Silicon Valley Bank

8fig is a startup helping eCommerce sellers accelerate growth.

InfluxData Inc. specializes in providing open source platforms for managing and analyzing time-series data, particularly suited for high-volume environments such as IoT applications, networks, and DevOps. The company's flagship product, InfluxDB, is a time-series database designed to efficiently store and process large amounts of time-stamped data. InfluxData's offerings include InfluxEnterprise, a management solution for InfluxDB clusters, and InfluxCloud, a fully-managed version of InfluxDB. Additionally, Telegraf serves as a data collection tool, while Chronograf and Kapacitor provide visualization and processing capabilities, respectively. The company also offers technical support, training, and consulting services to assist clients in leveraging their technology for real-time data analysis. InfluxData has established partnerships with notable organizations, contributing to its mission of enabling developers and businesses to build advanced monitoring and analytics applications more effectively. Founded in 2012 and headquartered in San Francisco, California, with an office in London, InfluxData was previously known as Errplane Inc. before its rebranding in 2015.

Liberis Limited is a financial services provider based in London, United Kingdom, specializing in cash advances and loans for small and medium enterprises. Founded in 2007, the company aims to enhance access to finance for small businesses by offering tailored financial solutions. Through its embedded finance platform, Liberis provides alternative financing options that support business growth and foster valuable relationships between partners and small business customers. Since its inception, Liberis has assisted over 10,000 small businesses globally, facilitating more than £300 million in funding and contributing to the support of approximately 82,000 jobs.

TomoCredit LLC, established in 2018 and based in San Francisco, California, focuses on providing innovative credit solutions tailored for Millennials, particularly those with no credit history or credit score. The company manufactures electronic smart and credit cards that enable users to build credit and qualify for loans by utilizing a proprietary algorithm to analyze alternative data sources. In addition to its credit card offerings, TomoCredit has developed a mobile application that allows users to manage their accounts effectively. The founding team, composed of immigrant founders, aims to address the challenges faced by foreign nationals in accessing credit, drawing on their backgrounds from notable institutions such as Coinbase, The Kenetic Hedge Fund, and Google, as well as prestigious educational establishments like MIT and UC Berkeley.

Developer of an embedded finance platform designed to empower brands to offer financial services to their customers. The company's software and services give businesses a flexible framework to launch new financial service lines of business aimed at increasing profits, enabling customer relationships and insights, and increasing customer satisfaction and retention.

Wagestream allows your employees to have complete control over when they get paid. It effectively ends the need for employee advances, loans and employee stress suffered from short term, unplanned financial obligations. Mission 1#: Provide Financial Freedom to UK workers. Mission 2#: Destroy the Pay Day Loan industry. Ahmee.

Wagestream allows your employees to have complete control over when they get paid. It effectively ends the need for employee advances, loans and employee stress suffered from short term, unplanned financial obligations. Mission 1#: Provide Financial Freedom to UK workers. Mission 2#: Destroy the Pay Day Loan industry. Ahmee.

Divido is a global white label consumer lending platform for financial institutions and multinational retailers. Rapidly build new revenue streams, improve the customer experience and increase conversion by offering finance at the point-of-purchase with Divido. The platform is omnichannel, available online, in-store and via mobile, and works across multiple countries through one integration. Over 1000 partners work with Divido including Nordea Finance, BNP Paribas, BMW, Lenovo and last minute. Divido offers financial services for merchants, lenders, and intermediaries that want to offer instant new credit as a payment option to their end-consumers and corporate clients. Backed by the investors behind Skype, WorldPay, and TransferWise the company launched late 2015 and currently has 300+ partners using its platform including some of the world's well-known brands. By the end of 2017. Divido will operate in 9 countries. Divido was founded in 2014 and is based in London, England, United Kingdom

Jeeves is a fintech that brings financial solutions to empower businesses globally. Jeeves is building international fintech infrastructure from scratch; this includes a global switching layer across countries and the ability to run all the company spending corporate cards, notecards and cross-border payments on Jeeves. The company was founded in 2019 and is headquartered in the United States.

MODIFI GmbH, founded in 2018 and based in Berlin, Germany, operates an online platform designed to facilitate global trade financing for small and medium-sized enterprises (SMEs). By providing access to digital trade financing, MODIFI aims to empower these businesses to engage in international trade, which is essential for their growth and development. The platform offers a streamlined financing process that reduces paperwork and ensures quick access to funds, allowing SMEs to enhance their liquidity and build robust international partnerships. MODIFI's commitment to transparency and flexibility in trade finance helps SMEs navigate the complexities of global commerce and fosters local economic development.

Developer of an international factoring platform designed to access capital, exchange currencies, and reduce the risks of trading internationally. The company's platform provides cross-border trade, trade development, strategy, freight, and international trade services to help small and medium-sized enterprises, enabling manufacturers and traders to change their currencies digitally and without bureaucracy.

Jeeves is a financial services provider focused on empowering businesses worldwide through a modern financial platform. This platform enables customers to open multi-currency accounts and track company-wide spending efficiently. Jeeves offers features such as cross-border payments, corporate card issuance, and comprehensive expense management, all from a single interface. The company aims to address the limitations of traditional financial offerings by leveraging innovative technology and insights gained from its founders' entrepreneurial experiences. With a diverse team that brings expertise from both Silicon Valley and Wall Street, Jeeves is dedicated to simplifying financial processes for global businesses.

