Techstars Central LLC, founded in 2006 and based in Boulder, Colorado, operates as a startup accelerator and venture capital firm focused on supporting early-stage technology-oriented companies. It specializes in a mentorship-driven accelerator program, selecting ten startups each summer to participate in a three-month incubation period, offering funding of $120,000 in exchange for equity. Techstars invests primarily in sectors such as fintech, artificial intelligence, blockchain, augmented reality, and IoT, while avoiding investments in medical devices, healthcare technology, and local service-oriented businesses. In addition to its primary accelerator, Techstars has various specialized programs, including those focused on music, retail, mobility, and social impact, with global reach extending to regions such as Africa, Asia, and Latin America. The firm prefers taking minority stakes, typically between six and ten percent, without seeking board representation or investor rights. Techstars has built a robust network of entrepreneurs, mentors, and corporate partners to foster innovation and growth within its portfolio, which includes over 1,000 companies with a significant collective market capitalization.
SaveChain is a global banking platform that facilitates cross-border currency transactions. It offers a variety of financial services akin to those of traditional savings accounts within a decentralized framework. The platform allows customers, including non-U.S. residents, to open bank accounts that are insured by the Federal Deposit Insurance Corporation (FDIC). This enables users to save, send, and receive money in U.S. dollars, thereby enhancing access to banking services for a diverse clientele.
Ever
Pre Seed Round in 2022
Ever is a prize-linked banking app that allows users to save and earn money through rewards. The company was founded in 2022 and is based in Vancouver, Canada.
Developer of a financial application designed to provide assistance with banking transactions and payment services. The company's application includes secure online payments, immediate notification of each transaction, instant blocking or unblocking of the card, and modification of the PIN code, enabling clients to provide finance services for their banking needs.
Spare CS, Inc. is a company founded in 2013 and based in Santa Monica, California. It specializes in developing and operating a mobile application that provides secure access to cash through the Apple iOS platform. The company focuses on enhancing financial accessibility for its users by leveraging technology to ensure safe transactions.
Line Financial is a Public Benefit Corporation that delivers revolving lines of credit on its app as well as at online and in-store essential shopping destinations like pharmacies, grocery stores and more without credit-history, pay-slips, or credit-scores. Line is eliminating FICO, Credit and all other types of cards that don't belong in a post COVID world.
Oro Financial is focused on revolutionizing the global financial infrastructure through web3 payments and digital token technology. The company offers a comprehensive platform that features a digital wallet application, allowing users to send, save, earn, and borrow money. Its services include facilitating both domestic and cross-border payments, as well as remittance options, which aim to reduce merchant payment processing costs and improve accessibility for unbanked populations. By enhancing the speed and security of clearance and settlement activities, Oro Financial enables individuals to meet all their banking needs in one seamless platform. Additionally, the company's proprietary technology supports the distribution of Central Bank Digital Currencies, further integrating traditional and digital financial systems.
Hakbah is a Fintech startup focusing on an alternative financial saving. Hakbah is modernizing financial saving via its intelligent platform by offering a comprehensive one-stop-shop solution for Savings Groups to initiate, manage, join, and pay directly within the mobile app.
Lenco is a Neobank that makes current bank accounts and tools for SMEs to grow in Africa. It make bank accounts easy to open and free to manage for businesses in Africa, while also providing tools that helps the businesses grow
Spektra is building APIs and tools that make it possible for businesses to accept and disburse Mobile Money payments from and to multiple providers and currencies within minutes, NOT months, without dealing with Mobile Network operators at all. With a few lines of code, a single tap or click, your customers can pay you with our seamless and easy to use products on the web, mobile, and in-app.
The Beans is a financial planning platform that aims to simplify the journey to financial success. Founded on September 15, 2016, by Matthieu Tourne and Melissa Gail Pancoast, the company is headquartered in San Francisco, California. The platform utilizes visual tools involving dried beans and corn to provide an engaging and accessible approach to wealth management. By offering proactive and positive support, The Beans helps users alleviate financial stress, allowing them to concentrate on their passions and interests.
