Clara is a financial technology company focused on simplifying home mortgage financing for individuals and families. By leveraging advanced technology, Clara aims to enhance the efficiency, transparency, and personalization of the mortgage origination process. Its online lending platform facilitates an easy and streamlined experience for consumers, allowing them to secure home financing quickly and clearly. In addition to its mortgage offerings, Clara also provides a suite of financial tools designed for businesses, including corporate expense management solutions, corporate cards, and bill payment services. This comprehensive approach enables both consumers and businesses to manage their financial needs with greater ease and control.
Klar is a fintech company founded in 2018 in Mexico City, offering a mobile app and a debit card that functions similarly to a credit card. Users benefit from a straightforward cash-back system, earning up to 4% on purchases without complicated points or expiration issues. The Klar card allows clients to send and receive payments instantly to their Klar accounts and other banks, enhancing its utility as a financial tool. The mobile app provides real-time tracking of all transactions, ensuring users have a clear view of their financial activities. Klar aims to provide secure and cost-effective alternatives to traditional banking services, catering specifically to the needs of Mexican customers.
MFS Africa Limited is a leading provider of mobile money interoperability in Africa, facilitating seamless money transfers and payments across the continent. Established in 2009 and headquartered in Accra, Ghana, the company connects mobile network operators through a unified API, enabling a range of services including remittances, merchant and bulk payments, as well as bank-to-wallet transfers. MFS Africa serves various stakeholders, including money transfer operators, banks, and mobile money operators, by offering alternatives for remittances, micro-lending, micro-insurance, and micro-savings. With additional offices in key African cities and London, MFS Africa plays a crucial role in enhancing financial connectivity and promoting financial inclusion across the region.
NymCard is a payment platform that specializes in enabling financial institutions to issue innovative digital payment products across Africa and the Middle East. Founded in 2016 and based in Abu Dhabi, NymCard offers a comprehensive suite of services including mobile wallet solutions, card issuance and processing, cloud solutions, and security services. The platform utilizes advanced open APIs and mobile SDKs to facilitate the rapid deployment of plastic, virtual, or tokenized cards, allowing clients to launch new payment solutions in as little as eight weeks. By focusing on user experience and security, NymCard aims to address the low penetration of payment cards in regions where traditional banking infrastructure has been limited.
Grupo R5 Ltda operates R5, an online platform based in Bogotá, Colombia, that provides mortgage loans and insurance policies using assets such as cars and motorcycles as collateral. Founded in 2018, the company primarily serves low-income customers in cities including Bogotá, Medellín, Cali, and Bucaramanga. R5 enables users to refinance high-interest debt or invest in their businesses by offering a streamlined digital process for accessing funds. Additionally, the platform facilitates the purchase of compulsory vehicle insurance with affordable policies, allowing customers to leverage their vehicles as security for low-rate credit options.
Provider of digital financial services intended to give SMEs economic freedom in their decisions. The company's services include short-term and long-term loans, capital credits and accounts payable financing through its online platform, enabling clients to easily personalize their financial services as per their needs.
Foodics is a cloud-based restaurant management system provider headquartered in AlKhobar, Saudi Arabia, founded in 2014. The company specializes in offering an all-in-one iPad POS solution that encompasses various functionalities, including sales management, inventory control, employee scheduling, loyalty programs, and e-commerce. Its services are tailored for the restaurant industry and are available in both English and Arabic. Foodics supports thousands of clients, including restaurants, food trucks, cafes, and fast-food chains, primarily across the Middle East. The system is designed to enhance operational efficiency and customer relationships, enabling businesses to increase revenues while simplifying management processes. With a commitment to user-friendly technology, Foodics aims to make restaurant management intuitive and accessible.
NovoPayment Inc. operates a cloud-based platform that provides financial and transactional services, specializing in Banking-as-a-Service solutions. The company offers mass payout and cash-in services, alongside a White-Label Platform-as-a-Service and open banking/API offerings tailored for banks and financial institutions. Founded in 2004 and based in Miami, Florida, NovoPayment has expanded its presence with offices in Mexico City, Bogota, Lima, and Quito. Its platform supports a diverse range of financial service use cases across multiple countries and currencies, boasting over 72 deployments and reaching more than 2.5 million end users. NovoPayment's innovative contributions to digital transformation have been recognized with awards for customer experience and disruptive innovation in financial services, underscoring its commitment to enhancing banking operations in the Americas.
