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20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

Medway is a platform dedicated to enhancing the quality of medical care in Brazil by focusing on education. It offers medical teaching services aimed at assisting medical students and young physicians in navigating the challenges of their training. The company addresses key concerns such as study strategies for medical residency, preparation for competitive exams, and effective planning of internship activities alongside study commitments. Through its educational resources, Medway supports aspiring medical professionals in achieving their goals and ultimately improving healthcare quality in the region.

NG.CASH is a digital app designed to help Generation Z become financially independent. It allows users to manage their own money with solutions such as PIX (Brazil’s “instant-payment” method), prepaid credit cards, allowance management, and a virtual card. Structured as a financial hub, NG.CASH aims to accompany its clients throughout their lives and increase financial literacy in the region.

Mycon is a fintech startup that aims to transform the consortium market in Brazil. The company offers consortium administration services that facilitate collective purchasing of goods and services for consumers. Its platform enables individuals to join consortium groups to acquire properties, vehicles, motorcycles, and other services through a structured system of monthly payments and bidding processes. This approach allows participants to achieve their goals of acquiring significant assets while adhering to a regulated and secure saving scheme.

Nomad is a fintech company that provides financial services such as a bank account and an investment platform. It develops an application where users can open an account and can use it to travel, buy, save money, and invest in the USA. It also offers remittances and a debit card.

Evino is an online wine retailer based in Sao Paulo, Brazil, founded in February 2013 by Ari Gorenstein and Marcos Leal. The company aims to enhance the wine-drinking culture among Brazilian consumers by providing a diverse and frequently updated selection of premium wines at competitive prices. Evino's exclusive online store features a variety of wines, including red, white, rosé, and sparkling options, catering to different tastes and preferences. Additionally, for customers seeking convenience, Evino offers a monthly subscription service known as Evino Club, which curates wine selections tailored to individual preferences. Through its innovative approach, Evino establishes itself as a significant player in the Brazilian alcoholic beverages market.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

Goomer is a Brazilian company based in Sorocaba that specializes in developing an omnichannel food service system for restaurants, hotels, and bars. Founded in 2014, Goomer provides a self-service platform that includes digital menus displaying images and descriptions of dishes and drinks, as well as a self-delivery totem for food establishments. This platform enables consumers to place orders via smartphones, tablets, and kiosks, whether they are dining in, ordering for delivery, or arranging for pick-up. Goomer's system not only streamlines service but also personalizes customer experiences by suggesting sales and facilitating payment and feedback. Through its innovative solutions, Goomer aims to enhance the agility and profitability of food service businesses.

Octa specializes in the demobilization and monetization of end-of-life vehicles, contributing to the optimization of the automotive circular economy. The company operates a circular marketplace that facilitates connections between fleets and vehicle disassembly facilities in Brazil. Its platform serves as a bridge for individuals and businesses with inactive, damaged, or scrapped vehicles, directing them to appropriate dismantling centers. Octa ensures that these centers follow best practices for dismantling, allowing for the effective reuse of repairable parts. By promoting accessibility and fairness within the automotive sector, Octa aims to democratize access to quality, affordable automotive parts while fostering sustainable practices in vehicle management.

EmCasa is a real estate platform based in Brazil that facilitates the buying and selling of homes through innovative technology and a strong commitment to customer service. The platform offers features such as virtual tours that provide detailed insights into properties, including wall colors, space dimensions, and unique room characteristics. By enhancing the home-buying experience, EmCasa aims to save users time and money while minimizing stress and inefficiencies. Additionally, the company provides data-driven advisory services at competitive commission rates, making the process more accessible and streamlined for its users.

Gringo is a car management application founded in 2019 by Juliano Dutra in Sao Paulo, Brazil. The platform aims to simplify the consultation and payment of vehicle-related debts, transforming traditionally cumbersome processes into more efficient experiences. Gringo offers features that facilitate buying, selling, financing, and insuring vehicles. Its application provides real-time alerts regarding fines, annual taxes, points, and license expiration, allowing users to manage their vehicle documents effectively. Additionally, Gringo seeks to foster a community around automotive issues through social networks, enhancing user engagement and support.

Omie is a Brazilian software company founded in 2013, headquartered in São Paulo. It specializes in developing cloud-based enterprise resource planning (ERP) and financial services tailored for small and medium-sized enterprises. The company's platform integrates business processes by offering tools for accounting and customer relationship management, enabling users to issue fiscal notes, manage receivables, and monitor daily operations effectively. Omie's software is designed to be simple, intuitive, and affordable, fostering a collaborative ecosystem where entrepreneurs and accountants can work together seamlessly to enhance business efficiency.

Kovi is a digital car rental company headquartered in São Paulo, Brazil, that operates primarily in Brazil and Mexico. Founded in 2018, Kovi provides an online platform designed to serve rideshare and delivery drivers, promoting safer, more affordable, and accessible mobility solutions for millions. The company employs an asset-light model by collaborating with automakers and traditional car rental firms, allowing it to offer flexible and convenient on-demand rental services. Kovi's technology-driven approach enhances the travel experience for users, catering to the evolving needs of the modern commute.

Mooba offers discount coupons, exclusive offers, and even cash back. The company works as a loyalty program but instead of users earning points, who need to accumulate until trading for a product, users will earn refunds on every purchase made online and these values ​​can be withdrawn at any time. Mooba was founded on 2014 and is headquartered in São Paulo, Brazil.

Conta Black is a fintech company based in Brooklin Paulista, Brazil, founded in 2015. It provides a range of online banking services designed to facilitate financial management for its users. The company offers a digital bank account, a Black Money Card, and features such as mobile application access, internet banking, and loans. Users can execute financial transactions including ticket issuance, transfers between their Black Account and other banks, account payments, and withdrawals through the 24 Hour Network. By streamlining these financial services, Conta Black enables individuals to manage their finances more effectively.