Soldo Limited is a provider of expense management software solutions tailored for small businesses, enterprises, and accountants. Established in 2014 and based in London, with additional offices in Italy and Ireland, Soldo offers various products, including Soldo Pro, which manages expenses from payment to reconciliation, Soldo Premium for controlling business spending, and Soldo Enterprise for supporting financial strategies. The platform integrates prepaid Mastercard® cards, a web-based administration console, and a mobile app, offering a comprehensive solution to streamline the business expense cycle. This system enhances visibility and control over company spending while automating tasks and ensuring compatibility with major accounting software. Soldo has garnered significant investment, exceeding $80 million, from notable investors, reflecting its commitment to innovation in the fragmented landscape of business spending management.

Gig Wage is a fintech payroll company that provides a financial social safety net for gig workers and contractors. Its scalable platform enables businesses to manage contractor payroll, payments, and compliance while delivering greater transparency to their gig workers. Whether they are paying 100 contractors or 100,000 Gig Wage gives the tools to efficiently manage the process while alleviating payments related support. Gig Wage provides an online platform that allows independent contractors to track the amount and type of work they perform for companies, initiate invoices, and receive payments from companies. The partnership also allows Gig Wage the ability to introduce a new debit card with no monthly fee, free online bill pay, and free cash withdrawals at more than 19,000 ATM locations, free cash pick-up at over 7,000 retail locations nationwide, and other products and tools designed for gig workers and their employers. By leveraging Green Dot’s Banking as a Service platform, Gig Wage can now design and deploy its own customized banking and money movement solutions for its customers. Founded in 2014 and is headquartered in Dallas, Texas, USA.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Fireblocks Inc. is a New York-based company founded in 2018 that specializes in blockchain-based security services for managing digital assets. The platform provides a secure method for transferring digital assets between exchanges, wallets, custodians, and counterparties, ensuring the safe transmission of these assets in transit. Focused on financial institutions, Fireblocks utilizes patent-pending chip isolation security and model predictive control technology to enhance the protection of digital assets. Additionally, the company has a presence in Tel Aviv, Israel, further supporting its global operations.

MODIFI GmbH, founded in 2018 and based in Berlin, Germany, operates an online platform designed to facilitate global trade financing for small and medium-sized enterprises (SMEs). By providing access to digital trade financing, MODIFI aims to empower these businesses to engage in international trade, which is essential for their growth and development. The platform offers a streamlined financing process that reduces paperwork and ensures quick access to funds, allowing SMEs to enhance their liquidity and build robust international partnerships. MODIFI's commitment to transparency and flexibility in trade finance helps SMEs navigate the complexities of global commerce and fosters local economic development.

Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.

Stilt Inc. is a financial technology company based in San Francisco, California, founded in 2015. It specializes in providing collateral-free personal loans to international students, graduates, immigrants, and other underserved individuals who have limited or no credit history in the United States. By utilizing a peer-to-peer lending platform, Stilt leverages proprietary and public data to assess the creditworthiness of these individuals, allowing them to access short-term loans at competitive interest rates. The company's mission is to help immigrants build credit and gain access to essential financial services that can improve their economic prospects.

Liberis Limited is a financial services provider based in London, United Kingdom, specializing in cash advances and loans for small and medium enterprises. Founded in 2007, the company aims to enhance access to finance for small businesses by offering tailored financial solutions. Through its embedded finance platform, Liberis provides alternative financing options that support business growth and foster valuable relationships between partners and small business customers. Since its inception, Liberis has assisted over 10,000 small businesses globally, facilitating more than £300 million in funding and contributing to the support of approximately 82,000 jobs.

TransferGo Ltd. is a London-based payment service provider, established in 2012, that specializes in international money transfers. The company caters primarily to migrant workers, allowing them to send money to their relatives without incurring high bank fees. Operating under a digital account-to-account model, TransferGo offers a cost-effective alternative to traditional banks and cash bureaus, often ensuring same-day delivery of funds to the designated recipient. As a licensed payment institution regulated by the Financial Conduct Authority, TransferGo is recognized for its secure financial transactions. The company charges a fixed fee for transfers, along with a currency conversion fee ranging from 0.6% to 1.5% per transaction, making it an attractive option for both personal and commercial money transfers.

Veem Inc. is a payment service provider that offers a platform designed to simplify the process of sending and receiving payments for businesses. Founded in 2014 and headquartered in San Francisco, California, the company utilizes blockchain technology to facilitate international payments, eliminating the need for intermediary banks and thereby reducing costs for small- and medium-sized enterprises. Veem's platform allows users to send and receive payments in local currency, track transactions in real time, generate invoices, and upload mass documents. Additionally, it integrates with various accounting platforms to streamline financial operations. With offices in Kanata, Canada, and Shanghai, China, Veem aims to create a user-focused financial ecosystem that enhances the efficiency of cross-border transactions.

Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, the company operates as a neobank, providing access to personal loans and innovative credit products, such as the Upgrade Card, which combines the benefits of installment lending with traditional credit card usage. Upgrade focuses on offering affordable and responsible credit solutions to mainstream consumers while also providing free credit monitoring and educational resources aimed at helping individuals manage their finances effectively. Through its services, Upgrade enables consumers to gain a better understanding of their credit health and make informed financial decisions.

