Techstars

Techstars Central LLC, founded in 2006 and based in Boulder, Colorado, operates as a startup accelerator and venture capital firm focused on supporting early-stage technology-oriented companies. It specializes in a mentorship-driven accelerator program, selecting ten startups each summer to participate in a three-month incubation period, offering funding of $120,000 in exchange for equity. Techstars invests primarily in sectors such as fintech, artificial intelligence, blockchain, augmented reality, and IoT, while avoiding investments in medical devices, healthcare technology, and local service-oriented businesses. In addition to its primary accelerator, Techstars has various specialized programs, including those focused on music, retail, mobility, and social impact, with global reach extending to regions such as Africa, Asia, and Latin America. The firm prefers taking minority stakes, typically between six and ten percent, without seeking board representation or investor rights. Techstars has built a robust network of entrepreneurs, mentors, and corporate partners to foster innovation and growth within its portfolio, which includes over 1,000 companies with a significant collective market capitalization.

Ethan Austin

MD of the Techstars Western Union Accelerator

Mark Tortorella

Advisor

Nathanial Zola

MD

Past deals in Personal Finance

Finli

Seed Round in 2022
Finli, Inc. is a technology company that offers a digital platform designed to streamline payment processes for family-oriented businesses. Founded in 2018 and based in San Marino, California, Finli provides business management software that facilitates invoicing, tuition collection, enrollment, and payment communications. The platform is tailored to serve daycare centers, preschools, afterschool programs, and local businesses, enabling them to efficiently manage their administrative tasks, including billing, payment collection, and customer management. This comprehensive solution allows families to oversee their financial responsibilities and invite contributions towards educational expenses, thereby fostering community engagement and support.

Realworld

Seed Round in 2022
Realworld is a platform designed to help make smart, informed decisions about finances, health, and life's big moments. This empowers young people with the knowledge they need. They have interviewed thousands of college students, twenty-somethings, employers, academics, and subject-matter experts about life in the real world to ensure this wasn’t just an “us problem.” It was founded in 2016 and is headquartered in New York.

MiBolsillo

Funding Round in 2021
MiBolsillo is the first Peruvian mobile financial personal trainer for the entrepreneur with the main focus to promote financial wellness at the family and micro/small company level. It reduces the hassle to organize users and small businesses' finances together one place and tracks achievement of financial goals in a solution that is superiorly designed, remarkably efficient, and wonderfully personalized. With a predictive analysis executed within the first minutes of interaction and strengthened over the first 7 days, we are able to identify user’s behavior patterns to send targetted behavioral interventions and set the user for success towards building wiser decision-making and healthier financial lives. By putting the last component together with data points from the users' interactions, we are able to suggest best-fit FinServs that adjust to the user’s needs, running a proprietary algorithm that runs over 328 MFIs local product offerings.

Bippit

Pre Seed Round in 2021
Bippit is a financial support system for employees, which provides them with a 1-1 financial coach, powerful tools, and practical resources. Research has shown that 3/4 staff members have financial concerns that directly affect them at work, but only 1/10 have been able to speak to an expert about them. This has a huge impact on businesses, as 15% of payroll cost can be lost from reduced productivity, presenteeism, and an increase in staff turnover, due to the financial worries of their workforce. Bippit makes professional financial support completely free for employees, whenever and wherever they need it, and is backed by early stage investors in Monzo, Freetrade, and Calm.

Defynance

Pre Seed Round in 2021
Defynance is the first to refinance existing student loans with smart income share agreements (ISAs). Our AI-driven marketplace pairs refinancing candidates with ISA investors and our proprietary ML algorithm provides individualized risk-based income share pricing for each ISA refinancing candidate. For refinancers, we also provide resources during unemployment to help them achieve economic prosperity and a cash return when the ISA ends based on their own self-equity account. For ISA funders, our ISA refinancing fund diversifies and mitigates risk, provides tax-deferred returns, and also shields them from interest rate and stock market risk.