Developer of financial software designed to facilitate the consolidation of benefits in one central location. The company's socially responsible platform consolidates and provides all employment benefits in a flexible alternative for employees through a proprietary card, enabling employees to access the benefits they are entitled to.
Payhawk Limited offers a comprehensive spending software designed to streamline expense management, payments, and corporate card usage for businesses. Founded in 2018 and headquartered in London, with an additional office in Sofia, Bulgaria, the company focuses on simplifying the entire spending lifecycle for financial officers and business owners. Its platform automates the collection and analysis of receipts, invoices, and card transactions, allowing businesses to maintain budget control without the need for paperwork. Payhawk's innovative solution includes a paperless corporate card that integrates seamlessly with existing banking services, offering real-time expense tracking, automated data extraction, and reporting features to enhance financial oversight.
Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.
Wayflyer is a revenue-based financing platform that focuses on supporting eCommerce brands. It operates an analytics platform that utilizes an underwriting engine to assess marketing performance on a daily basis. This technology provides clients with detailed analytics and tailored recommendations aimed at enhancing their marketing strategies. By helping eCommerce businesses optimize their campaign budgets, Wayflyer enables them to achieve sustainable growth and improve overall performance.
Operator of a B2B e-commerce marketplace intended to help shop owners digitally procure goods for their stores by eliminating middlemen. The company's marketplace uses technology to connect stores directly to the companies and facilitates owners to add new types of products to sell including mobile top-ups, remittances, and banking services, enabling stores or small neighborhood retail shop owners to save costs and understand market trends.
Klar is a fintech company founded in 2018 in Mexico City, offering a mobile app and a debit card that functions similarly to a credit card. Users benefit from a straightforward cash-back system, earning up to 4% on purchases without complicated points or expiration issues. The Klar card allows clients to send and receive payments instantly to their Klar accounts and other banks, enhancing its utility as a financial tool. The mobile app provides real-time tracking of all transactions, ensuring users have a clear view of their financial activities. Klar aims to provide secure and cost-effective alternatives to traditional banking services, catering specifically to the needs of Mexican customers.
Checkout.com is a fintech company that specializes in providing online payment solutions for businesses globally. Founded in 2012 and headquartered in San Francisco, California, the company operates a comprehensive e-commerce payment platform that facilitates mobile and online transactions. Its services include payment gateway solutions, international acquiring, and processing for various payment methods, such as credit and debit cards, online banking, and eWallets like PayPal and Apple Pay. The platform is designed to enhance security and streamline the payment process by eliminating intermediaries, offering fraud management tools, analytics, and customizable risk settings. With offices across multiple countries, including the United Kingdom, France, and Australia, Checkout.com aims to empower businesses to manage digital payments effectively while optimizing performance and minimizing risks.
TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.
TradeDepot Inc. develops a SaaS platform for FMCG distribution in Africa. It enables predictive trade intelligence to leapfrog the competition, real-time access to distributors' stock levels, receive bulk orders online, and auto-generate sales promotions to boost sales. It helps to connects with distributors, wholesalers and retailers online, on one platform. The company was founded in 2016 and is based in Lagos, Nigeria with additional office in Wilmington, Delaware.
Mercado Bitcoin is a leading financial market infrastructure company in Latin America, specializing in cryptocurrency transactions. It offers an online platform where users, including traders, can buy and sell various digital assets, such as Bitcoin, using Brazilian Real. The platform features crypto wallets and provides comprehensive tools for managing trades, assets, and financial data, enabling users to make informed investment decisions. Additionally, Mercado Bitcoin offers opportunities for high-yield investments through tokens representing alternative non-security assets, allowing individuals to attain fractional ownership of diverse assets.
2TM creates an infrastructure for the financial market in blockchain, ensuring efficiency and security in funding and investment operations. It was founded in 2013 and is headquartered in Sao Paulo, Brazil.
MFS Africa Limited is a leading provider of mobile money interoperability in Africa, facilitating seamless money transfers and payments across the continent. Established in 2009 and headquartered in Accra, Ghana, the company connects mobile network operators through a unified API, enabling a range of services including remittances, merchant and bulk payments, as well as bank-to-wallet transfers. MFS Africa serves various stakeholders, including money transfer operators, banks, and mobile money operators, by offering alternatives for remittances, micro-lending, micro-insurance, and micro-savings. With additional offices in key African cities and London, MFS Africa plays a crucial role in enhancing financial connectivity and promoting financial inclusion across the region.
