Datacultr is a PaaS that allows consumer lending companies to significantly reduce their risk on 'New to Credit' customers. Datacultr allows the lender to give out unsecured loans, at a lower risk, by allowing borrowers to present their newly purchased or existing smartphone as collateral.
A mobile app and web platform that makes it easier, cheaper and simpler for customers to make green investments Users can grow their money, and help fight climate change, global warming, and other environmental issues simultaneously
HARPOCRATES is a RegTech startup, building smart solutions to help app developers, IoT manufactureres and connected car producers manage their data privacy obligations across the globe. Privacy regulations globally are monitored continuously and changes are processed into digital regulatory rulesets, easily integrated into any app or IoT connected device via our API and integrated SDK services - independant of operating system. The Compliance-as-a-Service platform scales to suit your needs. No matter if you're just starting out or already have thousands of customers - HARPOCRATES got you covered. With HARPOCRATES you can focus on growing your business while your compliance is ensured.
Datacultr is a PaaS that allows consumer lending companies to significantly reduce their risk on 'New to Credit' customers. Datacultr allows the lender to give out unsecured loans, at a lower risk, by allowing borrowers to present their newly purchased or existing smartphone as collateral.
Datacultr is a PaaS that allows consumer lending companies to significantly reduce their risk on 'New to Credit' customers. Datacultr allows the lender to give out unsecured loans, at a lower risk, by allowing borrowers to present their newly purchased or existing smartphone as collateral.
A CoylONE for everyONE! Payment wearable & ecosystem with all the capabilities of a smartwatch, custom designed for payments, bought and issued by banks in bulk at zero-cost to the consumer. To keep the fleeting Z generation and to replace the cash micro payments.
E-learning linked to financial health and inclusion for emerging market citizens
ElGameya is a fintech company based in Cairo, Egypt, established in 2018. It offers a mobile application designed to facilitate systematic savings and collaborative lending among friends. The platform enables users to organize and manage micro-savings and loans, operating on the principles of a shared economy. By providing these services, ElGameya aims to enhance financial accessibility and promote community-driven financial management.
InsureVite Pte. Ltd., founded in 2017 and based in Singapore, specializes in developing a natural language understanding chatbot aimed at enhancing customer interactions for insurers. The company's digital assistant leverages robotic process automation to facilitate seamless communication through social messaging apps. This technology allows customers to connect and transact with their insurers efficiently within a single interface, eliminating the need for redirection to other platforms. By focusing on improving customer experience, InsureVite positions itself as a significant player in the Enterprise B2B InsurTech sector.
We eliminate the need to ask for reimbursements or to pay upfront, simply by allowing others to transact on your behalf.
Nocofio operates in the micro-lending sector, focusing on providing financial solutions to smallholder agriculture businesses. The company facilitates access to funds through crowd-lending, allowing multiple investors to support various agricultural ventures. In addition to this funding model, Nocofio offers a credit scoring service that assists businesses in applying for loans, thereby enhancing their chances of securing financing. By connecting finance to smallholder agriculture, Nocofio aims to empower these enterprises and contribute to their growth and sustainability.
Akiba Digital is a financial data aggregation company, that houses a data consolidation and enrichment engine that clusters, visualises and predicts consumer behaviour. Our vision is to build a company that is most effective at understanding and enhancing personal financial management for the African consumer.
Soisy SpA provides lending services to individuals to buy and transact from e-commerce websites in Italy. The individuals repay principal and interest amount on a timely basis. The company was founded in 2015 and is headquartered in Milan, Italy.
Robolab Ltd is a technology company that specializes in developing software solutions for financial robots powered by artificial intelligence. The firm operates an app store and provides a Software Development Kit (SDK) that connects retail investors with investment professionals. Its platform is designed to match users with suitable financial robots based on their individual preferences. Additionally, Robolab Ltd offers an end-to-end system that allows investors to prototype investment strategies, enabling them to create and utilize artificial intelligence algorithms for their financial needs.