MINWO

Pre Seed Round in 2021
MINWO's mission is to close the wealth gap for minorities and women in the U.S. by building products that empower them in entrepreneurship, personal finance, and professional development.

SympliFi

Pre Seed Round in 2021
SympliFi is to help diaspora around the world realize their financial goals in their home country.

Flourish

Pre Seed Round in 2021
Flourish offers a subscription membership that helps women develop healthy habits that last through personalized accountability, community support, and education.

Everyday Life

Venture Round in 2020
Everyday Life Insurance uses technology to redefine financial security for middle income families. Its first product, Predictive Protection, saves consumers money by automatically adjusting coverage based on predictable life events like kids growing up or retirement. It was founded in 2018 and headquartered in Boston, Massachusetts.

Finli

Seed Round in 2020
Finli, Inc. is a technology company that offers a digital platform designed to streamline payment processes for family-oriented businesses. Founded in 2018 and based in San Marino, California, Finli provides business management software that facilitates invoicing, tuition collection, enrollment, and payment communications. The platform is tailored to serve daycare centers, preschools, afterschool programs, and local businesses, enabling them to efficiently manage their administrative tasks, including billing, payment collection, and customer management. This comprehensive solution allows families to oversee their financial responsibilities and invite contributions towards educational expenses, thereby fostering community engagement and support.

Treasure Card

Seed Round in 2020
Treasure Financial Inc. develops a money management app for kids. The company’s product is used to learn and teach about money management by the parents; develop good habits and understand the value of money; learn financial planning, budgeting, saving, and know the difference between wants and needs; educate the children about money; and track balances and move the money around in kids saving, spending, giving, and goal accounts. The company was formerly known as Abacus Card. Treasure Financial Inc. was founded in 2017 and is based in Toronto, Canada.

FinGoal

Funding Round in 2020
FinGoal, a company building tools for FinTechs, makes it easy for FinTech devs to serve their consumer endusers ​with radically insightful advice. Their proprietary technology analyzes each consumer’s specific spending data and preferences to ensure that consumers are always getting the most bang for their buck everywhere they spend money, from coffee to insurance to travel.

Dot

Pre Seed Round in 2020
Dot is a robot financial advisor delivering personalized recommendations helping people increase savings, optimize spending, and plan for retirement.

OfColor

Pre Seed Round in 2020
OfColor serves large enterprises that need to ensure the financial health of their employees of color, providing curated content, AI-driven financial advice, and banking tools built around how we save, spend, and build our legacies differently.

Treasure Card

Pre Seed Round in 2020
Treasure Financial Inc. develops a money management app for kids. The company’s product is used to learn and teach about money management by the parents; develop good habits and understand the value of money; learn financial planning, budgeting, saving, and know the difference between wants and needs; educate the children about money; and track balances and move the money around in kids saving, spending, giving, and goal accounts. The company was formerly known as Abacus Card. Treasure Financial Inc. was founded in 2017 and is based in Toronto, Canada.

Stackin'

Series B in 2020
Stackin' is the simplest entry point into finance with over one million subscribers and a mission to empower people to improve their financial lives via text message. Stackin' provides the necessary tools & curated products for a younger generation of consumers to build healthy financial habits over time in a fun, entertaining, judgement-free relationship. Powered by a custom messaging platform, data, machine learning and human touch, their personalized messages educate subscribers on how to save money, reduce debt and start investing.

ChintaMoney

Pre Seed Round in 2020
ChintaMoney is a mobile application that enables a person to segregate, save, invest and spend money for different purposes.

Toucan

Pre Seed Round in 2020
Toucan is an application designed to enhance money management by fostering collaboration between users and trusted individuals. Its mission revolves around boosting financial confidence by providing timely support to those in need. The company specializes in assisting banks in supporting customers who may be vulnerable, leveraging partnerships with charities and government entities. Notably, Toucan collaborates with The Money and Mental Health Policy Institute as part of an initiative aimed at improving financial services through innovative solutions. Additionally, the platform facilitates creators of digital goods, content, and services in selling their offerings to customers, streamlining the process for both parties involved.

