K3 Ventures

Gokomodo is a supply chain platform focused on agribusiness and commodities, designed to facilitate access to quality agricultural products. The platform provides clients with a digital procurement solution that enhances efficiency and transparency in the purchasing process. By offering high-quality products at competitive prices, Gokomodo aims to streamline the supply chain for its users, making it easier for them to source the necessary materials for their operations.

AgriAku is a technology-driven local agribusiness company focused on enhancing the agricultural value chain. It operates a marketplace that connects agricultural supply stores with manufacturers and distributors, allowing traders and farm shop owners to access a comprehensive range of agricultural inputs, including seeds, fertilizers, agrochemicals, and equipment, at competitive prices. Through its Agroaku Mitra and Agroaku Hub apps, AgriAku provides full-stack agricultural services tailored for small and medium-sized enterprises and farmers, facilitating easier procurement and improving the efficiency of the agricultural supply process.

Modalku is an online marketplace based in Jakarta, Indonesia, designed to connect small businesses seeking loans with lenders looking to fund these loans. By leveraging technology, Modalku offers borrowers access to financing options that may not be available through traditional channels, often at lower interest rates. Lenders participating in the platform can achieve returns that surpass those typically found in bank deposits and traditional investment products. This marketplace lending model has been successfully implemented in various countries, including the USA, UK, China, and Singapore, demonstrating its effectiveness in supporting small business growth.

Funding Societies Pte. Ltd. is a peer-to-peer financing platform based in Singapore, founded in 2015. It connects investors with small and medium-sized enterprises (SMEs) seeking funding, thereby addressing financial inclusion challenges and making credit-worthy SMEs more bankable. The platform offers a range of flexible financing options, including micro and term loans, as well as invoice financing, supported by advanced credit scoring and risk assessment models. Since its inception, Funding Societies has facilitated over 3.3 million business loans, amounting to more than S$1.8 billion in funding. The company has received multiple accolades, including the Global Excellence Award from ITU Telecom, and holds operating licenses from regulators in Singapore, Indonesia, and Malaysia, making it a pioneer in the region's peer-to-peer lending landscape.

PT Moladin Digital Indonesia is an online retailer based in Jakarta, Indonesia, specializing in automobiles and automotive parts. Established in 2017, the company offers a platform for consumers to access information about motorcycles and bikes, facilitating online purchases. Moladin collaborates with more than 40 dealers and several major financing companies, allowing customers to explore various options and discounts on their purchases. In addition to vehicles, the company retails spare parts, apparel, wheels, batteries, and spark plugs, aiming to enhance the overall shopping experience for automotive enthusiasts.

SaladStop! is a pioneer in the healthy food movement in Singapore and aims to serve the best tasting and most nutritious salads, wraps and grain bowls. SaladStop! currently operates 23 outlets in Singapore and Manila and quickly approaching their vision of becoming the world’s leading nutrition, health and wellness company, expanding to Indonesia and Japan later this year.

Grab Holdings Inc., based in Singapore, is a prominent mobile technology platform operating in Southeast Asia. Founded in 2012, the company offers a wide range of services, including ride-sharing through GrabTaxi and GrabCar, and food and grocery delivery. Grab also provides financial services, such as payments, consumer loans, and insurance, catering to both merchants and consumers. Its platform connects drivers and customers, generating revenue primarily through commissions from ride-sharing and food delivery services. Grab operates in eight countries, including Singapore, Indonesia, and Malaysia, where it holds a significant market share. The company has expanded its offerings to include various options for transportation and delivery, as well as a mobile wallet for seamless transactions. Grab continues to face competition from other regional players, such as Foodpanda and Gojek.

Validus Capital Pte. Ltd. operates an online lending marketplace that connects small and medium-sized enterprises (SMEs) with accredited and institutional investors. Founded in 2015 and based in Singapore, Validus is the largest SME financing platform in the country, focusing on providing short-term and medium-term financing to underserved SMEs. The platform facilitates early approval for loans, offers competitive interest rates, and allows for revenue growth. Investors benefit from a range of options without onboarding fees and can minimize risk through fractionalization and portfolio management. Validus employs data analytics and artificial intelligence to enhance its services and aims to promote inclusive growth for SMEs across the ASEAN region, with operations also in Indonesia, Vietnam, and Thailand. The company is regulated by the Monetary Authority of Singapore and has received necessary registrations in its regional markets.

