Fannie Mae

Merchants Capital, originally established as PR Mortgage & Investments in 1990, operates as a mortgage banking firm that specializes in financing multifamily housing and healthcare facilities. The company has developed a strong reputation as a premier provider and servicer of loans for multifamily, affordable, healthcare, and student housing. In addition to its mortgage services, Merchants Capital offers small business funding and working capital based on business performance rather than credit scores, providing financial support ranging from $5,000 to $300,000. These funds can be utilized for various purposes, including equipment purchases, location expansions, inventory acquisition, renovations, advertising, tax payments, payroll, and emergency cash flow needs. Merchants Capital serves clients across all 50 states in the U.S. and Canada, emphasizing exceptional customer service and regulatory compliance in its operations.

General Motors Company is a leading global manufacturer and seller of automobiles, operating primarily in the United States, China, Brazil, Germany, the United Kingdom, Canada, and Italy. The company offers a diverse range of vehicles, including sedans, SUVs, pick-up trucks, and hybrid models, as well as parts and accessories. General Motors also provides vehicle safety and information services through its OnStar subsidiary. Following its emergence from bankruptcy in 2009, GM streamlined its operations and currently operates under four main segments: GM North America, GM International, Cruise, and GM Financial. The company regained its position as the U.S. market share leader in 2022, achieving a 16.5% share in 2023. Although GM's Cruise division has faced challenges, including a temporary halt in operations due to an accident, it continues to pursue autonomous vehicle initiatives. With a significant presence in various international markets, General Motors remains one of the world's largest automakers by vehicle sales.

Xpede's mission is to establish and strengthen relationships between financial institutions and their customers through web-based solutions. The company is an Application Service Provider (ASP) that helps lenders quickly establish an online loan presence under their own brand and personalize interactions with their customers. The Internet provides an opportunity to fundamentally change the way financial services are delivered to consumers. Xpede's goal is to enable this change and become the dominant provider of e-commerce solutions to the financial services market. Xpede's innovative software and services solutions web-enable financial processes and optimize the online transaction. Lenders can use these solutions to originate, close and service loans. The software runs on an underlying Java application server and supports a distributed, component-based, thin-client architecture. The server is a highly scaleable transaction processing system that complies with industry standards. Applications are customized for the institutions' specific look and feel and business processes; integrated with legacy back-end systems; and the work flow re-engineered to significantly improve operational efficiencies. Xpede hosts and manages this customized solution on behalf of its customer at a world class data center where the systems are maintained around-the-clock. The company was founded in 1998 and is venture funded by Mayfield Fund, Rosewood Capital and Oak Hill Partners. Xpede's founders include mortgage banking visionaries and veteran entrepreneurs from the Information Technology (IT) industry. In addition, the management team includes successful professionals with financial services and software technology backgrounds.