Y Combinator

Dapi Ltd is a fintech company that specializes in developing application programming interfaces (APIs) to facilitate payments between consumer bank accounts and businesses. Founded in 2019 and headquartered in Abu Dhabi, the company provides a suite of open banking APIs designed to connect customer bank accounts, initiate payments, and access financial data in real-time. Dapi acts as an intermediary between financial applications and banks, enabling developers to create solutions such as digital wallets, budget trackers, and investment applications. Its services allow fintech companies to initiate payments through banks and offer financial services based on customer bank statement data. Dapi operates in multiple countries, including the United States, Saudi Arabia, Egypt, Pakistan, South Africa, and Kuwait, and has demonstrated significant demand for its offerings, achieving substantial growth in annual recurring revenue.

Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier. The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.

Rebill provides merchants with a unique control panel, and an API (programmatic environment) as well as pre-made payment pages so they can sell online in multiple regions very quickly, integrating with the financial entities and payment gateways they want. All customer's information, including non-sensitive card and subscription information, are stored at Rebill. Who, in turn, manages the recurrence of the collection of subscriptions, monitoring of card expiration and automatic collection retries to avoid delays and securing a predictable revenue model. Rebill is the last mile solution to improve the shopping experience for international stores. Provides flexibility to change providers: banks, or payment gateways, without losing information and in a matter of minutes. From Rebill, businesses can integrate multiple cloud services such as CRM (for customer management), or ERP (for business management), as well as local invoicing systems, among others.

Swipe is a simple billing and payments app for small businesses. Swipe helps in generating instant GST billings, filing returns, track sales, manage inventory, customers & vendors.

Payflow Digital, SL, founded in 2019 and based in Madrid, Spain, offers a digital wallet service that allows employees to access their earned salaries instantly. This employee benefit enhances financial well-being by providing immediate access to funds, which can lead to improved productivity and engagement within the workplace. Companies that implement Payflow's services can enjoy these benefits without any impact on their cash flow, making it an attractive option for employers looking to support their workforce. The company operates as a venture backed by Rocket Internet, emphasizing its commitment to innovation in employee financial solutions.

Toku enables B2C companies to intelligently automate collections and facilitate the payment process.

PAYZE is a tech-enabled API based payment gateway which instantly onboards online merchants and provides online marketplaces capability to define any number of relevant split schemes. PAYZE provides environment for online marketplaces to define payment split schemes once and never again worry about additional accounting or risks with taxes. This “automated ecosystem” enables marketplaces to scale their products without worrying about settlement between all actors on their platforms nor checks from relevant tax authorities.

Fizz is developing a debit card application designed specifically for college students in the U.S. The service aims to help these students build their credit profiles while avoiding the pitfalls of excessive credit use. By offering features that promote responsible financial habits, Fizz empowers students to achieve financial independence and improve their credit scores. The application also includes a cash-back reward system that encourages spending within a budget, making it a practical tool for young adults navigating their financial futures. Through this innovative approach, Fizz seeks to provide students with safer avenues to establish and enhance their creditworthiness.

Levro is a new cross-border fintech platform for international companies. Work with customers, pay suppliers and hold any currency of your choice.

Swipe is a simple billing and payments app for small businesses. Swipe helps in generating instant GST billings, filing returns, track sales, manage inventory, customers & vendors.

Bree is building a challenger bank for the 11 million Canadians living paycheck to paycheck, starting with interest-free cash advances. We make money through tips and an optional, same-day express fee. By solving our customers' most urgent problem—illiquidity between paychecks —our cash advance business is a cheap, but profitable and repeatable hook that builds distribution for a broader challenger bank.

Fingo is a fintech startup providing digital banking services for youth. services include current accounts, money transfers, bill payments, etc., it features link-based payments, saving goals, and real-time transactions.

Toku enables B2C companies to intelligently automate collections and facilitate the payment process.

Plug is an API to accept payments with multiple payment providers. Plug gives digital businesses access to multiple payments services through a single integration, and the ability to change between them on a transaction-to-transaction basis without writing code.

HitPay is an omni-channel digital payments platform for small business owners and D2C Sellers in Singapore.

