GrowthCap Ventures

RePut AI aims to revolutionize supply chains globally by offering unmatched visibility, helping businesses achieve sustainability objectives, and promoting a circular economy. By emphasizing sustainable practices in high-impact industries, RePut.ai enables enterprises to reduce carbon emissions, recycle responsibly, and proactively handle disruptions, fostering a more environmentally friendly future for everybody.

Advance Mobility is a fleet company focused on providing ridesharing services that prioritize convenience, efficiency, and environmental sustainability. The company operates a fleet of vehicles powered by compressed natural gas (CNG), presenting an eco-friendly alternative to conventional gasoline or diesel vehicles. By offering sustainable transportation options, Advance Mobility aims to enhance urban mobility while reducing the environmental impact associated with traditional transportation methods.

PumPumPum offers a subscription-based service for pre-owned cars, providing users with an affordable, convenient, and risk-free alternative to traditional car ownership. Users can select from a pool of certified vehicles without worrying about price, financing, warranty, quality, or depreciation.

Coverself develops a cloud-native platform designed to analyze and execute payment integrity programs in the healthcare industry. Its platform prevents and adapts to evolving claims inaccuracies, reducing complexity and administrative costs through unified dedicated services.

The Krishi is an AI-based mobile app that educating farmers about modern agricultural practices.

Embifi is a B2B financial platform developer focused on simplifying access to financing, particularly for electric vehicles. The company offers a digital loan-facilitating platform that provides businesses with a white-label solution for financing, lending, and payments. Its platform includes features such as instant reports and analytics, a unified dashboard, and plug-and-play APIs, which enable businesses to enhance their understanding of credit and develop tailored credit products. By streamlining the loan process, Embifi enables consumers to secure loans efficiently with straightforward pricing and interest rates.

EximPe is a Singapore-based company founded in 2021 that specializes in facilitating cross-border trade by digitizing workflows for exporters and importers. Its technology platform is designed to enhance the export and import volumes of small and mid-size enterprises (SMEs) in India. By providing a suite of services, including payments, compliance management, and financial services in collaboration with prominent Indian banks, EximPe streamlines the complexities of international transactions. The company's innovative approach aims to simplify processes, making it easier for businesses to navigate cross-border trade and enhancing their financial capabilities on a global scale.

Fundfina facilitates small business growth by offering affordable financial services through its secure marketplace platform. It employs advanced data analytics and API integrations to assess creditworthiness and manage cash flow risks, initially focusing on micro and small enterprise working capital.

Eplane builds and develops electric air transportation systems.

Credit Dharma is rebranded as Threedots. Credit Dharma democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Credit Dharma’s platform offers a digital marketplace featuring competitive quotes from an array of home loan providers for seamless purchase. The company was founded in 2021 by Ex-groww team and is headquartered in Bengaluru, India

Care.Fi is a fintech company that specializes in providing innovative financing solutions tailored for hospitals, doctors, and allied suppliers within the healthcare sector. The company's financial platform offers a range of services including supply chain financing, invoice discounting, receivables financing, unsecured business loans, and working capital loans. By enabling healthcare organizations to access their bank accounts and receive real-time updates on payment dues and transactions, Care.Fi aims to enhance financial transparency and operational efficiency in the healthcare industry.

Siply is a digital finance platform in India focused on promoting micro-savings among underserved populations. Through its innovative app, Siply allows users to save amounts as small as 1 rupee, thereby making savings accessible to a broader audience. The platform offers various investment options and features such as instant withdrawal and digital onboarding, which facilitate easy integration of savings habits into daily life. By targeting individuals and businesses with low capital commitments, Siply aims to foster financial independence and empower users to manage their savings effectively.

Kitchens Centre is a New Delhi-based company that specializes in providing rental spaces for shared kitchens, focusing on cloud kitchen solutions. The company offers comprehensive services, including commercial kitchen space and the necessary infrastructure to support food production specifically for online delivery. In addition to physical facilities, Kitchens Centre assists clients with branding, order management, delivery logistics, and maintenance services, all facilitated through cloud-based software. This approach enables online food delivery businesses to minimize food handling costs and operational expenses while enhancing their brand image in a competitive market.