FinCom ensures business from small to large to meet the regulatory demands, avoiding the extremely high financial fines & penalties. FinCom is a non intrusive cloud solution , with immediate deployment and user friendly interface for daily use. FinCom is a result of over 7 year effort by AI & Linguistics mathematicians and industry experts, that developed the first automated technology driven methodology for Self Compliance for any company. Tested & harden technology, FinCom enables regulatory conformity at a fraction of the today's cost.
FortifyData, Inc. is a cyber security software company based in Kennesaw, Georgia, founded in 2015. The company specializes in providing solutions that enable enterprises to assess, identify, and manage their cyber security threats effectively. Its cyber risk scoring platform evaluates performance against essential risk indicators, facilitating compliance with various industry security standards and regulations, such as PCI, HIPAA, SOC 2, ISO 27001, and NIST. FortifyData's software addresses security concerns related to human factors, processes, and technology, offering organizations a comprehensive approach to enhance their cyber security posture.
emcee address the psychological hurdles and motivations stunting non-investors, most notably fear and mistrust and at the same time empowers creators of financial content with a powerful monetization model they want and need. We believe incentivizing a community built on the principles of crowdsourcing and sharing investment ideas will not only yield better performance but will create an environment where new investors can learn and be guided by experienced investors.
Bita GmbH, a Fintech firm, develops a platform that provides enterprise-grade indexes, data, and infrastructure to institutions operating in the passive investment space. Its BITA Data and API offers data necessary to analyze, trade, and track its indexes, delivered through robust API's, and in various file formats; and BITA indexes provides index strategies covering various exposures and themes. The company was founded in 2018 and is based in Frankfurt, Germany.
Bitz introduces a digital coin, powered by the blockchain, to replace plastic tokens at festivals and others social events. By digitizing plastic and paper tokens, Bitz creates an easier, faster and more secure experience while paying at events. Crafted as a free and open payment platform, Bitz distributes digital tokens to users and delivers the latest tech in analytics and business intelligence to organizers.
Farm-r Ltd is an online marketplace established in 2016 and headquartered in London, United Kingdom, that facilitates the rental of agricultural machinery. The platform connects owners of under-utilized farm equipment with farmers in need of machinery, allowing owners to generate income from their assets while helping others save on rental costs. By promoting the sharing of machinery and services, Farm-r aims to reduce operational expenses for farmers, ultimately enhancing their production and profitability. This innovative approach supports a more efficient agricultural ecosystem by enabling collaboration among farmers.
Qualia Fintech is a financial innovation company that develops technology products for financial market and better financial services. At Qualia, the team believe that the financial future is interoperable, that's why they develop solutions that seek to create a more open and innovative financial market. In this line, they developed Prometheus, a platform of standardized APIs inspired by PSD2 and Open Banking. It also developed Abaco, a Financial Education tool that seeks to help users to know their financial behavior, and TePago, an electronic wallet. In addition, it provides advice on computer security, infrastructure and development of innovation solutions for the financial sector.
Facturedo is Latin America’s invoice discount marketplace. Through their platform they help companies obtain liquidity from their accounts receivable in a fast, secure and convenient way, while allowing investors to invest in commercial debt.
Hurra Credit is a digital lending platform that offers payroll loans and provide a fast and efficient service. The company was founded in 2016.
Seif is a business startup that helps users have control over their money on e-commerce and developed a tool for reversible payments. With this, users can control, cancel the payment and even recover their money when something goes wrong. The company aims to reduce the risk of fraud for their users when they buy online, ensure their payment and make sure their online purchase is successful.
Digitech provides a fully integrated and cloud-based InsurTech platform to incumbent insurance companies, which aim to attract and reach out to the next consumer emerging segments.
La Plataforma is a social venture that delivers transparency, affordability and convenience to the remittance process. Through our mobile platform, we allow our customers to send cash transfers from the US to countries in Latin America and the Caribbean straight from their mobile phone.
