Tugende is a financial service provider based in Kampala, Uganda, focused on assisting informal sector entrepreneurs and small to medium enterprises. Founded in 2012, the company primarily helps motorcycle taxi drivers transition from renting to owning their motorcycles within eighteen months. This ownership model enhances drivers' income, job security, and road safety. In addition to motorcycles, Tugende offers financing for various business assets, including taxis, matatus, and boat engines, as well as supplemental assets like smartphones, salon equipment, and sewing machines for existing clients. The company also provides a range of services that include insurance, safe riding training, safety gear, and genuine spare parts, thereby supporting the overall well-being and productivity of its clients.