FastForward.ai is a social media engagement and commerce platform that empowers enterprises to connect with customers and facilitate transactions within social media and messaging applications. Founded in Mountain View, California, the company offers a software-as-a-service platform that modernizes digital marketing, commerce, and payment processes. Its patented technology enables businesses to engage users effectively with one-click digital commerce options, allowing customers to access personalized offers, make purchases, and review their transaction history seamlessly. By integrating with popular messaging apps, FastForward.ai aims to enhance user experiences and drive brand awareness, catering to the increasing time consumers spend online. The company was established in 2016 and continues to innovate in the realm of social retail marketing.

Nearside, founded in 2018 and based in San Francisco, California, specializes in providing lines of credit for small business owners. The company offers a unique Hatch card that allows users to access funds for daily business expenses, addressing the needs of those who may struggle to secure credit from traditional sources. By empowering business owners with essential financial tools and support, Nearside aims to facilitate their success and improve access to credit for small businesses.

Qwil PBC operates a payment management platform tailored for independent contractors, freelancers, and small businesses, founded in 2015 and based in San Francisco, California. The platform offers financial tools that allow users to track, collect, and manage their earnings efficiently. It features an application that enables users to access their funds before receiving payment for their services, facilitating early cash access through an advance on earned amounts. By providing these financial solutions, Qwil helps freelancers and small enterprises manage their cash flow effectively, enhancing workforce recruitment and retention without placing additional strain on the client's financial resources.

Delphia Inc. is a Toronto-based company that provides an innovative investment platform, allowing individuals to transform their personal data into investment capital. By participating in artificially intelligent surveys, users can share insights about their lives and perspectives, which Delphia uses to enhance investment returns. This approach enables users to build wealth without needing initial financial resources, marking a significant shift in how investment opportunities are accessed. Delphia's platform empowers individuals by strategically managing their data, creating a competitive advantage in financial markets and facilitating informed decision-making. Through this model, Delphia aims to drive economic empowerment and sustainable growth for both individual and institutional investors.

TotallyMoney Limited operates a credit comparison platform that allows users to assess their eligibility for various financial products, including credit cards, loans, and mortgages from U.K. lenders. Founded in 2006 and based in London, the company aims to transform the consumer credit market by providing a free credit report and live credit score, alongside innovative technologies such as Borrowing Power and Match Factor. These tools equip customers with essential information to make informed financial decisions and enhance their credit histories. Formerly known as Media Ingenuity Ltd., the company rebranded in August 2017 and is a subsidiary of Media Ingenuity Group (Holdings) Limited. Through its services, TotallyMoney seeks to promote a more equitable consumer credit landscape.

Finitive is a financial technology platform providing institutional investors with turnkey, zero-fee access to alternative lending investments. Its highly selective process, world-class investment team, and unique platform efficiently deliver capital to its originator partners. Through Finitive, institutional investors access a multi-trillion-dollar market that encompasses a broad spectrum of non-bank lending sectors, including specialty finance, online lending, marketplace lending, and private credit funds. Finitive’s originator partners gain efficient access to a global network of investors who are actively allocating to alternative lending.

At Foxeye Robotics, we are pioneering the use of robotics, artificial intelligence and machine vision to create an entirely new category in the gigantic and lucrative beauty industry.

Teampay is a developer of a distributed spend management platform that aims to transform the corporate card experience for modern businesses. The platform allows organizations to manage employee spending through a user-friendly workflow that connects spenders with finance teams. By enabling real-time requests, approvals, and tracking of expenditures, Teampay addresses common challenges such as policy misalignment, lack of transparency, and unpredictable spending. Its solutions help companies streamline their purchasing processes, ensuring that resources are focused on growth rather than administrative overhead. Teampay's approach integrates critical data into existing systems, promoting safe and intelligent payment practices.

Remitly Global, Inc. is a digital remittance company that facilitates international money transfers through its extensive global network, serving regions such as Africa, Asia, Central Europe, and South America. The company offers a mobile payment service that allows users to send money from the United States, Canada, and the United Kingdom using various digital devices. Remitly aims to disrupt the traditional money transfer industry, which is valued at $588 billion annually, by employing advanced technology to streamline the process and reduce fees. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., generating revenue primarily from transaction fees and foreign exchange spreads. Founded in 2011 and headquartered in Seattle, Washington, Remitly also maintains offices in London, Manila, and Nicaragua.

Soldo Limited is a provider of expense management software solutions tailored for small businesses, enterprises, and accountants. Established in 2014 and based in London, with additional offices in Italy and Ireland, Soldo offers various products, including Soldo Pro, which manages expenses from payment to reconciliation, Soldo Premium for controlling business spending, and Soldo Enterprise for supporting financial strategies. The platform integrates prepaid Mastercard® cards, a web-based administration console, and a mobile app, offering a comprehensive solution to streamline the business expense cycle. This system enhances visibility and control over company spending while automating tasks and ensuring compatibility with major accounting software. Soldo has garnered significant investment, exceeding $80 million, from notable investors, reflecting its commitment to innovation in the fragmented landscape of business spending management.