SWAP is a company that focuses on transforming financial operations for businesses through innovative technology and a unique business model. It provides modular payment solutions via APIs, enabling clients to create comprehensive financial ecosystems that include services such as pre-paid cards, digital wallets, and various financial services. By facilitating secure integrations, SWAP's platform allows for seamless disbursement and collection of funds, bill payments, peer-to-peer transactions using QR codes, and prepaid cell phone recharging. This approach not only enhances the user experience but also enables companies to develop new revenue streams and expand their core services, effectively fostering an internal fintech environment.
Tembici is a prominent micro-mobility company in Latin America, specializing in first and last mile transportation solutions for daily commuters. The company offers shared electric bike rental services designed to integrate bicycles into the urban transport network. By providing accessible parking facilities and rental options, Tembici enables both public and private entities, including residential and corporate clients, to navigate urban environments efficiently while minimizing space usage.
SellersFi is a financial services company that specializes in providing funding solutions for e-commerce businesses, particularly those selling on online marketplaces. Established in 2017 and headquartered in Ridgewood, New Jersey, the company offers term loans and revenue advances tailored for Amazon sellers. SellersFi's platform utilizes machine-learning models to analyze data from online sellers' business activities, enabling the provision of actionable insights. This technology allows e-commerce entrepreneurs to access working capital more easily, improve cash flow, and enhance their operational efficiency. By focusing on the unique needs of online sellers, SellersFi aims to support their growth and success in a competitive marketplace.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Private Equity Round in 2021
MNT-Halan is a microfinance lending and payments company.
Developer of a digital platform designed to help send receipts and invoices, track who owes money, and send free reminders and statements to clients. The company's platform sends free scheduled reminders, and customized professional statements, and provides a free and secure wallet, enabling clients to organize, increase sales and grow their businesses systematically.
Ualá is a fintech platform that offers a prepaid MasterCard card to help users keep track of spending, complete transfers, and more. Its native apps link with a Mastercard that allows users to conduct financial transactions such as online or offline purchases, free P2P and top-ups, as well as other payments, both in Argentina and abroad. The platform's technology and proprietary integrations allow for live transactionality, the first and only PFM solution in the market, and secure instant transfers, among others. Uala also allows users to track expenses through an analysis tool. Some selected users can also request a loan through the app. Ualá is available in Argentina for Android and iOS.
Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Aingel is an analytics platform that leverages artificial intelligence to identify promising startups and connect them with suitable venture capitalists. The platform features an interactive dashboard and a VC match report that assesses both startups and investors based on over one hundred criteria, incorporating historical data to enhance investment decision-making. By facilitating faster fundraising, Aingel aligns founders with investors who are most likely to provide value and show interest in their business ideas. The platform is utilized by leading data-driven venture capital firms, banks, and fintech companies through its APIs, which streamline the process of startup discovery and analysis. Established in 2016, Aingel is headquartered in San Jose, California.
FintechOS SRL is a Romanian company that develops an artificial intelligence-enabled platform tailored for financial institutions, focusing on digital transformation. Founded in 2017 and headquartered in Bucharest, the company offers a comprehensive open-cloud, omni-channel orchestration platform that includes applications such as Digital Experience Portal, Digital Customer 360, and Digital Product Factory. These tools are designed to enhance customer experiences for banking and insurance firms. Additionally, FintechOS provides the FintechOS Academy, which offers e-learning solutions to support ongoing education and skills development. By leveraging advanced technologies and a hybrid agile methodology, FintechOS enables rapid and cost-effective digital transformation for its clients, facilitating the delivery of personalized services that meet modern consumer demands.
Developer of an online payment system designed to provide comprehensive financial services to banks, e-money institutions, telecom operators and transportation operators. The company's platform offers mobile wallets, prepaid cards, bill payments, loyalty programs, payment gateway infrastructure, and a financial technology hub, enabling customers to make secure and convenient online and mobile payments, manage bills and loyalty programs and access a variety of financial services.
