Y Combinator

Newfront Insurance Services, LLC is a modern online insurance brokerage based in San Francisco, California, with additional offices in Sacramento and Portland. Founded in 2017, the company focuses on simplifying the insurance process for businesses and individuals by leveraging technology and experienced brokers. Newfront offers a range of services, including property management insurance, cyber liability insurance, risk management, and claim processing. Its platform provides insights and recommendations to help clients navigate the complexities of insurance, manage leases and contracts, and handle renewals and claims efficiently. The company serves various industries, including agriculture, construction, financial services, hospitality, life sciences, logistics, manufacturing, non-profit, and real estate, aiming to streamline the insurance experience and eliminate the confusion often associated with traditional brokerage practices.

Amenli is the first licensed online insurance broker in Egypt.

Telivy empowers SAAS platforms and insurance agencies with an embedded multi-carrier cyber insurance solution, providing the fastest and easiest solution to get cyber insurance for their small business customers. We are licensed to do business in 48 US states.

Kodda provides insurance as easy as ordering food delivery. Kodda ensures that the insurance get covers under 90 seconds, claim in minutes, and gets paid fast.

Jerry is an AI financial service startup that negotiates loans and insurances for american families. The company constantly looks for savings on your fixed costs (subscriptions like insurance, loans, etc) and does all the work to negotiate better rates and paperwork to switch and save money automatically. Like all best things in life, Jerry is completely free for members!

Gerald is a New York based technology company on a mission to make insurance and financial products affordable to millions of Americans. Gerald is pioneering a new realm that combines payments, data, fintech and insurtech to create solutions that empower and reward consumers for doing simple things such as: making timely F&I payments, driving safely, living healthy lifestyle etc. Gerald empowers and rewards consumers for making healthy insurance and financial decisions.Gerald's app enables consumers to easily pay their F&I providers, get access to flexible payment options, earn very high cash back via Gerald's virtual card and receive personalized F&I recommendations.

BimaPe simplifies Insurance and its Management for individuals and families across India. We are not in the business of selling insurance, we are in the business of helping consumers make informed insurance decisions. Our goal is to put your insurance on "autopilot" -- 'BimaPe Bharosa Karo'

Bimaplan operates as an insurance platform. Bimaplan claims to work with insurers to create over-the-counter, low-premium insurance products ($5-50 annually) relevant to the needs of low and middle-income populations.

Angle Health, Inc. provides health insurance plans for startups. It offers wellness and prevention solutions. Angle Health, Inc. was incorporated in 2019 and is based in San Francisco, California.

Fair Square Medicare offers a streamlined solution for seniors seeking health insurance coverage. The company employs a systematic approach to evaluate available Medicare plans by utilizing software that analyzes options based on individual zip codes. This data is sourced directly from the Centers for Medicare Services (CMS), ensuring accuracy and relevance. Once the software identifies suitable plans, licensed partner agents assist customers in understanding the advantages and disadvantages of each option, promoting informed decision-making. By focusing on personalized guidance and thorough analysis, Fair Square Medicare aims to simplify the process of selecting appropriate health insurance for seniors.

Savvy is a new kind of employer health insurance for startups and remote teams, enabling millions of businesses to offer consumer-focused healthcare for the first time. Savvy is backed by Y Combinator and has a US-based team.

Virgil Insurance builds new experiences for seniors to shop for health insurance online. It offers Fee-Based Plans which includes Medicare Part A, Medicare Part B, Medicare Supplement (Medigap), and Prescription Drug Plan (Part D) and Medicare Supplement (Medigap) which includes the provision of an out-of-pocket maximum for hospitalization and medical expenses, and 11 different plans, each with a different premium and out-of-pocket maximum. It is headquartered in Oakland, California, United States.

Gigi Benefits India Private Limited designs, develops, and offers financial solutions to cab drivers, delivery partners, and other gig workers in India. The company's benefits includes flexibility, affordability, and resistance to income volatility. It has also launched health insurance plan for the households and small businesses. The company was incorporated in 2019 and is based in Bengaluru, India.