Movimento Black Money serves as a vital resource for the Black community in Brazil, focusing on enhancing their economic participation and autonomy in the digital landscape. The organization addresses the unique challenges faced by this community by offering a range of financial resources and educational programs. It operates a digital marketplace and functions as a financial institution, providing tools and support to empower Black entrepreneurs and youth. Through its initiatives, Movimento Black Money aims to foster an innovative mindset, promote business development, and ultimately transform the Black entrepreneurial ecosystem.

Diaspora.Black is a travel technology platform established in 2016 and based in Sao Paulo, Brazil, that focuses on promoting black culture and fostering racial equality in tourism. The company offers a wide range of services, including city tours, accommodations, cultural activities, and online courses. Clients can book various travel experiences, such as tours and event participation, while hosts can register their accommodations and events on the platform. Diaspora.Black also provides training and certification for hosts and operators, aiming to enhance the quality of service and promote racial diversity within the tourism sector.

The Alura born of Caelum, a renowned company of classroom training in technology. The founders, Paulo Silveira and Guilherme Silveira, realized that many students did not have access to our content due to distance and time, and others adapted to different rhythms of class. Caelum Online was born in 2011 and, with the success of the project, we created our own brand in June 2013, Alura. Our mission is to create a platform for learning technology, in which you can discuss, participate and enrich your knowledge, investing your time in the best possible way, when and where you want. The challenge is to make you feel part of this group of technology professionals who want to be better than they were yesterday, so we went way beyond the classic video lessons . No wonder we have more than 700 thousand messages in our forum of doubts and discussions. We have created a collaborative learning environment, not just another class catalog. With updated and didactic courses , this is where you will improve your skills as a technology professional! Always focusing on the reality of the Brazilian market, taking care to insert the context of this rich and complicated domain. Visit our blog , get to know our more than 700 courses and see what's new . Learn more about our story in this podcast . Finally, we hope you will be part of this great community that is Alura.

Take is a Platform business that enhances the way brands interact with customers. We have more than 400 clients in Brazil, with 70 of them among the 500 largest in Brazil. Currently we have more the 7 million active users interacting with our platform and this number is growing in a pace bigger than 10% MoM. BLiP, our platform is exponential and we already have more than 350 APIs endpoints available on that. We were told by WhatsApp that we are their TOP 1 Business API solution provider worldwide. Besides WhatsApp, we are official partners of Google, Apple, Amazon, Facebook and Instagram. We are one of the Apple global partners for Apple Business Chat, and the only one in Brazil. We have a powerful culture and believe that Our team is the most relevant asset of our company. This year we are elected the 14th best company to work in Brazil and the second one in our estate, Minas Gerais, by the Global recognized Great Place to Work Rank and because of BLiP, our platform, we were selected as one few Cool Vendors in Brazil by Gartner in 2017. Take is an API communication platform that enhances the way clients interact with customers by connecting several corporate workflows (CRM, Customer Service, Analytics, etc.) with all conversational channels such as WhatsApp, Apple Business Chat, Facebook Messenger, Google Assistant, etc. We are similar to LivePerson and Twilio in the US and currently integrate more than 350+ API, and we are profitable ;)

Alice is a Brazilian healthcare company that is transforming health insurance through a comprehensive, technology-driven approach. The company has developed an end-to-end healthcare system that combines advanced technology and data analytics with proprietary primary care services. Alice focuses on creating strong connections between individuals and their healthcare teams, facilitating personalized care and improving clinical outcomes. Its offerings include assistance with appointment scheduling, health plan monitoring, and recommendations for specialist visits, all aimed at enhancing accessibility to healthcare services. By implementing value-based agreements with health providers, Alice delivers a superior healthcare experience while reducing costs for its clients.

Revelo Brasil is a staffing and recruiting company that specializes in connecting businesses with skilled tech professionals and software developers in Latin America. The company offers a digital recruiting platform that centralizes the profiles of Brazilian job seekers, allowing companies to source, screen, and recruit talent efficiently. Revelo provides two primary solutions: access to a vast network of over 400,000 vetted developers, managing all aspects from sourcing to compliance and payroll, and enhancements for large language models (LLMs) by supplying high-quality human data from elite developers. This enables rapid scaling of development teams and improves the output of LLMs through specialized post-training solutions. Revelo's comprehensive services are designed to simplify the recruitment process, ensuring compliance and quality while allowing companies to focus on their core objectives.

Méliuz S.A. is a Brazilian company that operates a cashback program, providing consumers with free discount coupons from various online stores. Founded in 2011 by Israel Salmen and Ofli Guimarães, the company is headquartered in Belo Horizonte, Brazil. Méliuz allows users to receive a portion of their spending back directly into their bank accounts, promoting savings and enhancing the online shopping experience.

Justto is a Brazilian company that specializes in Legal Tech solutions, specifically through its online arbitration platform. Founded in 2011 and headquartered in Sao Paulo, the company provides an agreement negotiation automation software that incorporates an intelligent robot, allowing for high levels of customization. Justto's platform connects individuals to resolve conflicts efficiently, aiming to suggest the most effective solutions. The company's mission centers on facilitating access to justice, making legal processes more accessible and streamlined for users.

Redação Nota 1000 is an educational technology company based in São Paulo, Brazil, specializing in online essay editing for students preparing for the ENEM exam. Founded in 2014, the platform offers a comprehensive evaluation of written texts, providing detailed correction reports that highlight specific areas for improvement. By utilizing machine learning algorithms and artificial intelligence, Redação Nota 1000 aims to enhance writing skills among students, ultimately contributing to better academic performance. The company's mission is to transform education in Brazil through effective writing development, ensuring that students receive structured guidance to refine their essay writing and proofreading abilities.

DataRisk is an online predictive modeling platform that specializes in credit, collection, and fraud prevention, primarily serving financial institutions. Founded in 2015 and headquartered in Florianópolis, Brazil, the company offers a scalable web solution that allows for rapid model deployment, often within a few hours. Its software-as-a-service (SaaS) platform democratizes access to data science, enabling businesses to develop and automatically update machine learning models for various applications, including credit assessment and marketing. By automating document-checking processes and analyzing internal data, DataRisk helps clients enhance efficiency and reduce financial risk, thereby decreasing bad debts. The platform is designed to extract valuable insights and generate predictive models that support informed decision-making.