Muse Finance

Pre Seed Round in 2020
Muse offers multi-currency business accounts, simple cash flow forecasting, and efficient financing for small businesses.

Stackin'

Series A in 2019
Stackin' is the simplest entry point into finance with over one million subscribers and a mission to empower people to improve their financial lives via text message. Stackin' provides the necessary tools & curated products for a younger generation of consumers to build healthy financial habits over time in a fun, entertaining, judgement-free relationship. Powered by a custom messaging platform, data, machine learning and human touch, their personalized messages educate subscribers on how to save money, reduce debt and start investing.

Zogo, Inc.

Pre Seed Round in 2019
Zogo, Inc. develops education application that offers monetary rewards to learn about personal finance. The company was founded in 2018 and is based in Newark, Delaware.

Realworld

Pre Seed Round in 2019
Realworld is a platform designed to help make smart, informed decisions about finances, health, and life's big moments. This empowers young people with the knowledge they need. They have interviewed thousands of college students, twenty-somethings, employers, academics, and subject-matter experts about life in the real world to ensure this wasn’t just an “us problem.” It was founded in 2016 and is headquartered in New York.

North Loop

Pre Seed Round in 2019
Borderless banking for global citizens

Snippet Finance

Pre Seed Round in 2019
Snippet Finance Corp. is a New York-based company that operates a platform offering salary loans as a workplace benefit. The loans are designed to enhance financial wellness for employees, providing them with access to funds when needed. By integrating these financial solutions into the workplace, Snippet Finance aims to support individuals in managing their financial needs effectively.

GoSave

Pre Seed Round in 2019
GoSave, Inc develops a digital and physical piggy bank that holds physical coins and displays a digital balance. The company was incorporated in 2009 and is based in Santa Monica, California. As of November 3, 2020, GoSave, Inc operates as a subsidiary of Strive Financial Ltd.

Nira

Seed Round in 2019
Promote financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.

Honeyfi

Convertible Note in 2018
Honeyfi, Inc. develops a financial management application for couples. It offers Honeyfi, an application that allows users to link their bank accounts and see transactions organized and categorized. The company’s application is also used to build a joint budget; and check in, plan, and encourage each other with financial reminders, alerts, and summaries. Honeyfi, Inc. was incorporated in 2016 and is based in Huntersville, North Carolina.

Pluto Money

Pre Seed Round in 2018
Pluto guides Gen Z towards their financial goals during college and beyond by using behavioral & data science. Users take on personal and social challenges recommended based on their unique finances and similar peers to save for goals. They can also anonymously compare their finances with similar peers. Gen Z will account for 40% of U.S. consumer spending within just 2 years, yet they're hugely financially underserved. We're building the bank of the future for Gen Z—one that prioritizes financial wellness above all else. Pluto is backed by the Barclays Accelerator powered by Techstars (NYC). Download on the App Store today: http://apple.co/2wPYdml

Clever Girl Finance

Pre Seed Round in 2018
Clever Girl Finance Inc. is a financial education platform dedicated to empowering women through financial guidance. Founded in 2015 and based in Annandale, New Jersey, the company offers a range of courses focused on essential financial topics, including saving, investing, and debt management. Users can access these resources through monthly and annual subscription plans, making financial education more accessible. The platform aims to equip women with the knowledge and skills necessary to make informed financial decisions and achieve their financial goals.

FeezBack

Seed Round in 2018
FeezBack Technologies Ltd develops an online automated personal finance assistant. The company’s product includes a data driven fees assistant which is an online platform that assists users in banking services, including cost mitigation and fee management operations. Further, the company’s platform provides users with tools to understand, compare, choose, and manage their banking services. Additionally, it helps users navigate the financial world by transforming financial information into usable advice and personal recommendations. The company was founded in 2016 and is based in Tel Aviv, Israel.

