Fin Capital

Fin VC is focused on B2B, principally Enterprise SaaS FinTech companies within seven sub-sectors: Alternative Lending, Asset Management, Real Estate Tech, InsureTech, Health Care solutions, Blockchain Enterprise Applications, and Enabling Tech. FIN invests globally in the US, EU, MENA, Israel, and Asia. As former corporate and start-up operators, the Fin team takes a hands-on approach, helping its portfolio companies with access to capital (equity/debt), talent sourcing, and business development support. Fin is building a Global Financial Platform that will provide LPs with unique fund strategies and co-investment opportunities alongside of the fund and in Special Situation Growth/Late stage companies.

Peter Ackerson

General Partner

Logan Allin

Managing Partner & Founder

Henry Cashin

Principal

Luke Kornack

Principal

Marcella McColl

Partner, CFO and CCO

Kevin Nee

Partner and Chief Capital Officer

Christian Ostberg

General Partner

Michael Peirce

Associate

Sasha Pilch

Principal

Warren B. Riley

Venture Partner

May Wang

Associate

Past deals in FinTech

Bits Technology

Seed Round in 2023
Bits Technology is a developer of automation software aimed at simplifying and democratizing financial technology services. The company connects various data sources and orchestrates workflows to enhance efficiency in financial tech services. Its software facilitates the deployment of new products across multiple markets, allowing clients to rapidly create dynamic onboarding processes. This enables businesses to focus on achieving meaningful customer outcomes while streamlining their operations.

FiVerity

Seed Round in 2023
Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

Sequence

Seed Round in 2022
Sequence is developing a new breed of FinOps stack for B2B companies, as well as APIs and other tools to enable more responsive pricing, billing, and related services.

Fuell

Series A in 2022
Fuell Technologies, S.L. is a Madrid-based company that specializes in issuing corporate credit cards and providing expense management software for businesses. Founded in 2019, Fuell's platform integrates a corporate card with expense management tools, allowing companies to manage spending in real-time and set budgets without the need for traditional expense reports. The service includes features such as automatic budget updates, credit increases as businesses grow, and cashbacks on various expenditures, including rideshare, fuel, dining, and recruitment services. This innovative approach aims to streamline financial management, offering businesses greater control over their expenses and enhancing operational efficiency.

Circle

Private Equity Round in 2022
Circle is a financial technology company that leverages blockchain technology to facilitate the sending, receiving, and investing of cryptocurrency assets globally. Founded in 2013 by Jeremy Allaire and Sean Neville, Circle offers a user-friendly online platform that simplifies money transfers and includes services such as Circle Pay for peer-to-peer payments. In addition, the company provides Circle Invest, allowing users to buy and sell cryptocurrencies, and Circle Trade, which operates a trading desk with a substantial liquidity pool for digital assets, averaging $2 billion in monthly trading volume. With significant backing from investors, including notable firms such as Goldman Sachs and Accel Partners, Circle has established a presence in major cities, including Boston, New York, San Francisco, Dublin, London, and Hong Kong. The company is dedicated to accelerating global crypto innovation and adoption through its various financial services.

Standard Metrics

Series A in 2022
Quaestor Technologies, Inc. develops automated financial tools. It offers Quaestor, an automated data platform that enables financial transparency between startups and investors, empowering founders to make better decisions in scaling their companies. The company’s Quaestor fosters a collaborative relationship between founders and investors by automatically collecting, standardizing, and synthesizing startup data enabling both parties to make metrics-driven decisions. The company was incorporated in 2020 and is based in San Francisco, California.

Koxa

Venture Round in 2022
Developer of a fintech API platform designed to connect ERPs and accounting software with corporate bank accounts. The company's platform offers cloud-based tools such as identifying and access management, permission and approvals of customer requests as well as handles all the security, identity, and other banking operations, enabling banks and financial institutions to perform treasury-related operations efficiently.