DealerSites specializes in providing digital solutions for automotive dealerships by creating customizable websites that enhance the online shopping experience for customers. The company's tools are designed to be user-friendly, enabling dealers to quickly adapt their sites with various offers and features. With a strong presence in Brazil, DealerSites operates 500 active stores and is an authorized vendor for several major automotive brands, including Fiat, Jeep, and Mitsubishi. By focusing on performance, DealerSites aims to increase website traffic and improve lead conversion rates, allowing dealerships to effectively measure their results and adjust their strategies accordingly.

Grão Direto LTDA operates a digital trading platform that facilitates the buying and selling of grains, connecting farmers and grain buyers in a more efficient manner. Founded in 2016 and based in Uberaba, Brazil, the platform enables users to negotiate and finalize deals for spot, future, or barter trades. It enhances market intelligence, allowing producers and buyers to make informed decisions regarding pricing and grain selection. Additionally, Grão Direto supports various processes related to grain trading, including logistics, contract management, and financial products. The platform is accessible via both a web interface and a smartphone application, catering to a diverse range of users, including cooperatives, trading companies, traditional brokers, and warehouses. By integrating technology into grain commercialization, Grão Direto aims to modernize the agricultural commodity chain in Brazil and beyond.

Leads2b is a technology solutions company based in Curitiba, Brazil, that focuses on enhancing sales efficiency in the B2B market. Established in 2014, the company utilizes big data and artificial intelligence to streamline the prospecting process and automate marketing efforts. Its platform offers comprehensive features for commercial management, including customer relationship management (CRM) and post-sales support, aimed at equipping businesses with valuable market insights. By improving the effectiveness of these processes, Leads2b helps its clients generate leads and achieve their sales objectives.

Vittude is a healthcare platform that connects patients with psychologists for both in-person and virtual consultations. It addresses the growing mental health crisis, especially in Brazil, where a significant portion of the population suffers from anxiety, stress, and depression. The platform enables users to schedule appointments and engage in video conferences with therapists, while also providing valuable psychological content. Vittude serves over 70 corporate clients, including notable companies like Grupo Boticário and Microsoft, helping to enhance employee mental health and well-being. The increasing adoption of online therapy, particularly accelerated by the Covid-19 pandemic, highlights the importance of mental health support in attracting and retaining talent. Additionally, Vittude has established itself as the leading source of mental health content in Latin America, drawing more than 3 million unique visitors each month, significantly outpacing its nearest competitor.

Cuidas is a health tech startup based in São Paulo, Brazil, established in 2018, with a mission to enhance healthcare access and delivery. The company specializes in connecting primary care physicians with employees at various companies through its innovative platform. This platform allows for the scheduling of appointments and the coordination of care teams to offer personalized healthcare plans and check-ups. By focusing on onsite employee wellness, Cuidas aims to provide economical, personalized, and holistic health support for workforces, ultimately improving overall health outcomes for employees.

Convenia is a cloud-based platform based in São Paulo, Brazil, that offers tools designed to enhance corporate engagement and simplify human resources management. The platform streamlines various personnel management tasks, including employee admission, management, vacation tracking, and payroll processing. By providing practical solutions for everyday HR activities, Convenia enables organizations to improve their operational and administrative efficiency. Additionally, it offers access to a network of over 5,500 establishments that provide various corporate advantages, making it a comprehensive resource for businesses seeking to enhance their employee management processes.

Magnetis Consultoria De Investimentos LTDA. operates an investment platform that focuses on financial planning and wealth management. Founded in 2012 and based in São Paulo, Brazil, the company provides digital solutions to help individuals develop long-term investment strategies. Through the use of sophisticated algorithms, Magnetis manages diversified, low-cost portfolios tailored to each investor's profile. Clients can invest directly online, allowing them to monitor their assets while the company ensures their investment plans remain aligned with their financial goals. In addition to investment management, Magnetis offers consultation services for property purchases, retirement planning, and other financial needs, making it a comprehensive resource for personal financial growth.

Glic is a web and mobile glycemic control platform developed to assist in the routine of diabetes care. In addition to participating in the daily lives of those who have diabetes and their caregivers, he connects with the medical team in real time, through an electronic medical record, promoting informed decisions for the treatment of diabetes. From the data generated by patient users, doctors and nutritionists, it is possible to generate a series of indicators to understand the diabetes market in Brazil.

Nama is an automated chat platform that leverages artificial intelligence to streamline customer service, making it simpler, faster, and more cost-effective. Founded in 2014 in Brazil, the company offers a proprietary AI API, an open-source framework for developing chatbots, and an AI suggestions system for customer service representatives. By integrating human intelligence with advanced machine learning, Nama helps businesses address rising customer expectations at scale. The platform aims to reduce the significant financial impact of poor customer service, which costs the U.S. economy approximately $100 billion annually due to long wait times. Research indicates a strong consumer preference for chat over traditional communication methods, such as email or phone. Nama addresses this demand by providing a solution that combines the strengths of live chat with the efficiency of chatbots, enhancing the overall consumer experience while supporting businesses in improving their customer service strategies.

Sallve is a direct-to-consumer beauty brand in Brazil that focuses on creating high-quality, safe cosmetics at fair prices. The company targets Gen Z and millennial consumers, offering a variety of personal care products such as cleansers, antioxidant moisturizers, and scrubs. Sallve's innovative approach is underpinned by a team of co-founders who include successful digital entrepreneurs, a prominent beauty influencer, and experienced professionals from the beauty industry. By leveraging an online platform, Sallve aims to meet the discerning needs of young consumers, positioning itself as a preferred choice for those seeking effective skincare solutions.