Stackin'

Seed Round in 2017
Stackin' is the simplest entry point into finance with over one million subscribers and a mission to empower people to improve their financial lives via text message. Stackin' provides the necessary tools & curated products for a younger generation of consumers to build healthy financial habits over time in a fun, entertaining, judgement-free relationship. Powered by a custom messaging platform, data, machine learning and human touch, their personalized messages educate subscribers on how to save money, reduce debt and start investing.

Optio

Seed Round in 2017
Managing personal finances is hard. Not only it is hard, it is not fun either. Studies have shown that this is a universal challenge around the world. Low level of financial literacy, outdated approach to managing personal finances and low income are among some of the reasons, to name a few. Still, it is a vital part of our lives. If we are not able to manage our finances properly, we all face the risk of a financial crisis. That’s why we decided to create OptioAI, AI powered service, which interacts with users in the form of chat bot. It gathers information from you, gets the data from your bank, analyses your goals, plans your budget, monitors your income and spending, makes necessary adjustments in the budget lines based on real-time data and helps you to maintain healthy finances. The more information OptioAI analyses from its users, the smarter and the more efficient it becomes. With OptioAI, managing personal finances is going to become easy and fun!

Harbor

Pre Seed Round in 2017
Harbor is improving America's retirement security. They are building software to make high-quality financial planning accessible and affordable to the 65% of Americans who are not receiving any today.

Pilot

Seed Round in 2017
Pilot.com, Inc. is a financial services company that specializes in bookkeeping, tax preparation, and CFO services tailored for startups and small businesses. Established in 2016 and based in San Francisco, California, Pilot pairs each client with a dedicated account manager to ensure personalized bookkeeping support. The company utilizes an advanced platform that automates accrual basis bookkeeping, providing clients with accurate financial reports on demand. In addition to bookkeeping, Pilot offers CFO services that include annual budgeting, ongoing financial support, pitch assessments, and fundraising strategies. Formerly known as Zapgram, Inc., the company rebranded in July 2017 to reflect its focus on delivering high-quality financial solutions for growing businesses.

ROBIN

Pre Seed Round in 2017
An Israeli award-winning Fintech startup that developed a financial marketplace and Robo-Advisor that revolutionizes the outdated retirement, insurance, and loans distribution channels by providing a custom user experience in order to democratize the way people manage their long-term financing. A marketplace & financial Robo-Advisor based on an advanced data-driven platform which uses a unique combination of sharp algorithm, data analytics, and machine learning to provide objective & personal financial services in a secured & transparent way. Robin Hood Pro created Robin. Robin is a mobile app that makes long-term financial planning and management easy. We offer services in the form of a Robo-advisor or human advisors according to the needs of each individual user, for insurance, loans, and retirement. We automatically aggregate all your information into one place and use our algorithms to find the best plan for you. After you’ve selected your plan, Robin helps you to stay on track each step of the way.

Bean

Pre Seed Round in 2017
Bean allows you to track your finances and identify recurring paid subscriptions so that you can better manage your money. We enable our users to cancel paid the subscriptions from our platform.

Bean

Seed Round in 2017
Bean allows you to track your finances and identify recurring paid subscriptions so that you can better manage your money. We enable our users to cancel paid the subscriptions from our platform.

FinancialJuice

Seed Round in 2016
FinancialJuice is a free real-time news and financial content platform, their vision is to help traders and investors have their entire financial universe in one place and in real-time. Democratising access to market moving information and helping all investors be informed.

Civilize

Seed Round in 2016
Civilize is a financial services community that provides services for debtors to pay their loans. It helps its clients organize and manage their finances to keep track of their payment processes. Civilize is based in New York, United States.

Wala

Pre Seed Round in 2016
Wala has built a community-driven and gamified personal financial management tool for cash-based consumers in emerging markets. The product allows users to easily track their spending and earning to develop a financial profile for a customer that currently does not have one. The app then uses that profile to set weekly financial and engagement goals which improve the consumers spending and savings. As users continue to engage with the app by logging their transactions and reaching their goals they will be awarded points which can be redeemed for cash, data, and other rewards. Through the app the user will then be able to sign-up and access financial products like deposit accounts, payments, and more.