SoLo Funds, Inc. is a mobile money exchange and lending platform that connects lenders and borrowers, allowing users to borrow on their own terms and lenders to benefit from their contributions. Established in 2015 and based in New York City, SoLo Funds operates as an alternative financial solution, offering rapid loan options to borrowers while providing lenders with significant value. The platform has evolved from a unique lending marketplace into a comprehensive community banking solution that leverages individual capital, insurance, and banking products, supported by advanced A.I. underwriting technology.
Foodics is a cloud-based restaurant management system provider headquartered in AlKhobar, Saudi Arabia, founded in 2014. The company specializes in offering an all-in-one iPad POS solution that encompasses various functionalities, including sales management, inventory control, employee scheduling, loyalty programs, and e-commerce. Its services are tailored for the restaurant industry and are available in both English and Arabic. Foodics supports thousands of clients, including restaurants, food trucks, cafes, and fast-food chains, primarily across the Middle East. The system is designed to enhance operational efficiency and customer relationships, enabling businesses to increase revenues while simplifying management processes. With a commitment to user-friendly technology, Foodics aims to make restaurant management intuitive and accessible.
Bukukas is a financial bookkeeping application designed to assist micro and small enterprises in Southeast Asia, particularly in Indonesia. It provides features such as transaction recording, free money transfers without bank fees, performance monitoring, automatic financial report generation, and stock item management. By digitizing traditional record-keeping methods, Bukukas enables business owners to easily track their sales, expenses, and cash transactions using their smartphones. The primary goal of Bukukas is to improve cash flow management for these businesses, facilitating their growth and integration into the banking ecosystem while paving the way for additional financial services in the future.
Bukukas is a financial bookkeeping application designed to assist micro and small enterprises in Southeast Asia, particularly in Indonesia. It provides features such as transaction recording, free money transfers without bank fees, performance monitoring, automatic financial report generation, and stock item management. By digitizing traditional record-keeping methods, Bukukas enables business owners to easily track their sales, expenses, and cash transactions using their smartphones. The primary goal of Bukukas is to improve cash flow management for these businesses, facilitating their growth and integration into the banking ecosystem while paving the way for additional financial services in the future.
Checkout.com is a fintech company that specializes in providing online payment solutions for businesses globally. Founded in 2012 and headquartered in San Francisco, California, the company operates a comprehensive e-commerce payment platform that facilitates mobile and online transactions. Its services include payment gateway solutions, international acquiring, and processing for various payment methods, such as credit and debit cards, online banking, and eWallets like PayPal and Apple Pay. The platform is designed to enhance security and streamline the payment process by eliminating intermediaries, offering fraud management tools, analytics, and customizable risk settings. With offices across multiple countries, including the United Kingdom, France, and Australia, Checkout.com aims to empower businesses to manage digital payments effectively while optimizing performance and minimizing risks.
Bitso SAPI de CV is a prominent online trading platform based in Mexico City, founded in 2014, that facilitates the buying and selling of Bitcoin and other cryptocurrencies. As Mexico's first Bitcoin exchange, Bitso allows users to trade Bitcoin with the Mexican Peso, providing a secure and professional environment for cryptocurrency transactions. Users can fund their accounts through various options, including in-person deposits at designated locations across Mexico. The platform operates with a central limit order book, similar to traditional currency exchanges, ensuring efficient trade execution. Additionally, Bitso offers an API that enables third-party applications, such as trading and charting tools, to integrate with its platform, along with a dedicated mobile application for seamless trading activities.
Nelogica specializes in creating software solutions for technical analysis in the financial market. The company develops advanced financial applications that provide analysis, monitoring, and asset trading systems, along with real-time market news. These tools are designed to assist investors and organizations in making informed and secure decisions, offering access to a diverse array of financial instruments. Through its innovative offerings, Nelogica aims to enhance the decision-making capabilities of its users in the dynamic financial landscape.