Bikry operates as an offline payments platform, facilitating transactions for digital services through local neighborhood stores. The platform serves as a cash collection gateway, allowing online companies to collect payments in physical retail locations. This approach provides users with convenient payment options, enabling them to settle their online purchases in person at nearby stores. By bridging the gap between digital services and physical payment methods, Bikry enhances accessibility for users who prefer or require cash transactions.

Wedding is one of the major events in a person's life. Rarely that one is ready to compromise when deciding on the engagement ring, venue, photographer, catering, etc. Which makes weddings expensive and running over the initial budget. Broom provides you with flexibility around financing your dream wedding - from 3 to 24 months installments at no cost. You just enjoy the simple discovery of your favourite wedding providers, familiar process of booking your day in their calendar and streamlined checkout. Want to put down a credit card to collect your miles over installments period? No problem, we've got your back on this. No small fonts. No hidden fees. No budget cap. No cost for you. Find more on: www.broom.co

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Dots is a payment infrastructure platform that simplifies and automates the processes associated with accepting transactions, sending payouts, and onboarding sellers for marketplaces. By offering a multichannel payouts API, Dots allows marketplaces to provide flexible payment options to their sellers, including Venmo, PayPal, ACH, and Zelle. As the gig economy expands and more individuals work as independent contractors, the demand for varied payout methods has increased. Dots addresses this need by streamlining the payment experience through a single API, enabling businesses to manage funds movement effectively while ensuring a quick onboarding process with a staggered Know Your Customer (KYC) approach. This integration allows businesses to enhance their operational efficiency and improve the overall experience for their customers and partners.

Finantier operates an open finance platform that delivers essential infrastructure and data products for businesses in Southeast Asia. Founded in 2020 and based in Jakarta Selatan, Indonesia, the company enables institutions to access and enrich datasets from various financial sources, including banks and financial companies. Its platform facilitates services such as account integration, income and identity verification, and recurring payment management. By utilizing application programming interfaces (APIs), Finantier allows businesses to build advanced financial services that integrate consumer data from personal bank accounts, card details, loans, and mortgages. The company aims to position itself as a central player in the region's digital economy.

Jerry is an AI financial service startup that negotiates loans and insurances for american families. The company constantly looks for savings on your fixed costs (subscriptions like insurance, loans, etc) and does all the work to negotiate better rates and paperwork to switch and save money automatically. Like all best things in life, Jerry is completely free for members!

Octifi provides innovative and collective digital credit services including installment payment services. They use modern technology to reimagine the checkout experience and make it easy for businesses of all sizes to offer responsible credit to their customers.

NextPay is an alternative to bank accounts for small businesses and entrepreneurs. Its platform enables companies to collect customer payments via digital invoices, manage their cash, and pay their employees, suppliers, or bills in batches to any bank or e-wallet.

NowPay, Inc. is a fintech company based in Cairo, Egypt, founded in 2018. It operates an online platform designed to enhance the financial wellness of corporate employees. The platform offers personal finance management services, allowing users to track savings, spending, budgeting, and borrowing. Additionally, NowPay provides a mobile application that offers detailed insights into employees' salaries, balances, and eligible loan amounts. The company partners with employers to facilitate advance salary payments, enabling employees to access their earnings at any time during the month without incurring liabilities, and to repay these advances over multiple months.

Balance offers a digital payments platform designed to make B2B online purchasing streamlined and friction-free. Powered by its Machine Learning engine of real-time authentication and financial risk assessment, Balance empowers merchants to offer complete flexibility in how and when their buyers pay. By doing so, Balance enables the explosive growth of B2B E-commerce.

Gamerpay is a marketplace that offers a safe way to trade and own gaming skins and assets. GamerPay is free to use for sellers and costs only 5% for buyers.

Finantier operates an open finance platform that delivers essential infrastructure and data products for businesses in Southeast Asia. Founded in 2020 and based in Jakarta Selatan, Indonesia, the company enables institutions to access and enrich datasets from various financial sources, including banks and financial companies. Its platform facilitates services such as account integration, income and identity verification, and recurring payment management. By utilizing application programming interfaces (APIs), Finantier allows businesses to build advanced financial services that integrate consumer data from personal bank accounts, card details, loans, and mortgages. The company aims to position itself as a central player in the region's digital economy.