Charlie Finance Co. is a financial services company founded in 2016 and headquartered in San Francisco, California. The company has developed a text message application designed to simplify personal finance management. This platform features a chatbot that monitors users' transactions, tracks income and expenses, and provides suggestions for managing finances. It also alerts users to important financial matters, such as reminding them of due dates for credit payments and identifying potential savings opportunities. By focusing on enhancing users' understanding of their spending habits, Charlie Finance Co. aims to streamline the management of day-to-day financial activities.

Borrowell Inc. is a financial services company based in Toronto, Canada, founded in 2014. It operates an online marketplace-lending platform that connects borrowers with lenders, offering a variety of financial products, including personal loans and credit cards. Borrowell provides Canadians with tools to manage their financial well-being, including free credit score monitoring and personalized recommendations for financial products from various partners. The platform aims to simplify the borrowing process by empowering users to make informed decisions, access low-interest loans, and improve their overall financial health. Through its innovative approach, Borrowell seeks to enhance the borrowing experience for Canadians.

Corpay One, formerly known as Roger.ai, is a financial technology company specializing in bill payment and accounts payable automation for small and medium-sized businesses. The platform enables users to manage their financial tasks efficiently by automating workflows related to bill payments, approvals, compliance, and expenses. Users can pay any bill or invoice quickly, often in less than a second, significantly reducing the time spent on accounts payable management. The application also offers features such as automated recognition of recurring bills and insights into past expenditures, enhancing users' financial oversight. Founded in 2017 and headquartered in Copenhagen, Corpay One is designed to streamline daily financial operations for both businesses and accountants.

ClauseMatch Limited is a financial technology company based in London that specializes in cloud-based solutions for document management and trading agreements. Founded in 2012, it offers a software-as-a-service platform designed to enhance productivity for compliance, legal, finance, and risk teams. The company's flagship product features a collaborative online editor that streamlines workflows, captures comments and approvals, and maintains a comprehensive audit trail, thereby minimizing human error and providing better oversight for management. ClauseMatch's platform is utilized by global banks for centralized policy management, regulatory change management, and the organization of internal documentation. By improving the efficiency of document handling, ClauseMatch aims to save time and resources while reducing operational risks.

Spruce Finance Inc. is a financial services company based in San Francisco that specializes in consumer financing for residential solar systems, water conservation upgrades, and energy efficiency home improvements. Established in 2011, the company offers a range of financing options, including solar leases, loans, power purchase agreements, and PACE products, which assist homeowners in reducing their utility expenses related to power, water, and heating and cooling. Spruce Finance collaborates with a national network of contractor and channel partners, including solar installers, general contractors, and HVAC experts, to deliver its services across the United States. The company's focus is on making eco-friendly home improvements accessible and affordable for consumers, thereby promoting sustainable living.

Kantox Limited, founded in 2011 and based in London, develops foreign exchange (FX) risk management solutions tailored for small to mid-sized enterprises and corporate clients. The company offers a comprehensive online platform that automates the entire FX process, including exposure data management, hedging executions, and international payments. Its services empower businesses in various sectors such as travel, engineering, fashion, e-commerce, and automotive to effectively manage their currency exposure and mitigate associated risks. By providing advanced software solutions, Kantox enables clients to streamline their currency operations and enhance their competitiveness in the global market.

Beam is a venture-backed regulatory technology (“regtech”) software company based in the San Francisco Bay Area. Our proprietary transaction monitoring technologies incorporate advanced machine learning and new data sources. The result? Immediate, meaningful reduction in false positives, better catch rates, and increased efficiency. Beam’s tools help our bank, credit union, and fintech customers make the financial system safer and maximize the value and utility of critical compliance resources. Beam’s end-to-end compliance solution brings new data sources and advanced machine learning models to cut false positives and enhance transaction monitoring. Our unique transparent-box approach demystifies machine learning, exposes all data sources, and is built for regulator understanding and approval. Beam is supported by an experienced group of officers, directors, advisors, and investors.

Fair is a car leasing company based in Santa Monica, California, founded in 2016. It offers a mobile application that simplifies the vehicle leasing process, allowing users to shop for, get approved for, and pay for a car using only their driver's license and bank account. By pioneering the car-as-a-service concept, Fair provides customers with the freedom to choose their vehicle and the flexibility to lease it for as long as desired, without the long-term commitments associated with traditional financing or leasing options. This innovative approach aims to enhance access to personal mobility for a wide range of consumers.

Level, operating under the name Zero Financial, Inc., is a financial technology company based in San Francisco, California, that offers a modern mobile banking experience. The company's primary products include a mobile banking application, a debit card known as Zerocard, and a checking account called Zero Checking. The app provides users with real-time insights into their finances, displaying debit card purchases alongside other transactions to help manage their budgets effectively. Unlike traditional banking options, Zerocard combines the convenience of a debit card with the benefits of a credit card, offering users unlimited cash back rewards ranging from 1.0% to 3.0% on expenditures, as well as competitive annual interest rates on account balances. Level aims to eliminate common banking fees, striving to simplify personal finance management for its users.

Finclude offers financial well being services that empower EU citizens fair access to credit and expand the retail credit markets for financial institutions.

Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.