Fintech Latam is a B2B fintech company focused on developing and managing neobanking platforms for financial institutions.
Kuda Microfinance Bank Limited, founded in 2018, operates as a digital-only bank in Nigeria, focusing on providing accessible banking services. The company offers a range of financial products, including savings accounts, money transfers, checking accounts, and debit cards, all through a user-friendly online banking platform and a mobile banking application. With a mission to make banking affordable and rewarding for all Africans, Kuda has positioned itself as a no-fee banking alternative, aiming to enhance financial inclusion in the region. Headquartered in London, Kuda also maintains an office in Lagos, Nigeria, reflecting its commitment to serving the Nigerian market.
Credpal is an innovative solution that allows businesses and individuals buy anything and pay for it in instalments across online and offline merchants by providing them with instant access to credit at the point of checkout.
Bankly is a digital savings and peer to peer transfer product where users fund their wallet using tokens available on Bankly vouchers nationwide in a “Recharge to save” model. This cash digitisation system is similar to the telco mobile airtime top up and is currently available on MTN and 9mobile networks in Nigeria. Financial services has to be seen through the lenses of a fast moving consumer product in order to reach the last mile and the use of vouchers has been proven to be a successful cash digitisation system by the telecoms industry. Leveraging this existing consumer behaviour to drive financial inclusion, reduce cost of financial services and create a foundation to provide other financial services is where Bankly identifies huge potential and is poised to make an impact.
Inclusive Financial Technologies develops a mobile application that helps financial institutions reach customers by enabling them to onboard, verify, and monitor via digital channels, including USSD and the Web. The company aims to make ID verification and multi-factor authentication in Sub-Saharan Africa using a single restful application programming interface (API). It offers user onboarding, KYC and AML compliance, fraud detection, and document authentication. The company uses machine learning, forensics, imaging, and voice capture technology to enable thin file identities. Its products include Smart Bank, Inclusive ID, and iCapture. Inclusive Financial Technologies was founded in 2016 and is based in Accra, Ghana.
Prospa is a mobile enabled savings solution for low income earners which allows them to save small amounts through a voucher-based USSD solution. It combines the powers of group saving, flexibility, and discipline to maximize your savings.
At the core of all Reward Technology solutions is digital engagement through smart card detection, data interrogation and communication protocols. In the emerging IoT space Reward Technology are unique in delivering systems that remove all barriers to inclusion and engagement. Their focus is on seamlessly integrated, non-intrusive systems that deliver greater digital detection and improved automated responses to enhance business efficiencies. The RT platforms are built to enable real time analysis, transition to next generation communication systems and the knowledge that the core data being extracted is seamlessly positioned for change. Their patented three step solutions based around detection of their Smartcards, data decision extraction and communications to all mobile devices, delivers a level of insight that transforms efficiencies and enhances customer and employee engagement.
TasaTop fintech that seeks to increase the dynamism of the financial market by competing directly with financial institutions in order to improve the conditions and prices for the end user. The company connects people and companies with financial institutions through auctions and differentiated products.
FOHAT, an Energy Intelligence company, is changing the energy sector with innovative solutions by allowing integration of distributed energy resources (iDER) and new solutions for energy trading (P2P TE).
Kuan Intelligence Ltd. is a financial technology company based in London, with additional presence in Hong Kong, specializing in peer-to-peer foreign exchange services for businesses. Established in 2015, Kuan offers cost-effective, efficient, and transparent currency exchange and payment solutions aimed at facilitating trade between Europe and Asia. The company leverages blockchain technology to enhance its cross-border payment platform, enabling rapid processing of large and recurring payments while ensuring compliance with know-your-customer and anti-money laundering regulations. By providing access to real exchange rates and minimizing hidden banking fees, Kuan empowers businesses to send and receive payments globally within one working day. The name "Kuan," derived from the Chinese word for "money" and "sincere," reflects the company's commitment to delivering trustworthy financial services.
