Neosfer

Neosfer, operating under the name Main Incubator GmbH, is a subsidiary of Commerzbank AG based in Frankfurt, Germany. Established in 2013, it serves as an investment arm focusing on seed and early-stage venture investments, particularly in the FinTech sector. The firm primarily targets startups within Western Europe, especially in the DACH region, investing between EUR0.25 million and EUR2 million in equity. As a Research & Development unit, Neosfer explores emerging technologies such as blockchain, machine learning, and IoT, aiming to integrate these innovations into Commerzbank's offerings. By investing in tech-driven startups and developing its own prototypes, Neosfer actively contributes to the FinTech ecosystem and positions itself as a key partner for Commerzbank in its digital transformation efforts.

Julian Bürklein

Senior Investment Manager and Prokurist

Matthias Lais

Founder and COO

Past deals in Berlin

Circula

Series A in 2022
Circula GmbH, founded in 2017 and based in Berlin, Germany, specializes in developing application software for travel and employee expense management. The company's platform is designed to digitize and simplify the expense reporting process, adhering to European tax standards. Through its mobile and web applications, Circula facilitates real-time expense invoicing, creating a seamless experience for users, including road warriors, accountants, and managers. By providing an intuitive solution for managing individualized expenses, Circula aims to streamline the complexities often associated with travel and expense reporting, ensuring compliance and efficiency for its clients.

Pliant

Seed Round in 2021
Developer of a corporate credit card platform intended to be used for covering costs for advertising, business trips and servers. The company's platform offers cards that are not dependent on special software tools, but can be used with standard applications and are ready for use after one or two working days and also offers the option of managing limits via a web interface and displaying the expenses of individual employees, enabling clients to save time and grow quickly without having to resort to a less flexible bank loan.

SQUAKE

Seed Round in 2021
Developer of a carbon emissions calculation platform designed to automate the carbon reduction and removal process. The company's platform has a single application programming interface that blends into the backend of any digital infrastructure to make precise carbon calculations, enabling businesses in the travel and logistics industry to measure and reduce carbon emissions and support sustainable development projects.

Clink

Series B in 2021
OptioPay GmbH, based in Berlin, Germany, specializes in payment solution software that integrates marketing with payment processing. Founded in 2014, the company allows businesses to efficiently manage payments to employees, customers, and partners through various options, including pre-paid gift cards. This innovative approach not only offers recipients flexibility and value but also transforms outgoing payments into potential revenue streams for businesses. OptioPay's platform creates a performance-based advertising channel, helping companies reduce transaction costs while providing valuable payout alternatives. With a diverse team of 50 professionals from 20 nations, OptioPay aims to redefine how individuals receive payments, ultimately establishing itself as a leading processor for corporate payouts.

Circula

Seed Round in 2021
Circula GmbH, founded in 2017 and based in Berlin, Germany, specializes in developing application software for travel and employee expense management. The company's platform is designed to digitize and simplify the expense reporting process, adhering to European tax standards. Through its mobile and web applications, Circula facilitates real-time expense invoicing, creating a seamless experience for users, including road warriors, accountants, and managers. By providing an intuitive solution for managing individualized expenses, Circula aims to streamline the complexities often associated with travel and expense reporting, ensuring compliance and efficiency for its clients.

Clink

Venture Round in 2020
OptioPay GmbH, based in Berlin, Germany, specializes in payment solution software that integrates marketing with payment processing. Founded in 2014, the company allows businesses to efficiently manage payments to employees, customers, and partners through various options, including pre-paid gift cards. This innovative approach not only offers recipients flexibility and value but also transforms outgoing payments into potential revenue streams for businesses. OptioPay's platform creates a performance-based advertising channel, helping companies reduce transaction costs while providing valuable payout alternatives. With a diverse team of 50 professionals from 20 nations, OptioPay aims to redefine how individuals receive payments, ultimately establishing itself as a leading processor for corporate payouts.

Grover

Series A in 2019
Grover Group GmbH is a Berlin-based company that operates an online platform allowing customers to rent consumer electronic products through a monthly subscription model. Founded in 2015, Grover offers a diverse range of over 1,500 products across various categories, including smartphones, laptops, wearables, cameras, gaming equipment, home entertainment systems, and smart home devices. This approach enables both private customers and businesses to access the latest technology without the financial burden of ownership, promoting flexibility and convenience in the consumer electronics market. With additional offices in Austria and the Netherlands, Grover is committed to enhancing the access economy by providing a simple and efficient rental service.