Linxe's vision is to build a truly inclusive financial services platform, one that generates credit history and provides an entry point for unbanked individuals that are too commonly overlooked by large institutional banks in Colombia and Latin America more broadly.
Swipe Credit operates as an automated digital lending platform designed to connect financial institutions with cardholders seeking loans. By offering a white-label solution, Swipe enables lenders to reach a broader customer base beyond traditional banked consumers, thereby facilitating the growth of their lending operations. The platform harnesses artificial intelligence to enhance risk management and compliance, ultimately transforming the borrowing experience. Swipe's flexibility allows lenders to customize pricing and terms for tailored loan offers, contributing to financial inclusion and equitable services for small businesses. This innovative approach positions Swipe as a competitive player in the evolving landscape of digital lending.
Fonbnk provides borderless banking infrastructure directly to unbanked people around the world using the mobile internet. Utilizing the Company’s Airtime Wallet, anyone with a prepaid mobile SIM card and a verified online identity can now have a FREE global stored value (bank or current) account by recharging their existing mobile phones.
Bippit is a financial support system for employees, which provides them with a 1-1 financial coach, powerful tools, and practical resources. Research has shown that 3/4 staff members have financial concerns that directly affect them at work, but only 1/10 have been able to speak to an expert about them. This has a huge impact on businesses, as 15% of payroll cost can be lost from reduced productivity, presenteeism, and an increase in staff turnover, due to the financial worries of their workforce. Bippit makes professional financial support completely free for employees, whenever and wherever they need it, and is backed by early stage investors in Monzo, Freetrade, and Calm.
Spektra is building APIs and tools that make it possible for businesses to accept and disburse Mobile Money payments from and to multiple providers and currencies within minutes, NOT months, without dealing with Mobile Network operators at all. With a few lines of code, a single tap or click, your customers can pay you with our seamless and easy to use products on the web, mobile, and in-app.
SoLo Funds, Inc. is a mobile money exchange and lending platform that connects lenders and borrowers, allowing users to borrow on their own terms and lenders to benefit from their contributions. Established in 2015 and based in New York City, SoLo Funds operates as an alternative financial solution, offering rapid loan options to borrowers while providing lenders with significant value. The platform has evolved from a unique lending marketplace into a comprehensive community banking solution that leverages individual capital, insurance, and banking products, supported by advanced A.I. underwriting technology.
Level Builds financial services for the new economy. They collectively have decades of experience designing and delivering innovative financial services designed around specific needs. With complementary skills and knowledge, they have built Level technology to support an outstanding customer experience and provide the banking services you deserve.
Level Builds financial services for the new economy. They collectively have decades of experience designing and delivering innovative financial services designed around specific needs. With complementary skills and knowledge, they have built Level technology to support an outstanding customer experience and provide the banking services you deserve.
Level Builds financial services for the new economy. They collectively have decades of experience designing and delivering innovative financial services designed around specific needs. With complementary skills and knowledge, they have built Level technology to support an outstanding customer experience and provide the banking services you deserve.
Digital Financial Services For International Students Pax Credit currently helps international students pay their university tuition fee in their local currency and saves them around a month's rental expense when compared to banks. Unlike banks, Pax Credit facilitates cross-border payments through our proprietary global payment network faster and cheaper.
AND Global is a Financial Technology as a Services company that provides everything that a modern digital bank needs and more. The company was founded in 2015 and headquartered in Central Region, Singapore.
Solid, formerly known as Wise, is a modern banking platform that provides digital banking services tailored for small businesses. Founded in 2018 and headquartered in San Mateo, California, Solid enables e-commerce platforms to seamlessly embed banking services within their applications, facilitating business management for online retailers. The platform offers tools for businesses to integrate banking solutions into their operations, including the provision of business checking accounts. Solid is supported by various investors, including e.ventures, Base10, Grishin Robotics, and Abstract Ventures, positioning itself as a comprehensive banking solution for modern business needs.