Goodcover Insurance Solutions, LLC provides insurance brokerage services. It offers insurance products and services for personal property, such as liability for accidental property damage and bodily injury, medical payments for the customer’s guests' injuries, and temporary accommodations if customer’s place becomes unlivable. Goodcover Insurance Solutions, LLC was incorporated in 2017 and is based in San Francisco, California.

RelianceHMO is a technology-driven health insurance company focused on providing affordable and reliable insurance solutions for the average African. The company aims to make health insurance more accessible by integrating telemedicine with data science, which helps streamline the process and reduce costs. Through its innovative approach, RelianceHMO addresses the challenges of the healthcare system in Africa, ensuring that more individuals can gain access to necessary medical services.

We bring all of your medical information into one place - automatically - so you can see a full picture of your health and healthcare.

Vouch, Inc. is an insurance provider focused on delivering tailored insurance solutions for startups in the United States. Founded in 2016 and headquartered in San Francisco, the company specializes in various types of coverage, including general liability, business property, directors and officers, errors and omissions, cyber coverage, and more. Vouch also offers risk assessment services and management tools, enabling startups to effectively manage and mitigate potential risks. The company aims to simplify the process of obtaining business insurance through its digital platform, which allows clients to access customized coverage options. Vouch operates as a subsidiary of SVB Financial Group and has expanded its presence with additional offices in Chicago.

Vouch, Inc. is an insurance provider focused on delivering tailored insurance solutions for startups in the United States. Founded in 2016 and headquartered in San Francisco, the company specializes in various types of coverage, including general liability, business property, directors and officers, errors and omissions, cyber coverage, and more. Vouch also offers risk assessment services and management tools, enabling startups to effectively manage and mitigate potential risks. The company aims to simplify the process of obtaining business insurance through its digital platform, which allows clients to access customized coverage options. Vouch operates as a subsidiary of SVB Financial Group and has expanded its presence with additional offices in Chicago.

Hey Healthcare, Inc. develops automated medical billing software for therapists. Its software offers reporting, authorizations, benefit verifications, denial management, daily A/R work, and credentialing services. It helps to register therapists and invoice insurers and to gain insurance coverage claims for their offices. It also operates an online platform. It serves mental health care service providers and insurance companies. The company was founded in 2018 and is based in San Francisco, California.

WorldCover is a company that focuses on providing satellite-enabled insurance to protect farmers from natural disasters, particularly droughts. Founded in 2015 by professionals from MIT in computer science and finance, WorldCover operates a peer-to-peer risk relief network aimed at addressing the significant climate risks affecting agriculture, estimated at $100 billion globally. Headquartered in New York, the company also has operations in Ghana. By leveraging mobile money technology, WorldCover aims to improve food and income security for smallholder farmers in developing countries, a demographic that includes over 70% of the 2.5 billion people living at the base of the economic pyramid, who depend on agriculture for their livelihoods.

AI Insurance specializes in developing cloud-based claims management software tailored for small insurance companies. The company aims to modernize the claims process by incorporating digital workflows and predictive analytics into an industry traditionally reliant on outdated methods. Their software enables users to monitor the entire lifecycle of insurance claims, from the initial report of a loss to resolution, thereby streamlining operations and minimizing redundant tasks. By providing advanced tools typically available only to larger insurers, AI Insurance facilitates quicker claims closures, ensures timely payments for insured individuals, and helps small insurers reduce operational costs.

Catch is a Boston-based company that designs a personal benefits platform aimed at freelancers, contractors, and workers without employer-sponsored benefits. Established in 2016, Catch provides a range of financial solutions, including tax withholding, retirement savings plans, health insurance, and student loan refinancing. The platform allows users to conduct benefit checkups, link bank accounts, and create personalized financial plans, helping individuals build a comprehensive safety net for their financial stability and security. By leveraging data-driven insights, Catch enables users to take control of their financial needs and manage their wealth effectively in an evolving work landscape.