Veem Inc. is a payment service provider that offers a platform designed to simplify the process of sending and receiving payments for businesses. Founded in 2014 and headquartered in San Francisco, California, the company utilizes blockchain technology to facilitate international payments, eliminating the need for intermediary banks and thereby reducing costs for small- and medium-sized enterprises. Veem's platform allows users to send and receive payments in local currency, track transactions in real time, generate invoices, and upload mass documents. Additionally, it integrates with various accounting platforms to streamline financial operations. With offices in Kanata, Canada, and Shanghai, China, Veem aims to create a user-focused financial ecosystem that enhances the efficiency of cross-border transactions.

Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, the company operates as a neobank, providing access to personal loans and innovative credit products, such as the Upgrade Card, which combines the benefits of installment lending with traditional credit card usage. Upgrade focuses on offering affordable and responsible credit solutions to mainstream consumers while also providing free credit monitoring and educational resources aimed at helping individuals manage their finances effectively. Through its services, Upgrade enables consumers to gain a better understanding of their credit health and make informed financial decisions.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Fabric Technologies, Inc. is a Brooklyn-based company that specializes in providing life insurance solutions aimed at helping families secure their financial futures. Founded in 2015, it offers affordable term life insurance, along with essential services such as last will and testament preparation and tools for organizing family finances. The company prioritizes simplifying the life insurance process, making it more accessible for new parents. Through its subsidiary, Fabric Insurance Agency, LLC, the company also offers services including life insurance, health insurance, and accidental death coverage. Their flagship products include Fabric Instant, an accidental death insurance policy, and Fabric Premium, a term life insurance policy that covers deaths resulting from both accidents and illnesses. Overall, Fabric Technologies strives to create a smarter, user-friendly approach to insurance for families across the United States.

BlueVine Capital Inc. is a financial technology company based in Redwood City, California, that specializes in providing working capital solutions to small businesses in the United States. Founded in 2013, BlueVine offers a variety of financial products including lines of credit, term loans, and invoice factoring, aimed at addressing the diverse financial needs of small and medium-sized enterprises. The company has developed an advanced online platform that enables business owners to access financing quickly and easily, featuring fast approvals and a user-friendly dashboard. Since its inception, BlueVine has facilitated nearly $2 billion in financing, helping businesses manage their cash flow challenges effectively. In addition to its financial products, BlueVine also offers a Business Checking Account to further support small business owners.

Azimo Limited is a digital money transfer network that enables users to send money internationally via an online platform accessible from any internet-connected device. Founded in 2012 and headquartered in London, with an additional office in Amsterdam, the company offers mobile applications for both Android and iOS. Azimo aims to provide a cost-effective alternative to traditional money transfer methods by offering lower fees and competitive exchange rates. The platform allows users to send money directly to bank accounts or to over 270,000 cash pick-up locations worldwide, focusing on delivering a convenient and efficient service.

Qwil PBC operates a payment management platform tailored for independent contractors, freelancers, and small businesses, founded in 2015 and based in San Francisco, California. The platform offers financial tools that allow users to track, collect, and manage their earnings efficiently. It features an application that enables users to access their funds before receiving payment for their services, facilitating early cash access through an advance on earned amounts. By providing these financial solutions, Qwil helps freelancers and small enterprises manage their cash flow effectively, enhancing workforce recruitment and retention without placing additional strain on the client's financial resources.

Bench Accounting Inc. is a fintech company based in Vancouver, Canada, that specializes in providing online bookkeeping services for small businesses. Founded in 2012, the company combines intuitive software with a dedicated team of professional bookkeepers to automate accounting tasks, allowing clients to manage their finances more efficiently. Bench offers a range of services, including monthly financial statements, year-end financials, and year-round tax support, ensuring that business owners have access to comprehensive financial reporting and expert assistance. With a focus on affordability and convenience, Bench aims to streamline the bookkeeping process, empowering clients to concentrate on growing their businesses. The company has raised significant funding to support its operations and currently employs a workforce dedicated to serving thousands of clients across Canada.

Kantox Limited, founded in 2011 and based in London, develops foreign exchange (FX) risk management solutions tailored for small to mid-sized enterprises and corporate clients. The company offers a comprehensive online platform that automates the entire FX process, including exposure data management, hedging executions, and international payments. Its services empower businesses in various sectors such as travel, engineering, fashion, e-commerce, and automotive to effectively manage their currency exposure and mitigate associated risks. By providing advanced software solutions, Kantox enables clients to streamline their currency operations and enhance their competitiveness in the global market.

No. 1 fintech player providing financial services to high-tech companies in China. S Financial has built a client network of over thousands of high-tech companies, including Didi, ofo, musical.ly, 51Talk, xiaozhu.com, Tantan, Guazi.com, and Sunlands Online Education Group etc. Product offering: RMB cash management, USD cash management

BlueVine Capital Inc. is a financial technology company based in Redwood City, California, that specializes in providing working capital solutions to small businesses in the United States. Founded in 2013, BlueVine offers a variety of financial products including lines of credit, term loans, and invoice factoring, aimed at addressing the diverse financial needs of small and medium-sized enterprises. The company has developed an advanced online platform that enables business owners to access financing quickly and easily, featuring fast approvals and a user-friendly dashboard. Since its inception, BlueVine has facilitated nearly $2 billion in financing, helping businesses manage their cash flow challenges effectively. In addition to its financial products, BlueVine also offers a Business Checking Account to further support small business owners.

Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium pride itself on creating financial infrastructure for every level of sophistication​.​ Nium has created a payment mesh in Asia, which is being leveraged by individuals and corporates. The company also offers a configurable, multi-featured platform MassPay that helps corporate and SME users to manage and control their high-volume remittances to multiple beneficiaries in multiple currencies via a seamless process, enabling them to reduce cross-border money transfer costs by up to 80%. The company is licensed in the EU, Australia, Canada, Hong Kong, Malaysia, India, and Singapore. It is backed by marquee investors such as Vertex Ventures, Fullerton Financial Holdings, Global Founders Capital, GSR Ventures, and SBI-FMO Ventures. Its services and business model have been recognized on prestigious platforms such as Singapore Fintech Festival and India Fintech Awards in 2017.

Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, the company operates as a neobank, providing access to personal loans and innovative credit products, such as the Upgrade Card, which combines the benefits of installment lending with traditional credit card usage. Upgrade focuses on offering affordable and responsible credit solutions to mainstream consumers while also providing free credit monitoring and educational resources aimed at helping individuals manage their finances effectively. Through its services, Upgrade enables consumers to gain a better understanding of their credit health and make informed financial decisions.

Veem Inc. is a payment service provider that offers a platform designed to simplify the process of sending and receiving payments for businesses. Founded in 2014 and headquartered in San Francisco, California, the company utilizes blockchain technology to facilitate international payments, eliminating the need for intermediary banks and thereby reducing costs for small- and medium-sized enterprises. Veem's platform allows users to send and receive payments in local currency, track transactions in real time, generate invoices, and upload mass documents. Additionally, it integrates with various accounting platforms to streamline financial operations. With offices in Kanata, Canada, and Shanghai, China, Veem aims to create a user-focused financial ecosystem that enhances the efficiency of cross-border transactions.

Varo Money, Inc. is a digital bank based in San Francisco, California, that offers a range of online banking products and services, including bank and savings accounts, checking accounts, and overdraft protection. Established in 2015 and known for being the only U.S. consumer fintech with a national bank charter, Varo aims to serve as a comprehensive banking partner for millions of Americans, especially those seeking better financial solutions. The company combines fintech innovation with the security of a chartered bank, providing tools and insights to enhance financial resilience for its customers. Varo's platform also includes features such as spending analysis, real-time budgeting, cash flow forecasts, direct deposits, and online bill payments, all designed to empower users to make informed financial decisions and improve their overall financial well-being.

Spruce Finance Inc. is a financial services company based in San Francisco that specializes in consumer financing for residential solar systems, water conservation upgrades, and energy efficiency home improvements. Established in 2011, the company offers a range of financing options, including solar leases, loans, power purchase agreements, and PACE products, which assist homeowners in reducing their utility expenses related to power, water, and heating and cooling. Spruce Finance collaborates with a national network of contractor and channel partners, including solar installers, general contractors, and HVAC experts, to deliver its services across the United States. The company's focus is on making eco-friendly home improvements accessible and affordable for consumers, thereby promoting sustainable living.

BlueVine Capital Inc. is a financial technology company based in Redwood City, California, that specializes in providing working capital solutions to small businesses in the United States. Founded in 2013, BlueVine offers a variety of financial products including lines of credit, term loans, and invoice factoring, aimed at addressing the diverse financial needs of small and medium-sized enterprises. The company has developed an advanced online platform that enables business owners to access financing quickly and easily, featuring fast approvals and a user-friendly dashboard. Since its inception, BlueVine has facilitated nearly $2 billion in financing, helping businesses manage their cash flow challenges effectively. In addition to its financial products, BlueVine also offers a Business Checking Account to further support small business owners.

ThreatMetrix®, a LexisNexis® Risk Solutions Company, empowers the global economy to grow profitably and securely without compromise. With deep insight into 1.4 billion anonymized user identities, ThreatMetrix ID™ delivers the intelligence behind 100 million daily authentication and trust decisions, to differentiate legitimate customers from fraudsters in real time. ThreatMetrix is recognized as the sole Leader in the 2017 Forrester Wave™ for risk-based authentication. Learn more at www.threatmetrix.com.

Remitly Global, Inc. is a digital remittance company that facilitates international money transfers through its extensive global network, serving regions such as Africa, Asia, Central Europe, and South America. The company offers a mobile payment service that allows users to send money from the United States, Canada, and the United Kingdom using various digital devices. Remitly aims to disrupt the traditional money transfer industry, which is valued at $588 billion annually, by employing advanced technology to streamline the process and reduce fees. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., generating revenue primarily from transaction fees and foreign exchange spreads. Founded in 2011 and headquartered in Seattle, Washington, Remitly also maintains offices in London, Manila, and Nicaragua.

Finova Financial LLC, founded in 2015 and based in Palm Beach Gardens, Florida, offers a digital financial services platform that provides affordable loans to consumers based on the equity in their vehicles. Catering to approximately 70 million financially underserved Americans, Finova aims to reduce the high costs associated with traditional lending, offering its Car Equity Line of Credit (C-LOC) at significantly lower rates than the national average. The platform enables clients to access capital quickly, with instant approval decisions and same-day funding available through an online portal. This portal allows users to manage their financial health in real-time, facilitating payments from various devices and at numerous retail locations. Finova’s approach emphasizes building positive relationships with clients, focusing on financial education and support to improve their economic well-being.