Treasure Financial Inc. develops a money management app for kids. The company’s product is used to learn and teach about money management by the parents; develop good habits and understand the value of money; learn financial planning, budgeting, saving, and know the difference between wants and needs; educate the children about money; and track balances and move the money around in kids saving, spending, giving, and goal accounts. The company was formerly known as Abacus Card. Treasure Financial Inc. was founded in 2017 and is based in Toronto, Canada.
Finch is a financial technology company that offers an online trading platform designed to simplify the investment process for users. Founded in 2019 and based in Boston, Massachusetts, Finch allows individuals to earn investment returns by automatically allocating their balances into a diversified portfolio of exchange-traded funds (ETFs) tailored to their unique risk profiles. This approach ensures that users' entire balances are consistently working for them from the outset, regardless of the amount. Additionally, Finch provides instant access to funds, including the invested portions, enabling users to manage their money without significant changes to their existing financial habits.
Developer of an investment application designed to facilitate community investing. The company's platform features a savings account that notifies the selected friends of withdrawals and seeks approval from them while keeping account balances and other information private, enabling users to save money by having friends act as the first line of defense from dipping into the savings account.
Line Financial is a Public Benefit Corporation that delivers revolving lines of credit on its app as well as at online and in-store essential shopping destinations like pharmacies, grocery stores and more without credit-history, pay-slips, or credit-scores. Line is eliminating FICO, Credit and all other types of cards that don't belong in a post COVID world.
Developer of full-service banking platform designed to manage global spending from a single corporate account. The company's platform helps in tracking project expenses and approved budgets in real-time enhancing the accounting and enterprise resource planning systems with a single source of truth for all field expenses and managing global project spending, enabling NGOs to bank efficiently and seamlessly manage spending across multiple countries from one bank account.
Treasure Financial Inc. develops a money management app for kids. The company’s product is used to learn and teach about money management by the parents; develop good habits and understand the value of money; learn financial planning, budgeting, saving, and know the difference between wants and needs; educate the children about money; and track balances and move the money around in kids saving, spending, giving, and goal accounts. The company was formerly known as Abacus Card. Treasure Financial Inc. was founded in 2017 and is based in Toronto, Canada.
Solid, formerly known as Wise, is a modern banking platform that provides digital banking services tailored for small businesses. Founded in 2018 and headquartered in San Mateo, California, Solid enables e-commerce platforms to seamlessly embed banking services within their applications, facilitating business management for online retailers. The platform offers tools for businesses to integrate banking solutions into their operations, including the provision of business checking accounts. Solid is supported by various investors, including e.ventures, Base10, Grishin Robotics, and Abstract Ventures, positioning itself as a comprehensive banking solution for modern business needs.
StoreCash provides the only solution for the unbanked to request, receive and instantly use funds on a mobile device without needing a bank account. They do this by partnering with merchants to utilize closed loop technology. StoreCash is currently working towards a pilot with Western Union to provide WU users with the opportunity to give money senders a free option, meanwhile the merchant oversees the transaction fees.
Spyn Pay, Inc. is a fintech startup based in Arlington, Virginia, founded in 2019. The company aims to transform the credit card industry by providing a unique credit card that helps users manage their finances effectively and avoid debt. Its innovative product automatically pays bills after each purchase, allowing customers to maintain better control over their spending. By enabling more frequent bill payments, Spyn Pay empowers individuals to have a clearer understanding of their financial situation, distinguishing it from traditional payment systems.
Toucan is an application designed to enhance money management by fostering collaboration between users and trusted individuals. Its mission revolves around boosting financial confidence by providing timely support to those in need. The company specializes in assisting banks in supporting customers who may be vulnerable, leveraging partnerships with charities and government entities. Notably, Toucan collaborates with The Money and Mental Health Policy Institute as part of an initiative aimed at improving financial services through innovative solutions. Additionally, the platform facilitates creators of digital goods, content, and services in selling their offerings to customers, streamlining the process for both parties involved.