YukStay is a technology property company that is an online marketplace for apartment rentals. As a solution to the problem of apartment owners and urban communities to find housing. The company is driven by its mission is to provide affordable city living through Co-living. YukStay was founded in 2018 and headquartered in Jakarta Raya, Indonesia.

Socash Pte Ltd. is a Singapore-based company that provides a digital platform facilitating cash transactions without the need for traditional ATMs. Established in 2015, it allows users to withdraw and deposit cash by placing orders at local merchants or neighborhood shops, effectively transforming these locations into virtual ATMs. This innovative approach not only enhances cash circulation but also helps shop owners attract more customers and generate additional income. Socash operates across Singapore, Indonesia, and Malaysia, bridging the gap between cash and digital payments while offering scalable last-mile banking and payment services. The company's infrastructure leverages the sharing economy to connect banks with retailers, streamlining cash handling and improving customer access to financial services.

PT Moladin Digital Indonesia is an online retailer based in Jakarta, Indonesia, specializing in automobiles and automotive parts. Established in 2017, the company offers a platform for consumers to access information about motorcycles and bikes, facilitating online purchases. Moladin collaborates with more than 40 dealers and several major financing companies, allowing customers to explore various options and discounts on their purchases. In addition to vehicles, the company retails spare parts, apparel, wheels, batteries, and spark plugs, aiming to enhance the overall shopping experience for automotive enthusiasts.

PT Cicil Solusi Mitra Teknologi is a Jakarta-based company that has developed a financing platform aimed at supporting students in their educational pursuits. The platform facilitates education loans tailored for university students and educational institutions, addressing their specific credit needs. It assists students in completing loan applications and evaluating their credit scores to secure financing. Additionally, Cicil enables students to make installment payments for essential educational items, such as tuition fees and laptops, through various e-commerce platforms, eliminating the need for credit cards. This approach provides accessible financial solutions, helping students manage their educational expenses effectively.

PT Cicil Solusi Mitra Teknologi is a Jakarta-based company that has developed a financing platform aimed at supporting students in their educational pursuits. The platform facilitates education loans tailored for university students and educational institutions, addressing their specific credit needs. It assists students in completing loan applications and evaluating their credit scores to secure financing. Additionally, Cicil enables students to make installment payments for essential educational items, such as tuition fees and laptops, through various e-commerce platforms, eliminating the need for credit cards. This approach provides accessible financial solutions, helping students manage their educational expenses effectively.

PT Moladin Digital Indonesia is an online retailer based in Jakarta, Indonesia, specializing in automobiles and automotive parts. Established in 2017, the company offers a platform for consumers to access information about motorcycles and bikes, facilitating online purchases. Moladin collaborates with more than 40 dealers and several major financing companies, allowing customers to explore various options and discounts on their purchases. In addition to vehicles, the company retails spare parts, apparel, wheels, batteries, and spark plugs, aiming to enhance the overall shopping experience for automotive enthusiasts.

Grab Holdings Inc., based in Singapore, is a prominent mobile technology platform operating in Southeast Asia. Founded in 2012, the company offers a wide range of services, including ride-sharing through GrabTaxi and GrabCar, and food and grocery delivery. Grab also provides financial services, such as payments, consumer loans, and insurance, catering to both merchants and consumers. Its platform connects drivers and customers, generating revenue primarily through commissions from ride-sharing and food delivery services. Grab operates in eight countries, including Singapore, Indonesia, and Malaysia, where it holds a significant market share. The company has expanded its offerings to include various options for transportation and delivery, as well as a mobile wallet for seamless transactions. Grab continues to face competition from other regional players, such as Foodpanda and Gojek.

Gojek, founded in 2010 and headquartered in Jakarta, Indonesia, operates as a Super App that offers a wide range of services, including food delivery, transportation, digital payments, shopping, and various on-demand services. Launched in 2015, the Gojek app has rapidly become the largest consumer transactional technology platform in Southeast Asia, driven by its focus on speed, innovation, and social impact. The company aims to empower the informal sector in the region while serving diverse markets such as transport, logistics, food, and entertainment. Gojek has established itself as a leading player in the on-demand economy, contributing significantly to the growth of digital services in Southeast Asia.