Cover Financial, Inc. is a mobile-first insurance brokerage founded in 2015 and based in San Francisco, California. The company provides a mobile application that allows users to insure a wide variety of items, including vehicles, mobile phones, pets, jewelry, and properties, by simply taking a picture of the item to be insured. Cover partners with various insurance companies and brokers to offer competitive rates and comprehensive coverage options, including commercial property, workers compensation, general liability, and cyber insurance. Initially launched in Toronto, the application supports users in accessing tailored insurance solutions conveniently through their smartphones.

Waiting rooms suck. Enjoy quick, affordable and efficient healthcare right in your pocket. You can start a visit right now and be done in 5 minutes. No insurance necessary.

SafetyWing builds a global safety net for online freelancers. SafetyWing is currently offering a travel medical insurance for digital nomads. The company's mission is to help people who are considering becoming nomads take the first step by providing an affordable, comprehensive and global insurance, as well as knowledge sharing and resources. SafetyWing makes the transition to location independence easier for new members of our community.

Onederful Inc. develops web portal that allows a dental office to verify a patient’s insurance information. It enables to verify insurance in real-time when confirming patient appointments, provide insurance context in automated recalls, and estimate insurance coverage when billing patients. The company was founded in 2017 and is headquartered in San Francisco, California.

Goodcover Insurance Solutions, LLC provides insurance brokerage services. It offers insurance products and services for personal property, such as liability for accidental property damage and bodily injury, medical payments for the customer’s guests' injuries, and temporary accommodations if customer’s place becomes unlivable. Goodcover Insurance Solutions, LLC was incorporated in 2017 and is based in San Francisco, California.

Zinc Platform, Inc. is focused on providing software that digitizes the last frontier of the mortgage origination process– getting homeowners insurance. Zinc builds technology that integrates with the core systems of today’s modern mortgage lenders to power digital portals for borrowers to procure the homeowners (property) insurance that is required to close a mortgage. Zinc’s technology takes a broken, week-long process and turns it into a delightful five-minute experience. For borrowers, Zinc powers access to all of the nation’s leading insurance carriers. For mortgage lenders, Zinc ensures compliance with underwriting requirements while automating more of the mortgage closing process. Zinc is proudly built in New York City by passionate technologists and business strategists focused on making the process of buying a home a more simple, delightful experience

Surematics is helping commercial insurance brokers structure complicated deals online. Homeowners and car insurance are enough of a nightmare for most of us to handle but Surematics is targeting even more difficult cases — awkward expensive items like oil rigs. With a dash of blockchain, the startup wants to allow companies to collaborate together to create enforceable contracts.

SafeButler Inc. is an insurance brokerage based in Santa Clara, California, founded in 2017. The company focuses on automating the insurance shopping process, making it easier for consumers to find the best insurance deals tailored to their needs. By streamlining the insurance selection process, SafeButler aims to provide a convenient and efficient service, allowing individuals to manage their insurance needs effectively throughout their lives.

Newfront Insurance Services, LLC is a modern online insurance brokerage based in San Francisco, California, with additional offices in Sacramento and Portland. Founded in 2017, the company focuses on simplifying the insurance process for businesses and individuals by leveraging technology and experienced brokers. Newfront offers a range of services, including property management insurance, cyber liability insurance, risk management, and claim processing. Its platform provides insights and recommendations to help clients navigate the complexities of insurance, manage leases and contracts, and handle renewals and claims efficiently. The company serves various industries, including agriculture, construction, financial services, hospitality, life sciences, logistics, manufacturing, non-profit, and real estate, aiming to streamline the insurance experience and eliminate the confusion often associated with traditional brokerage practices.

Cover Financial, Inc. is a mobile-first insurance brokerage founded in 2015 and based in San Francisco, California. The company provides a mobile application that allows users to insure a wide variety of items, including vehicles, mobile phones, pets, jewelry, and properties, by simply taking a picture of the item to be insured. Cover partners with various insurance companies and brokers to offer competitive rates and comprehensive coverage options, including commercial property, workers compensation, general liability, and cyber insurance. Initially launched in Toronto, the application supports users in accessing tailored insurance solutions conveniently through their smartphones.

