Nestholma

BmyBit is a predictive analytics company based in London that specializes in automated trading solutions for cryptocurrency traders. Founded in 2015, the company provides a Personal Automated Trading System (PATS) that allows traders of all skill levels—beginners, intermediate, and advanced—to customize their automated trading strategies. BmyBit's platform connects users across multiple exchanges and offers a user-friendly interface that facilitates unlimited trading opportunities. By enabling traders to tailor their strategies, the platform effectively responds to market trends and helps mitigate risks associated with the volatility of digital assets, allowing users to capitalize on price fluctuations.

ff.next offers design-driven mobile banking solutions for financial innovators with a special focus on younger customers, including off-the-shelf, boxed solutions that are all easy-to-customise, design-driven and white-label as well as an end-to-end service from UX research, through UX/UI design to implementation. These solutions enable banks and fintech companies to engage younger generations, Millennials & GenZ customers with design-oriented digital interfaces. The company has two flagship products called Flint and RocketMoney. Flint is a mobile-first, end-to-end remote lending solution, which is capable of executing credit scoring through a mobile platform, therefore loan application can take only 20 minutes. The solution uses public registers, therefore most of the user data is automatically filled in and its cleanliness is also guaranteed. RocketMoney is a family banking solution we offer together with GoSave, a Californian fintech startup. We together cover the whole youth banking lifecycle by serving the 6-12 years old with a next generation piggy bank and the 12-18 years old with an allowance management application helping youngsters manage, save and also make money in a smart way. Our vision is to conquer the youth banking space with our GoSave and provide financial innovators with the right solutions to increase financial consciousness and literacy.

FintechBlocks is a banking innovation platform which enables banks to integrate with fintechs in a faster, easier and cheaper way.

Keystroke DNA is a behavioral biometric authentication service that employs keystroke dynamics by analyzing a user's typing rhythm to create a unique biometric profile. Based on the individual's typing patterns, Keystroke DNA's algorithm verifies each sign-in attempt to guarantee that access is granted to only the genuine account owner. Keystroke DNA can be used as a secondary means of authentication, as a fraud prevention mechanism, and for retrospective identity analysis. Offered as a service, it can be conveniently integrated into any web application with just a few lines of code.

Scanye is a privately held company that specializes in document processing and management. It has developed an accounting platform that simplifies the invoice management process, automating the handling of a high volume of invoices each day. The platform can process invoices in various formats, allowing for efficient comparison of data against selected invoice details and downloaded files. This automation helps accountants reduce the time and costs associated with manual data entry into accounting software and facilitates the management of money transfer orders.

Scandicode Oy develops digital assessment solutions. The company focuses on developing health related products and services; and business-to-business and business-to- consumer solutions. It serves cognitive assessment, healthcare, and elderly care companies; and communities, businesses, organizations, and the government. The company was founded in 2015 and is based in Oulu, Finland.

Prais is an online real estate valuation platform that helps users calculate the market price of properties and compare neighborhoods based on quality of living. The platform serves as a valuable tool for property sellers, allowing them to estimate the value of their real estate accurately. By providing easy access to property price comparisons, Prais facilitates informed decision-making for individuals seeking to buy or sell homes.

Asteria AB, founded in 2016 and located in Stockholm, Sweden, specializes in developing cash flow forecasting software solutions. The company aims to simplify the understanding of cash flow management, providing tools that enhance the efficiency and effectiveness of financial planning. Asteria's innovative approach allows businesses to make informed decisions by offering clear insights into their cash flow dynamics.

Tribe Venneforsikring AS is a Norwegian company based in Oslo that specializes in casualty insurance. Established in 2016, the firm focuses on providing coverage tailored to meet the needs of its clients. Through its offerings, Tribe Venneforsikring aims to deliver reliable insurance solutions that address various aspects of risk management.