FintechOS SRL is a Romanian company that develops an artificial intelligence-enabled platform tailored for financial institutions, focusing on digital transformation. Founded in 2017 and headquartered in Bucharest, the company offers a comprehensive open-cloud, omni-channel orchestration platform that includes applications such as Digital Experience Portal, Digital Customer 360, and Digital Product Factory. These tools are designed to enhance customer experiences for banking and insurance firms. Additionally, FintechOS provides the FintechOS Academy, which offers e-learning solutions to support ongoing education and skills development. By leveraging advanced technologies and a hybrid agile methodology, FintechOS enables rapid and cost-effective digital transformation for its clients, facilitating the delivery of personalized services that meet modern consumer demands.
dLocal operates a payments technology platform that facilitates mass online payments in emerging markets, including Latin America, Asia-Pacific, and Europe, the Middle East, and Africa. Founded in 2016 and based in Montevideo, Uruguay, the company serves over 450 global e-commerce merchants, online travel providers, and marketplaces. Its platform, One dLocal, allows businesses to accept a diverse range of over 300 local payment methods, including credit and debit cards, bank transfers, and cash payments, while also enabling them to issue payments to contractors and sellers in these markets. By acting as both the payments processor and merchant of record, dLocal simplifies the payment experience for companies, helping them reach approximately 2 billion digitally-savvy consumers. The company generates revenue through fees charged for its payment processing services, with a significant portion coming from Brazil.
Neon is a Brazilian fintech company established in 2016, focused on enhancing and simplifying financial experiences through technology and design. Employing over 250 individuals, Neon primarily offers a digital banking platform that allows users to manage their finances without the need for physical branches. The platform enables customers to perform various banking activities, including making payments, issuing slips, and utilizing virtual cards, all accessible via smartphones. In 2018, Neon secured 72 million reais in Series A funding from notable investors such as Propel Ventures, Monashees, and Quona, among others. To facilitate the custody and settlement of its accounts, Neon has partnered with Banco Votorantim.
Funding Societies Pte. Ltd. is a peer-to-peer financing platform based in Singapore, founded in 2015. It connects investors with small and medium-sized enterprises (SMEs) seeking funding, thereby addressing financial inclusion challenges and making credit-worthy SMEs more bankable. The platform offers a range of flexible financing options, including micro and term loans, as well as invoice financing, supported by advanced credit scoring and risk assessment models. Since its inception, Funding Societies has facilitated over 3.3 million business loans, amounting to more than S$1.8 billion in funding. The company has received multiple accolades, including the Global Excellence Award from ITU Telecom, and holds operating licenses from regulators in Singapore, Indonesia, and Malaysia, making it a pioneer in the region's peer-to-peer lending landscape.
Checkout.com is a fintech company that specializes in providing online payment solutions for businesses globally. Founded in 2012 and headquartered in San Francisco, California, the company operates a comprehensive e-commerce payment platform that facilitates mobile and online transactions. Its services include payment gateway solutions, international acquiring, and processing for various payment methods, such as credit and debit cards, online banking, and eWallets like PayPal and Apple Pay. The platform is designed to enhance security and streamline the payment process by eliminating intermediaries, offering fraud management tools, analytics, and customizable risk settings. With offices across multiple countries, including the United Kingdom, France, and Australia, Checkout.com aims to empower businesses to manage digital payments effectively while optimizing performance and minimizing risks.
Figopara is a financial technology company based in Istanbul, Turkey, established in 2017. It offers a supplier finance platform that allows companies to discount their e-invoices before their due dates by leveraging offers from financial institutions. This service enables clients to enhance their working capital by stretching payment terms while allowing suppliers to receive their post-paid receivables early. Figopara's solution provides secure information about customers to financial companies, facilitating seamless transactions and meeting short-term financing needs.
Flutterwave provides a payment service for global merchants and payment service providers.
It provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds.
The company was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola and is headquartered in San Francisco, California.
Flutterwave provides a payment service for global merchants and payment service providers.
It provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds.
The company was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola and is headquartered in San Francisco, California.
Ualá is a fintech platform that offers a prepaid MasterCard card to help users keep track of spending, complete transfers, and more. Its native apps link with a Mastercard that allows users to conduct financial transactions such as online or offline purchases, free P2P and top-ups, as well as other payments, both in Argentina and abroad. The platform's technology and proprietary integrations allow for live transactionality, the first and only PFM solution in the market, and secure instant transfers, among others. Uala also allows users to track expenses through an analysis tool. Some selected users can also request a loan through the app. Ualá is available in Argentina for Android and iOS.
Altruist is a fintech company that develops a commission-free digital investment platform. The platform is designed to help independent financial advisors grow faster, cut costs, eliminate paperwork, and delight their clients. The company was founded in 2018 and is headquartered in Venice, California.