Credpal is an innovative solution that allows businesses and individuals buy anything and pay for it in instalments across online and offline merchants by providing them with instant access to credit at the point of checkout.

Cashfree Payments India Private Limited is a Bengaluru-based payments and banking technology company established in 2015. It provides a comprehensive payment platform that facilitates online and mobile wallet transactions for over 50,000 businesses in India. Its offerings include an online payments kit featuring a payment gateway, API-driven bank transfers, and automatic reconciliation of inward NEFT/RTGS payments. Cashfree also supports marketplace settlements, invoicing, cash-on-delivery e-payments, and the generation of payment links. The company serves a variety of prominent clients, including Cred, BigBasket, Zomato, and HDFC Ergo, enabling them to efficiently collect payments, manage vendor payouts, and disburse instant loans.

PayMongo is providing modern payments for forward-thinking businesses. It helps businesses in the Philippines accept online payments from multiple channels fast and easy, in just minutes. It aims to become the invisible engine of commerce that gives everyone the opportunity to participate and succeed in the rapidly transforming digital economy. The company was founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda.

Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier. The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.

Cradle is a provider of a one-stop-shop for all your business financing needs. Cradle is the cheapest way to collect payments and offer purchase credit to your business buyers. It allows merchants to collect payments and offer purchase credits to their customers.

Dapi Ltd is a fintech company that specializes in developing application programming interfaces (APIs) to facilitate payments between consumer bank accounts and businesses. Founded in 2019 and headquartered in Abu Dhabi, the company provides a suite of open banking APIs designed to connect customer bank accounts, initiate payments, and access financial data in real-time. Dapi acts as an intermediary between financial applications and banks, enabling developers to create solutions such as digital wallets, budget trackers, and investment applications. Its services allow fintech companies to initiate payments through banks and offer financial services based on customer bank statement data. Dapi operates in multiple countries, including the United States, Saudi Arabia, Egypt, Pakistan, South Africa, and Kuwait, and has demonstrated significant demand for its offerings, achieving substantial growth in annual recurring revenue.

Balance offers a digital payments platform designed to make B2B online purchasing streamlined and friction-free. Powered by its Machine Learning engine of real-time authentication and financial risk assessment, Balance empowers merchants to offer complete flexibility in how and when their buyers pay. By doing so, Balance enables the explosive growth of B2B E-commerce.

Maytana is a financial management platform that consolidates multiple business bank accounts into a single interface, allowing users to gain a comprehensive view of their finances. The platform streamlines the management of bank accounts, payments, transactions, and cash flow, facilitating tasks such as automated cash flow monitoring and international payments. It also supports the management of treasury data and hedging contracts. By providing a command center for financial oversight, Maytana enables users to programmatically make payments, manage administrative tasks, and run queries, ultimately simplifying the financial operations for businesses with diverse banking relationships.

ChatPay Tecnologia LTDA, established in 2020 and headquartered in Nova Lima, Brazil, develops a mobile application designed to facilitate financial transactions through social media platforms, particularly WhatsApp. The application features a custom sales page and dashboard, enabling users to perform banking services directly within their chat interfaces. Additionally, ChatPay is creating a platform that allows individuals to establish exclusive WhatsApp chat channels, offering tools for administrators to manage memberships and monetize their channels. This innovative approach aims to integrate e-commerce and social interaction, providing a seamless experience for users seeking to access financial services via familiar social media environments.

Safepay provides a single integrated payment solution that interoperates with local and international payment options.

Vennfi is a financial technology company for tax-exempt payments.

Spenmo is a platform to help businesses manage spending by tracking company cards, automate invoice payments, and digital ledgers across transactions.

WorkPay is a payroll processing company for small and medium sized businesses in Africa. We do this by providing this businesses simple tools for time tracking, payroll processing and salary disbursements to banks and mobile wallets like M-Pesa.