Lifesaver is a universal mobile banking front-end that turns legacy financial institutions into cutting-edge digital players. Through Lifesaver, people can open, fund, track, and transfer between accounts simply and instantly. Banks and credit unions on the platform enjoy the ability to rapidly deploy feature-rich mobile banking services with no development or maintenance.
Finch is a financial technology company that offers an online trading platform designed to simplify the investment process for users. Founded in 2019 and based in Boston, Massachusetts, Finch allows individuals to earn investment returns by automatically allocating their balances into a diversified portfolio of exchange-traded funds (ETFs) tailored to their unique risk profiles. This approach ensures that users' entire balances are consistently working for them from the outset, regardless of the amount. Additionally, Finch provides instant access to funds, including the invested portions, enabling users to manage their money without significant changes to their existing financial habits.
Harvest Platform helps consumers negotiate bank fees and get refunds automatically. Harvest Platform is an artificial intelligence startup that helps consumers identify and negotiate bank fees. Bank fees are a $100B industry annually that has become a massive painpoint for American consumers. However, many of these fees are negotiable. Harvest Platform leverages artificial intelligence to identify negotiable fees and automatically negotiates with banks at the click of a button. Harvest Platform currently supports automated negotiation with 5 of American's top 10 banks.
Joust, Inc., based in Austin, Texas, offers a comprehensive suite of banking and payment solutions tailored for freelancers and entrepreneurs. Founded in 2017, Joust provides services through its proprietary PayArmour tool, which safeguards invoice payments and helps resolve late or non-payment issues experienced by independent workers. The company operates as a subsidiary of ZenBusiness, Inc. and utilizes a chartered, FDIC-insured community bank to deliver merchant services and business banking. In addition to payment protection, Joust's offerings include business incorporation, invoicing, real-time payment processing, invoice insurance, and account analytics. Through its innovative technology and banking partnerships, Joust addresses the financial challenges faced by self-employed individuals.
PROFIT was started by two small business owners. They used four different software platforms to bank, budget, manage spend and track profitability. This was inconvenient, costly, fragmented, and wasted valuable time. They decided to build the first All-in-One bank that budgets, manages spend and tracks profitability so business owners can make better financial decisions.
Solid, formerly known as Wise, is a modern banking platform that provides digital banking services tailored for small businesses. Founded in 2018 and headquartered in San Mateo, California, Solid enables e-commerce platforms to seamlessly embed banking services within their applications, facilitating business management for online retailers. The platform offers tools for businesses to integrate banking solutions into their operations, including the provision of business checking accounts. Solid is supported by various investors, including e.ventures, Base10, Grishin Robotics, and Abstract Ventures, positioning itself as a comprehensive banking solution for modern business needs.
Security matters when it comes to managing your digital assets. Balance recognizes this growing concern and has responded by creating an institutional grade custody solution. Assets are kept secure in geographically distributed offline vaults, that are access controlled, monitored, and guarded 24/7. Management is made easy through their flagship technology - the Digital Assets Cache™ - which replaces traditional digital wallets. Their internal controls and policies mitigate against external threats, human error, and misuse through insider access, and have been designed with disaster recovery and succession planning in mind. Founded in 2017, Balance is based in Toronto, Canada.
StoreCash provides the only solution for the unbanked to request, receive and instantly use funds on a mobile device without needing a bank account. They do this by partnering with merchants to utilize closed loop technology. StoreCash is currently working towards a pilot with Western Union to provide WU users with the opportunity to give money senders a free option, meanwhile the merchant oversees the transaction fees.
