GrowthCap Ventures

RePut AI aims to revolutionize supply chains globally by offering unmatched visibility, helping businesses achieve sustainability objectives, and promoting a circular economy. By emphasizing sustainable practices in high-impact industries, RePut.ai enables enterprises to reduce carbon emissions, recycle responsibly, and proactively handle disruptions, fostering a more environmentally friendly future for everybody.

Advance Mobility is a fleet company focused on ridesharing and sustainable transportation solutions. It operates a fleet of vehicles powered by compressed natural gas (CNG), providing an environmentally friendly alternative to conventional gasoline or diesel vehicles. By emphasizing convenience and efficiency, Advance Mobility aims to offer commuters sustainable mobility options that align with modern environmental standards.

PumPumPum is a pre-owned car subscription service that offers an accessible and convenient alternative to traditional car ownership. The platform allows users to select a certified pre-owned vehicle without the concerns of pricing, financing, warranty, or depreciation. By providing a monthly subscription model, PumPumPum caters primarily to millennials, ensuring affordability and flexibility while minimizing financial liabilities associated with car ownership. The company's focus on building a high-quality portfolio of pre-owned vehicles supports its B2B2C approach, aiming to deliver a risk-free experience for both consumers and financial partners.

Coverself is a developer of a cloud-native platform focused on analyzing and executing payment integrity programs in the healthcare sector. The platform is designed to address the challenges of claims and payment inaccuracies, helping to minimize complexity and administrative costs. By providing a unified service dedicated to healthcare, Coverself enables payers to gain better control over their payment processes, ensuring more accurate and efficient management of healthcare claims.

The Krishi is an AI-based mobile app that educating farmers about modern agricultural practices.

Embifi is a B2B financial platform developer focused on enhancing access to financing, particularly for electric vehicles. The company offers a digital loan-facilitating platform that simplifies the loan process through its white-label, neutral technology. This platform provides instant reports and analytics, a unified dashboard, and plug-and-play APIs, creating a seamless user experience for businesses. By enabling clients to better understand credit and develop their own credit products, Embifi aims to streamline the lending and payment processes, ultimately making it easier for consumers to secure vehicle loans with transparent pricing and competitive interest rates.

EximPe is a company focused on facilitating cross-border trade by providing a digital platform that streamlines workflows for exporters and importers. Established in 2021 and based in Singapore, EximPe manages various aspects of trade including sellers, buyers, processes, payments, and financial services. The platform digitizes payments, compliance, and financial transactions, allowing small and mid-size enterprises (SMEs) in India to enhance their export and import activities. By partnering with leading Indian banks, EximPe aims to simplify the complexities of international trade, enabling businesses to send and receive payments globally.

Fundfina is a financial inclusion platform designed to support micro and small enterprises by providing access to affordable financial services. The company focuses on offering products that help businesses grow, manage, and protect their cash flows. Utilizing advanced technologies such as machine learning and data science, Fundfina assesses the behavior and creditworthiness of its users, allowing for seamless digital access to credit and recurring working capital. The platform features an open and secure marketplace, enhanced by a big-data enabled risk engine and API-based integrations, which improves the financing experience for small business owners and retailers. Through its innovative approach, Fundfina aims to empower small enterprises to thrive in a competitive market.

Eplane builds and develops electric air transportation systems.

Credit Dharma is rebranded as Threedots. Credit Dharma democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Credit Dharma’s platform offers a digital marketplace featuring competitive quotes from an array of home loan providers for seamless purchase. The company was founded in 2021 by Ex-groww team and is headquartered in Bengaluru, India

Care.Fi is a fintech company that provides innovative financing solutions tailored for hospitals, doctors, and allied suppliers in the healthcare sector. Its financial platform offers a range of services, including supply chain financing, invoice discounting, receivables financing, unsecured business loans, and working capital loans. By enabling healthcare organizations to access their bank accounts and receive real-time updates on payment dues and transactions, Care.Fi enhances financial transparency and efficiency within the healthcare industry. This comprehensive approach helps healthcare providers manage their finances more effectively, ultimately improving their operational capabilities.

Siply Services is a tech-enabled micro-savings app, that, for, the first time in India, makes it possible to save as low as 1 rupee to democratize savings and make India financially independent.

Kitchens Centre is a New Delhi-based company that specializes in providing rental spaces for shared kitchens, focusing on cloud kitchen solutions. The company offers comprehensive services, including commercial kitchen space and the necessary infrastructure to support food production specifically for online delivery. In addition to physical facilities, Kitchens Centre assists clients with branding, order management, delivery logistics, and maintenance services, all facilitated through cloud-based software. This approach enables online food delivery businesses to minimize food handling costs and operational expenses while enhancing their brand image in a competitive market.