Clink

Venture Round in 2019
OptioPay GmbH, based in Berlin, Germany, specializes in payment solution software that integrates marketing with payment processing. Founded in 2014, the company allows businesses to efficiently manage payments to employees, customers, and partners through various options, including pre-paid gift cards. This innovative approach not only offers recipients flexibility and value but also transforms outgoing payments into potential revenue streams for businesses. OptioPay's platform creates a performance-based advertising channel, helping companies reduce transaction costs while providing valuable payout alternatives. With a diverse team of 50 professionals from 20 nations, OptioPay aims to redefine how individuals receive payments, ultimately establishing itself as a leading processor for corporate payouts.

Circula

Seed Round in 2019
Circula GmbH, founded in 2017 and based in Berlin, Germany, specializes in developing application software for travel and employee expense management. The company's platform is designed to digitize and simplify the expense reporting process, adhering to European tax standards. Through its mobile and web applications, Circula facilitates real-time expense invoicing, creating a seamless experience for users, including road warriors, accountants, and managers. By providing an intuitive solution for managing individualized expenses, Circula aims to streamline the complexities often associated with travel and expense reporting, ensuring compliance and efficiency for its clients.

Vermietet.de

Venture Round in 2019
Vermietet.de is an association of Berlin entrepreneurs and investors whose vision is to make real estate ownership simple and intelligent. They know from their own experience how complex the management of a property can be - and have therefore founded rented.de.

Tillhub

Series A in 2018
Tillhub GmbH develops mobile iPad point of sale (POS) and payment solutions. It offers a cash register cloud based software to record and process transactions. The company offers point of sale terminals and hardware devices, such as printers, POS receipt printers and label printers; payment devices, stationary, mobile, and portable EC terminals; and barcode scanners, CCD, laser, 2D barcode, hand, stationary, inventory, and industrial scanners through its online store. Tillhub GmbH was founded in 2016 and is based in Berlin, Germany.

Lana Labs

Seed Round in 2018
Lana Labs GmbH, founded in 2016 and based in Berlin, Germany, specializes in process mining software through its flagship product, LANA. This software enables organizations to continuously monitor and enhance the efficiency of their value chains by utilizing a machine learning algorithm for automated root cause analysis. LANA identifies patterns and optimization potentials in business and production processes, providing users with customizable dashboards for data visualization. By offering automated analyses, Lana Labs aims to assist companies in becoming smarter, more efficient, and quicker in their operations.

Candis

Venture Round in 2017
CANDIS GmbH, founded in 2015 and headquartered in Berlin, Germany, specializes in developing software that automates financial processes for small and medium-sized enterprises. The company's solutions streamline tasks such as invoice collection, data capture, pre-accounting, and payments by utilizing artificial intelligence. This automation allows businesses and their tax advisors to save time and enhance collaboration within finance teams. With a commitment to advancing its technology, CANDIS serves thousands of clients, reflecting its significant impact on the financial operations of its users.

Retresco

Series B in 2016
Retresco GmbH develops and offers search engine software. The company offers services such as semantic searches, information extraction, and real-time aggregation of content. Retresco GmbH’s clientele includes regional newspapers such as Südwest Presse and Märkische Oderzeitung. Retresco GmbH was founded in 2008 and is based in Berlin, Germany.

Grover

Seed Round in 2015
Grover Group GmbH is a Berlin-based company that operates an online platform allowing customers to rent consumer electronic products through a monthly subscription model. Founded in 2015, Grover offers a diverse range of over 1,500 products across various categories, including smartphones, laptops, wearables, cameras, gaming equipment, home entertainment systems, and smart home devices. This approach enables both private customers and businesses to access the latest technology without the financial burden of ownership, promoting flexibility and convenience in the consumer electronics market. With additional offices in Austria and the Netherlands, Grover is committed to enhancing the access economy by providing a simple and efficient rental service.

Clink

Seed Round in 2015
OptioPay GmbH, based in Berlin, Germany, specializes in payment solution software that integrates marketing with payment processing. Founded in 2014, the company allows businesses to efficiently manage payments to employees, customers, and partners through various options, including pre-paid gift cards. This innovative approach not only offers recipients flexibility and value but also transforms outgoing payments into potential revenue streams for businesses. OptioPay's platform creates a performance-based advertising channel, helping companies reduce transaction costs while providing valuable payout alternatives. With a diverse team of 50 professionals from 20 nations, OptioPay aims to redefine how individuals receive payments, ultimately establishing itself as a leading processor for corporate payouts.
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