Leaf offers virtual banking services to vulnerable populations crossing borders. By connecting people to their own savings conveniently and affordably, Leaf intervenes in the system that forces people to lose access to everything they’ve earned. Leaf stores and transports assets across borders through a mobile device—no smartphone required. Refugees and migrants can journey without cash, knowing accounts are safe and accessible globally. Friends and family abroad can contribute into the Leaf customer’s account. Leaf protects customers’ savings through blockchain technology without exposure to cryptocurrency. With Leaf, customers build the foundation for an economic identity complete with biometrics, transactions, and savings history
hiveonline ApS develops a financial administration solution for small businesses, customers, and investors. It develops a financial trust platform using blockchain technology, which creates security and trust allowing businesses to focus on fact-based ratings tailored to different audiences using the mobile app. The company was founded in 2016 and is based in Copenhagen, Denmark.
Cashew is a platform for banks and merchants that enables payments through mobile banking application with Point-of-Sale financing functionality.
Cashew allows banks to easily upgrade their mobile applications and turn them into payment tools with value-added services for their customers thereby to initiate online and offline purchases and provide bank's clients with point-of-sale financing.Thanks to direct payments to lower commission for transaction to 0.5%.
Fostrum Financial Technologies, Inc. is a virtual banking platform based in Vancouver, Canada, catering to small businesses, startups, and freelancers. Established in 2018, the company offers a range of financial services, including invoicing, bill payments, interest accounts, corporate cards, and tailored financing solutions. Fostrum focuses on providing data-driven financing options specifically designed for digital small to medium enterprises, enabling them to manage their financial needs effectively.
Kred, Inc is a digital banking platform that caters to cooperatives and lending institutions, offering a range of banking, lending, and payment solutions. Founded in 2019 and based in Ernakulam, Kerala, India, the company specializes in providing modern financial services through its neobank-as-a-service model. Its offerings include core banking systems, card issuing platforms, cash management solutions, and API banking. Kred's platform is designed to enhance the customer experience and reduce operational costs for credit unions and progressive lending institutions. Key features include modules for lending, collecting, and reconciling, as well as payment solutions encompassing mobile and card payments. Additionally, Kred provides cooperative software that includes automated accounting and digital payment solutions, facilitating efficient operations for its clients.
Algopay, Inc. develops a P2P transfer network for the unbanked. It offers digital wallet that enables the unbanked in the Middle East to safely store their money online and access it in any country. The company’s application operates like both an e-wallet and an ATM and the payments can be withdrawn at any Algo vendor location. The company was incorporated in 2018 and is based in Los Angeles, California.
GoSave, Inc develops a digital and physical piggy bank that holds physical coins and displays a digital balance. The company was incorporated in 2009 and is based in Santa Monica, California. As of November 3, 2020, GoSave, Inc operates as a subsidiary of Strive Financial Ltd.
Level Builds financial services for the new economy. They collectively have decades of experience designing and delivering innovative financial services designed around specific needs. With complementary skills and knowledge, they have built Level technology to support an outstanding customer experience and provide the banking services you deserve.
Krowd Limited develops a platform connecting retailers and cardholders. It serves retailers, banks, and merchant acquirers. The company was founded in 2016 and is based in London, United Kingdom.
Krowd Limited develops a platform connecting retailers and cardholders. It serves retailers, banks, and merchant acquirers. The company was founded in 2016 and is based in London, United Kingdom.
Joust, Inc., based in Austin, Texas, offers a comprehensive suite of banking and payment solutions tailored for freelancers and entrepreneurs. Founded in 2017, Joust provides services through its proprietary PayArmour tool, which safeguards invoice payments and helps resolve late or non-payment issues experienced by independent workers. The company operates as a subsidiary of ZenBusiness, Inc. and utilizes a chartered, FDIC-insured community bank to deliver merchant services and business banking. In addition to payment protection, Joust's offerings include business incorporation, invoicing, real-time payment processing, invoice insurance, and account analytics. Through its innovative technology and banking partnerships, Joust addresses the financial challenges faced by self-employed individuals.
