Marqeta

Marqeta, Inc. is a payment card issuing and processing platform that enables businesses to create and manage customized payment solutions through its open API. Founded in 2010 and based in Oakland, California, Marqeta provides a range of services, including virtual cards, real-time fund transfers, and spend controls, allowing users to control how purchases are authorized. The platform caters to various industries, such as e-commerce, expense management, and digital banking, offering tools for on-demand delivery, loan disbursement, and expense management. Marqeta's infrastructure allows companies to develop innovative card-based products without the need for traditional banking systems. The company earns revenue primarily through processing and ATM fees associated with the cards issued on its platform. With operations in the United States, Canada, Europe, and Australia, Marqeta is certified to process payments in multiple countries, supporting commerce innovators globally.