Routable is a B2B payments platform built to make bill payments and mass payouts fast and seamless. Unlike other payment platforms, Routable’s modern, easy-to-use API allows you to build a powerful payments infrastructure in minutes.

goDutch is a digital payments platform that facilitates the automatic splitting of group payments through its innovative card system. Designed to simplify shared expenses, the platform allows users to conveniently manage group payments without the hassle of reminders, delayed transactions, or multiple payment processes. By utilizing embedded UPI payment links and offering SMS and in-app notifications, goDutch enables users to check their balance with friends and efficiently remind them of pending payments. This approach streamlines the experience of managing shared costs, making it easier for individuals to handle group expenses seamlessly.

PT Payfazz Teknologi Nusantara operates an online payment wallet that provides a range of financial services in Indonesia, targeting individuals who may not have access to traditional banking. Founded in 2016 and based in Jakarta, the company offers solutions for utilities, money transfers, e-commerce, and retail transactions. Its agency-based platform enables users to conduct secure financial activities, including bill payments and money management, through a network of bank agents. PAYFAZZ partners with various financial institutions and service providers to enhance its offerings and ensure security through advanced measures like GeoTrust SSL. The company aims to facilitate digital financial services and improve accessibility for unbanked populations, contributing to the broader financial inclusion and digital transformation in Southeast Asia.

Point Card offers rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more. It features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions. It was launched in 2018 and is headquartered in San Francisco, California.

Wallets Africa helps Africans and African-owned businesses send money, receive money, make card payments, and access overdrafts.

Swipe allows small businesses to access finance by providing them with credit using its business credit card to help cover payroll and expenses.

Bikry operates as an offline payments platform, facilitating transactions for digital services through local neighborhood stores. The platform serves as a cash collection gateway, allowing online companies to collect payments in physical retail locations. This approach provides users with convenient payment options, enabling them to settle their online purchases in person at nearby stores. By bridging the gap between digital services and physical payment methods, Bikry enhances accessibility for users who prefer or require cash transactions.

goDutch is a digital payments platform that facilitates the automatic splitting of group payments through its innovative card system. Designed to simplify shared expenses, the platform allows users to conveniently manage group payments without the hassle of reminders, delayed transactions, or multiple payment processes. By utilizing embedded UPI payment links and offering SMS and in-app notifications, goDutch enables users to check their balance with friends and efficiently remind them of pending payments. This approach streamlines the experience of managing shared costs, making it easier for individuals to handle group expenses seamlessly.

YbanQ is a fintech platform that helps businesses grow by simplifying collections, managing payouts, and reconciliation. It helps businesses whether Standalone, Marketplaces, Retail lenders, P2P invoice discounting platforms to simplify collections, and recon using NEFT/ UPI and at super low costs compared to other modes of collection.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Circles is a social payments platform that lets users discover and share credit cards, settle debts, and track payments within trusted circles of friends and family.

Paymobil is a mobile app where users can send and request money anywhere in the world in seconds. Paymobil has taken all the friction out of the current terrible UX with crypto p2p payments and made it just as good as regular consumer products like Venmo and Square Cash. But unlike those, it works across borders, for people without US bank accounts, and can launch globally due to our non-custodial architecture.

Naborly uses AI to help landlords and tenants eliminate the stress of the eviction experience by offering an inclusive credit bureau and tenant screening platform, lease protection insurance, and low-interest pay-day lending (12.5%) to help tenants get back on their feet when life throws those unexpected curveballs

PayMongo is providing modern payments for forward-thinking businesses. It helps businesses in the Philippines accept online payments from multiple channels fast and easy, in just minutes. It aims to become the invisible engine of commerce that gives everyone the opportunity to participate and succeed in the rapidly transforming digital economy. The company was founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda.

Bouncer is a technology company specializing in fraud prevention, particularly in the realm of online payments. It has developed advanced machine learning technology for credit card scanning, designed to enhance the user experience during checkout and improve customer conversion rates. Bouncer's solutions provide businesses with security comparable to card-present transactions, despite operating in a card-not-present environment. In May 2021, Bouncer was acquired by Stripe, an international payments processor, to integrate its innovative technology into Stripe's existing fraud prevention tools.