Foriba is a provider of accounting solutions based in Maltepe, Istanbul, founded in 1999 by Ahmet Bilgen. The company specializes in e-transformation software and services tailored for enterprises, offering a range of document processing solutions, including e-invoicing, e-ledgers, e-reconciliation, e-audit, and e-signatures. Additionally, Foriba provides digital document backup, VAT returns, and e-receipt solutions. Its software applications aim to enhance business efficiency and facilitate cost and time management by streamlining various processes.
Inloco operates as a mobile media and data platform that focuses on enhancing user experiences for mobile applications. The company utilizes location-based behavioral biometrics to facilitate seamless sign-up and payment processes, enabling users to authenticate themselves anonymously. By removing friction associated with user authentication, Inloco aims to improve the overall efficiency of mobile interactions while preserving user privacy. Its innovative approach positions Inloco as a key player in the intersection of mobile technology and data privacy.
Checkout.com is a fintech company that specializes in providing online payment solutions for businesses globally. Founded in 2012 and headquartered in San Francisco, California, the company operates a comprehensive e-commerce payment platform that facilitates mobile and online transactions. Its services include payment gateway solutions, international acquiring, and processing for various payment methods, such as credit and debit cards, online banking, and eWallets like PayPal and Apple Pay. The platform is designed to enhance security and streamline the payment process by eliminating intermediaries, offering fraud management tools, analytics, and customizable risk settings. With offices across multiple countries, including the United Kingdom, France, and Australia, Checkout.com aims to empower businesses to manage digital payments effectively while optimizing performance and minimizing risks.
Conekta is a developer of an online payment platform that enhances the security and efficiency of banking processes for financial institutions. The platform leverages artificial intelligence to integrate application programming interfaces, facilitating the processing of both online and offline payments. It enables financial institutions to analyze transaction behavior, helping to identify and mitigate fraudulent activities. Additionally, Conekta's services are PCI-DSS certified, ensuring that banking and financial information is encrypted and protected, which allows businesses to accept payments through various methods, including cards, cash, and bank transfers, in a straightforward and secure manner.
Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.
Bankingly is a software as a service (SaaS) provider that specializes in delivering digital banking solutions to financial institutions. Founded in 2015 and based in Montevideo, Uruguay, the company offers a platform that facilitates internet-based banking services through various digital channels, including mobile banking, online banking, and conversational banking. Bankingly's solutions are designed to enhance financial inclusion, particularly for underbanked or lower-income customers. The platform equips financial organizations with tools to manage their products, execute digital transactions, and maintain effective communication with clients. By enabling secure and agile banking experiences at a reasonable cost, Bankingly helps institutions improve customer acquisition and adapt to the rapidly evolving financial landscape.
Investree is Indonesia’s leading B2B marketplace lending platform for SMEs that is fully licensed by Financial Services Authority of Indonesia (OJK) for both conventional and Shariah businesses. Investree is based in Indonesia but has grown its regional footprint in Thailand and soon to be in the Philippines. Investree's mission as marketplace is to use technology and data to provide small businesses with access to working capital solutions from retail and institutional lenders. Established in October 2015, Investree focuses on a B2B acquisition model to drive origination of SME borrowers. These include strong partnerships with ecosystems to drive origination, enhance verification and reduce cost of acquisition. These include strategic partnerships such as e-procurement platforms, payment gateway providers to source potential SME while accessing its digital footprint through the ecosystem to enhance the business process and customer experience. Led by a solid team of seasoned professionals from the financial industry with a team of 175 employees across the region Investree, by August 2019 has facilitated over USD 230 mio since inception, providing access to more than 1000 SMEs , while maintaining a robust and healthy asset quality.
Satispay S.p.A. is a fintech company based in Milan, Italy, that operates a mobile payment application allowing users to make payments to stores or friends via their smartphones. Founded in 2013, Satispay offers a platform that connects directly to users' bank accounts, enabling seamless transactions for both consumers and merchants. The consumer app is accessible to anyone with a bank account, while merchants can accept payments online or offline using various devices and point-of-sale systems. This direct connection to bank accounts allows Satispay to process payments with a structural cost advantage, resulting in no charges for consumers and a cost-effective, convenient solution for merchants.