Remessa Online is a Brazilian-based platform that specializes in foreign exchange and international money transfer services. Founded in 2016 and headquartered in São Paulo, the company caters to both individuals and businesses, enabling them to conduct incoming and outgoing wire transfers to and from over 100 countries. With a commitment to simplifying cross-border transactions, Remessa Online utilizes proprietary technology to streamline the money transfer process, offering fees significantly lower than traditional local solutions. Since its inception, the platform has served over 300,000 customers, focusing on enhancing the experience of global citizens and businesses while addressing their international financial needs.

Sanar is a comprehensive platform dedicated to supporting the development of healthcare professionals throughout their careers. Initially established as a knowledge platform for medical students, it has evolved to provide a range of solutions tailored to various stages of a healthcare professional's journey. For students, SanarFlix offers a wealth of educational content from top educators, assisting them in navigating the challenges of medical school. During the transition to medical residency, Sanar Medical Residency provides resources for test preparation, helping aspiring doctors gain admission to prestigious programs in Brazil. For practicing physicians, SanarYellow serves as a clinical decision-making tool, offering access to the latest guidelines, protocols, and drug interactions for effective point-of-care decisions. Additionally, SanarUp aims to enhance physicians' financial stability by offering credit products designed to support them during the more challenging phases of their careers. Overall, Sanar is committed to empowering healthcare professionals with the knowledge and tools necessary for success.

Olist is a Brazilian company headquartered in Curitiba that operates an online e-commerce platform designed to facilitate sales for small and medium-sized businesses (SMBs). It acts as a commerce enabler by connecting entrepreneurs to major online marketplaces, allowing them to advertise and sell their products seamlessly. Olist's offerings include Olist Store, which helps merchants sell on various marketplaces, and Olist Shops, a mobile-first e-commerce solution integrated with social media and accessible in 180 countries. Additionally, Olist provides logistics services through Olist Pax, a cloud-based network that supports fulfillment in Brazil, and financial services through Olist Credit and Olist Pay, assisting SMBs with their capital needs. As a leading commerce enabler, Olist is expanding its reach beyond Brazil to serve the global market.

Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company is currently in closed beta, preparing to launch its first product, a free mobile account tailored exclusively for SMEs. Cora aims to streamline financial processes by offering a modern platform that reduces bureaucracy and simplifies day-to-day financial tasks for entrepreneurs. In addition to the mobile account, Cora plans to introduce a range of payment solutions, credit products, and financial management tools, all designed to support the unique needs of small businesses. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to enhance the financial landscape for SMEs in Brazil.

Warren Investimentos is an investment brokerage and wealth management firm based in Brazil, specializing in providing tailored investment solutions for clients at various life stages. The company distinguishes itself as the first in Brazil to adopt a goal-based investment model, a strategy previously utilized primarily by ultra-high-net-worth individuals abroad. Warren Investimentos emphasizes a client-centric approach that aligns its services with the specific objectives of each investor, effectively mitigating conflicts of interest that often arise in the market. Through its innovative wealth management platform, the firm enables clients to set investment goals, analyze results, and track performance, thereby facilitating informed decision-making and enhancing the overall investment experience.

Prol Educa is an educational inclusion program based in Pernambuco, Brazil, founded in 2015. The organization aims to enhance accessibility to education by offering partial scholarships to students who cannot afford full tuition fees. Approved candidates may receive benefits that can cover up to 100% of their monthly payments. Prol Educa operates an educational platform that facilitates access to various forms of training, including basic education, technical courses, preparatory courses, free courses, and post-graduate studies, thereby enabling students to pursue their educational goals through scholarship opportunities.

iBench is an online marketplace based in Rio de Janeiro, Brazil, that connects scientists with suppliers of laboratory products and services. The platform enables users to easily compare prices and delivery times for various scientific inputs and equipment, facilitating efficient purchasing management and procurement for laboratories. By providing a space for suppliers to market their offerings, iBench enhances visibility in the biotechnology sector, making it simpler for scientists to access the resources they need for their research and experiments.

Treinus is a sports technology company based in Minas Gerais, Brazil, founded in 2013. It specializes in developing software solutions tailored for the sports industry, aiming to optimize the management of sports consultants, coaches, personal trainers, academies, and studios. The platform facilitates various functions, allowing sports mentors to schedule training sessions, monitor student progress, and manage payments. Additionally, it enables athletes to explore coaches' profiles and connect with them, promoting a healthy lifestyle and enhancing the overall training experience.

Aoca Game Lab is a creative team based in Salvador, Brazil, specializing in the development of story-based games. The company focuses on providing players with a unique and immersive gaming experience, appealing to a diverse audience that includes fans of narrative-driven gameplay, challenging mechanics, and visually stunning graphics. Through its innovative approach, Aoca Game Lab aims to engage players with captivating stories and detailed visuals, enhancing the overall enjoyment of their gaming experience.

Rizer is a no-code/low-code platform that revolutionizes how micro and small businesses manage their operations. With the mission to enhance management and corporate governance through clear and accurate data visibility, Rizer enables users to create and deploy cloud-based business applications intuitively, whether through voice commands or pre-built templates. Additionally, the platform boosts business efficiency by allowing the integration of AI into processes and the creation of scalable workflows. Currently, Rizer is focused on providing software development services to micro and small businesses based in Brazil.

Gestar is an online marketplace dedicated to enhancing social transformation in the Brazilian obstetric landscape. The platform connects families with various health and wellness professionals, including doulas, breastfeeding consultants, physiotherapists, and legal experts specializing in obstetric violence. By providing a user-friendly interface for scheduling appointments, Gestar ensures that users can select professionals based on humanization-oriented criteria. The service emphasizes active listening, personalized resources, and the expertise of its staff to deliver compassionate care. This approach fosters a supportive community where pregnant women, mothers, and fathers can access evidence-based information and receive the assistance they need during their parenting journey.

Delfos Energy develops and markets artificial intelligence solutions specifically for the energy sector, focusing on renewable energy assets. The company provides a real-time monitoring and analysis platform that enables users to manage operational data, optimize asset performance, and predict asset failures. By integrating advanced machine learning techniques with technical expertise, Delfos transforms existing data from wind turbines into actionable insights, helping customers achieve operational excellence. Founded in 2015 and headquartered in Fortaleza, Brazil, Delfos Energy aims to enhance the efficiency and reliability of energy operations through its innovative maintenance platform.