For the millions of migrant workers who overpay annually for international money transfer, because of friction in the banking system, SendFriend leverages blockchain technology to reduce the cost of service by 65% from the industry average. Winner of the MIT Media Lab Translational Innovation Alliance Award, and the MIT Legatum Fellowship, SendFriend is a team of Ex-World Bank and Ex-MoneyGram staff passionate about bringing innovation to the masses. Other investors include Techstars, Barclays Bank, Mahindra Finance, the MasterCard Foundation, and Deloitte (services).
Harvest Platform helps consumers negotiate bank fees and get refunds automatically. Harvest Platform is an artificial intelligence startup that helps consumers identify and negotiate bank fees. Bank fees are a $100B industry annually that has become a massive painpoint for American consumers. However, many of these fees are negotiable. Harvest Platform leverages artificial intelligence to identify negotiable fees and automatically negotiates with banks at the click of a button. Harvest Platform currently supports automated negotiation with 5 of American's top 10 banks.
Joust, Inc., based in Austin, Texas, offers a comprehensive suite of banking and payment solutions tailored for freelancers and entrepreneurs. Founded in 2017, Joust provides services through its proprietary PayArmour tool, which safeguards invoice payments and helps resolve late or non-payment issues experienced by independent workers. The company operates as a subsidiary of ZenBusiness, Inc. and utilizes a chartered, FDIC-insured community bank to deliver merchant services and business banking. In addition to payment protection, Joust's offerings include business incorporation, invoicing, real-time payment processing, invoice insurance, and account analytics. Through its innovative technology and banking partnerships, Joust addresses the financial challenges faced by self-employed individuals.
AND Global is a Financial Technology as a Services company that provides everything that a modern digital bank needs and more. The company was founded in 2015 and headquartered in Central Region, Singapore.
SoLo Funds, Inc. is a mobile money exchange and lending platform that connects lenders and borrowers, allowing users to borrow on their own terms and lenders to benefit from their contributions. Established in 2015 and based in New York City, SoLo Funds operates as an alternative financial solution, offering rapid loan options to borrowers while providing lenders with significant value. The platform has evolved from a unique lending marketplace into a comprehensive community banking solution that leverages individual capital, insurance, and banking products, supported by advanced A.I. underwriting technology.
AND Global is a Financial Technology as a Services company that provides everything that a modern digital bank needs and more. The company was founded in 2015 and headquartered in Central Region, Singapore.
CashDirector S.A. is a company based in Warsaw, Poland, with additional offices in London, Palo Alto, and Paris. Founded in 2012, CashDirector specializes in designing and developing accounting platforms tailored for banks and Small and Medium Enterprises (SMEs). The platform offers a range of services including online banking, automation of financial tasks, cash flow management, invoice issuance, tax filing, and lead generation. By integrating innovative technology, such as AI accounting robots, CashDirector enables real-time booking of business transactions and bank operations. The platform aims to help banks differentiate themselves in a competitive market by providing value-added services that assist SMEs in managing cash flow and payments effectively. This support not only addresses the critical issue of cash management, which contributes to a significant percentage of SME failures, but also fosters long-term relationships and loyalty between banks and their SME clients.
UniZest Ltd is a financial service provider based in London, United Kingdom, that specializes in e-banking solutions for international students. Founded in 2015, the company offers an online Aspire account that allows students to manage their finances effectively before arriving in the UK. The Aspire account includes features such as money transfers, budgeting tools, and integrated foreign exchange services. Additionally, UniZest provides a Visa debit card and free insurance cover, addressing the common banking challenges faced by international students. By facilitating the account opening process, UniZest aims to alleviate the stress and delays often encountered when establishing banking services in a new country.