TagZ Foods is a snack food manufacturer specializing in popped chip snacks. They offer a range of high-quality, baked snacks including chips and cookies, catering to health-conscious consumers seeking tasty options.

Fundly.ai is a fintech platform embedded in the healthcare vertical to provide innovative financing and allied solutions to the pharma distribution tail, specialty players, and brands.

MemeChat is an app that assists meme makers in getting compensated by brands for their work. Users can create memes using premium templates and be paid once they are approved. As another option, users can earn making memes in the requested category and get paid by brands.

Klub is a fintech company that provides revenue-based financing and growth capital to digital businesses and brands with recurring revenue. Its platform blends financial innovation, community engagement, and data-driven analytics to offer flexible capital structures for growth needs such as marketing, inventory, and capital expenditures. Klub sources capital from non-bank financial institutions and high-net-worth individuals, aligning funding with revenue performance and enabling brand owners to scale without fixed repayment schedules. The company serves entrepreneurs across sectors, focusing on brands with strong customer affinity.

Decipher Health develops an AI-driven platform designed to assist individuals with diabetes in India manage their diet, exercise, and other self-care activities.

Dukaan is a platform that empowers small merchants to create online stores quickly and efficiently, with claims that the setup process can be completed in as little as 30 seconds. It offers a range of features suitable for businesses of all sizes, including fast loading times, easy product uploads, and multiple payment gateways. The platform also provides customizable themes, staff accounts, advanced analytics, and multi-warehouse management capabilities, allowing merchants to establish a professional online presence and effectively manage their sales operations. By focusing on ease of use and comprehensive functionality, Dukaan facilitates the transition of traditional businesses to the digital marketplace.

TransBnk is a transaction banking platform designed to facilitate agile, secure, and efficient financial transactions for corporate, commercial, and institutional clients. The company leverages Embedded Finance and Software as a Service (SaaS) to enhance domestic cash management and payment processes. By working closely with banks, TransBnk offers a range of services, including escrow, trade finance, supply chain financing, and custodial services. The platform is equipped with features such as real-time settlement, fraud prevention, and compliance with regulatory requirements, thereby ensuring increased efficiency, transparency, and security for its clients.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

Vitraya is an insuretech startup based in India, founded in 2019, that focuses on transforming the healthcare claims settlement process. The company has developed a platform designed to facilitate automated, real-time payouts and claims settlements between hospitals, healthcare providers, and insurers. Utilizing smart contracts and blockchain technology, Vitraya ensures data security through private block structures while effectively detecting document and identity forgery. The platform also automates the screening of documents against policy codes and enables instant approvals, enhancing the overall efficiency of the claims process. Vitraya's mission centers on improving patient experiences by streamlining and optimizing healthcare settlement systems.

Minko is a retail fintech platform that specializes in providing credit facilities to small and retail shop owners. The company offers a smart credit product that enables retailers to access low-cost, instant short-term loans, facilitating business growth. Additionally, Minko has developed a digital payment platform that delivers micro-banking services, particularly aimed at rural areas. Through its software application, Minko helps suppliers and distributors receive payments more quickly and offers a range of services including digital payment acceptance and value-added services. This approach supports rural offline retail stores in transforming into small payment outlets, thereby enabling local residents to access instant payments and money transfers.

Decentro is a developer of an API banking software platform that facilitates the seamless launch of banking products. By integrating with various banking APIs, the platform allows clients to execute financial integrations efficiently using minimal code. This capability simplifies the product development cycle, enabling businesses to customize their offerings and access desired modules in a straightforward manner. Decentro's focus on automation further enhances the ease of integration, making it a valuable solution for companies looking to streamline their financial product development processes.

FidyPay is a prominent Fintech company in India that specializes in providing a comprehensive platform for digital financial services. The company develops a suite of plug-and-play APIs designed to facilitate secure and efficient transactions, thereby contributing to India's shift towards a cashless economy. FidyPay focuses on bridging the digital divide by offering open banking services that empower clients, including startups, businesses, and merchants, to meet their customers' financial needs. Its platform ensures stability during transactions while addressing security and compliance requirements, enabling clients to seamlessly deploy digital products and enhance financial inclusion in the micro-payment sector.