Ribbit Capital

Ribbit Capital is a venture capital firm founded in 2012 and headquartered in Palo Alto, California. The firm specializes in early-stage investments in companies that are focused on disrupting the financial services sector and related technologies. Ribbit Capital seeks opportunities across various regions, including the United States, East Asia, the United Kingdom, Brazil, and India. The firm has a broad investment focus that encompasses information technology, mobile applications, insurance technology, and cryptocurrency. As a Registered Investment Adviser, Ribbit Capital manages multiple funds that aim to support innovative individuals and brands in their quest to transform the financial landscape.

Eva Alonso

Investor

Jordan Angelos

General Partner

Ray Chua

Partner

Sal Gala

Investor

Nicholas Huber

Partner

Nikolay Kostov

General Partner

Meyer Malka

Founder & Managing Director

Sigal Mandelker

General Partner

Cindy McAdam

General Partner

Brian McGrath

General Partner

Gabe Mennesson

Investor

Dominik Pasalic

Principal

Ben Paull

General Partner

Zack Rosen

Investor

Justin Saslaw

General Partner

Nick Shalek

General Partner

Past deals in Brazil

Stark Bank

Series B in 2022
Stark Bank develops a banking API that automates and simplifies banking operations, facilitate reconciliation, and scale companies. With Stark Bank, companies can scale their operations, allowing them to execute more transfers, payments, and charges. Stark Bank was founded in 2018 and is based in Sao Paulo, Brazil.

Gorila

Series B in 2021
Gorila Invest is a fintech company based in São Paulo, Brazil, founded in 2016. The company has developed an application that allows users to view their consolidated equity holdings and track the historical value of their investment portfolios. By providing tools to monitor portfolio performance, Gorila empowers users to take control of their investments effectively.

Cora

Series B in 2021
Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). Currently in closed beta, the company plans to launch a free mobile account exclusively for SMEs. Cora aims to simplify financial management for entrepreneurs by offering a modern platform that reduces bureaucracy and repetitive tasks commonly associated with daily financial activities. In addition to the mobile account, Cora intends to develop a suite of payment solutions, credit products, and financial management tools to further support its clients. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to provide affordable and accessible financial services tailored to the needs of smaller businesses.

QuintoAndar

Series E in 2021
QuintoAndar Serviços Imobiliários Ltda. is a Brazilian company that offers online services for property rental and sales, aiming to simplify the process for both landlords and renters. Founded in 2012 and headquartered in São Paulo, the company has expanded its presence with offices in multiple cities across Brazil, including Rio de Janeiro, Belo Horizonte, and Brasilia, among others. QuintoAndar leverages advanced practices and tools to enhance the rental experience, focusing on providing a streamlined and user-friendly platform. The company is known for its informal work environment and horizontal hierarchy, emphasizing autonomy and efficiency in decision-making. Through its innovative approach, QuintoAndar seeks to positively impact the lives of its customers by making real estate transactions more accessible and efficient.

Onze

Series A in 2021
Operator of a fintech platform intended to help firms employees manage their financial health. The company provides financial support with equity accumulation for employees through a modern pension plan, enabling corporates to provide their employees with a proper pension portfolio.

Warren Brasil

Series C in 2021
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Cora

Series A in 2021
Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). Currently in closed beta, the company plans to launch a free mobile account exclusively for SMEs. Cora aims to simplify financial management for entrepreneurs by offering a modern platform that reduces bureaucracy and repetitive tasks commonly associated with daily financial activities. In addition to the mobile account, Cora intends to develop a suite of payment solutions, credit products, and financial management tools to further support its clients. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to provide affordable and accessible financial services tailored to the needs of smaller businesses.

Nubank

Series G in 2021
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

Alude

Seed Round in 2020
Alude TECNOLOGIA LTDA develops a real estate buying and leasing process automation platform. The company offers a platform, which provides background checks, document collection, contract proposals, insurance purchase, and online signing process automation to the brokers. It also sells mortgage and insurance to the customers. The company was incorporated in 2018 and is based in São Paulo, Brazil.

Warren Brasil

Series B in 2020
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Cora

Seed Round in 2019
Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). Currently in closed beta, the company plans to launch a free mobile account exclusively for SMEs. Cora aims to simplify financial management for entrepreneurs by offering a modern platform that reduces bureaucracy and repetitive tasks commonly associated with daily financial activities. In addition to the mobile account, Cora intends to develop a suite of payment solutions, credit products, and financial management tools to further support its clients. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to provide affordable and accessible financial services tailored to the needs of smaller businesses.

Gorila

Venture Round in 2019
Gorila Invest is a fintech company based in São Paulo, Brazil, founded in 2016. The company has developed an application that allows users to view their consolidated equity holdings and track the historical value of their investment portfolios. By providing tools to monitor portfolio performance, Gorila empowers users to take control of their investments effectively.

Gorila

Seed Round in 2019
Gorila Invest is a fintech company based in São Paulo, Brazil, founded in 2016. The company has developed an application that allows users to view their consolidated equity holdings and track the historical value of their investment portfolios. By providing tools to monitor portfolio performance, Gorila empowers users to take control of their investments effectively.

Nubank

Series F in 2019
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

Warren Brasil

Series A in 2019
Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Nubank

Series E in 2018
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

Guiabolso

Series D in 2017
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Guiabolso

Series D in 2017
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Ideal Invest

Venture Round in 2016
Ideal Invest provides financing solutions for the education sector. It has existed since 2001 with the aim of bringing financial solutions to the education sector. It started out by offering working capital finance to private universities, moving into student loans under the brand name Pravaler.

Guiabolso

Series C in 2016
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Guiabolso

Series B in 2015
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

ContaAzul

Series C in 2015
ContaAzul Software LTDA is a Brazilian company that provides a software as a service (SaaS) platform designed for small businesses. Founded in 2011 and headquartered in Joinville, Brazil, ContaAzul offers a user-friendly online solution that centralizes financial management, invoicing, inventory, and sales processes. The platform connects businesses to accounting services, banks, and electronic invoicing, simplifying various financial routines. Additionally, ContaAzul is dedicated to supporting small entrepreneurs by providing educational resources and instructional materials, ensuring they have the knowledge to succeed. This comprehensive approach allows businesses to focus on growth and profitability.