Mistho

Seed Round in 2022
mistho.io offers the first open payroll API for Europe, that enables consumers to easily access and share their salary and employment information with third parties such as banks, insurance companies, lenders and others at the click of a button. Our goal is to help businesses build the best consumer experiences in the fintech world that require income information. As a first step, we are now enabling businesses to easily integrate the Mistho app into their existing flow for income verification. Remember the last time you searched for a flat to rent, wanted to lease a car or applied for a loan? At some point during your search you were asked to share your last three months of payslips. You probably had to upload them to a platform or send them via e-mail to your agent. In some cases, you might even have needed to ask your HR department to help you out. Mistho helps exactly here - by offering a digital, directly embedded income verification tool that asks the end consumer to do no more than log in to their payroll portal.

Neo.tax

Series A in 2022
Neo.tax is a tax preparation and filing service based in Mountain View, California, that specializes in assisting early-stage startups. The company offers a tax automation platform that employs machine learning algorithms to streamline the collection and organization of data from various sources, including emails, documents, project management tools, and financial systems. This technology generates comprehensive reports that detail all activities, expenses, and methodologies used to claim tax credits. By enhancing accuracy and simplifying the review process, Neo.tax aims to ensure that businesses are audit-ready, thereby facilitating a more efficient and reliable tax filing experience.

DebtStream

Seed Round in 2022
DebtStream is a digital platform for businesses to collect debt from those who fall into arrears.

hi.health

Convertible Note in 2022
hi.health offers people with private health insurance convenient and safe access to health care billing via app or web. Users can easily submit their invoices digitally and hi.health takes care of the further processing, billing and customer service providing a seamless user experience. With the integrated “library” users receive a transparent overview of relevant digital health products and services, that are (partially) covered by their insurance. hi.health operates at the intersection of digital health, fintech and insurtech. While each of these rapidly growing markets are already exciting in themselves, their combination in one product is unique. The company was founded by Sebastian Gruber and Fredrik Debong in July 2019. Since hi.health launched in Germany at the end of 2019 several thousand users already use the independent billing app.

Conduit

Seed Round in 2022
Conduit provides one API for connecting to DeFi. We enable companies to launch crypto-backed earnings products within their existing financial service platforms in days, not months. With Conduit, financial growth can become accessible to everyone.

Edisen

Pre Seed Round in 2022
Signal Intent is building the next generation of financial calculators. Whether you're a bank, credit union, insurance, or mortgage company, now you can easily launch calculators your customers will love - no coding required. How it works is simple. We offer a library of interactive calculator templates that you can easily embed on your website in just a few clicks. Plus, we’re the only calculator company to come equipped with a platform, so you can customize each calculator to match your brand, convert more customers with custom calls-to-action, and measure performance with our real-time analytics.

Banxware

Seed Round in 2022
Banxware is a Berlin-based software provider specializing in embedded financial technologies that enable companies to offer financial services to their customers. Founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß, Banxware's lending-as-a-service platform allows digital platforms, marketplaces, and payment service providers to offer loans to their merchants using transaction data. The company's first product is an instant business lending solution, which streamlines the onboarding, verification, credit decision, and payout processes, completing them in under 15 minutes. Banxware's platform incorporates essential features such as KYC and AML checks, credit scoring, risk management, loan origination, and collection, facilitating a comprehensive approach to financial services. By leveraging Banxware’s white-label software, businesses can enhance their offerings while benefiting from the expertise of its founders.

Pontoro

Seed Round in 2021
Pontoro operates a digital asset securitization and liquidity platform aimed at addressing the significant shortfall in infrastructure debt financing, estimated at $20 trillion. By leveraging its blockchain-based technology, Pontoro facilitates the flow of infrastructure loans from major bank originators to institutional investors, enhancing access to these typically private market assets. The company has developed an initial infrastructure loan pipeline valued at $500 million through relationships with large banks. In addition to expanding its offerings, Pontoro is in discussions with several prominent financial institutions to explore distribution opportunities for its digital assets, targeting registered investment advisors, family offices, and ultra-high net worth investors. With a team experienced in underwriting and managing over $100 billion in large-scale infrastructure projects worldwide, Pontoro aims to foster broader investor participation and improve liquidity and price transparency in this sector.

Hummingbird

Series B in 2021
Hummingbird is a platform for managing anti-money laundering (AML) operations. Compliance professionals use Hummingbird to collect case information, conduct investigations, and report on unusual or suspicious behaviors. The platform dramatically reduces paperwork and improves efficiency, enabling AML investigators to refocus on fighting financial crime. Hummingbird’s founding team brings together product and regulatory experience from organizations like Square, IDEO, the Department of the Treasury, and the OCC. Hummingbird is using data and design to modernize regulatory compliance in finance.