EVERFI operates a digital learning and education technology platform that provides online courses focused on essential life skills. These courses cover various topics, including financial literacy, STEM readiness, health and wellness, diversity and inclusion, student loan management, digital citizenship, and substance abuse prevention. The platform is designed to engage students through interactive content, including videos and simulations, and serves K-12, higher education, and adult education markets. EVERFI collaborates with over 7,000 educational institutions across the United States and offers its digital resources at no cost to educators. The company, founded in 2008 and headquartered in Washington, D.C., also has a strategic partnership with Sallie Mae to enhance its offerings.

Tally Technologies, Inc. is a financial automation company founded in 2015 and based in San Francisco, California. The company offers an application that simplifies the management of multiple credit cards, allowing users to avoid high annual percentage rates, costly fees, and the complexities associated with juggling various accounts. Tally’s platform automates credit card management by tracking balances and due dates, providing features such as debt management, late fee protection, and a line of credit. This approach empowers consumers to take control of their credit card usage, helping them save money on interest and achieve their financial goals.

CardFlight, Inc. specializes in mobile point of sale (POS) technology solutions that facilitate payment acceptance for businesses across various sectors. The company's primary product, SwipeSimple, is utilized by over 50,000 small businesses in the United States and is recommended by many leading merchant acquirers for its user-friendly design. CardFlight provides a comprehensive suite of tools, including a mobile card reader that connects to devices via the headphone jack, enabling in-person card swipes. Additionally, the CardFlight SDK allows developers to integrate payment processing into their own applications, enhancing the user experience. CardFlight's services are compliant with PCI Level 1 standards and support all major US processors, making payment acceptance simple and secure for its partners and merchants. The company serves a diverse range of industries, including retail, food and beverage, health services, and event ticketing, and is recognized for its innovative approach to payment technology. Founded in 2011 and based in New York, CardFlight was previously known as LocalBonus, Inc. before rebranding in 2013.

Standard Treasury is a financial application provider that aims to streamline the banking experience for businesses, particularly small enterprises and startups. By utilizing standard application programming interfaces (APIs), the company simplifies various financial transactions, including electronic checks, foreign exchange, and rate-quoting services. Standard Treasury addresses the complexities businesses face when integrating banking services, which often involve cumbersome processes like sending large files over FTP that contain extensive specifications. Through its solutions, Standard Treasury seeks to enhance the efficiency of financial decision-making and improve the overall banking relationship for its clients.

LendKey Technologies, Inc. is a financial technology company that operates a cloud-based platform specializing in refinancing student loans through credit unions and community banks. Founded in 2007 and headquartered in Phoenix, Arizona, LendKey provides a range of services, including student loan refinancing, private student loans for undergraduate and graduate education, and home improvement loans via its network of contractors. The company offers a comprehensive Lending-as-a-Service solution that allows financial institutions to enhance their digital lending capabilities. LendKey manages the entire lending process, which encompasses demand generation, online decisioning, loan origination, customer service, and balance sheet management, enabling lenders to effectively expand their portfolios and mitigate financial risks.

NerdWallet, Inc. is a personal finance platform that offers consumers online tools and resources to assist them in making informed financial decisions. Founded in 2009 and headquartered in San Francisco, the company provides personalized and unbiased advice across various financial topics, including credit cards, banking, mortgages, insurance, loans, investing, and more. Users can access expert content and tools for free, enabling them to navigate their financial choices with confidence and ultimately save time and money. With a team of over 300 employees, known as "Nerds," NerdWallet aims to empower consumers to manage their finances effectively. The company has received significant investment from multiple venture capital firms and has been recognized for its workplace culture through various accolades.

Bill.com is a provider of cloud-based software designed to simplify and automate back-office financial operations for small and midsize businesses globally. The platform leverages artificial intelligence to enhance connections between businesses and their suppliers and clients, facilitating the management of cash inflows and outflows. Bill.com offers a suite of software-as-a-service products that automate accounts payable and receivable transactions, aiming to improve operational efficiency. The company also provides onboarding support, ongoing training, and assistance to ensure users can effectively implement their solutions. Bill.com collaborates with numerous prominent financial institutions and accounting firms, gaining endorsements from industry organizations. Founded in 2006 and headquartered in Palo Alto, California, Bill.com has received multiple awards for its workplace culture and innovation.

Nvoicepay, Inc. is a fintech company that specializes in cloud-based accounts payable software solutions designed to automate and optimize electronic invoice payments. Founded in 2009 and headquartered in Beaverton, Oregon, with an additional office in San Francisco, Nvoicepay enables customers to pay all of their invoices electronically. The platform helps businesses streamline their accounts payable processes by facilitating payments to suppliers through various electronic methods, thereby reducing costs and increasing operational efficiency. Nvoicepay also offers additional services such as payment command center, supplier enablement, and customer payment support. As of 2019, it operates as a subsidiary of FleetCor Technologies, Inc., and has formed strategic partnerships to enhance its service offerings.