Moneyfarm is an independent financial services provider operating in Italy, Germany, and the United Kingdom, offering online financial advisory and execution services. Founded in 2011 and headquartered in Milan, with an additional office in Cagliari, the company enables users to create and manage diversified investment portfolios tailored to their individual investor profiles, which are determined through an online questionnaire. Moneyfarm's platform facilitates investment in index funds and allows clients to track their investments and receive personalized advice. Revenue is generated solely from client fees, as the company does not accept back-end fees or commissions from financial institutions, ensuring transparency in its services. The platform aims to provide an efficient and cost-effective way for users to grow and protect their wealth.
Foriba is a provider of accounting solutions based in Maltepe, Istanbul, founded in 1999 by Ahmet Bilgen. The company specializes in e-transformation software and services tailored for enterprises, offering a range of document processing solutions, including e-invoicing, e-ledgers, e-reconciliation, e-audit, and e-signatures. Additionally, Foriba provides digital document backup, VAT returns, and e-receipt solutions. Its software applications aim to enhance business efficiency and facilitate cost and time management by streamlining various processes.
Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Entersekt Pty Ltd. is an international software development company headquartered near Cape Town, South Africa, with additional offices in Utrecht, Netherlands. Established in 2008, Entersekt specializes in online push-based authentication and application security solutions tailored for banks and enterprises. Its product offerings include transakt, interakt, and connekt, which facilitate secure online and mobile banking, as well as authentication for mobile applications and card-not-present transactions. The company is recognized for its patented mobile identity system, which enables financial services providers and enterprises to enhance security while delivering convenient digital experiences to customers across various service channels. Entersekt serves a diverse clientele across North America, Europe, and Africa.
Kubo.financiero is the only 100% digital regulated finance company in Mexico. It offers savings accounts, personal loans and term deposits to its clients. Kubo’s lean model allows for lower interest rates for borrowers and higher return rates for depositors and investors. Its innovative model and strategic approach aim to encourage a “multiplier effect” to generate and strengthen Mexico’s emerging middle class through customer-centered financial services.
Kueski, S.A.P.I. De C.V. Sofom E.N.R. is an online lending platform based in Guadalajara, Mexico, founded in 2012. Catering primarily to the middle class in Mexico and Latin America, Kueski offers a range of financial services, including personal credit, student loans, and savings options. The platform leverages big data and advanced analytics to facilitate quick loan approvals, often within minutes, making it a convenient choice for borrowers who require immediate financial assistance. With a paperless application process available 24/7, Kueski has rapidly established itself as a leading provider of online lending services in the region, having granted thousands of loans to date.
Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.
Hellas Direct is a digital insurance company based in Cyprus that specializes in car insurance. Utilizing advanced technology and artificial intelligence, the company aims to streamline the insurance process and provide competitive pricing to its customers. Hellas Direct is supported by notable investors, including Portag3, the International Finance Corporation, Endeavor Catalyst, and prominent individuals from the finance sector. The company seeks to innovate the insurance industry by prioritizing operational excellence and improving customer experience.
Technisys helps the banks to provide the best digital experience in financial services
Technisys is a digital banking technology company. Its leading-edge Cyberbank Omnichannel and Digital Core solutions allow traditional banks to effectively transform to digital, and challenger, neo banks and fintech companies to jumpstart. Technisys allows their customers to differentiate through enhanced customer experiences, increase sales, engage with the ecosystem with Open APIs and create a platform for digital innovation.
Xapo operates a digital banking and bitcoin security platform that provides a comprehensive suite of financial tools and vault services for secure bitcoin storage. The company offers two primary products: an easy-access bitcoin wallet and a highly secure cold storage vault. This dual approach allows users to manage their bitcoin conveniently for everyday transactions while ensuring robust security for long-term savings. Xapo's platform includes a peer-to-peer payment system and access to digital currency, enabling users to utilize their bitcoin globally. The firm emphasizes the importance of trust in the digital currency space, employing a team of financial services and security experts to create a reliable and user-friendly storage experience for bitcoin users.
Tech.fit is a mobile applications developer that focuses on health and self-care, seeking to transform body and mind through healthy habits. The company combines health promotion with technology to promote changed behaviors towards well-being and generate self-esteem. The company was founded in 2004 and is based in São Paulo, Brazil.