Nimbla

Venture Round in 2021
Nimbla provides B2B invoice insurance to small and medium-sized businesses in the United Kingdom. The London fintech company, through their unique technology, allows them to instantly review the credit rating of their invoices and insure them individually, paying out in the event of insolvency.

AnChain.ai

Series A in 2021
AnChain.ai Inc. specializes in blockchain data analytics and cryptocurrency transaction monitoring, providing solutions for public and private blockchain networks. Its offerings include Blockchain Ecosystem Intelligence, which connects wallet addresses and transactions to real-world entities, ensuring compliance with KYC and AML regulations while quantifying risk. The Transaction Analytics Platform delivers insights for day-to-day operations, featuring automated alerts, anomaly detection, and user profiling. Additionally, the company offers a Smart Contract Auditing Sandbox to assess the security of Solidity-based contracts and a Crypto Ransom Response service to track adversaries and mitigate financial losses from theft. AnChain.ai caters to a diverse clientele, including blockchain exchanges, custodians, financial institutions, and enterprises involved in cybersecurity and innovation. Founded in 2018, the company is headquartered in Milpitas, California, and is recognized by leading blockchain firms and industry committees for its contributions to security and trust in the cryptocurrency ecosystem.

Synctera

Series A in 2021
Synctera Inc. is a company that specializes in providing digital banking solutions aimed at facilitating partnerships between traditional banks and fintech startups. Founded in 2020 and headquartered in San Francisco, California, Synctera offers a platform that helps banks identify their specific needs and connects them with suitable fintech firms. The company manages the relationship through a backend platform that addresses regulatory compliance and supports the onboarding process. In addition to its partnership solutions, Synctera enhances security through features such as personally identifiable information (PII) encryption, endpoint protection, secure login, authentication, and role-based access.

Greenlight

Series D in 2021
Greenlight Financial Technology, Inc. is a financial services company that offers debit card solutions designed specifically for children, enabling parents to instill financial literacy from an early age. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight provides a mobile application that allows parents to manage their children’s spending by designating specific stores where the Greenlight debit card can be used. This patent-pending technology empowers families to create teachable moments around earning, saving, spending, and giving. By focusing on convenience and safety, Greenlight aims to help parents raise financially savvy children while also expanding its network across the United States.

Quilo

Seed Round in 2021
Qoosh Technology is a Digital, Mobile centric FIntech Platform that enables community banks & credit unions to provide "Quilos", instant installment loans to account holders with immediate access to funds and no hidden fees. 'Quilo' is the trademark of Qoosh Technology.

Teampay

Series A in 2020
Teampay is reinventing the corporate card, delivering smart purchasing for empowered teams. Teampay is a purchasing software built for modern, technology-enabled businesses. Their products enable companies to request, approve, and track employee spending in real-time. Teampay helps companies focus their resources on growth, not overhead.

Unqork

Series C in 2020
Unqork Inc. operates a no-code enterprise software platform that enables financial and insurance companies to digitize their client lifecycle. Founded in 2016 and headquartered in New York, Unqork provides a visual application platform that allows large enterprises to create and manage complex custom software without the need for coding. The platform enhances the product sales process and improves customer experience, enabling organizations to develop applications more quickly, with higher quality, and at lower costs compared to traditional methods. Unqork serves various sectors, including insurance, financial services, real estate, government, education, and healthcare.

Greenlight

Series C in 2020
Greenlight Financial Technology, Inc. is a financial services company that offers debit card solutions designed specifically for children, enabling parents to instill financial literacy from an early age. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight provides a mobile application that allows parents to manage their children’s spending by designating specific stores where the Greenlight debit card can be used. This patent-pending technology empowers families to create teachable moments around earning, saving, spending, and giving. By focusing on convenience and safety, Greenlight aims to help parents raise financially savvy children while also expanding its network across the United States.