Pravaler S.A. is a financial services company based in São Paulo, Brazil, specializing in the private education sector. Established in 2001, it offers a range of solutions, including educational loans for undergraduate, graduate, and distance learning programs. Pravaler's digital platform assists students in managing their financial commitments, allowing those who are behind on payments to catch up and enroll in courses without incurring additional charges. The company also provides debt renegotiation options through its Desenrola program, enabling graduates to address outstanding debts with flexible repayment terms. In addition to its core lending services, Pravaler engages in the management and structuring of investment funds, consultancy services, and the administration of accounts payable and receivable, while also offering risk assessment and credit advisory services tailored to the education sector.

Encontre um Nerd LTDA operates a platform that connects users in need of computer repairs with qualified technicians. Headquartered in Curitiba, Brazil, the company specializes in on-demand Help Desk and IT infrastructure services tailored for small businesses. By simplifying support processes, Encontre um Nerd helps customers save time and money, offering a "pay on the go" model that allows small and medium-sized enterprises to lower their fixed monthly costs while enhancing perceived value. The company provides a range of services, including monitoring, IT management, and both remote and in-person support. Founded in 2014 by Bruno Okamoto Ramos, Daniel Tutida, and Bruno Falcao, Encontre um Nerd has received recognition for its innovative approach, including awards for excellence in small business support.

Mediação Online (MOL), established in 2015, is Brazil's first online platform for legal mediation. It specializes in resolving conflicts efficiently through technology, aiming to reduce Brazil's high litigation rate. MOL connects parties in dispute with legal counsels, facilitating binding agreements without the need for traditional legal contractors. The platform serves individuals and businesses across various sectors, including finance, retail, insurance, and real estate.

DeÔnibus is a bus travel platform with +8 years of experience helping millions of road travelers to book bus tickets online in Brazil. The Platform has +300 registered bus companies and +80% of geographic coverage in Brazil.

Caju is a Brazilian company founded in 2019, based in Pinheiros, that specializes in providing a comprehensive employee benefits platform. The company offers a benefit card that enables employees to access various benefits, including food stamps, transportation costs, and other human resource-related perks. Caju's platform allows companies to register employees and manage their benefits efficiently. Each employee receives a single Visa card, which can be used across multiple categories such as food, meal, mobility, culture, health, education, and home office expenses. Additionally, Caju's application tracks all benefits and vouchers, helping both companies and employees monitor their usage and adjust benefits according to individual needs and company policies.

Loft is a residential real estate transactional marketplace based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. As Brazil's first platform of its kind, Loft facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs managed by the company. The platform offers a searchable database that allows users to find, browse, and evaluate properties based on customer feedback and reviews. By utilizing proprietary transaction data and an end-to-end digital workflow, Loft modernizes the homebuying experience in Brazil, integrating various adjacent services to enhance the overall process for buyers and sellers.

Jobecam is a digital recruitment platform based in São Paulo, Brazil, that utilizes video technology and artificial intelligence to enhance the hiring process. The platform connects businesses with candidates, offering tools for video resumes, job applications, and remote interviews. By employing machine learning, Jobecam optimizes candidate screening by analyzing interview videos and reducing bias through anonymized interactions. Candidates are presented to recruiters via avatars and altered voices, ensuring their identities are concealed until they advance in the selection process. This approach aims to improve accessibility and diversity in hiring while allowing recruiters to focus on candidates' skills and competencies rather than personal characteristics. Jobecam can be integrated with existing HR systems, making it a versatile solution for modern recruitment challenges.

Nuria is transforming the healthcare ecosystem by providing a comprehensive online patient engagement solution in Brazil. The company has developed a digital platform that allows patients to schedule appointments and access healthcare services through a user-friendly interface available on both mobile and web. This platform integrates seamlessly with various healthcare providers' ERPs and EMRs, enabling efficient appointment booking and management. Additionally, Nuria has established a revolutionary integration platform that connects healthcare providers with a wide range of stakeholders, including insurance companies, health tech firms, distributors, and the pharmaceutical industry. With a network that encompasses over 2,000 providers and facilitates more than 50 million transactions annually, Nuria serves as a vital gateway in the healthcare market, positively impacting millions of patients.

Real Valor is a Brazilian company that offers a digital financial management platform focused on investment portfolio analytics. The platform allows users to closely examine their investments by providing insights and detailed information about their portfolios in a clear and user-friendly manner. By consolidating various investments and comparing them against market performance, Real Valor enables users to track profits on individual transactions and gain comprehensive visibility into their financial activities. This empowers investors to make informed decisions and enhance their overall profitability. As of November 2020, Real Valor operates as a subsidiary of Empiricus Research.

Yubb is a search engine focused on helping users discover profitable investment opportunities in Brazil. The platform allows users to input their investment amount and desired redemption duration, resulting in a curated list of investment options, including investment funds, fixed income, and variable income products. By utilizing this tool, clients can enhance their investment predictability and aim for returns that surpass inflation.

Fretespot offers a platform that brings shippers and transporters together. The company was founded in 2018 and based in Sao Paulo, Brazil.

Huggy is a digital customer service platform founded in 2015 and based in Feira de Santana, Brazil. The company aims to simplify and enhance digital service by offering a comprehensive suite of tools designed for marketing, support, customer success, and sales. Huggy's platform includes features such as WhatsApp integration, chatbots, and omnichannel support, which help businesses improve their customer management services and drive revenue growth.

Vuxx, established in 2015 and headquartered in São Paulo, Brazil, specializes in urban logistics. It operates a platform that connects businesses with independent cargo drivers, offering a comprehensive suite of services including routing, quoting, dispatching, real-time tracking, billing, and analytics. This modular, one-stop-shop solution enables retailers, shippers, distributors, and carriers to efficiently manage and deliver fractional cargo volumes to their customers.