Wala

Seed Round in 2016
Wala has built a community-driven and gamified personal financial management tool for cash-based consumers in emerging markets. The product allows users to easily track their spending and earning to develop a financial profile for a customer that currently does not have one. The app then uses that profile to set weekly financial and engagement goals which improve the consumers spending and savings. As users continue to engage with the app by logging their transactions and reaching their goals they will be awarded points which can be redeemed for cash, data, and other rewards. Through the app the user will then be able to sign-up and access financial products like deposit accounts, payments, and more.

Self Financial

Seed Round in 2015
Self Financial is a venture-backed fintech startup that helps customers build credit and save money. It provides tools necessary for building on-time payment history and responsible use of credit, in collaboration with issuing banks.s services are for those who are new to credit or who might not have access to traditional financial products. It offers Self Credit Builder Account to help consumers build both credit and savings without relying on credit history and Self Visa Credit Card, a card that helps existing customers build their security deposit in instalments. Self Financial is formerly known as Self Lender. The startup was founded by Conor Swanson and James Garvey in 2015 and is based in Austin, Texas.

Squirrel

Seed Round in 2014
Squirrel is an award-winning banking app that helps people regain control of their finances. Squirrel is an automatic budgeting account that splits their salary up into their bills, savings, and a weekly allowance to spend on whatever they like. No more overspending. No more overdraft. No more worries.

Prism

Seed Round in 2012
Prism is a smartphone application that enables individuals to manage their bills and personal finances. Available on iOS, Android, Windows, and Kindle platforms, the application connects its users directly with their billers to facilitate automatic notifications when new bills are found as well as to schedule payments using their credit and debit cards, and bank accounts. Prism also offers a dashboard enabling users to check and manage their account balances in order to make educated financial decisions.

ImpulseSave

Seed Round in 2012
Our world has become an increasingly optimized web of sales and marketing funnels aimed at extracting every possible dollar from people at every possible opportunity - creating an un-level playing field for the consumer. At ImpulseSave our web and mobile products enable people to level that playing field by both enabling and rewarding impulsive savings and investment from anywhere, at any time. Instead of trying to change people to have more discipline, we're leveraging those same hard-wired human instincts, technologies and tactics marketers have relied on for so long, for financial gain rather than loss. In doing so we've developed an entirely new breed of personal financial product with which people love engaging and through which people reach dramatic and rapid results.

DailyWorth

Venture Round in 2011
DailyWorth.com, Inc. operates a platform to receive daily emails filled with financial and career advice, thought-provoking articles, and an occasional kick in the pants for women. It sends emails on money, including tips on savings, investing, credit and debt, taxes, insurance, and real estate; work, such as career advice, job search, negotiating, running a business, and freelancing; and life, which include finding a balance, education, health, travel, inspiration, and giving. The company also sends family advice, including marriage, kids, relationships, and elder care services; retirement tips, including estate planning and IRA and 401 (K); and tools, such as MoneyClarity, MoneyType, and WorthFM; and digital reviews. DailyWorth.com, Inc. was founded in 2009 and is based in New York, New York.

DailyWorth

Seed Round in 2011
DailyWorth.com, Inc. operates a platform to receive daily emails filled with financial and career advice, thought-provoking articles, and an occasional kick in the pants for women. It sends emails on money, including tips on savings, investing, credit and debt, taxes, insurance, and real estate; work, such as career advice, job search, negotiating, running a business, and freelancing; and life, which include finding a balance, education, health, travel, inspiration, and giving. The company also sends family advice, including marriage, kids, relationships, and elder care services; retirement tips, including estate planning and IRA and 401 (K); and tools, such as MoneyClarity, MoneyType, and WorthFM; and digital reviews. DailyWorth.com, Inc. was founded in 2009 and is based in New York, New York.