Founded in 2015 by Brandon Krieg and Ed Robinson, the company aims to assist everyday Americans in building wealth and achieving financial freedom. Stash combines banking, investing, and financial advice into a single subscription service, making it easier for users to manage their personal finances. The platform has supported over five million individuals in reaching their financial goals, emphasizing accessibility and user-friendly solutions in personal finance management.

Deposit Solutions

Series B in 2016
Deposit Solutions is a developer of an open banking platform designed to connect banks and depositors across Europe. The company's platform help banks to offer attractive third party deposit products to their own customers through their existing accounts so that the depositors can access best-in-class deposit offers without having to open a new account at another bank, enabling banks looking for funding to gather deposits from new markets and client groups without having to set up and operate their own retail infrastructure.

N26

Series B in 2016
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores. N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily. Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.

Even.com

Series A in 2016
Over half of Americans live paycheck to paycheck. We’re trying to fix that, by building new financial services that make it easier to make ends meet, pay down debt, and save money. And we’re doing it as a transparent, straightforward business that only profits when our customers do, too. We partner with employers to offer Even as a benefit. Employers offer Even to their people; in return, employers save money because Even improves employee retention. Even is based in Oakland, California and Raleigh, North Carolina.

Stash

Seed Round in 2016
Stash Financial Inc., known as Stash Invest, is a New York-based digital platform that simplifies investing, saving, and retirement planning through a mobile application. Founded in 2015 by Brandon Krieg and Ed Robinson, the company aims to assist everyday Americans in building wealth and achieving financial freedom. Stash combines banking, investing, and financial advice into a single subscription service, making it easier for users to manage their personal finances. The platform has supported over five million individuals in reaching their financial goals, emphasizing accessibility and user-friendly solutions in personal finance management.

TradeIT

Seed Round in 2015
Trading Ticket, a startup based out of New York, wants to develop a suite of products that will help consumers become more active, and proactive, investors. TradeIt is a patent pending technology that is in alpha on a publicly listed publishing platform. TradeIt allows users to quickly and easily place orders with their existing online brokerage accounts from any website or mobile device. Developed by 3 leading financial technology veterans, TradeIt has built a robust technology platform that can be easily integrated and embedded into any website, mobile device or advertising unit. TradeIt has navigated the complexities of legal compliance and security concerns to allow for online traders to have safe, fast, frictionless ordering.

N26

Series A in 2015
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores. N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily. Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.

Wise

Series C in 2015
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Wise

Series B in 2014
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Wise

Series A in 2013
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.