GradJoy manages your student loans — helping you save money and be debt-free faster.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Keeper Tax Inc. is a San Francisco-based company that specializes in bookkeeping software designed to help users maximize their tax write-offs. Founded in 2018, the platform uses machine learning to monitor transactions from linked bank accounts and credit cards, identifying potential tax deductions that might otherwise go unnoticed. Upon registration, each customer is assigned a dedicated bookkeeper who assists in tracking expenses and planning finances throughout the year. The service caters to a diverse clientele, including real estate agents, freelancers, rideshare drivers, and Airbnb hosts, providing a comprehensive solution for managing tax-related finances.

Cashfree Payments India Private Limited is a Bengaluru-based payments and banking technology company established in 2015. It provides a comprehensive payment platform that facilitates online and mobile wallet transactions for over 50,000 businesses in India. Its offerings include an online payments kit featuring a payment gateway, API-driven bank transfers, and automatic reconciliation of inward NEFT/RTGS payments. Cashfree also supports marketplace settlements, invoicing, cash-on-delivery e-payments, and the generation of payment links. The company serves a variety of prominent clients, including Cred, BigBasket, Zomato, and HDFC Ergo, enabling them to efficiently collect payments, manage vendor payouts, and disburse instant loans.

Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier. The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.

Wallets Africa helps Africans and African-owned businesses send money, receive money, make card payments, and access overdrafts.

Point Card offers rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more. It features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions. It was launched in 2018 and is headquartered in San Francisco, California.

Ysplit Inc. is a company based in Sunnyvale, California, that specializes in virtual debit cards designed for group payments. Its innovative platform allows group members to automatically contribute their share of expenses, streamlining the payment process for collaborative transactions. By eliminating the need for one individual to cover the entire cost or to rely on peer-to-peer payment applications, Ysplit enhances the experience of managing shared costs. The company aims to redefine group spending by fostering a more efficient and transparent approach to collaborative cash management.

Cherry is an office perks solution for the modern startup. Rather than giving entire swaths of employees the same benefits, the co-founders want to let people choose their favorite internet services. People will be able to select services through a Slackbot interface and get things like ClassPass and HBO paid for by their company. The company says they have 24 companies in paid pilot programs.

Credpal is an innovative solution that allows businesses and individuals buy anything and pay for it in instalments across online and offline merchants by providing them with instant access to credit at the point of checkout.

Deel is a developer of a payroll platform used to re-imagine payouts for businesses working with remote contractors. The platform is used by remote teams that connect localized compliance and automates payments in one system of record, as well as provides contracts and templates to be used for tax forms and localized contracts, automated payment, invoicing and receipts, and customer support. It aims to offer to every company that hires remote talents a one-stop-shop that makes onboarding, global compliance, and payments easier. The company was founded by Alex Bouaziz, Ofer Simon, and Shuo Wang in 2018 and is headquartered in San Francisco, California.

NALA Incorporation Company Limited develops a mobile payments application that facilitates various financial transactions without the need for an internet connection. Founded in 2017 and based in Dar es Salaam, Tanzania, NALA's platform enables users to make bill payments, peer-to-peer transfers, and purchase cell phone minutes. The application enhances the mobile money experience by allowing users to execute transactions quickly and securely, while also providing features such as budgeting tools, transaction tracking, and multi-factor authentication. Additionally, NALA supports international payments for Africans globally, streamlining the process of sending and receiving money across different countries.

Cuanto Pago Inc. is a fintech startup established in 2018 and headquartered in Spain, aimed at facilitating digital payments in Panama and throughout Latin America. The company offers a platform that allows businesses to accept online payments efficiently. Its main application, Cuanto, empowers users to conduct sales via social media and WhatsApp, enabling them to create and share payment links with customers. Additionally, Cuanto provides a means for businesses to communicate with their clients and receive payouts directly into their local bank accounts. Through its innovative solutions, Cuanto aims to enhance the digital payment landscape for users with smartphones in the region.

Keeper Tax Inc. is a San Francisco-based company that specializes in bookkeeping software designed to help users maximize their tax write-offs. Founded in 2018, the platform uses machine learning to monitor transactions from linked bank accounts and credit cards, identifying potential tax deductions that might otherwise go unnoticed. Upon registration, each customer is assigned a dedicated bookkeeper who assists in tracking expenses and planning finances throughout the year. The service caters to a diverse clientele, including real estate agents, freelancers, rideshare drivers, and Airbnb hosts, providing a comprehensive solution for managing tax-related finances.