CashDirector S.A. is a company based in Warsaw, Poland, with additional offices in London, Palo Alto, and Paris. Founded in 2012, CashDirector specializes in designing and developing accounting platforms tailored for banks and Small and Medium Enterprises (SMEs). The platform offers a range of services including online banking, automation of financial tasks, cash flow management, invoice issuance, tax filing, and lead generation. By integrating innovative technology, such as AI accounting robots, CashDirector enables real-time booking of business transactions and bank operations. The platform aims to help banks differentiate themselves in a competitive market by providing value-added services that assist SMEs in managing cash flow and payments effectively. This support not only addresses the critical issue of cash management, which contributes to a significant percentage of SME failures, but also fosters long-term relationships and loyalty between banks and their SME clients.
FeezBack Technologies Ltd develops an online automated personal finance assistant. The company’s product includes a data driven fees assistant which is an online platform that assists users in banking services, including cost mitigation and fee management operations. Further, the company’s platform provides users with tools to understand, compare, choose, and manage their banking services. Additionally, it helps users navigate the financial world by transforming financial information into usable advice and personal recommendations. The company was founded in 2016 and is based in Tel Aviv, Israel.
AAZZUR Ltd develops a platform that offers customers a mobile bank, including live accounts and cards; a personalized and white-labelled customer interface, and the ability to add, aggregate and create shared accounts. AAZZUR Ltd was formerly known as BEEONE TECHNOLOGY LIMITED and changed its name to AAZZUR Ltd in December 2017. The company was incorporated in 2017 and is headquartered in London, United Kingdom.
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.
Cogni is a New York-based company that offers a digital banking platform designed for pan-European businesses. The platform provides business accounts that support multiple currencies and incorporates artificial intelligence-driven financial tools. By integrating banking, commerce, and lifestyle services into a single application, Cogni aims to streamline financial management for its users. The company was previously known as Bizbaze.
Branch is a financial technology company that partners with employers to provide hourly workers with accessible banking services. It aims to help employees manage their finances by offering a zero-fee bank account, free instant access to earned wages, and auto-budgeting tools. This service not only assists employers in attracting and retaining talent but also reduces costs associated with traditional payment methods like paper checks and paycards. By positioning itself as a financial wellness benefit, Branch addresses the needs of working Americans, promoting financial growth and stability.
Coconut Platform Ltd develops an application for alternative bank account. It offers current account that takes care of accounting and tax for freelancers, self-employed people, and small business owners. Its services include full account, payments, human support, and fast account opening. Coconut Platform Ltd was formerly known as Monizo Ltd. The company was founded in 2015 and is based in London, United Kingdom.
Omnio, Inc. is a financial services provider that caters to banks, credit unions, airlines, and retailers with a range of digital solutions. Founded in 2018 and headquartered in London, the company specializes in banking-as-a-service offerings, including digital banking, managed services, digital payments, and application solutions. Notably, Omnio incorporates Domec's loyalty platform and Sercle, a prominent credit union platform in the UK that supports over 130 small financial institutions. The company's cloud-based digital platform enables businesses to deliver reliable banking and payment services tailored to meet the evolving needs of their customers. With a presence in Europe, Australia, North America, and Africa, Omnio collaborates with various global enterprises and government organizations to provide innovative financial products.
Byte Money engages in the receipting and allocation of funeral policies using a mobile point of sale (POS) terminal and a pay your premium platform. The company electronically collects cash premiums and performs cash ups; and provides service and support. It also services/repairs and replaces POS terminals in South Africa. The company serves funeral parlors, administrators/underwriters, software providers, and policy holders. Byte Money was founded in 2008 and is based in Johannesburg, South Africa.
KapitalWise API platform combines financial institutions data with third-party data and uses ML and AI to monitor, detect and predict personal and financial events in the consumer's life to help financial institutions to recommend the right products and services at the right time. Their SaaS solutions integrate fully into a bank’s existing technology platform, with the ability to provide insights to relationship managers or be part of the customer’s digital user experience, complete with goal setting, nudges and scenario planning.
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.
Bean allows you to track your finances and identify recurring paid subscriptions so that you can better manage your money. We enable our users to cancel paid the subscriptions from our platform.
