GrowthCap Ventures

RePut AI aims to revolutionize supply chains globally by offering unmatched visibility, helping businesses achieve sustainability objectives, and promoting a circular economy. By emphasizing sustainable practices in high-impact industries, RePut.ai enables enterprises to reduce carbon emissions, recycle responsibly, and proactively handle disruptions, fostering a more environmentally friendly future for everybody.

Advance Mobility is a fleet company focused on providing ridesharing services that prioritize convenience, efficiency, and environmental sustainability. The company operates a fleet of vehicles powered by compressed natural gas (CNG), presenting an eco-friendly alternative to conventional gasoline or diesel vehicles. By offering sustainable transportation options, Advance Mobility aims to enhance urban mobility while reducing the environmental impact associated with traditional transportation methods.

PumPumPum is a pre-owned car subscription service designed to provide an affordable and convenient alternative to traditional car ownership. The company allows users to select cars from a pool of certified owners, eliminating concerns related to down payments, financing, warranty, and depreciation. Its subscription model focuses on delivering flexibility and minimizing liability, particularly targeting the needs of millennials. PumPumPum aims to build a high-quality and risk-free pre-owned car portfolio, which also benefits financial partners through a B2B2C approach.

Coverself is a technology company that specializes in developing a cloud-native platform aimed at enhancing payment integrity programs within the healthcare sector. The company's platform addresses the complexities of claims and payment inaccuracies, allowing healthcare payers to adapt to evolving challenges in payment processing. By streamlining these processes, Coverself helps reduce administrative costs and improve operational efficiency, thereby enabling payers to gain better control over their payment systems. The company's focus on unified healthcare services positions it as a significant player in optimizing the financial aspects of healthcare transactions.

The Krishi is an AI-based mobile app that educating farmers about modern agricultural practices.

Embifi is a B2B financial platform developer focused on simplifying access to financing, particularly for electric vehicles. The company offers a digital loan-facilitating platform that provides businesses with a white-label solution for financing, lending, and payments. Its platform includes features such as instant reports and analytics, a unified dashboard, and plug-and-play APIs, which enable businesses to enhance their understanding of credit and develop tailored credit products. By streamlining the loan process, Embifi enables consumers to secure loans efficiently with straightforward pricing and interest rates.

EximPe is a Singapore-based company founded in 2021 that specializes in facilitating cross-border trade by digitizing workflows for exporters and importers. Its technology platform is designed to enhance the export and import volumes of small and mid-size enterprises (SMEs) in India. By providing a suite of services, including payments, compliance management, and financial services in collaboration with prominent Indian banks, EximPe streamlines the complexities of international transactions. The company's innovative approach aims to simplify processes, making it easier for businesses to navigate cross-border trade and enhancing their financial capabilities on a global scale.

Fundfina Technologies is a financial technology company that focuses on providing accessible financial services to micro and small enterprises (MSMEs) and business proprietors. The company operates an embedded financial inclusion platform designed to help users grow, manage, and protect their cash flows. Utilizing advanced technologies such as machine learning and data science, Fundfina assesses the creditworthiness of its users and their likelihood to engage with various financial products. This allows customers to easily access credit and secure recurring working capital through a seamless digital process. The platform emphasizes affordability and security, creating an open marketplace for financial services tailored to the needs of small businesses.

Eplane builds and develops electric air transportation systems.

Credit Dharma is rebranded as Threedots. Credit Dharma democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Credit Dharma’s platform offers a digital marketplace featuring competitive quotes from an array of home loan providers for seamless purchase. The company was founded in 2021 by Ex-groww team and is headquartered in Bengaluru, India

Care.Fi is a fintech company that specializes in providing innovative financing solutions tailored for hospitals, doctors, and allied suppliers within the healthcare sector. The company's financial platform offers a range of services including supply chain financing, invoice discounting, receivables financing, unsecured business loans, and working capital loans. By enabling healthcare organizations to access their bank accounts and receive real-time updates on payment dues and transactions, Care.Fi aims to enhance financial transparency and operational efficiency in the healthcare industry.

Siply is a digital finance platform in India focused on promoting micro-savings among underserved populations. Through its innovative app, Siply allows users to save amounts as small as 1 rupee, thereby making savings accessible to a broader audience. The platform offers various investment options and features such as instant withdrawal and digital onboarding, which facilitate easy integration of savings habits into daily life. By targeting individuals and businesses with low capital commitments, Siply aims to foster financial independence and empower users to manage their savings effectively.

Kitchens Centre is a New Delhi-based company that specializes in providing rental spaces for shared kitchens, focusing on cloud kitchen solutions. The company offers comprehensive services, including commercial kitchen space and the necessary infrastructure to support food production specifically for online delivery. In addition to physical facilities, Kitchens Centre assists clients with branding, order management, delivery logistics, and maintenance services, all facilitated through cloud-based software. This approach enables online food delivery businesses to minimize food handling costs and operational expenses while enhancing their brand image in a competitive market.