Jerry is an AI financial service startup that negotiates loans and insurances for american families. The company constantly looks for savings on your fixed costs (subscriptions like insurance, loans, etc) and does all the work to negotiate better rates and paperwork to switch and save money automatically. Like all best things in life, Jerry is completely free for members!

RelianceHMO is a technology-driven health insurance company focused on providing affordable and reliable insurance solutions for the average African. The company aims to make health insurance more accessible by integrating telemedicine with data science, which helps streamline the process and reduce costs. Through its innovative approach, RelianceHMO addresses the challenges of the healthcare system in Africa, ensuring that more individuals can gain access to necessary medical services.

RelianceHMO is a technology-driven health insurance company focused on providing affordable and reliable insurance solutions for the average African. The company aims to make health insurance more accessible by integrating telemedicine with data science, which helps streamline the process and reduce costs. Through its innovative approach, RelianceHMO addresses the challenges of the healthcare system in Africa, ensuring that more individuals can gain access to necessary medical services.

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Willing is an online legal service that simplifies the process of end-of-life planning, making it accessible and affordable for all. The platform provides users with tools to create wills and living wills quickly, allowing them to secure their estate plans in just minutes. Additionally, Willing assists users in comparing costs for funeral homes and cemeteries, facilitating informed decisions regarding their end-of-life arrangements. By focusing on user-friendly solutions, Willing helps individuals protect their families and assets while saving time and money.

WorldCover is a company that focuses on providing satellite-enabled insurance to protect farmers from natural disasters, particularly droughts. Founded in 2015 by professionals from MIT in computer science and finance, WorldCover operates a peer-to-peer risk relief network aimed at addressing the significant climate risks affecting agriculture, estimated at $100 billion globally. Headquartered in New York, the company also has operations in Ghana. By leveraging mobile money technology, WorldCover aims to improve food and income security for smallholder farmers in developing countries, a demographic that includes over 70% of the 2.5 billion people living at the base of the economic pyramid, who depend on agriculture for their livelihoods.

Cover Financial, Inc. is a mobile-first insurance brokerage founded in 2015 and based in San Francisco, California. The company provides a mobile application that allows users to insure a wide variety of items, including vehicles, mobile phones, pets, jewelry, and properties, by simply taking a picture of the item to be insured. Cover partners with various insurance companies and brokers to offer competitive rates and comprehensive coverage options, including commercial property, workers compensation, general liability, and cyber insurance. Initially launched in Toronto, the application supports users in accessing tailored insurance solutions conveniently through their smartphones.

HoneyInsured is Hipmunk for health insurance. You answer 4 one-click questions, get a plan recommendation, and enroll in 5 minutes.

Willing is an online legal service that simplifies the process of end-of-life planning, making it accessible and affordable for all. The platform provides users with tools to create wills and living wills quickly, allowing them to secure their estate plans in just minutes. Additionally, Willing assists users in comparing costs for funeral homes and cemeteries, facilitating informed decisions regarding their end-of-life arrangements. By focusing on user-friendly solutions, Willing helps individuals protect their families and assets while saving time and money.

SimplyInsured, Inc. owns and operates an online platform that provides health insurance plans and policies for employer groups and small businesses in the United States. It offers medical, dental, and vision plans; and claims services. SimplyInsured, Inc. was founded in 2012 and is based in San Francisco, California.

HealthSherpa is a technology company that focuses on connecting individuals with health coverage. It is a Healthcare.gov certified web broker, giving consumers, employers, and nonprofits a simpler platform for enrolling individuals and families in subsidy-eligible health plans.HealthSherpa provides consumers access to tools to aid their plan selection and to make use of their insurance after they’ve enrolled.

HealthSherpa is a technology company that focuses on connecting individuals with health coverage. It is a Healthcare.gov certified web broker, giving consumers, employers, and nonprofits a simpler platform for enrolling individuals and families in subsidy-eligible health plans.HealthSherpa provides consumers access to tools to aid their plan selection and to make use of their insurance after they’ve enrolled.

Leaky makes the insurance experience amazing.We've found the leaks in the system to help you better compare and manage your insurance. So, could you be getting a better deal on insurance?