Fenrir – Corporate venture
Seed Round in 2018
Fenrir is a system developed by law firm De Brauw Blackstone Westbroek providing financial law professionals a comprehensive overview of the developments in the financial regulatory arena.
intelligent communications for financial institutions
VeriSmart is a company that specializes in developing an identity blockchain platform aimed at automating and standardizing the Know Your Customer (KYC) and compliance processes for various institutions, including banks, finance companies, telecoms, and educational organizations. Founded in 2012 and headquartered in Palo Alto, California, with additional offices in Dubai and Delhi, VeriSmart's platform offers services such as cognitive profile assessments, anti-money laundering checks, form autofill features, instant transaction verification, and user behavior predictions. The platform allows for seamless identity sharing across multiple digital platforms, eliminating the need for users to repeatedly undergo KYC processes. VeriSmart has gained significant traction in markets such as India, the UAE, and the US, actively working to establish syndicates with banks and other digital platforms to enhance regulatory compliance and streamline user verification processes.
Expediente Azul offers a tool for financial institutions to scale their sales by automatically gathering documentation from a customer. Expediente Azul is afintech web and mobile tool designed for financial and insurance institutions to easily capture (including through the customer's mobile phone's camera), receive, analyze automatically (with OCR+AI), and store ( in the Amazon cloud ) the many documents sent by a particular customer that requests a loan, lease, service or files an insurance claim and manages the complex communications interaction with the customer during the lifecycle involved in validating each particular document.
Quotanda is a lending as a service (LaaS) platform providing a suite of student loan services. Quotanda technology enables organizations (lenders, schools, institutions, foundations and communities) to quickly introduce affordable education loan programs in any country and currency in a matter of days without the need to hire additional resources.
Quotanda technology and staff take care of all aspects of partners’ online lending programs, including: program set-up, marketing, compliance, origination, automated credit decisions, loan disbursement, extended servicing (collecting interest and principal), and default management.
Facturedo is Latin America’s invoice discount marketplace. Through their platform they help companies obtain liquidity from their accounts receivable in a fast, secure and convenient way, while allowing investors to invest in commercial debt.
Matter is a Danish startup specializing in sustainable investments in the pension space.
FinBase was founded in 2012 by financial planner drs. Rick Wassenaar and business economist drs. Maarten Luiken. They are convinced that financial advice can and should be available to all consumers more easily, better and affordably. This is possible with the right instruments and cooperation between consumers and independent consultants. In 2013 they introduce the first consumer financial advice portal, MijnGeldzaken.nl, under the motto ' Whole Netherlands financially healthy ' .
OpSeeker is a web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health. Using fictitious money, OpSeeker can simulate your long term investments. That way we work with the most important variable in investment - the psychological one.
Treasury Delta, located in The Digital Hub in Ireland, is a promising FinTech startup that has created an innovative online platform designed to enhance communication between companies and banks. This secure solution aims to facilitate more efficient and cost-effective interactions in business banking. With its unique approach, Treasury Delta holds significant international potential and is currently seeking investment to expand its market reach and capitalize on identified opportunities.
HatchTech LTD is a smart bank dedicated to the self-employed.
Vision Tech Lab is a software development company in the sector of Cybersecurity.
EnergyTech Ventures helps clients extract value out of their data by analysing and managing energy performance to reduce operational costs and enhance productivity.
Charge or pay everything, anywhere and anyone with your phone. Our technology allows merchants to charge in a simple and safe way with a cellphone or computer. They don't need additional devices (POS, mPOS) like apple pay, samsung pay, google pay. Only download our app or integrate our API and thats it.
Finerio is an automated personal finance platform based in Mexico that offers users a free and efficient way to manage their finances. The platform allows individuals to link their debit and credit accounts from major Mexican banks, providing insights for effective financial planning and saving. Finerio focuses on personal finance management by enabling users to create custom budgets, monitor and track expenditures, and analyze their consumption patterns. Through its open finance and data analysis capabilities, Finerio empowers users to gain control over their financial information, ultimately helping them plan their expenses and enhance their savings.