Figure

Series C in 2019
Figure Technologies, Inc. is a fintech company based in San Francisco, California, established in 2018. It specializes in providing consumer financial solutions focused on home improvement, debt consolidation, and retirement planning. Figure offers a range of products, including home equity lines of credit, home improvement loans, home buy-lease back offerings, and mortgage refinancing. The company utilizes blockchain technology, along with artificial intelligence and advanced analytics, to enhance its services and enable customers to access capital quickly, often in as few as five days. Additionally, Figure provides Provenance, a blockchain platform designed for business applications.

Numbrs

Series B in 2019
Numbrs is a customer-centric financial services company. It enables its customers to manage their existing bank accounts and personal finances and to buy any financial product from every provider at the best possible price. Numbrs is not a bank and will not become a bank. The company is headquartered in Zurich, Switzerland and employs over 100 people.

Onfido

Series C in 2019
Onfido Limited specializes in identity verification software solutions that utilize artificial intelligence to authenticate users' identities. The company’s technology verifies government-issued IDs and compares them with users' facial biometrics to determine authenticity. Onfido's services are essential for applications such as Know Your Customer (KYC), user onboarding, and fraud detection, and are utilized across various sectors including financial services, marketplaces, gaming, transport, retail, and e-commerce. With a global client base of over 1,500 organizations, Onfido assists businesses in enhancing user onboarding processes while minimizing risks. Established in 2010 and headquartered in London, Onfido has expanded its operations with offices in major cities like San Francisco, New York, and Paris, among others. The company's commitment to secure and seamless identity verification aims to transform access to services ranging from banking to hospitality.

Figure

Series B in 2019
Figure Technologies, Inc. is a fintech company based in San Francisco, California, established in 2018. It specializes in providing consumer financial solutions focused on home improvement, debt consolidation, and retirement planning. Figure offers a range of products, including home equity lines of credit, home improvement loans, home buy-lease back offerings, and mortgage refinancing. The company utilizes blockchain technology, along with artificial intelligence and advanced analytics, to enhance its services and enable customers to access capital quickly, often in as few as five days. Additionally, Figure provides Provenance, a blockchain platform designed for business applications.

Coinsuper

Series A in 2019
CoinSuper Fintech (HK) Co., Ltd., doing business as Coinsuper, provides digital asset trading and customized services for professionals and individuals. It offers financial advisory, compliance, wealth management, and cryptocurrency and financial technology. The company was founded in 2017 and is based in Central, Hong Kong.

Tradeshift

Series E in 2018
Tradeshift Inc. is a cloud-based platform that connects buyers and suppliers, streamlining digital trade transactions and enhancing supply chain efficiency. Founded in 2009 and headquartered in San Francisco, California, Tradeshift offers a suite of solutions including Tradeshift Buy, an eProcurement tool; Tradeshift Pay, an accounts payable automation platform; and Tradeshift Risk, which focuses on risk data collection and analysis. The company also provides Tradeshift Engage, a platform for supplier collaboration, and Tradeshift Go, which offers visibility into employee spending. Additionally, Tradeshift Frontiers serves as an innovation lab, exploring emerging technologies such as artificial intelligence and distributed ledgers to transform B2B commerce and global supply chains. With a commitment to eliminating paper and manual processes, Tradeshift enables clients to optimize procure-to-pay processes securely while capitalizing on early payment discounts and minimizing risks.

Figure

Series A in 2018
Figure Technologies, Inc. is a fintech company based in San Francisco, California, established in 2018. It specializes in providing consumer financial solutions focused on home improvement, debt consolidation, and retirement planning. Figure offers a range of products, including home equity lines of credit, home improvement loans, home buy-lease back offerings, and mortgage refinancing. The company utilizes blockchain technology, along with artificial intelligence and advanced analytics, to enhance its services and enable customers to access capital quickly, often in as few as five days. Additionally, Figure provides Provenance, a blockchain platform designed for business applications.

SoFi

Secondary Market in 2018
SoFi is a finance company that offers a range of lending and wealth management services. The company primarily caters to early-stage professionals and offers variable and fixed rate parent, personal, and MBA loans, mortgage refinancing, and more. They create modern financial products and services that help people borrow, save, spend, invest, and protect their money better so that they can achieve financial independence and realize their ambitions from owning a home to saving for retirement, paying off their student loans, and more. It was founded in 2016 and is headquartered in San Francisco, California.