Zash AB is a technology company based in Stockholm, Sweden, that specializes in cloud-based Point-of-Sale (POS) solutions for the hospitality industry, including restaurants, bars, cafes, and food trucks. Established in 2015, Zash offers a comprehensive platform that allows merchants to manage their operations efficiently. The Zash POS mobile application facilitates various payment methods, including card and mobile payments, while the accompanying Dashboard enables users to upload menus, manage bookings, handle customer relationship management, and generate reports. Additionally, Zash provides the Zash Order application, which enhances interactions between merchants and customers through services like reservations, preordering, and delivery. The platform supports both online and offline transactions, catering to the modern demands of consumers. Zash also retails and leases essential hardware, including printers and card readers. As of early 2020, Zash operates as a subsidiary of DNA Payments Limited, emphasizing its commitment to modernizing the POS landscape by replacing outdated systems with integrated, cost-effective solutions.

Collectly, Inc. is a software company based in Walnut, California, founded in 2016, that specializes in debt recovery solutions. The company provides a platform designed to assist healthcare providers in collecting overdue payments from patients. Collectly's software automates the debt collection process by tracking overdue invoices and facilitating communication with customers through various channels, including email and chat. It also analyzes payment data to identify invoices at risk of becoming overdue and automatically engages with customers who have not made timely payments. Additionally, the platform allows users to connect with payment providers, enabling direct receipt of payments into their accounts. Through its services, Collectly aims to streamline the debt recovery process, making it easier for healthcare providers to manage outstanding invoices and improve cash flow.

SmartCalling is an innovative company that transforms the enterprise outbound calling experience through its proprietary technology, which integrates with existing customer applications. This technology enables enterprises to present a branded and interactive display on customers' call screens, informing them about the caller and the purpose of the call. Customers benefit from features such as a 'call me later' button and a 'convert to chat' option, allowing them to engage with businesses on their terms. By facilitating direct and informed interactions, SmartCalling helps enterprises shift from chasing customers to facing them. The company has also developed an Anti-Fraud Product Suite, enhancing security through a secure connection between user devices and call centers. SmartCalling is a recognized participant in several prestigious accelerator programs, including NatWest's PowerUp programme and Accenture's Fintech Lab, highlighting its commitment to innovation and excellence in the calling industry.

Kuan Intelligence Ltd. is a financial technology company based in London, with additional presence in Hong Kong, specializing in peer-to-peer foreign exchange services for businesses. Established in 2015, Kuan offers cost-effective, efficient, and transparent currency exchange and payment solutions aimed at facilitating trade between Europe and Asia. The company leverages blockchain technology to enhance its cross-border payment platform, enabling rapid processing of large and recurring payments while ensuring compliance with know-your-customer and anti-money laundering regulations. By providing access to real exchange rates and minimizing hidden banking fees, Kuan empowers businesses to send and receive payments globally within one working day. The name "Kuan," derived from the Chinese word for "money" and "sincere," reflects the company's commitment to delivering trustworthy financial services.

NurtUp Oy, founded in 2015 and based in Helsinki, Finland, specializes in creating engaging environments for social interaction through its online gaming platform. The company licenses games to cafes, facilitating deeper connections among patrons and fostering community building. By gamifying the experience, NurtUp enables individuals, whether strangers or friends, to participate in social card games and activities that promote meaningful interactions. The company also organizes free events, enhancing its mission to encourage networking and personal connections among participants.

Otly! is a free platform designed to help families manage pocket money while educating children about financial responsibility. It aims to fill the gap in child-friendly banking solutions, providing a modern approach to teaching kids the value of money management. By offering tools that simplify the process of giving and tracking pocket money, Otly! fosters financial literacy among children, preparing them for future financial independence.

Voxo AB is a company based in Stockholm, Sweden, that specializes in voice conversation analytics. Founded in 2015, Voxo offers an enterprise platform that identifies, compiles, and visualizes information from voice conversations, transforming it into searchable and analyzable digital records. This platform enhances efficiency, compliance, and client insight for organizations, particularly in the financial advisory sector. By automating workflows and tracking conversation trends, Voxo enables businesses to extract, analyze, and visualize data in real-time, helping them better understand customer needs and improve overall operations.

TAVIQ Ltd. is a financial technology company based in Oulu, Finland, specializing in client pre-meeting profiling software for private bankers and wealth managers. Founded in 2015, TAVIQ offers a product called TAVIQ Profiler, which assists users in identifying potential clients' investment needs, styles, and personal circumstances. This tool helps private bankers build trust and rapport by enabling them to understand clients better before meetings. It provides actionable insights for preparation and enhances the client experience by fostering engagement from the initial interaction. Additionally, TAVIQ Profiler facilitates the alignment of clients' and advisors' personalities, ultimately aiming to improve client acquisition and increase sales for private banking professionals.