VeriSmart is a company that specializes in developing an identity blockchain platform aimed at automating and standardizing the Know Your Customer (KYC) and compliance processes for various institutions, including banks, finance companies, telecoms, and educational organizations. Founded in 2012 and headquartered in Palo Alto, California, with additional offices in Dubai and Delhi, VeriSmart's platform offers services such as cognitive profile assessments, anti-money laundering checks, form autofill features, instant transaction verification, and user behavior predictions. The platform allows for seamless identity sharing across multiple digital platforms, eliminating the need for users to repeatedly undergo KYC processes. VeriSmart has gained significant traction in markets such as India, the UAE, and the US, actively working to establish syndicates with banks and other digital platforms to enhance regulatory compliance and streamline user verification processes.
Fo-Sho is a peer-to-peer insurtech that is powered by technology to bring affordable short-term insurance to South African markets. Fo-Sho is able to provide affordable and transparent short-term insurance to peer-to-peer groups. Technology is used as an enabler to bring down the barriers to wider adoption of insurance.
Yethu is an online management system platform that helps individual manage their funds.
What we do PROVIDING WORLD CLASS PAYMENT SOLUTIONS "Connecting Africa to the rest of the world" We provide infrastructure that global businesses use to accept and make payments over the Internet in Africa. #OneApiToRuleAfricanPayments We work with Businesses of all types including Betting companies, Money remittance companies, Forex companies, app development companies or literally any business that needs to accept payments from local modes of payment (Mobile money and bank accounts) and pay out to the local modes of payment especially in Africa Get paid however your clients want to pay. Accepted payment methods Mobile money wallets from 18 countries all over Africa
We believe that a cost-effective Digital Transformation can only be achieved through the monetization of the data. Trough API's and Expertise, we are connecting large industry stakeholders to Artificial Intelligence Services creating an ecosystem of product deployment with outstanding predictive accuracy.
Vesl Pte. Ltd. operates an online platform that offers trade finance solutions aimed at both traditional and online commerce. Founded in 2017 and headquartered in Singapore, the company connects borrowers with insurers and financiers, providing access to invoice financing secured by trade credit insurance. Its platform features a marketplace for financing, insurance, and risk management, enabling businesses to mitigate financial loss and hedge risks. Vesl facilitates a pay-per-transaction scheme for trade credit insurance, enhancing the affordability of financing options for users. Overall, Vesl's services aim to streamline the financing process while ensuring that businesses can access crucial financial support through its integrated solutions.
Non Equity Assistance in 2017
Inclusive Financial Technologies develops a mobile application that helps financial institutions reach customers by enabling them to onboard, verify, and monitor via digital channels, including USSD and the Web. The company aims to make ID verification and multi-factor authentication in Sub-Saharan Africa using a single restful application programming interface (API). It offers user onboarding, KYC and AML compliance, fraud detection, and document authentication. The company uses machine learning, forensics, imaging, and voice capture technology to enable thin file identities. Its products include Smart Bank, Inclusive ID, and iCapture. Inclusive Financial Technologies was founded in 2016 and is based in Accra, Ghana.
Friendly Transfer allows friends around the world to connect and agree to exchange money locally instead of making expensive international transfers. With Friendly Transfer you and your friends, not only save on international transfer fees, but also reconnect and renew your trust on each other.
Payit is an application that allows you to make payments easily and safely. Payit is revolutionizing the way that people, businesses, governments, and others interact when it comes to payments.
Smart Trade Inc. owns and operates an asset management do-it-yourself personalized quantitative online investment platform. The company's products include Smart Trade which is a artificial intelligence engine and trading platform. Its features include python coding and visual coding, real time trading, back testing engine, open community, and strategy market where users' can trade their strategies including buying a good one from a seller or rent it from a loaner. Smart Trade Inc. is based in Tokyo, Japan.
