The Goldman Sachs Group

Founded in 2000, SBI Life Insurance is an India-based insurance company offering individual life insurance products and other products like retirement pensions, protections and savings plans to its clients.

xbAV AG is a German company based in Munich that specializes in the digitalization of corporate retirement solutions and life insurance. Founded in 2016, it offers an online platform and software solutions designed to streamline the interactions among employees, insurance companies, employers, and insurance brokers. xbAV AG's flagship products include xbAV-Berater, which provides advisory and administrative tools for insurance brokers, and bAV-Manager, which enables paperless policy administration. The company also offers employee access features that allow individuals to assess their pension gaps and explore available pension options. With a focus on user-friendly interfaces and efficient processes, xbAV AG connects various stakeholders through its software-as-a-service offerings, enhancing the management of pension and life insurance in a digital format. The company maintains offices in Munich, Berlin, and Saarbrücken.

The Boyd Group is a major retail auto glass operator in the U.S. with operations under the trade names Gerber Collision & Glass, Glass America, Auto Glass Service, Auto Glass Authority and Autoglassonly.com. The Company also operates a third party administrator, Gerber National Claims Services ("GNCS"), that offers glass, emergency roadside and first notice of loss services.

Ethos Life is an insurance company based in San Francisco, California, that specializes in providing modern and ethical life insurance products, primarily term life insurance. Founded in 2016, Ethos aims to make life insurance affordable, accessible, and instant, addressing a significant market valued at $650 billion. The company employs innovative software to enhance the customer experience and utilizes technology to tailor coverage to individual needs. Ethos policies are issued and guaranteed by Legal & General America, a well-established life insurance provider. The company emphasizes a human approach in its services, striving to protect families through personalized insurance solutions.

wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.

Meilleurtaux is a Paris-based financial services provider specializing in advisory and brokerage services for individuals seeking real estate loans. The company focuses on mortgage loans, credit repurchase, borrower insurance, and consumer credit, operating both online and through a network of franchises. Meilleurtaux has established partnerships with various retail banks and insurers in France, enabling it to offer a comprehensive range of financial products. The company aims to enhance the user experience by providing online tools such as calculators, rate barometers, and simulation resources, assisting clients in making informed decisions regarding their financial services, particularly in the mortgage sector.

Oscar Health is a health insurance company that provides individual and family plans, Medicare Advantage, and small group products. Founded in 2012 and headquartered in New York, Oscar Health operates in several states, including New York, Texas, California, New Jersey, Ohio, and Tennessee. The company aims to enhance the healthcare experience by utilizing technology, design, and data to create user-friendly services. Its platform includes a software application that helps users find doctors based on location and ratings. Oscar Health primarily serves individuals and families who do not receive health insurance from their employers.

Hastings Group is a fast growing, agile, digitally focused general insurance provider providing services to the UK car, van, bike and home insurance market. Big enough to compete but small enough to grow, the Group has strong relationships with all major price comparison websites, a cost effective digital marketing model and a focus on customer retention. Hastings provides refreshingly straightforward products and services to UK car, bike, van and home insurance customers. A multi-award winning business, Hastings has over 2.2 million customers and over 2,700 colleagues. Around 90% of policies are directly underwritten by its Gibraltar based insurer, Advantage Insurance Company Limited. The Group operates as an integrated insurance provider with two businesses. The Group’s Retail business, Hastings Insurance Services Limited, is responsible for the end customer pricing, fraud management, product design, distribution and management of the underlying customer relationships. The Group’s Underwriting business, Advantage Insurance Company Limited, engages in risk selection, underlying technical pricing, reserving and claims handling. Retail is supported by, and benefits from, Underwriting’s prudent approach to risk and reserving and also benefits from the Group’s panel of insurance partners who provide additional underwriting capacity. The Group’s integrated model deliberately separates underlying product manufacturing from its distribution. Hastings Insurance Services Limited, trading as Hastings Direct, is authorised and regulated by the Financial Conduct Authority (register number 311492).