Alo Agri Tech Pvt. Ltd. is a blockchain network for Agriculture. It will give a platform for small and medium agriculture farms, food and beverage businesses to discover, build trust and transact with each others.

AdviceRobo is a fintech company based in Amsterdam that specializes in software solutions for predictive financial risk services. Established in 2013, the company aims to address the challenges faced by individuals underserved by traditional lending practices. With approximately 4.5 billion people globally lacking access to lending, AdviceRobo leverages psychographic scoring and responsible lending to create automated, data-driven credit scoring solutions. By focusing on a more inclusive approach to credit history, the company seeks to facilitate responsible lending and contribute to a financially healthier global population.

GetJenny Oy is a Finnish company that specializes in developing a multilingual chatbot platform designed to enhance customer service experiences across various industries. Founded in 2013 and based in Helsinki, GetJenny offers a user-friendly software platform that allows non-technical users to create and manage chatbots and artificial intelligence systems. Key components of the platform include the Jenny chatbot, which automates repetitive inquiries, and Jenny SmartLayer, which assists live chat agents by providing suggested responses based on previous interactions. This technology enables organizations in sectors such as insurance, healthcare, e-commerce, and government to streamline their customer service operations, allowing staff to concentrate on more complex and nuanced tasks. By simplifying the deployment and maintenance of conversational AI, GetJenny aims to improve overall efficiency in customer interactions.

B2B Pay offers virtual bank accounts for companies that exports into Europe which collects payments domestically. Its mission is to make international business transactions as quick and as cheap as possible with complete transparency about costs. It simplifies the bureaucratic process and eliminates the need for back and forth paperwork. The partners of the company are BARCLAYS, techstars, Nordea Startup Accelerator, Nestholma Venture Accelerator, and Tekes Venture Capital. B2B Pay is a Finland-based company that was founded in 2015 by Neil Ambikar and Kasper Souren.

Viomba is an analytics service that specializes in providing detailed insights into website visitor attention through crowd-sourced eye tracking data. Since its founding in April 2014 by computer science students from the University of Eastern Finland, Viomba has enabled businesses, including media publishers and agencies, to enhance their digital advertising strategies. The company offers actionable attention analytics for various formats, including display ads and videos, helping clients optimize their marketing efforts to achieve specific business objectives. By leveraging Viomba's technology, organizations can improve their advertising effectiveness and better understand consumer engagement.

Trackometrix A Retail Analytics SAAS solution using Face Recognition, objection detection, Motion analytics, emotion detection and OCR. Trackometrix detects & auto tags every consumer with a unique id, assigns age & gender to tracks, trails and senses patterns on behaviour analytics, motion analytics and transaction analytics. The system is future built for predictive analysis, market basket affinity and to understand neurological connectivity.

Viima Solutions Oy is a Finnish company that specializes in providing a cloud-based innovation management software designed to facilitate ideation and innovation within organizations. Established in 2013 and headquartered in Espoo, Viima's platform offers a highly visual and user-friendly interface that encourages open communication and collaboration among employees. The software includes features such as idea management, collaborative strategy processes, and built-in reporting and analytics, enabling organizations to prioritize and develop innovative ideas effectively. Viima also offers a free plan for small teams, ensuring accessibility to its tools for various organizations, including those in the Global Fortune 500. With a strong focus on customer value and satisfaction, Viima has garnered high ratings in the industry and has experienced significant growth, serving thousands of users across 185 countries. The company's mission is to help organizations drive innovation by fostering transparent and engaging environments that empower both employees and customers.

Neonto is a visual tool that enables content owners to create native mobile apps for multiple platforms.

Fjuul Vision Oy, founded in 2013 and headquartered in Sipoo, Finland, develops a mobile application designed to track users' fitness levels and provide real-time analytics and guidance. The application employs a unique metric called Fjuul Points, which measures the intensity of daily activities, offering users a comprehensive understanding of their overall wellness beyond traditional step or calorie counting. By focusing on mobile health and wellness solutions, Fjuul aims to deliver innovative insights into users' physical activities, making it a distinctive tool in the health and fitness market.