Forensic Alpha operates as an investment research platform that connects users with independent analysts. The company employs proprietary artificial intelligence to gather, assess, and analyze data, ensuring the reliability of sources and providing preliminary insights. It focuses on generating research ideas tailored to users' investment preferences and offers custom research services. In addition to delivering long and short side research that evaluates critical market issues, Forensic Alpha provides blogs and research notes. The platform primarily serves institutional asset managers, fund managers, hedge funds, and other financial institutions. Founded in 2013 and based in London, Forensic Alpha is authorized and regulated by the Financial Conduct Authority.
Canopi India Private Limited operates as an online marketplace that specializes in invoice discounting, providing small businesses with access to various financiers for their trade receivables. The platform facilitates short-term business loans specifically tailored for invoices, enabling small enterprises to manage their cash flow effectively. By connecting these businesses with multiple funding options, Canopi streamlines the financing process and supports the financial needs of small enterprises.
TikkR is an on-demand digital insurance platform! Tikkr protects you and the things you care about for just the MOMENT you need it!
Propelld is revolutionizing the way students pursue their education and shape their careers.It addresses the problem of students not getting access to financing from traditional financial Institutions due to low/non-existent credit or work history.
We are an early stage startup based out of New Delhi founded by IIM and BITS Pilani alumni. Trakr is a free money manager app that helps users make wiser spending decisions. It helps users manage their paperwork, documents, financial accounts, bills, reminders all in ONE place. It works automatically without any manual data entry by: • Analyzing the SMS sent by banks and billers • Processing documents that you click/upload
Tixguru Inc. is a financial services company based in Taipei, Taiwan, that specializes in developing an artificial intelligence-based robotic advisory platform. This platform assists users in online financial trading by providing market trend analysis, portfolio management, and market modeling and forecasting. Tixguru primarily caters to startups and small to medium-sized enterprises, offering solutions that enhance decision-making within the financial industry.
Expowealth Technologies Private Limited, established in 2016 and headquartered in Mumbai, India, operates a personal finance platform designed to assist individuals in managing their financial investments. The company was founded with the goal of providing unbiased, transparent, and convenient investment advice, enabling users to take better control of their finances. Through its platform, Expowealth aims to empower individuals by offering tailored financial guidance that facilitates informed investment decisions.
Flymble is a travel booking platform that provides instant travel financing, allowing users to book flights by paying only a fraction of the total cost upfront. The platform enables customers to divide the remaining cost into equal monthly payments, making travel more accessible. Through its mobile application, users can search for flights, invite others to join their travel plans, and manage bookings easily. By offering a flexible payment structure, Flymble aims to help individuals realize their travel aspirations without the burden of large, immediate expenses.
Quikkloan is a credit scoring analytics-based marketplace for loans.
CherryPay is an online platform that provides solutions in money transfer. Its platform allows its users to send money abroad via online payment request. CherryPay was founded in October 2016 and headquartered in Tapei, Taiwan.
Smallticket is a financial services company that provides a software platform that specializes in insurance products and services. Its platform allows its clients to make their insurance purchase journey based on artificial intelligence. Smallticket features natural language processing, AI chatbots, and cross-platform services.
The company was founded in 2016 and headquartered in Seoul, South Korea.
RuPie is a for-profit socially conscious FinTech company, offers a micro credits entirely from mobile phone and make lending decisions based on machine-learning techniques. The company uses technology to reduce the cost of delivering financial services.
Canopi India Private Limited operates as an online marketplace that specializes in invoice discounting, providing small businesses with access to various financiers for their trade receivables. The platform facilitates short-term business loans specifically tailored for invoices, enabling small enterprises to manage their cash flow effectively. By connecting these businesses with multiple funding options, Canopi streamlines the financing process and supports the financial needs of small enterprises.