TagZ Foods is a snack brand focused on providing high-quality, healthier snacking options, primarily targeting the GenZ demographic. The company specializes in manufacturing popped chip snacks and a variety of other food products, including cookies and dips, in an array of flavors. By offering baked rather than deep-fried snacks, TagZ Foods aims to deliver enjoyable taste experiences alongside nutritional transparency, appealing to consumers who are health-conscious yet enthusiastic about flavor. The brand emphasizes affordability, making it accessible for a broad audience seeking better snack choices.

Fundly.ai is a fintech platform embedded in the healthcare vertical to provide innovative financing and allied solutions to the pharma distribution tail, specialty players, and brands.

MemeChat is an app that assists meme makers in getting compensated by brands for their work. Users can create memes using premium templates and be paid once they are approved. As another option, users can earn making memes in the requested category and get paid by brands.

Klub is a fintech company that specializes in providing flexible revenue-based financing to digital businesses and small to medium-sized enterprises (SMEs) with recurring revenues. By leveraging financial innovation and deep data analytics, Klub offers tailored growth capital solutions to high-affinity brands across various sectors. The company facilitates access to funding through multiple capital structures, catering to businesses at different stages of their growth. This includes financing for marketing, inventory, and capital expenditures. Klub collaborates with non-banking financial institutions, high net worth individuals, and financial institutions to empower entrepreneurs and help them scale their operations effectively. Through its investment platform, Klub aims to support the growth of beloved brands while ensuring a vested interest in their success.

Decipher Health is a company that focuses on diabetes management through an innovative platform powered by artificial intelligence. This platform is designed specifically for individuals in India, helping them navigate daily decisions related to diet, exercise, and self-management of their condition. By offering AI-enabled solutions, Decipher Health aims to simplify the complexities associated with managing diabetes, allowing patients to take greater control over their health and enhance their overall well-being.

Dukaan is a platform that allows small merchants to create online stores quickly and efficiently, claiming to facilitate this process in just 30 seconds. It caters to businesses of all sizes by providing an e-commerce solution that includes features such as fast loading times, simple product uploads, multiple payment gateways, and customizable themes. Additionally, Dukaan offers functionality for managing staff accounts, advanced analytics, and multi-warehouse operations, enabling users to establish a professional online presence and effectively oversee their sales activities.

TransBnk is a transaction banking platform designed for corporate, commercial, and institutional clients, facilitating agile and secure financial transactions through Embedded Finance and Software as a Service (SaaS). The platform enhances domestic cash management and payment processes by providing real-time settlement, fraud prevention, and compliance with regulatory standards. In collaboration with banks, TransBnk offers a range of services, including escrow, trade finance, supply chain financing, and custodial services, which collectively improve efficiency, transparency, and security for its clients.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

Vitraya is an insuretech startup based in India, founded in 2019, that specializes in developing a healthcare claims settlement platform for hospitals, healthcare providers, and insurers. The platform employs smart contracts and blockchain technology to enhance data security and streamline the claims process. By detecting document and identity forgery and automating the screening of documents against policy codes, Vitraya enables real-time payouts and instant approvals, thereby improving the efficiency of claims settlements. The company's mission focuses on enhancing the patient experience through more effective settlement systems, allowing clients to safely manage and finalize settlement contracts.

Minko is a retail fintech platform that specializes in providing credit facilities to small and retail shop owners, enabling them to access low-cost, instant short-term loans for business growth. Additionally, Minko has developed a digital payment platform aimed at offering micro-banking services, particularly in rural areas. This platform facilitates faster payments for suppliers and distributors while also enabling offline retail stores to function as small payment outlets. Through its services, Minko supports businesses in rural communities by enhancing their ability to accept digital payments and providing value-added services, thereby promoting economic growth and improving access to instant payments and money transfers for local residents.

Decentro is a developer of an API banking software platform that facilitates the seamless launch of banking products. By integrating with various banking APIs, the platform allows clients to execute financial integrations efficiently using minimal code. This capability simplifies the product development cycle, enabling businesses to customize their offerings and access desired modules in a straightforward manner. Decentro's focus on automation further enhances the ease of integration, making it a valuable solution for companies looking to streamline their financial product development processes.

FidyPay is a prominent fintech company in India that offers a comprehensive platform designed to facilitate digital financial services. The company provides plug-and-play APIs that cater to a wide range of clients, including startups, businesses, merchants, and entrepreneurs, enabling them to enhance their transaction processes. FidyPay focuses on creating a cashless economy by ensuring stability, security, and compliance in financial transactions. Its services aim to bridge the digital gap in the country by delivering open banking solutions that help clients manage their customers' financial needs effectively. By promoting financial inclusion and simplifying micro-payment transactions, FidyPay is playing a crucial role in the digitization of financial services in India.