CUCO Health is a Brazilian digital therapeutic platform designed to assist chronic patients in managing their medical treatment. The platform features a mobile application that offers medication reminders, educational content, and support for medication and treatment schedules. By collecting relevant data, CUCO Health enables care teams to improve patient engagement and adherence to treatment. The focus is on enhancing the overall medical experience for patients and fostering collaboration between patients and healthcare providers, ultimately empowering individuals to take an active role in their health management.

Singu is an online platform based in Sao Paulo, Brazil, that connects individuals with professionals in the beauty and wellness industry. Founded by Tallis Gomes in October 2015, the platform allows users to find and schedule a variety of services, including manicure, makeup, massage, and hair removal, at their convenience. By facilitating direct communication between clients and beauty experts, Singu enables customers to receive services in the comfort of their homes while also providing service providers with a means to promote their offerings.

BossaBox Marketplace Ltda is a Brazilian company that operates a digital platform connecting freelance designers, developers, and remote managers to facilitate the development of customized software. Founded in 2017 and headquartered in Sao Paulo, BossaBox addresses the high failure rate of technology projects within the IT services and digital transformation sectors. The platform enables users to communicate with managers, assemble project teams, submit proposals, and plan deliverables, thereby streamlining the process for both startups and established companies seeking qualified talent for digital product development. By empowering the tech community in Latin America, BossaBox aims to enhance the effectiveness of technology projects and mitigate the substantial financial losses associated with project failures in the industry.

PhoneTrack is a Brazilian company founded in 2015, based in Curitiba, that specializes in conversational intelligence. The platform enables businesses to manage phone calls and marketing campaigns effectively by measuring, analyzing, and qualifying voice data. PhoneTrack assists clients in monitoring both online and offline campaigns to identify which generate the most calls, thereby enhancing campaign performance and optimizing budget allocation. The platform provides detailed metrics for individual sales personnel, allowing businesses to ascertain which keywords and phrases are most effective in converting calls into sales.

EduSim is a collaborative platform designed to enhance English language learning through the integration of artificial intelligence. The company develops a digital teaching assistant that combines human expertise with AI technology to facilitate online education. By providing tailored support, EduSim aims to improve students' command of the English language in an efficient and user-friendly manner. The platform is focused on making quality language education accessible and engaging, leveraging advanced technology to create an effective learning environment. Founded in 2014 and based in Sao Paulo, Brazil, EduSim is committed to fostering human development through innovative educational solutions.

Solides Tecnologia S.A. is a Brazilian company based in Belo Horizonte that specializes in developing and operating a human resources platform focused on behavioral management. Founded in 2015, Solides offers software solutions designed to enhance recruitment processes, employee development, and retention strategies. The platform utilizes data intelligence and people analytics to assist HR professionals, coaches, and educators in identifying behavioral profiles during hiring, managing employee performance, and fostering overall talent growth. By improving employee productivity and reducing turnover costs, Solides aims to support organizations in effectively managing their human capital.

Agryo Inc. is a company specializing in artificial intelligence and blockchain technology to create a lending ecosystem tailored for farmers and individuals. Based in Brasília, Brazil, Agryo offers a peer-to-peer and marketplace lending platform that provides essential financial services, including credit assessments, risk evaluations, and contract monitoring through smart contracts. The company's infrastructure supports agribusiness by delivering services such as ratings, lending, insurance, price protection, savings accounts, and trade contracts. Additionally, Agryo provides global risk intelligence, enabling financial institutions to assess and manage risks at the crop field level for agriculture insurance, credit, trade finance, and environmental services. Established in 2018, the company focuses on improving the scoring and monitoring of financial services to help institutions automate and digitize their operations effectively.

Leve BEM is a Brazilian company based in Vargem Grande Paulista, São Paulo, that specializes in delivering organic and natural products. Founded in 2013, it focuses on providing food made from fresh, natural ingredients while ensuring that its production system respects the ecosystem and promotes fair trade practices. By managing the supply chain for organic produce, Leve BEM enables customers to access high-quality organic products directly, thereby fostering a sustainable approach to food consumption.

Operator of a private school search platform intended to provide complete, organized, and reliable information about Brazilian private schools. The company offers educational institutions qualitative and quantitative information, proprietary indicators, content, and data intelligence for schools and families to select the best suit for the family.

Kar4kids is a transport application that provides child mobility solutions for parents thinking of facilitating their family's routine. The app allows children and young people to do the activities that will most contribute to their future - languages, swimming, programming, among others -, without mothers and guardians having to travel for this. Kar4kids was established in 2018 and is based in Mogi das Cruzes, SP, Brazil.

SmarttBot is a Brazilian company that offers a platform for automated investment in the stock market. Its system allows traders to create, test, and implement customized investment strategies using algorithmic trading robots. Users can configure their strategies, which the platform executes by routing orders directly to leading brokers in Brazil. This enables the automated buying and selling of stocks throughout the day based on real-time market data and predefined user parameters. By streamlining the trading process, SmarttBot helps investors focus on more strategic investment opportunities without missing potential benefits in the market.

BLU365 operates a digital trading platform that facilitates debt negotiations for Brazilian consumers. The platform is designed to be user-friendly and intuitive, allowing clients to manage their debts effectively. By analyzing individual client profiles before proposing negotiation strategies, BLU365 enhances operational efficiency and improves outcomes for its users. The company has successfully conducted thousands of online negotiations across various sectors, aiming to provide tailored solutions that help customers maintain financial stability year-round.

Hyppe is an application assistant and helps in managing contacts and agenda with clients, all via WhatsApp. It automates their covers, informing them how to review and who to pay or not, always sending payment sheets for their customers in the event of an appointment with them. It was founded in 2018 and is headquartered in Belém, Brazil.