TagZ Foods is a snack brand focused on catering to the tastes and nutritional preferences of Gen Z consumers. The company specializes in the manufacture of popped chip snacks and a variety of other food products, including cookies and dips, available in an array of flavors. TagZ Foods emphasizes healthy snacking by offering products that are baked rather than deep-fried, allowing customers to enjoy flavorful snacks without compromising on nutrition. By providing high-quality, affordable snacking options, the company appeals to consumers who prioritize both taste and health in their dietary choices.

Fundly.ai is a fintech platform embedded in the healthcare vertical to provide innovative financing and allied solutions to the pharma distribution tail, specialty players, and brands.

MemeChat is an app that assists meme makers in getting compensated by brands for their work. Users can create memes using premium templates and be paid once they are approved. As another option, users can earn making memes in the requested category and get paid by brands.

Klub is a fintech company that specializes in providing flexible revenue-based financing to digital businesses and small to medium-sized enterprises (SMEs) with recurring revenues. By leveraging financial innovation and deep data analytics, Klub offers tailored growth capital solutions to high-affinity brands across various sectors. The company facilitates access to funding through multiple capital structures, catering to businesses at different stages of their growth. This includes financing for marketing, inventory, and capital expenditures. Klub collaborates with non-banking financial institutions, high net worth individuals, and financial institutions to empower entrepreneurs and help them scale their operations effectively. Through its investment platform, Klub aims to support the growth of beloved brands while ensuring a vested interest in their success.

Decipher Health is a developer of an innovative diabetes management platform aimed at assisting individuals in India with self-care for their chronic condition. The company leverages a unique artificial intelligence-based engine to provide support in navigating daily choices related to diet, exercise, and other self-management activities. This AI-driven approach enables diabetes patients to manage their condition more effectively, enhancing their overall quality of life. By focusing on personalized guidance, Decipher Health addresses the specific challenges faced by those living with diabetes, making self-management more accessible and manageable.

Dukaan is a platform that empowers small merchants to create online stores quickly and efficiently, with claims that the setup process can be completed in as little as 30 seconds. It offers a range of features suitable for businesses of all sizes, including fast loading times, easy product uploads, and multiple payment gateways. The platform also provides customizable themes, staff accounts, advanced analytics, and multi-warehouse management capabilities, allowing merchants to establish a professional online presence and effectively manage their sales operations. By focusing on ease of use and comprehensive functionality, Dukaan facilitates the transition of traditional businesses to the digital marketplace.

TransBnk is a transaction banking platform designed to facilitate agile, secure, and efficient financial transactions for corporate, commercial, and institutional clients. The company leverages Embedded Finance and Software as a Service (SaaS) to enhance domestic cash management and payment processes. By working closely with banks, TransBnk offers a range of services, including escrow, trade finance, supply chain financing, and custodial services. The platform is equipped with features such as real-time settlement, fraud prevention, and compliance with regulatory requirements, thereby ensuring increased efficiency, transparency, and security for its clients.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

Vitraya is an insuretech startup based in India, founded in 2019, that focuses on transforming the healthcare claims settlement process. The company has developed a platform designed to facilitate automated, real-time payouts and claims settlements between hospitals, healthcare providers, and insurers. Utilizing smart contracts and blockchain technology, Vitraya ensures data security through private block structures while effectively detecting document and identity forgery. The platform also automates the screening of documents against policy codes and enables instant approvals, enhancing the overall efficiency of the claims process. Vitraya's mission centers on improving patient experiences by streamlining and optimizing healthcare settlement systems.

Minko is a retail fintech platform that specializes in providing credit facilities to small and retail shop owners. The company offers a smart credit product that enables retailers to access low-cost, instant short-term loans, facilitating business growth. Additionally, Minko has developed a digital payment platform that delivers micro-banking services, particularly aimed at rural areas. Through its software application, Minko helps suppliers and distributors receive payments more quickly and offers a range of services including digital payment acceptance and value-added services. This approach supports rural offline retail stores in transforming into small payment outlets, thereby enabling local residents to access instant payments and money transfers.

Decentro is a developer of an API banking software platform that facilitates the seamless launch of banking products. By integrating with various banking APIs, the platform allows clients to execute financial integrations efficiently using minimal code. This capability simplifies the product development cycle, enabling businesses to customize their offerings and access desired modules in a straightforward manner. Decentro's focus on automation further enhances the ease of integration, making it a valuable solution for companies looking to streamline their financial product development processes.

FidyPay is a prominent Fintech company in India that specializes in providing a comprehensive platform for digital financial services. The company develops a suite of plug-and-play APIs designed to facilitate secure and efficient transactions, thereby contributing to India's shift towards a cashless economy. FidyPay focuses on bridging the digital divide by offering open banking services that empower clients, including startups, businesses, and merchants, to meet their customers' financial needs. Its platform ensures stability during transactions while addressing security and compliance requirements, enabling clients to seamlessly deploy digital products and enhance financial inclusion in the micro-payment sector.