PT Payfazz Teknologi Nusantara operates an online payment wallet that provides a range of financial services in Indonesia, targeting individuals who may not have access to traditional banking. Founded in 2016 and based in Jakarta, the company offers solutions for utilities, money transfers, e-commerce, and retail transactions. Its agency-based platform enables users to conduct secure financial activities, including bill payments and money management, through a network of bank agents. PAYFAZZ partners with various financial institutions and service providers to enhance its offerings and ensure security through advanced measures like GeoTrust SSL. The company aims to facilitate digital financial services and improve accessibility for unbanked populations, contributing to the broader financial inclusion and digital transformation in Southeast Asia.

Paystack Payments Limited is a technology company that provides payment processing services to businesses across Africa. Founded in 2015 and headquartered in Lagos, Nigeria, with an additional office in San Francisco, California, Paystack offers an online payment gateway that enables merchants to accept various forms of payment, including credit and debit cards, money transfers, and mobile money. The platform facilitates online transactions for a diverse range of clients, including entrepreneurs, corporates, fintech companies, schools, and betting businesses, allowing them to receive funds from customers worldwide. By streamlining payment acceptance, Paystack aims to enhance the financial ecosystem for businesses in the region.

Look After My Bills is for people who want “lower bills with less hassle.” The UK-based startup claims it can save users $320 per year by helping them manage energy, cell phones and broadband bills, by helping them switch providers and optimize for saving. They make $60 in commission every time a user switches businesses and have generated $84,000 so far this month from its 4000 users.

PT Payfazz Teknologi Nusantara operates an online payment wallet that provides a range of financial services in Indonesia, targeting individuals who may not have access to traditional banking. Founded in 2016 and based in Jakarta, the company offers solutions for utilities, money transfers, e-commerce, and retail transactions. Its agency-based platform enables users to conduct secure financial activities, including bill payments and money management, through a network of bank agents. PAYFAZZ partners with various financial institutions and service providers to enhance its offerings and ensure security through advanced measures like GeoTrust SSL. The company aims to facilitate digital financial services and improve accessibility for unbanked populations, contributing to the broader financial inclusion and digital transformation in Southeast Asia.

Routable is a B2B payments platform built to make bill payments and mass payouts fast and seamless. Unlike other payment platforms, Routable’s modern, easy-to-use API allows you to build a powerful payments infrastructure in minutes.

Cashfree Payments India Private Limited is a Bengaluru-based payments and banking technology company established in 2015. It provides a comprehensive payment platform that facilitates online and mobile wallet transactions for over 50,000 businesses in India. Its offerings include an online payments kit featuring a payment gateway, API-driven bank transfers, and automatic reconciliation of inward NEFT/RTGS payments. Cashfree also supports marketplace settlements, invoicing, cash-on-delivery e-payments, and the generation of payment links. The company serves a variety of prominent clients, including Cred, BigBasket, Zomato, and HDFC Ergo, enabling them to efficiently collect payments, manage vendor payouts, and disburse instant loans.

bxblue is a marketplace for personal loans in Brazil explicitly targeting pensioners and Government workers because they can they take loans secured by their guaranteed income. Because of that banks can deduct the payment directly from the paycheck, leading to an apr 10x lower than credit cards. Payroll secured loans are the most affordable personal loan in Brazil, and they represent 60% of the personal loans in the country. It is a 40bn dollar/year marke, completely offline. We are taking this entire market online.

PT Payfazz Teknologi Nusantara operates an online payment wallet that provides a range of financial services in Indonesia, targeting individuals who may not have access to traditional banking. Founded in 2016 and based in Jakarta, the company offers solutions for utilities, money transfers, e-commerce, and retail transactions. Its agency-based platform enables users to conduct secure financial activities, including bill payments and money management, through a network of bank agents. PAYFAZZ partners with various financial institutions and service providers to enhance its offerings and ensure security through advanced measures like GeoTrust SSL. The company aims to facilitate digital financial services and improve accessibility for unbanked populations, contributing to the broader financial inclusion and digital transformation in Southeast Asia.