BlueVine Capital Inc. is a financial technology company based in Redwood City, California, that specializes in providing working capital solutions to small businesses in the United States. Founded in 2013, BlueVine offers a variety of financial products including lines of credit, term loans, and invoice factoring, aimed at addressing the diverse financial needs of small and medium-sized enterprises. The company has developed an advanced online platform that enables business owners to access financing quickly and easily, featuring fast approvals and a user-friendly dashboard. Since its inception, BlueVine has facilitated nearly $2 billion in financing, helping businesses manage their cash flow challenges effectively. In addition to its financial products, BlueVine also offers a Business Checking Account to further support small business owners.

Currencycloud is a global payments platform that simplifies the process of moving money across borders. It offers businesses an API-based infrastructure that allows developers to create customized payment solutions tailored to their specific needs. The platform facilitates seamless transactions in multiple currencies, providing automated end-to-end payment processes, collection and conversion services, and digital currency management. By handling the complexities and regulatory requirements of cross-border payments, Currencycloud enables clients to integrate financial services into their operations, empowering them to operate more effectively in the digital economy.

Square, Inc. is a financial technology company that provides comprehensive payment and point-of-sale solutions for businesses in the United States and internationally. Founded in 2009 and headquartered in San Francisco, the company offers a diverse ecosystem that includes both hardware and software products. Its hardware lineup features devices such as the Magstripe reader, Contactless and chip reader, Square Stand, Square Register, and Square Terminal, which facilitate various payment methods. On the software side, Square provides tools like Square Point of Sale, Square Appointments, and Square for Retail, among others, to help businesses manage sales, inventory, and customer relationships. Additionally, Square offers services such as managed payments, instant transfers, and small-business financing through Square Capital. The company also operates Cash App, enabling users to send, receive, and store money, and Weebly, which provides website hosting and domain registration services. With a focus on empowering businesses, Square continues to expand its offerings in mobile payments and merchant services.

Currencycloud is a global payments platform that simplifies the process of moving money across borders. It offers businesses an API-based infrastructure that allows developers to create customized payment solutions tailored to their specific needs. The platform facilitates seamless transactions in multiple currencies, providing automated end-to-end payment processes, collection and conversion services, and digital currency management. By handling the complexities and regulatory requirements of cross-border payments, Currencycloud enables clients to integrate financial services into their operations, empowering them to operate more effectively in the digital economy.

Techstars Central LLC, founded in 2006 and based in Boulder, Colorado, is a startup accelerator that focuses on incubating and investing in early-stage technology companies across various sectors, particularly fintech, retail technology, artificial intelligence, augmented reality, blockchain, and Internet of Things. The organization operates several accelerator programs worldwide, including specialized initiatives like Techstars Music and Techstars Retail Accelerator, which support startups in the music industry and retail sector, respectively. Each program typically lasts three months and selects ten companies to receive funding and mentorship, often providing investments ranging from $0.01 million to $0.12 million in exchange for equity. Techstars also emphasizes a global reach, investing in companies from diverse regions, including Africa, Asia, and Latin America. The firm does not seek board representation or investor rights in its portfolio companies, preferring to take minority stakes. Through its extensive network, Techstars connects entrepreneurs with mentors, investors, and corporate partners to foster growth and innovation in the startup ecosystem.

LendingClub Corporation is an online lending marketplace based in San Francisco, California, that connects creditworthy borrowers with investors. Founded in 2006, the platform offers a variety of unsecured personal loan products, including options for education, patient finance, auto refinancing, and small business loans. By facilitating direct investment in these loans, LendingClub provides investors access to an asset class that has traditionally been limited to institutional investors. The company generates most of its revenue through transaction fees from its role in processing loan applications and working with bank partners to enable loan originations. This approach aims to simplify and accelerate the lending process, making it more accessible for consumers and beneficial for investors.

One97 Communications Limited, founded in 2000 and headquartered in Noida, India, specializes in mobile content and commerce services. The company operates a digital goods and mobile commerce platform, providing payment solutions for e-commerce merchants through its RBI-approved semi-closed wallet. One97's offerings include mobile top-ups, ticket bookings, hotel reservations, entertainment content such as music and video, as well as gaming services. With a workforce of over 4,500 employees, One97 has established a significant presence across India, with regional offices in major cities, and extends its reach internationally to regions including Africa, Europe, the Middle East, and Southeast Asia. The company is backed by prominent investors such as Alibaba Group and Ant Financial, among others.

One97 Communications Limited, founded in 2000 and headquartered in Noida, India, specializes in mobile content and commerce services. The company operates a digital goods and mobile commerce platform, providing payment solutions for e-commerce merchants through its RBI-approved semi-closed wallet. One97's offerings include mobile top-ups, ticket bookings, hotel reservations, entertainment content such as music and video, as well as gaming services. With a workforce of over 4,500 employees, One97 has established a significant presence across India, with regional offices in major cities, and extends its reach internationally to regions including Africa, Europe, the Middle East, and Southeast Asia. The company is backed by prominent investors such as Alibaba Group and Ant Financial, among others.

Nomis Solutions provides pricing and profitability management strategies for financial services companies. It offers pricing advisory services such as data insights, discretion policy, full and limited in-market deployment, one-day pricing seminars, periodic pricing, price test, and more. The company offers its solutions to auto finance, consumer deposit, home equity, mortgage, personal lending, and small businesses. Its customers have optimized over $600 billion in banking transactions and generated over $600 million in incremental profits. Based in San Bruno, California, Nomis Solutions was founded in 2004.