Meu Entrevistador is a Brazilian company established in 2014, headquartered in Sao Paulo. It operates a digital platform designed to assist job applicants in preparing for interviews and navigating the selection process. The platform features a collection of short videos that simulate real job interviews, conducted by prominent executives and HR representatives from Brazil. This resource aims to provide candidates with valuable insights and guidance on how to effectively present themselves during interviews and succeed in the job market. By offering a comprehensive range of materials, Meu Entrevistador helps users improve their skills and enhance their interview performance.

Social Miner is a marketing automation platform headquartered in Sao Paulo, Brazil, founded in 2013. The company specializes in utilizing artificial intelligence and big data to enhance People Marketing, enabling businesses to identify and engage with website visitors based on their interests and behaviors. By analyzing data collected from social networks and user navigation, Social Miner provides insights into consumer profiles and interactions. This approach allows companies to automate their communication strategies and foster closer connections with their customers. As of September 2020, Social Miner operates as a subsidiary of Locaweb Serviços de Internet S.A.

Estante Mágica is a children's book provider based in Nova Friburgo, Brazil, founded in 2009. The company operates an educational technology platform designed to enhance reading and writing skills among elementary school students. Through its innovative project, Estante Mágica allows students to write, illustrate, and publish their own books, fostering a stimulating learning environment that supports the exploration of individual talents. This approach not only promotes literacy but also develops essential socioemotional skills, such as self-confidence and curiosity, making a significant social impact in the educational landscape.

TNH Health creates AI-powered chatbots to help healthcare organizations engage and monitor large patient populations. Its expertise is built around population health management for emerging markets and its solutions have been specifically designed for low and middle-income populations where cost and access continue to be major constraints. The company works with public health systems to educate and monitor their populations, many of which are resource-constrained. Some of work includes: monitoring Zika and Dengue outbreaks, educating low-income expectant mothers, and improving the success of family health programs. The company also work with private payers, both large and small, to help them implement prevention programs that save both lives and dollars. Employers hire TNH to engage their workforces in healthy behaviors, especially if their employees are distributed geographically. Its bots are also used by pharmaceutical companies to improve their patient programs and increase medication adherence. It is also involved in several major clinical research studies. TNH Health is based in Brazil with offices in São Paulo and Santa Catarina states.

Huddle Brasil is a developer of an online game that evaluates competencies while the participant plays. Through these digital and interactive solutions, they help companies to significantly reduce the unconscious bias of their selection processes, improving the perception of the candidate selection journey and increase the assertiveness of hiring. It was started in 2018 and is headquartered in Brazil.

SimpliRoute Inc. is a cloud-based software company based in Santiago, Chile, specializing in route optimization and delivery planning. Founded in 2014, it offers a platform that enables users to efficiently plan and compare delivery routes, enhancing logistics for last-mile companies. The software automates the delivery process, allowing businesses to organize their operations with minimal effort. By leveraging innovative technological solutions and big data, SimpliRoute addresses complex logistical challenges, streamlining the delivery process for its clients.

Fhinck is a technology startup based in São Paulo, Brazil, established in 2014. The company specializes in business process management software aimed at enhancing operational efficiency and productivity for large enterprises. Its software provides real-time analysis and transforms data from various operations into actionable insights, allowing companies to identify waste, streamline processes, and improve overall efficiency. By addressing the need for advanced management tools, Fhinck empowers businesses to manage various functions, including finance, accounting, legal, IT, sales support, and customer service, with greater agility. The startup has gained recognition from Microsoft as part of the BizSpark program, which supports innovative startups by granting access to advanced technologies and resources to facilitate their market entry.

Hubbon is an app that makes shopping at airports become more simple. It was based in Guarulhos, Brazil.

Marmotex is a food delivery service operating in Brazil, focused on providing convenient meal solutions for busy customers. The company caters primarily to corporate clients, allowing employees to enjoy meals from local restaurants during their one-hour lunch breaks without the hassle of long lines or wait times. Marmotex differentiates itself through its organized delivery system, where each order is personalized with the customer's name and carefully placed for easy access. The platform also offers meal customization, enabling clients to select ingredients based on their preferences, ensuring quality and affordability. By streamlining the delivery process, Marmotex aims to enhance the dining experience for professionals seeking delicious food on a tight schedule.

N2B Brasil is a company based in São Paulo, Brazil, founded in 2016, that specializes in providing a software-as-a-service (SaaS) solution focused on nutrition and health. The platform offers users an experience akin to having a personal nutritionist, featuring personalized meal plans tailored to individual health goals. Users can engage in real-time chat with nutritionists for inquiries and guidance, while also utilizing an AI-driven food timeline to post meals and receive nutritional assessments. Additionally, the service includes a scanner for industrialized products, allowing clients to evaluate the quality of ingredients and nutritional data. N2B Brasil primarily operates on a B2B model, offering its services as a corporate benefit aimed at enhancing employee health and wellness through preventive care.

Bailanina is a children's clothing rental company that offers clothes from major brands rented for a fraction of the original price. It was founded by Rubia Basile in 2017 and it is headquartered in Sao Paulo, Brazil.

IDwall Technology LTDA is a Brazilian company founded in July 2016, specializing in artificial intelligence software for identity management. Based in São Paulo, it offers a comprehensive platform that automates the verification of identities, documents, and background checks. The company's suite of tools includes document validation, optical character recognition (OCR), facial recognition, and a workflow manager, which collectively enhance user authentication and fraud detection. By streamlining verification processes, IDwall helps businesses, including major banks and retail companies, save time and resources while ensuring compliance with regulatory requirements. Its technology enables real-time data extraction from document images, allowing businesses to verify customer information during sign-ups and transactions, thereby promoting secure operations.

Nagro is a fintech platform that connects farmers in Brazil to various credit sources, addressing the challenges they face in obtaining financing for agribusiness. The Brazilian agricultural sector relies heavily on credit, primarily from government sources, which are currently experiencing significant challenges. Farmers often encounter delays in credit approval, with only 70% of applications being fulfilled, and these processes can take over six months, hindering timely production. Nagro streamlines this process by using machine learning and data analysis to match farmers with suitable credit options based on their specific needs and circumstances. Their infrastructure allows for an intuitive registration process, gathering relevant information about farmers and their activities. Additionally, Nagro offers customized credit analyses and business information reports to credit sources, enhancing decision-making and improving satisfaction for both farmers and lenders. By simplifying and accelerating the agribusiness credit process, Nagro provides a viable alternative to the bureaucratic hurdles often associated with government financing.