Yaspa, operating under Citizen UK Holding Limited, specializes in developing mobile applications and software development kits for seamless website integration. Founded in 2015 and headquartered in London, the company provides a cross-channel platform that facilitates secure and efficient authentication and information exchange. Yaspa focuses on enabling cardless payments for businesses, offering direct API connections with banks across Europe. This approach bypasses traditional payment card infrastructure, resulting in faster transactions while enhancing security by using a single intermediary. Additionally, the company addresses critical needs such as customer data compliance, onboarding, payment traceability, and identity management, aiming to reduce funnel abandonment across various sectors including banking, government, healthcare, and e-commerce. Yaspa's solutions ensure a polished customer experience with minimal setup required for integration into online stores or platforms.
B2B Pay offers virtual bank accounts for companies that exports into Europe which collects payments domestically. Its mission is to make international business transactions as quick and as cheap as possible with complete transparency about costs. It simplifies the bureaucratic process and eliminates the need for back and forth paperwork. The partners of the company are BARCLAYS, techstars, Nordea Startup Accelerator, Nestholma Venture Accelerator, and Tekes Venture Capital. B2B Pay is a Finland-based company that was founded in 2015 by Neil Ambikar and Kasper Souren.
Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards.
The company was built with bank level security. They store and process data using third party servers located in secure data centers in Europe, that are protected by firewalls and have restricted access in compliance with applicable regulations.
Flux was founded in 2016 and is based in London, England. Its major partners include Barclaycard, Costa, pod, EAT., Barclays, and Starling Bank.
Bean allows you to track your finances and identify recurring paid subscriptions so that you can better manage your money. We enable our users to cancel paid the subscriptions from our platform.
inKind Cards, Inc. is a Certified B Corporation based in Austin, Texas, that specializes in financing restaurants by purchasing substantial amounts of food and beverage credits upfront. Founded in 2014, the company sells these credits to consumers through its House Account application, a restaurant-loyalty platform designed to enhance customer loyalty and relationships. By offering financing options that range from $10,000 to $1.5 million, inKind has collaborated with over 350 restaurants across the United States and Australia. The company’s innovative approach has demonstrated significant results, with customers reportedly spending 400% more annually after acquiring House Accounts, thanks to increased visit frequency and higher spending per visit. In addition to its financing services, inKind has established itself as a leader in loyalty programs within the restaurant industry.
Airfox is on a mission to accelerate financial inclusion for the underbanked within emerging economies. Airfox aims to create an entirely new financial services model for the underbanked that democratizes access to capital and financial services with a mobile-first solution. Airfox is a venture-backed, financial technology company based in Boston and São Paulo. To learn more about the future of decentralized digital banking, visit www.airfox.com.
Branch is a financial technology company that partners with employers to provide hourly workers with accessible banking services. It aims to help employees manage their finances by offering a zero-fee bank account, free instant access to earned wages, and auto-budgeting tools. This service not only assists employers in attracting and retaining talent but also reduces costs associated with traditional payment methods like paper checks and paycards. By positioning itself as a financial wellness benefit, Branch addresses the needs of working Americans, promoting financial growth and stability.
AssetVault allows its customers to catalogue all their physical and digital assets in one secure register so that they can catalogue, protect, and unlock value of their assets. Physical assets include property, vehicles, jewellry, art, etc., and digital assets range from shares across multiple markets and exchanges, startup investments, peer to peer loans, etc.
Mantl is the first customer-centric outer core ecosystem that gives banks and credit unions the flexibility to innovate using modern technology, while owning their brand throughout the entire customer lifecycle.
ERNIT is a mobile application platform that provides a digital piggy bank for kids. Its platform enables modern parents to teach their children how to spend, save, and give their money. ERNIT is driven by its mission is to give children the confidence to deal with real money into the digital world.
The company was founded in January 2013, and headquartered in Copenhagen, Denmark.