LotusPay is the recurring payments solution for businesses in India. They make it easy, fast, safe and affordable for businesses to directly debit their customers' bank accounts.

Tpaga S.A.S. operates a digital wallet designed to facilitate payments for unbanked consumers in Latin America, specifically in Colombia and Mexico. Founded in 2015 and based in Bogota, the company addresses the needs of a significant portion of the population that lacks access to traditional banking services. With a network of approximately 4,000 cash kiosks, Tpaga enables users to store money and make payments for utility bills, mobile phone top-ups, grocery purchases, and other transactions without needing a bank account. The platform also provides a payment gateway for businesses, allowing them to process sales efficiently without requiring point-of-sale systems. By leveraging mobile technology, Tpaga has emerged as a pioneer in the region, helping to integrate unbanked consumers into the digital economy.

Net30 is a complete construction payment platform that helps contractors seamlessly manage invoices and payments.

Tpaga S.A.S. operates a digital wallet designed to facilitate payments for unbanked consumers in Latin America, specifically in Colombia and Mexico. Founded in 2015 and based in Bogota, the company addresses the needs of a significant portion of the population that lacks access to traditional banking services. With a network of approximately 4,000 cash kiosks, Tpaga enables users to store money and make payments for utility bills, mobile phone top-ups, grocery purchases, and other transactions without needing a bank account. The platform also provides a payment gateway for businesses, allowing them to process sales efficiently without requiring point-of-sale systems. By leveraging mobile technology, Tpaga has emerged as a pioneer in the region, helping to integrate unbanked consumers into the digital economy.

Jerry is an AI financial service startup that negotiates loans and insurances for american families. The company constantly looks for savings on your fixed costs (subscriptions like insurance, loans, etc) and does all the work to negotiate better rates and paperwork to switch and save money automatically. Like all best things in life, Jerry is completely free for members!

Collectly, Inc. is a software company based in Walnut, California, founded in 2016, that specializes in debt recovery solutions. The company provides a platform designed to assist healthcare providers in collecting overdue payments from patients. Collectly's software automates the debt collection process by tracking overdue invoices and facilitating communication with customers through various channels, including email and chat. It also analyzes payment data to identify invoices at risk of becoming overdue and automatically engages with customers who have not made timely payments. Additionally, the platform allows users to connect with payment providers, enabling direct receipt of payments into their accounts. Through its services, Collectly aims to streamline the debt recovery process, making it easier for healthcare providers to manage outstanding invoices and improve cash flow.

They provide the kiosk, the products, and the software — you just provide the space and they send you a check with your share of the profits at the end of the month.

BuyPower is a utility payment platform based in Nigeria, focused on providing a convenient solution for electricity bill payments. The platform allows users to recharge their prepaid electricity meters online, offering services for customers in AEDC and JED PLC States. By enabling users to purchase electricity tokens through their phones or computers, BuyPower eliminates the need for physical queues and simplifies the payment process. This online service is designed to enhance the overall customer experience, making it easier for individuals to manage their electricity payments at any time and from any location.

Naborly uses AI to help landlords and tenants eliminate the stress of the eviction experience by offering an inclusive credit bureau and tenant screening platform, lease protection insurance, and low-interest pay-day lending (12.5%) to help tenants get back on their feet when life throws those unexpected curveballs

PatientBank lets you request medical records online—from any doctor or hospital.

Hellobill is a software that automatically downloads online PDF bills for your accountant.

Paystack Payments Limited is a technology company that provides payment processing services to businesses across Africa. Founded in 2015 and headquartered in Lagos, Nigeria, with an additional office in San Francisco, California, Paystack offers an online payment gateway that enables merchants to accept various forms of payment, including credit and debit cards, money transfers, and mobile money. The platform facilitates online transactions for a diverse range of clients, including entrepreneurs, corporates, fintech companies, schools, and betting businesses, allowing them to receive funds from customers worldwide. By streamlining payment acceptance, Paystack aims to enhance the financial ecosystem for businesses in the region.