Komus is a decentralized protection platform based in São Paulo, Brazil, focused on providing insurance solutions for smartphones. The company aims to build a community of trusted individuals who collaborate to protect their devices in a fair and transparent manner. Its platform offers a monthly subscription service that includes insurance against theft and damage, allowing users to receive cashback for every insurance purchased. This innovative approach seeks to enhance the accessibility and affordability of smartphone protection for consumers.

TerraMagna is a digital lender based in Brazil, specializing in the agricultural sector of Latin America. The company offers a range of financial products tailored to meet the specific needs of farmers and agricultural businesses. These products include personal loans, CFB lending, embedded buy now pay later (BNPL) options for agricultural inputs, and crop-collateralized financing, all accessible through a user-friendly web interface. By addressing the unique challenges and opportunities within agriculture, TerraMagna aims to enhance the resilience of the agricultural value chain and promote sustainable food security.

Docket is a company based in São Paulo, Brazil, founded in 2016, that specializes in optimizing the search, management, and analysis of documents with legal value. The company offers a range of solutions including document shopping, contract registration, property search, and monitoring services. By streamlining these processes, Docket aims to reduce costs and save time for businesses, making their operational procedures more strategic and efficient.

Contentools is a content marketing software company that helps businesses enhance website traffic, generate leads, and improve client conversion rates. Founded by Elton Miranda and Emilia Chagas on February 7, 2014, and headquartered in Florianopolis, Brazil, Contentools offers a platform that allows users to create and manage their workflows, facilitating strategy development, content creation, and analytics tracking. The software also fosters a community of marketing professionals who exchange ideas and strategies, enabling teams to achieve effective and sustainable growth.

Hand Talk is a mobile translator that converts content into Brazilian sign language in real-time on smartphones and tablets. Founded in 2012 and based in Maceió, Brazil, Hand Talk aims to provide digital and automatic translation to improve access to information and communication for the deaf community. By offering a solution that complements the work of Libras interpreters, Hand Talk strives to make communication more inclusive and accessible for all.

Mandaê is a Brazilian logistics company that leverages technology to enhance the delivery industry, offering an innovative and streamlined service for small and medium-sized businesses (SMBs). By providing a digital platform, Mandaê manages the entire parcel supply chain, including pickups, cross-docking, and last-mile transport, without owning physical assets. This model allows SMBs to utilize private transporters, significantly reducing their shipping costs by up to 35% compared to traditional postal services. Mandaê’s mission is to "Connect Stories" through logistics, ensuring a high-quality and efficient shipping experience. The company has received substantial investment from prominent Latin American investors and has gained recognition through various awards, including the ABComm Innovation in E-commerce Logistics Award and the São Paulo “Smart Cities” category of the 1776 Challenge Cup.

Liv Up is a direct-to-consumer food brand and online grocery store based in Brazil, specializing in natural flash-frozen meals. The company focuses on providing healthy and tasty food by sourcing fresh ingredients from local family farmers. With a commitment to quality, Liv Up ensures that its meals are made from natural ingredients, allowing customers to enjoy organic and delicious options conveniently. The use of advanced technology enables efficient processes, allowing the company to deliver its products at competitive prices across major metropolitan areas in Brazil. Through constant innovation and a dedication to customer satisfaction, Liv Up aims to redefine the grocery shopping experience while promoting healthy eating habits.

JetBov is a company based in Joinville, Brazil, that specializes in livestock and farm management software for the agriculture sector. Established in September 2015, JetBov offers a cloud-based platform designed to streamline the entire reproductive cycle of beef cattle. The platform integrates technology and management intelligence to enhance the meat production chain, allowing farm owners to efficiently manage vital information related to their livestock, production processes, and associated financial and operational data. Users can access this information conveniently through both mobile devices and computers, thereby improving agronomical, zootechnical, and economic outcomes in their operations.

Drafteam is a fantasy sports platform that is changing the way fans engage with live matches. Primarily focused on Brazil/LatAm markets, we're building a new experience for millions of sports fans across the globe. Drafteam - Seja o dono do jogo.

Hondana is a mobile learning platform based in São Paulo, Brazil, that specializes in corporate training solutions for medium to large-sized companies. Founded in 2012, the company leverages a decade of experience in digital content development across countries such as the United States, Japan, Korea, and China. Hondana's team consists of highly skilled professionals with backgrounds in creating successful technology products, including smartphones and eReaders. The platform facilitates communication, knowledge sharing, and goal tracking, incorporating motivational tools and data-driven insights to optimize performance. This enables leaders to effectively manage distributed teams, keep them engaged, and enhance overall productivity.

Moneto is a financial services application that automates the management of sales receipts for small businesses and insurance companies. Founded in 2013 by Marcos Arruda, Carlos Arruda, and Paulo Silva Filho, Moneto is headquartered in Sao Paulo, Brazil. The platform streamlines the billing process, ensuring timely payment collection and providing businesses with access to credit for reinvestment purposes. By simplifying financial transactions, Moneto aims to enhance operational efficiency and support the growth of its clients.

Pluvi.On is a company that specializes in advanced climate monitoring systems aimed at enhancing weather forecasting accuracy in Brazil. Utilizing a network of low-cost sensors and supercomputers, Pluvi.On delivers high-resolution weather data that can predict localized events, such as rain, with unprecedented precision. This innovative approach allows for the assessment of flood and landslide risks, providing timely alerts to the public through the San Pedro Bot on Facebook Messenger. By leveraging artificial intelligence and affordable technology, Pluvi.On empowers individuals and communities to make informed decisions and better prepare for extreme weather events, ultimately improving public safety and resilience.