Limitless is an award-winning, micro-investing app targeted at Millennials and licensed to banks and insurers. The company was featured by CB Insights, FT, Forbes and others. Limitless lets the user save and invest automatically every day. We help our users to build their safety net, save money for short-term goals and invest long term. Financial institutions benefit from acquisition and retention, cross selling and monetising data.
AIM is an online platform that allows its users to make trades and investments via smartphone. Its platform specializes on personal finance, portfolio management, asset allocation, and mobile investment application. The company was founded in 2016 and headquartered in Seoul, South Korea.
Torafugu Tech Limited develops software and algorithms, and engages in research and development on artificial intelligence (AI) for use in primary care medicine. The company develops a platform that processes, aggregates, and sorts data feeds from wearable devices, background health status, and blood levels in real time. The company's platform enables physicians to have an informed view of a patient’s state of health. Torafugu Tech Limited was incorporated in 2016 and is based in Leeds, United Kingdom.
Zenith One gives financial advisors the technology they need to acquire, onboard and advise clients cheaply and efficiently, with state of the art user experience.
Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, specifically designed for startups and small to medium-sized enterprises (SMEs). Established in 2016, Penta aims to streamline banking processes for businesses by providing automated services such as bank account management and invoicing. The platform allows users to open a digital bank account quickly, typically within minutes, and offers cashless banking services that facilitate efficient cash flow management. With a mission to transform business banking in Europe and beyond, Penta focuses on helping its clients save time and money, thereby enhancing their overall banking experience.
Budgently is a mobile application and personal finance platform.
A technology platform for the future of e-commerce. Feli aims to get online purchasing ready for the 2020s. That means moving away from product listings and toward contextual user interactions. Taking a tabula rasa view, Feli provides sophisticated e-commerce technology on an easy-to-integrate, scalable and customisable platform.
Non Equity Assistance in 2016
EuropeOne is a Pan-European mobile bank offering easy bank account opening and financial transactions, multilingual interfaces and a unique and free remittance service to the millions of Europeans working in a different country than their own.
Combine is a mobile financial assistant that lets people feel in control of all their finances by letting them keep track of multiple bank accounts across countries and adding their non-financial accounts to the same dashboard.
Railsbank Technology Ltd develops an API banking and compliance technology platform that connects together a global network of partner banks with companies. The platform provides companies with access to wholesale banking services in five lines of code. It enables users to create bank accounts, streamline technical integration with banks, and connect to payment schemes to receive and send money to/from these accounts. Railsbank Technology Ltd was founded in 2016 and is based in London, United Kingdom with additional offices located in Singapore, Lithuania, Luxembourg, Vietnam, and Sri Lanka.
Sandbox Banking strives to provide personalized and cost-effective investment solutions. It is a universal adapter for banks and credit unions. It is designed to be the next generation of robo-advisor and to be used by industry professionals without programming expertise — anyone who is comfortable with Excel formulas can use the platform to build complex integrations. It empowers banks, credit unions, and vendors to quickly/securely integrate new software with legacy banking systems.
Mespo is an independent financial management platform based in London, England, founded in 2016. The company offers an application designed to help users manage their monthly expenses by analyzing financial and non-financial data from various personal accounts. Its algorithms provide insights and suggestions for reducing monthly bills, such as recommending cheaper service plans. Additionally, Mespo is part of a UK-wide initiative that aims to combat and prevent cybercrime within the financial sector.
Payment24 Pty Ltd. is a payment solutions provider based in Cape Town, South Africa, with additional operations in Berlin. Founded in 2014, the company specializes in developing and operating a card and mobile payment platform that focuses on fleet fuel management. Payment24 offers technology solutions that include fleet card systems for oil companies and auto dealerships, as well as various mobile and retail payment solutions. The company's innovations aim to enhance efficiency in fuel management, combat fuel fraud, and provide advanced payment options for clients. With a global reach, Payment24 is positioned as a key player in the international fuel payment solutions market.