Benefitfocus, Inc. is a cloud-based benefits management platform based in Charleston, South Carolina, that serves consumers, employers, insurance carriers, and brokers across the United States. The company offers a comprehensive suite of products designed to streamline the benefits enrollment and management process. For insurance carriers, it provides tools such as MarketPlace Enroll, MarketPlace Bill, and MarketPlace Quote, which automate various aspects of enrollment, billing, and account management. Employers benefit from solutions like Benefitfocus Marketplace, which facilitates online enrollment and communication, and Insights, a data analytics tool that aids in decision-making. Additionally, Benefitfocus addresses compliance and administrative needs with offerings like ACA Management and COBRA Administration. The platform also features BenefitSAIGE Analytics for cost management and BenefitsPlace, which connects multiple stakeholders in a single marketplace. Benefitfocus generates revenue primarily through subscription-based contracts with employers and carriers, catering to over 20 million consumers who manage their benefits through its platform.

USI Insurance Services is an insurance brokerage and consulting firm that offers a comprehensive range of solutions, including property and casualty insurance, employee benefits, personal risk management, and retirement planning. Established in 1994, USI has grown significantly from its initial revenue of $6.5 million and 40 associates, now approaching $2 billion in revenue with over 6,000 associates across more than 150 offices nationwide. The firm serves a diverse client base, including large risk management clients, middle market companies, smaller firms, and individuals, totaling over 150,000 clients. USI's extensive experience in the industry is bolstered by its acquired agencies, which have a history in their communities dating back to the late 1800s. By combining national capabilities with dedicated local service teams, USI effectively addresses the unique needs of its clients, ensuring robust risk management and benefit solutions.

BTIG provides institutional brokerage and fund services. It is specialized in global trading and fund services for hedge funds, separate accounts, mutual funds, and family offices. The company operates in various areas, including equity trading, fixed income, future trading, convertible securities, equity derivatives, prime brokerage, outsource trading, direct market access, capital markets, equity research, and corporate access as well as international trading, commission management services, portfolio analytics, and market intelligence. In addition, the company provides trading solutions to investment managers. It serves institutional clients worldwide. BTIG was founded in 2002 and is based in San Francisco, California. It has additional offices in New York, San Francisco, Dallas, Boston, Chicago, Greenwich, Red Bank, Norwalk, Orinda, Atlanta, and Los Angeles. It operates as a subsidiary of Condor Trading LP.

Surebridge is a provider of software outsourcing services tailored for mid-size companies. The company specializes in delivering fully managed, name-brand ERP, CRM, and e-commerce applications. Its offerings encompass software selection based on specific business needs, efficient application deployment, secure application hosting and management, as well as ongoing business improvement services. Surebridge focuses on the middle market, leveraging its expertise in notable software solutions such as Microsoft Business Solutions, PeopleSoft, and Siebel Systems. Through its comprehensive portfolio of managed applications and professional services, Surebridge aims to enhance operational efficiency and support the growth of its clients.

BenefitPoint is a company based in San Francisco, California, that specializes in employee benefits infrastructure. It provides a range of hosted integrated applications designed for the distribution and management of group insurance and financial products. The company develops software that supports customer relationship management and procurement, catering to brokers, consultants, carriers, and general agents in the insurance industry.

Surebridge is a provider of software outsourcing services tailored for mid-size companies. The company specializes in delivering fully managed, name-brand ERP, CRM, and e-commerce applications. Its offerings encompass software selection based on specific business needs, efficient application deployment, secure application hosting and management, as well as ongoing business improvement services. Surebridge focuses on the middle market, leveraging its expertise in notable software solutions such as Microsoft Business Solutions, PeopleSoft, and Siebel Systems. Through its comprehensive portfolio of managed applications and professional services, Surebridge aims to enhance operational efficiency and support the growth of its clients.