Gigwell is a cloud-based booking platform that streamlines the process of booking live entertainment. The platform offers an integrated solution for agencies, automating key workflows such as contract negotiation, artist logistics management, and electronic payment collection. By providing tools that facilitate real-time tracking of revenue goals and artist availability, Gigwell enhances efficiency and maximizes revenue potential for agencies involved in the live entertainment industry. This comprehensive approach aims to simplify the complexities of booking and managing artists, making it easier for stakeholders to navigate the challenges of the entertainment sector.

Meter Feeder's mission to provide a low cost payment and enforcement solution for small to mid-sized governments. A fast set up process and geolocation get new users paid and on their way fast. MeterFeeder works with customers' current infrastructure. Users don't need to purchase any new meters or kiosks, growing the base of people more willing to pay via electronic payments.

Xfers Pte Ltd. is a Singapore-based company that provides an online platform for automated payment collection and disbursement. Established in 2014, it serves sellers and developers by facilitating online payments and enabling embedded checkout solutions. Its services allow businesses to instantly disburse payouts to vendors and contractors through an intuitive dashboard. Xfers also offers a Paylink feature, which allows individual sellers and merchants to generate links for collecting payments online. As a Major Payment Institution approved by the Monetary Authority of Singapore, Xfers specializes in e-money issuance services, helping businesses navigate the local banking and regulatory landscape while leveraging its APIs to reach underbanked populations.

Based in San Francisco, SericaPay is a blockchain-based payments network that facilitates processing and payment networking for merchants that demand near-immediate, low-cost financial systems. It provides merchants with the ability to access a network of verified customers and grow their conversions, registrations, memberships, and average order sizes. It allows customers to use the details captured in their SericaPay accounts to purchase from any of the member vendors in the network. SericaPay was launched in 2015.

Xfers Pte Ltd. is a Singapore-based company that provides an online platform for automated payment collection and disbursement. Established in 2014, it serves sellers and developers by facilitating online payments and enabling embedded checkout solutions. Its services allow businesses to instantly disburse payouts to vendors and contractors through an intuitive dashboard. Xfers also offers a Paylink feature, which allows individual sellers and merchants to generate links for collecting payments online. As a Major Payment Institution approved by the Monetary Authority of Singapore, Xfers specializes in e-money issuance services, helping businesses navigate the local banking and regulatory landscape while leveraging its APIs to reach underbanked populations.

Payable helps thousands of contractors get paid faster and more efficiently. Much more than payments, we're on a mission to strengthen the 1099 workforce by making invoicing, work-tracking, onboarding, and calculating earnings and taxes as simple as possible for both contractors and the companies they work with. Apps are available for iOS, Android, and Web.

Popular Pays is a platform connecting content creators with brands who want the content to tell their stories. They’re a true tech company, with an in-house built iOS app (for creators) and dashboard (for brands) that delivers direct communication, workflow tools & powerful statistics. Pop Pays is a Facebook Marketing Partner and its software is used to power the Pinterest Pin Collective community. It was founded in 2013 and headquartered in Chicago, Illinois.

Kickpay is transforming how hardware companies finance their inventory. By leveraging a client's data, Kickpay enables them to access financing that was previously unavailable, allowing them to grow faster.

Paid Inc. is a San Francisco-based company that specializes in online billing solutions through its platform, Paid Labs. It offers a comprehensive billing automation and invoicing system designed to serve both small and large businesses, including multi-location franchises and SaaS companies. Paid's solutions encompass invoicing, subscription, and metered billing, with features such as support for multiple payment methods, automatic reconciliation, and customizable reporting. The platform streamlines the accounts receivable process by translating customer data into branded invoices and managing the entire payment cycle, from reminders to reconciliation. This approach eliminates the need for businesses to allocate engineering resources for billing management, providing a scalable and efficient solution for improving cash flow transparency and minimizing payment delays. Paid Labs has been operational since its incorporation in 2013 and is a subsidiary of Auction Mobility, LLC.

Payable helps thousands of contractors get paid faster and more efficiently. Much more than payments, we're on a mission to strengthen the 1099 workforce by making invoicing, work-tracking, onboarding, and calculating earnings and taxes as simple as possible for both contractors and the companies they work with. Apps are available for iOS, Android, and Web.