PolicyPal Pte. Ltd. develops PolicyPal, a digital insurance management application that enables consumers to manage their insurance policies of various insurers into a platform. The company’s PolicyPal application allows users to upload their existing policies to understand their insurance coverage summary. Its PolicyPal application works for policies purchased in Singapore. The company was founded in 2016 and is headquartered in Singapore.
Fluent Network develops enterprise blockchain network for financial institutions and global enterprises. It also provides solutions and applications that are used in the areas of global payment platform, supply chain financing platform, receivables marketplace, supply chain market place, and API and developer platform. The company is headquartered in New York, New York.
FIC Network operates a blockchain-powered Software-as-a-Service (SaaS) platform focused on the fixed income market. Based in San Mateo, California, the company provides an end-to-end solution for the issuance, exchange, and redemption of tokenized financial instruments, including bonds and asset-backed securities. Its platform facilitates real-time tracking of investment performance, enhancing transparency and efficiency in managing fixed income assets.
CFX Markets operates a centralized trading platform that facilitates the buying and selling of illiquid assets, specifically focusing on private securities within the alternative assets sector. By providing an open and secure network, CFX Markets enables efficient and seamless secondary market transactions, enhancing liquidity for investors across the nation. The platform connects leading portals and issuers, reducing barriers for trading these securities and catering to the growing crowdfunding industry. Ultimately, CFX Markets aims to streamline the investment process, making it more accessible for users interested in alternative assets.
Big data analytics platform for e-commerce supplier planning and accounts payable (AP) reconciliations, reducing fraud, error and costs. Using NLP technology, parses data from invoices, contracts, ERP (SAP) and third party supplier registries. Manages over 5M rows of data.
HiHedge is an investment advisory platform designed to assist retail investors in making informed decisions based on hedge fund-style strategies. Utilizing artificial intelligence, the platform employs machine learning and genetic algorithms to analyze financial markets, optimizing trading through deep reinforcement learning. This technology enables investors to trade with greater accuracy and reduced risk. HiHedge offers tailored investment advice at a lower cost than traditional financial advisors, with the added benefit of eliminating conflicts of interest. The platform notifies users when investment strategies signal opportunities, empowering them to invest intelligently and maximize their returns.
Sandbox Banking strives to provide personalized and cost-effective investment solutions. It is a universal adapter for banks and credit unions. It is designed to be the next generation of robo-advisor and to be used by industry professionals without programming expertise — anyone who is comfortable with Excel formulas can use the platform to build complex integrations. It empowers banks, credit unions, and vendors to quickly/securely integrate new software with legacy banking systems.
Lawnmower, Inc. is a San Francisco-based company that develops a mobile application designed to help users invest in cryptocurrencies by converting their spare change from purchases into bitcoins. Founded in January 2015, the application not only facilitates the accumulation of cryptocurrency but also provides users with market information and investment tools related to blockchain assets. Additionally, it offers features for buying, selling, and tracking portfolio performance, allowing customers to manage and compare their investments effectively. Lawnmower operates as a subsidiary of Coindesk Ltd.
BanhJi is a FinTech Startup providing MSMEs’ financial platform and applications that are fully connected with payment and financing ecosystem to enable smart decisions, inclusive access to financial services, and innovative access to working capital financing.
Token is a payment solution aimed at enhancing the consumer experience by reimagining traditional debit and credit cards. Unlike conventional banking services, Token prioritizes the needs and preferences of cardholders, allowing them to manage their existing payment methods more effectively. The platform operates on a free, user-friendly interface accessible via smartphones and browsers, facilitating secure transactions while safeguarding personal data. Token's innovative approach not only empowers users to control their payment processes but also contributes to a broader network for detecting data breaches. This network significantly accelerates breach detection for enterprises, reducing the time required from months to just days. By focusing on privacy and control, Token seeks to disrupt payment fraud and redefine the landscape of consumer payments.
They use monetary transactional, mobile, income and alternative data to build real-time creditworthiness profiles and facilitate credit in minutes