Lightspeed Venture Partners

Bachatt is a financial services platform designed for self-employed individuals in India, who earn daily but face challenges managing their finances due to infrequent, large expenses and variable income. The company's software enables users to save daily, track their progress transparently, and securely store funds through UPI and banking institutions. By establishing financial discipline, Bachatt empowers users to access a range of financial products, such as loans, insurance, and high-yield savings, at more favorable terms.

Stori, established in 2017 and headquartered in Vienna, Virginia, is a technology-driven financial services provider. It specializes in using artificial intelligence to offer inclusive financial products, primarily digital credit cards, to underserved middle- and emerging middle-class customers. Stori's platform connects consumers with personal loan officers, assists in product selection based on financial situations, and guides users through the loan application process. Additionally, it aims to simplify and secure financial management by offering a unified mobile application for borrowing, saving, and investing.

Stori, established in 2017 and headquartered in Vienna, Virginia, is a technology-driven financial services provider. It specializes in using artificial intelligence to offer inclusive financial products, primarily digital credit cards, to underserved middle- and emerging middle-class customers. Stori's platform connects consumers with personal loan officers, assists in product selection based on financial situations, and guides users through the loan application process. Additionally, it aims to simplify and secure financial management by offering a unified mobile application for borrowing, saving, and investing.

Kikoff is a personal finance platform that helps users build credit histories and improve credit scores. Through a web and mobile app, it provides tools to build credit, save, monitor credit scores and reports, and access funds by paying back monthly to establish a payment history. The platform emphasizes turning credit builders into reliable borrowers and offers AI-powered products to help users build credit, reduce debt, save on bills, and access money, enabling individuals to take control of their financial future. Kikoff was founded in 2019 and is based in San Francisco.

Stori, established in 2017 and headquartered in Vienna, Virginia, is a technology-driven financial services provider. It specializes in using artificial intelligence to offer inclusive financial products, primarily digital credit cards, to underserved middle- and emerging middle-class customers. Stori's platform connects consumers with personal loan officers, assists in product selection based on financial situations, and guides users through the loan application process. Additionally, it aims to simplify and secure financial management by offering a unified mobile application for borrowing, saving, and investing.

Kikoff is a personal finance platform that helps users build credit histories and improve credit scores. Through a web and mobile app, it provides tools to build credit, save, monitor credit scores and reports, and access funds by paying back monthly to establish a payment history. The platform emphasizes turning credit builders into reliable borrowers and offers AI-powered products to help users build credit, reduce debt, save on bills, and access money, enabling individuals to take control of their financial future. Kikoff was founded in 2019 and is based in San Francisco.

Kikoff is a personal finance platform that helps users build credit histories and improve credit scores. Through a web and mobile app, it provides tools to build credit, save, monitor credit scores and reports, and access funds by paying back monthly to establish a payment history. The platform emphasizes turning credit builders into reliable borrowers and offers AI-powered products to help users build credit, reduce debt, save on bills, and access money, enabling individuals to take control of their financial future. Kikoff was founded in 2019 and is based in San Francisco.

Jianpu Technology Inc. is the independent open platform for discovery and recommendation of financial products in China, according to the iResearch Report*. By leveraging our deep data insights and proprietary technology, we provide users with personalized search results and recommendations that are tailored to each user’s particular financial needs and credit profile. We also enable financial service providers with sales and marketing solutions to reach and serve their target customers more effectively through online and mobile channels, and enhance their competitiveness by providing them with tailored data, risk management and end-to-end solutions. We are committed to maintaining an independent open platform, which allows us to serve the needs of users and financial service providers impartially.

Rong360 is a Chinese company specializing in customized financing and loan services. It provides a platform for users to search and compare various loan products offered by banks and lending agencies. By facilitating direct contact between users and bank personnel, Rong360 creates a comprehensive marketplace for financing solutions. The platform also offers personalized search results, enabling users to find credit cards, loan applications, and wealth management products tailored to their financial needs and credit profiles. Additionally, Rong360 delivers data risk management solutions that assist financial service providers in areas such as application approval and fraud detection, enhancing the overall efficiency of the lending process.

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.

Rong360 is a Chinese company specializing in customized financing and loan services. It provides a platform for users to search and compare various loan products offered by banks and lending agencies. By facilitating direct contact between users and bank personnel, Rong360 creates a comprehensive marketplace for financing solutions. The platform also offers personalized search results, enabling users to find credit cards, loan applications, and wealth management products tailored to their financial needs and credit profiles. Additionally, Rong360 delivers data risk management solutions that assist financial service providers in areas such as application approval and fraud detection, enhancing the overall efficiency of the lending process.

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.

Rong360 is a Chinese company specializing in customized financing and loan services. It provides a platform for users to search and compare various loan products offered by banks and lending agencies. By facilitating direct contact between users and bank personnel, Rong360 creates a comprehensive marketplace for financing solutions. The platform also offers personalized search results, enabling users to find credit cards, loan applications, and wealth management products tailored to their financial needs and credit profiles. Additionally, Rong360 delivers data risk management solutions that assist financial service providers in areas such as application approval and fraud detection, enhancing the overall efficiency of the lending process.

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.